Fintech APIs & Platform for KYC, Verification & Transactions in India | Eko Platform ServicesAPI Pricing & Commissions Calculator | Eko Platform Services
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Transparent API pricing & partner commissions

Pay per use for verification APIs — setup fee waived for a limited time. Earn commission on every DMT, AePS and BBPS transaction.

₹0 setup fee — limited-time offerPer-transaction billingNo monthly minimumsOnly successful calls billed
Pricing Calculator

Estimate your monthly cost

Pick the APIs you need, set your monthly volumes, and see your cost instantly.

PAN
Bank Account
UPI
GST & Business
Identity Documents
Vehicle
Employment
Data & Utility
Mobile OTP

* Bulk APIs are billed per individual verification in the bulk request — e.g. one bulk call with 100 PANs at ₹1.20 each costs ₹120.

Full rate card

Every verification API at a glance — per transaction, exclusive of GST @ 18%.

PAN

APIRateAdd to estimate
PAN Verification (Lite)
Popular
PAN Verification		₹1.20 per verification
PAN Comprehensive
PAN Verification		₹2.04 per verification
Bulk PAN Verification*
PAN Verification		₹1.20 per verification
Bulk PAN Status*
PAN Verification		₹1.20 per verification

Bank Account

APIRateAdd to estimate
Bank Search by IFSC
Bank Verification		₹0.18 per lookup
Bank Account Verification (Pennyless)
Bank Verification		₹2.04 per verification
Bank Account Verification (Pennydrop)
Popular
Bank Verification		₹3.00 per verification
Bulk Bank Account Verification*
Bank Verification		₹2.04 per verification

UPI

APIRateAdd to estimate
UPI ID (VPA) Verification
Popular
UPI ID Verification		₹2.64 per verification
Mobile to VPA
UPI ID Verification		₹1.44 per lookup

GST & Business

APIRateAdd to estimate
GST Verification (Basic)
GST Verification		₹0.72 per verification
Fetch GST with PAN
GST Verification		₹2.04 per verification
Advance GST
GST Verification		₹4.20 per verification
CIN Verification
CIN Verification		₹1.80 per verification
DIN Verification
DIN Verification		₹2.04 per verification
FSSAI License Verification
FSSAI Verification		₹3.24 per verification
ITR Compliance Check
ITR Compliance		₹2.04 per verification

Identity Documents

APIRateAdd to estimate
Driving Licence Verification
DL Verification		₹1.80 per verification
Voter ID Verification
Voter ID Verification		₹1.80 per verification
Passport Verification
Passport Verification		₹1.80 per verification
CKYC Download
₹7.80 per download
DigiLocker (Create URL)
DigiLocker		₹1.44 per request
Name Match
Name Match		₹0.60 per match

Vehicle

APIRateAdd to estimate
Vehicle RC Verification
RC Verification		₹3.00 per verification
Vehicle E-Challan Advance
E-Challan		₹2.04 per check

Employment

APIRateAdd to estimate
EPFO Passbook
Employee Verification		₹7.20 per fetch
Employee Detail
Employee Verification		₹6.00 per verification
Doctor Verification
₹3.60 per verification

Data & Utility

APIRateAdd to estimate
Email Verification
Email Verification		₹8.40 per check
Reverse Geocoding
Reverse Geocoding		₹3.60 per lookup

Mobile OTP

APIRateAdd to estimate
Mobile OTP (Send)
Mobile OTP		₹0.15 per OTP sent

All prices in ₹ per transaction, exclusive of GST @ 18%.

* Bulk APIs are billed per individual verification in the bulk request — e.g. one bulk call with 100 PANs at ₹1.20 each costs ₹120.

Earnings Calculator

Estimate your monthly earnings

DMT, AePS and BBPS pay you a commission per transaction. Set your volumes and average amounts to see your estimated monthly earnings.

DMT
AePS
BBPS

Commission per transaction, exclusive of GST. Where operator rates vary, the lowest rate is used for a conservative estimate.

Commission rate card

DMT, AePS and BBPS commissions at a glance — per transaction, exclusive of GST @ 18%.

DMT — Commission by transaction amount

Sender pays 1% fee (min ₹10.00); one-time sender KYC ₹11 · Max txn ₹5,000

Txn amount (₹)Eko pricingYour commissionAfter TDS @ 2%
100 – 1,000₹5.67₹2.87₹2.81
1,001 – 1,100₹6.52₹3.72₹3.65
1,101 – 1,200₹7.37₹4.57₹4.48
1,201 – 1,300₹8.22₹5.42₹5.31
1,301 – 1,400₹9.06₹6.26₹6.13
1,401 – 1,500₹9.91₹7.11₹6.97
1,501 – 1,600₹10.76₹7.96₹7.80
1,601 – 1,700₹11.61₹8.81₹8.63
1,701 – 1,800₹12.45₹9.65₹9.46
1,801 – 1,900₹13.30₹10.50₹10.29
1,901 – 2,000₹14.15₹11.35₹11.12
2,001 – 2,500₹18.39₹15.59₹15.28
2,501 – 3,000₹22.62₹19.82₹19.42
3,001 – 3,500₹26.86₹24.06₹23.58
3,501 – 4,000₹31.10₹28.30₹27.73
4,001 – 4,500₹35.34₹32.54₹31.89
4,501 – 5,000₹39.57₹36.77₹36.03

AePS — Cashout & mini statement

Mini statement earns ₹0.75 per transaction

Transaction bracketCashout commission
₹101 – ₹3,0000.4% of amount
₹3,001 – ₹10,000₹13.00 flat
Fund settlement · ₹101 – ₹25,000₹5.00 + GST (charge)
Fund settlement · ₹25,001 – ₹2,00,000₹10.00 + GST (charge)

BBPS — Commission by bill category

Lowest operator rate shown where rates vary — conservative estimate

CategoryCommissionAdd to estimate
Electricity Bill₹1 – ₹5,000: ₹1.20; ₹5,001 – ₹20,000: 0.52% of amount; ₹20,001 – ₹1,00,000: 0.6% of amount; ₹1,00,001+: 0.32% of amount
Water & Piped Gas₹1 – ₹5,000: ₹1.20; ₹5,001 – ₹20,000: 0.52% of amount; ₹20,001 – ₹1,00,000: 0.6% of amount; ₹1,00,001+: 0.32% of amount
Mobile Postpaid & Landline₹0.72
Broadband₹0.72
Insurance Premium₹1 – ₹5,000: ₹3.76; ₹5,001+: ₹1.74
Loan EMI Repayment₹2.00
FASTag Recharge

Bank-issued FASTags ₹1.12; FASTag (General) 0.05%

₹1.12
LPG Cylinder Booking

Rate varies by oil company — see Excel rate card

₹0.80
Mobile Prepaid Recharge

1%–3.04% by operator (Jio/Airtel 1%, VI 2.56%, BSNL 3.04%)

1% of amount
DTH Recharge

2%–2.56% by operator (Tata Play/Videocon 2%, others 2.56%)

2% of amount
Credit Card Bill Payment₹0.20
Education Fee Payment₹1.74
Municipal Taxes & Services

₹0.72–₹1.824 by amount and corporation

₹0.72
Metro Card Recharge₹0.80

All commissions in ₹ per transaction, exclusive of GST @ 18%. TDS @ 2% applies on payouts.

Operator-wise rates for 100+ BBPS billers are in the downloadable Excel rate card.

Connected Banking

Virtual accounts & BaaS pricing

One-time setup per bank per user, plus simple per-transaction charges.

Bank integrations

Setup fee is ₹75,000 + GST per bank per user · Banks: HDFC, IDFC FIRST, RBL, SLICE

1

Monthly transactions

01K10K1L10L
txn/mo

Average transaction amount

Determines the per-transaction charge slab (₹8.00 up to ₹1,000 · ₹8.00 up to ₹25,000 · ₹15.00 up to ₹50,000)

₹

Connected Banking rate card

Transaction slab (₹)Charge per txn (excl. GST)
100 – 1,000₹8.00
1,001 – 25,000₹8.00
25,001 – 50,000₹15.00

One-time setup fee: ₹75,000 + GST per bank per user · Available banks: HDFC | IDFC FIRST | RBL | SLICE

Frequently Asked Questions

How does billing work?+

Usage is billed per successful API call — you pay only for verifications that return a result. There is no monthly minimum and no lock-in. Monthly invoices are available on the Connect portal.

Is there a setup fee?+

Setup fees are currently waived as a limited-time offer — you pay ₹0 to activate. Standard activation fees may apply for new integrations once the offer ends.

Are the listed prices inclusive of GST?+

No. All listed rates are exclusive of GST, which is charged at 18%. The calculator lets you toggle the total between GST-inclusive and GST-exclusive views. Add your GST number on the Connect portal for GST-compliant invoices.

Am I charged for failed verifications?+

No. You are only billed for successful API responses. Failed or errored calls are not counted toward your usage.

Is there a free sandbox to test the APIs?+

Yes. Sandbox access is free — sign up, test every API end-to-end with sample data, and move to production whenever you're ready.

Can prices change?+

Commercials are subject to change based on service-provider terms. Any revision is communicated in advance, and your dashboard always reflects the rates applicable to your account.

How do DMT commissions work?+

Your commission per DMT transaction depends on the transaction amount slab — from ₹2.87 on transfers up to ₹1,000 to ₹36.77 on transfers of ₹4,501–₹5,000. The sender pays a 1% transaction fee (minimum ₹10); your commission is what remains after Eko's pricing, exclusive of GST.

Who pays the DMT customer fee and sender KYC charge?+

Both are charged to the sender: a 1% transaction fee (minimum ₹10) per transfer, and a one-time ₹11 (excl. GST) KYC charge when a new sender is registered.

Is TDS deducted from commissions?+

Yes. TDS @ 2% is deducted from every commission payout, as required by law. The calculator shows both your gross commission and an indicative after-TDS figure.

How does AePS commission work?+

AePS cash withdrawals earn 0.40% of the amount for transactions of ₹101–₹3,000 and a flat ₹13 for ₹3,001–₹10,000. Mini statements earn ₹0.75 per transaction. Fund settlements carry a small charge of ₹5–₹10 + GST depending on the settlement amount.

Where can I find operator-wise BBPS commission rates?+

The calculator uses category-level rates (conservative, lowest operator rate where rates vary). The downloadable Excel rate card lists commission for every BBPS operator — 100+ billers across electricity, insurance, EMI, FASTag, prepaid and more.

Are the commission rates inclusive of GST?+

No. All commission figures are exclusive of GST @ 18%. Add your GST number on the Connect portal for GST-compliant invoices.

What does the Connected Banking setup fee cover?+

The one-time setup fee of ₹75,000 + GST applies per bank per user and covers the virtual-account and BaaS infrastructure integration with that bank.

Which banks are available for Connected Banking?+

HDFC, IDFC FIRST, RBL and SLICE. Each bank integration is set up separately per user.

What are the Connected Banking transaction charges?+

₹8 per transaction (excl. GST) for amounts of ₹100–₹25,000 and ₹15 per transaction for ₹25,001–₹50,000.

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