Pakistan

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What we do

The Federal Insurance Ombudsman (FIO) of Pakistan is an independent and specialized institution established to provide a forum for the resolution of disputes between policyholders and insurance companies. As per provisions of Insurance Ordinance, 2000 & The Federal Ombudsmen Institutional Reforms Act, 2013, Federal Insurance Ombudsman operates to investigate the allegations of maladministration of insurance companies and decide the matter in just manner.

The FIO’s functions include investigating complaints filed by policyholders, recommending solutions to disputes, and ensuring that insurance companies adhere to the laws and regulations governing the insurance industry in Pakistan. The FIO also has the authority to recommend changes to policies and practices within the insurance sector to ensure better protection of consumer rights.

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نئی شکایت درج کروائیں

Complaint شکایت

Federal Insurance

Ombudsman Profile

Ombudsman Profile.png Mumtaz Ali Shah retired as the Chief Secretary Sindh in March 2022 after an illustrious 37-year career in the Civil Service of Pakistan. He previously served in senior federal positions, earning wide recognition for his impeccable integrity, professional excellence, and visionary leadership. In 2017, he was elevated to the highest tier of the Civil Service in acknowledgment of his outstanding contributions to public administration. Throughout his extensive career, he held some of the most critical administrative and leadership roles at both provincial and federal levels. He led complex operations, managed large public-sector teams, and played a central role in strengthening governance frameworks across diverse regions of Pakistan. His responsibilities frequently involved conducting sensitive inquiries, supervising key administrative processes, and ensuring transparent, fair, and efficient decision-making. His reputation for professionalism, discipline, and impartiality distinguished him in every position he served.

Since assuming charge of the FIO institution, Mr. Mumtaz Ali Shah has introduced forward-looking reforms that have fundamentally transformed its operational efficiency. Under his leadership, the complaint-registration system has been fully digitalized, enabling citizens to file complaints swiftly, transparently, and without procedural hurdles. These reforms have modernized the complaint-resolution mechanism. As a result, complainants now receive speedy, hassle-free, and cost-free relief, reflecting a renewed commitment to public service delivery and institutional accountability. His emphasis on governance innovation, public-centric service delivery, and technological advancement continues to set new standards of excellence for the institution and reinforces the principles of transparency, justice, and accessibility.

Message from Honorable Federal Insurance (Ombudsman)

Welcome to the website of Federal Insurance Ombudsman. My team and I are here to help you resolve your grievances against Insurance companies. We would ensure prompt redressal of your grievances.

وفاقی انشورنس محتسب كا پیغام

وفاقی انشورنس محتسب کی ویب سا ئٹ پر خوش آمد ید۔میں اور میر ے رفقا ئے کار، وفاقی حکو مت کے اداروں کے خلاف آپ کی شکا یات کے فو ری ازالے کو یقینی بنا نے کے لئے مو جود ہیں

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Latest News
  • Newly appointed Federal Insurance Ombudsman emphasized on delivering of Speedy & Free of cast justice at doorstep.
  • Directions has already been given to all Advisors / Consultants to disposed off complaints within 60 days “Mumtaz Ali Shah”.
  • Federal Insurance Ombudsman advised to disposed off matters amicably as per the essence of Law.
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