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The On-Chain Financial Operating System.

Stablecoin payments, travel booking, and investing in a single client, settled on Arbitrum. Pay in USDC, book over two million stays and flights, and let AI agents pay per request via x402 — with passkey security and no gas fees.

Get Started (Web App)Explore Developer Docs
For creators →For platforms →Join the community →

Integrated rails, stablecoins & networks

StripeWiseAlpacaMarqetaPersonaSardineSafeTurnkeyUSDCEURCBaseSolanaArbitrum
Get it onGoogle Play
Desktop:Windows .msimacOS .dmgLinux .deb

Everything money can do, in one client.

Stablecoin Cards

2-of-2 MPC virtual cards with instant fiat settlement.

Stocks & ETFs

Fractional investing from $1 via Alpaca.

Local Bank Accounts

IBANs, routing, and account numbers via Wise.

Developer SDKs

CLI tools, webhook listeners, and React Elements.

And everything else

Instant Convert

Swap fiat ↔ crypto instantly. USDC to EUR, BTC to GBP — real-time FX.

Send & Receive

Send stablecoins to any wallet, email, or phone. Receive via QR code.

Earn Yield

Earn APY on idle USDC/EURC. Auto-compound, no lock-up period.

Passkey Security

Passwordless WebAuthn login. 2-of-2 MPC custody. No seed phrases.

Analytics & Insights

Spending by category, MCC merchant tagging, CSV/PDF statements.

Browser Extension

One-click stablecoin checkout, card autofill, and QR scan-to-pay.

Desktop App

Native Windows, macOS, and Linux via Tauri — full dashboard, lightweight.

AI Agentic Payments

x402 protocol — let AI agents pay for API calls from your balance.

Travel with Us

Book 2.2M+ stays & flights with crypto.

Pay with USDC, SOL, BTC or 100+ tokens and earn 2% cashback on every booking. Powered by Travala · settled via x402.

Explore destinationsBook now →

2.2M+

Stays & flights

230+

Countries

2%

Cashback

Issue a card in a few lines.

Read the docs →
issue-card.ts
import { Furlpay } from '@furlpay/node';

const furlpay = new Furlpay('sk_test_123');

const card = await furlpay.cards.issue({
  kind: 'virtual',
  currency: 'USD',
  controls: { perPurchase: 2500, daily: 5000 },
});
200 OK · response.json
// press Run ▷ to issue a card

Custody-grade security, consumer-grade UX.

2-of-2 MPC + HSM

Turnkey HSM policy co-signs every spend. No single key ever exists.

WebAuthn passkeys

Phishing-resistant fingerprint or Face ID login, with no passwords to steal.

Real-time fraud

Sardine biometric + device risk scoring gates every transfer.

Exploit-hardened

Policy engine designed to prevent Gnosis Pay-class card exploits.

Simple, transparent tiers.

Standard

$0/mo

For everyday spending

  • 1% stablecoin cashback
  • Up to 4% APY on idle USDC/EURC
  • Virtual stablecoin card
  • Local USD/EUR account
  • Fractional investing
Get started

Pro

POPULAR

$9/mo

For power users

  • 2% cashback (up to $10k/mo)
  • Up to 6% APY on balances
  • Metal physical card
  • Higher limits & priority FX
Get started

Ultra

$29/mo

For builders & teams

  • 3% cashback + up to 8% APY
  • Portfolio-backed credit line
  • Full API + webhooks
  • Dedicated MPC policy · 24/7 support
Get started

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