A calculator for simulating employee stock purchase plans with Romanian tax implications. This calculator helps employees visualize the growth of their investment in company stocks through discounted purchase programs, including dividend reinvestment and tax calculations according to Romanian tax law.

• 📊 Calculate investment growth over time
• 💰 Account for discounted stock purchases
• 💸 Reinvest dividends automatically
• 🧾 Calculate capital gains tax (Romania)
• 🏥 Calculate Romanian health insurance contributions (CASS - progressive tax system)
• 📉 Visualize investment growth with interactive charts
• 📝 View detailed yearly breakdown of investment performance

1. Visit the Calculator 🔗
2. Enter your investment parameters:
   • 💲 Initial discounted stock price
   • 📊 Current market price
   • 🔻 Future discount rate for employee stock purchases
   • 💵 Annual investment amount
   • 💰 Expected dividend per share
   • ⏱️ Investment duration
   • 💹 Annual stock price growth
   • 🧾 Capital gains tax rate
   • 🏥 Health insurance rate
   • 💶 Minimum wage (for health insurance calculations)
   • 💱 Exchange rate (EUR to Lei)
3. Click "Calculate" to see the results! ✨

The health insurance contribution (CASS) in Romania is progressive based on thresholds:

• 1️⃣ First threshold: 6 national gross minimum wages/year
• 2️⃣ Second threshold: 12 minimum wages per economy
• 3️⃣ Third threshold: 24 minimum wages per economy

The contribution is 10% of the applicable threshold (not the actual income).

• 🌐 HTML5
• 🎨 CSS3
• 💻 JavaScript (Vanilla)
• 📊 Chart.js for data visualization

This project is licensed under the MIT License.

🌟 Happy investing! 🌟