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rachkat/README.md

Welcome 🙂

📞 (915) 269-2543 | ✉️ rachelgainer@gmail.com | LinkedIn | Blog


📄 NSLS Letter of Recommendation


About Me

I’m a data analyst with a master’s in data analytics and a background in teaching. I enjoy exploring data, uncovering patterns, and transforming them into insights that people can act on. At the core, my work is about turning complex information into clear stories and practical solutions that drive impact.

Outside of data, you’ll find me experimenting in the kitchen, running or hiking outdoors, and recharging through mindfulness. Staying active and grounded gives me the calm, curiosity, and determination I carry into my professional work.


Skills

  • Data Analysis & Exploration: Statistical modeling, forecasting, hypothesis testing, and data cleaning with Python, R, and Excel

  • SQL & Databases: Writing complex queries, joins, aggregations, and optimizing relational database performance

  • Data Visualization & BI: Building interactive dashboards and reports in Tableau, Power BI, and Excel to inform decision-making and storytelling

  • Machine Learning & Predictive Analytics: Applying supervised learning, regression, and classification models to solve real-world problems and support risk analytics

  • ETL & Data Pipelines: Extracting, transforming, and loading data to ensure accuracy, integrity, and scalability in analytics workflows

  • Business & Strategy: Dashboard design, business intelligence reporting, data governance, compliance, problem-solving, and stakeholder communication


Projects

Credit Risk Capstone — Logistic Regression

View Repo

  • Predicted loan defaults using logistic regression under the CRISP-DM framework.
  • Delivered insights to reduce default exposure and support credit risk strategy.

Scalable Credit Risk Framework — k-NN Pilot

View Repo

  • Built a k-NN classification model to replace Excel-based scoring.
  • Outlined a scalable deployment roadmap with BI dashboards and cloud workflows.

Fraud Detection — PCA & PRIDIT Models

View Repo

  • Applied PCA + PRIDIT scoring to flag high-risk insurance policies.
  • Improved fraud detection efficiency and reduced auditing costs.

Customer Targeting — Predictive Modeling

View Repo

  • Modeled customer behavior to optimize acquisition and retention.
  • Produced actionable segments and dashboards to boost marketing ROI.

Certifications

  • IBM, Data Science Professional Certificate – 2023
  • IBM, Machine Learning with Python (with Honors) – 2024
  • Microsoft, Analyzing & Visualizing Data with Power BI — 2024
  • AICPA, Applying Data Analytics to Business Performance – 2025
Other certifications
  • Data Analytics Core Concepts Certificate — AICPA (2025)
  • DAT-640 Predictive Analytics — uCertify (2025)
  • Decision Methods & Modeling — uCertify (2024)
  • Data Cleansing — AICPA (2024)
  • Introduction to Data Analysis — AICPA (2025)
  • 35 PDUs — Project Management Institute (2024)
  • Microsoft Power BI descktop- Creating Reports (2024)

Education

M.S. Data Analytics — Southern New Hampshire University (2026)

  • GPA: 3.93 | Summa Cum Laude (Highest Honors)
  • National Society of Leadership and Success Member

B.S. Psychology, Minor in Biology — University of Houston (2021)

  • PSI CHI International Honor Society

👉 Looking to connect with teams that value clear communication and strong data-driven insights.

✨ Thank you for stopping by my profile today — I wish you a beautiful day!


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  1. credit-risk-capstone credit-risk-capstone Public

    Predictive modeling project applying the CRISP-DM framework to forecast loan default risk. Built logistic regression (AUC ≈ 0.82) with reproducible R code and executive-ready reporting to support f…

  2. building-a-scalable-credit-risk-framework building-a-scalable-credit-risk-framework Public

    Developed a credit risk framework for GE’s lending team using CRISP-DM and k-NN modeling. Demonstrated how predictive analytics can reduce default losses and improve risk management through scalabl…

  3. predictive-modeling-customer-targeting predictive-modeling-customer-targeting Public

    Applied Logistic Regression + Random Forest on CoIL Challenge 2000 data to optimize customer acquisition for mobile home insurance. Improved targeting efficiency by identifying high-probability pol…

  4. fraud-detection-pridit-pca-r fraud-detection-pridit-pca-r Public

    Conducted fraud analytics on claims data with Basel II framing. Used PRIDIT + PCA (RIDITs) to surface suspicious claims without labels, demonstrating unsupervised detection methods for operational …

  5. Heart-Attack-Risk-Prediction Heart-Attack-Risk-Prediction Public

    Analyzed patient data with logistic regression to predict risk of a second heart attack. Combined exploratory data analysis, feature engineering, and structured R scripts to deliver a clinically in…

    R

  6. walmart-facility-location walmart-facility-location Public

    Evaluated international expansion strategy using Factor Rating Method (FRM). Compared Russia vs. South Korea for Walmart’s new facility, integrating logistics, warehousing, and quality constraints …