Life insurance broker

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A lot of individuals underestimate the need of life insurance, not only is their different types of policies, different families have different needs and budgets. Most people think having insurance through work is sufficient, well if you get another job it’s gone that insurance is non transferable. If you were gone could your loved ones afford to continue life or will they be forced to sell the house for example, could your children still afford college?

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an info sheet describing the benefits of life insurance

Do I need Life Insurance? Check out the infographic below from award-winning life insurance broker, Reassured, to help answer ‘do I need life insurance?’

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an image of how life insurance loan works

If your life insurance policy has cash value, you may be able to borrow money from it for other expenses. But should you? Learn how it works and weigh the pros and cons.

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Fidens has experience in many types of insurance in order to prevent potential risk & manage liability pitfalls. Whether be companies or individuals, we help place insurance for businesses, employees, health benefits, & as well as homes/auto. Please visit FIDENS.COM for more information or calls us at 833-4-FIDENS.

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Term vs permanent life insurance

The reason why many recommend term life insurance is because, ideally, after a 10, 20, or 30 year term, you’ll no longer need life insurance. The thought process is, either you’re likely to pass during the term, or after the length of the term, you’ll have built up enough liquid assets to cover your final expenses. If thislikelihood is not true for you or close family members, it’s worth looking into other insurance options. Life insurance is not a one-size fits all. Be sure to discuss your

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