The Flaw

Utterly fascinating and very well put together account of the true source of all that "bother" in 2008. Highly recommended. It would be wonderful to hope that we will learn lessons from this, but unfortunately human nature doesn't work like that. "Greed is good."

4 is a generous rating.

This documentary spends too much time on inequity of pay. Frankly, if all pay increases, we don't care if someone else makes more.

The housing index adjusted for inflation from 1890 was interesting.

They pulled out tiny bits of Allen Greenspans congressional inquiry to make him look bad. They used it to cast doubt on capitalism without justifying or explaining what the actual failure was that caused the crisis.

Banks loaned to people who should never have qualified for the loans. Yes. But why!? Banks would never do that because it puts them at risk. Underwriters would never do this if they were free to make their best decisions.

This documentary makes it look like it's the banks who cooked up this idea to lend money to people without verifying income. That's false. Bill Clinton signed law requiring lending without checking. They wanted to NOT DiSCRIMINATE based on INCOME That is just stupid. Banks simply complied and then figured out a way to sell the unvetted loans... risk mitigation. It's exactly what any business would do when the government forces them into business practices that do not make financial sense.

This had a lot of potential to enlighten about the 2008 fall, but it failed. I would not recommend this to my kids or anyone for a big picture of the 2008 banking crisis. It had agenda toward equity instead of focusing on the actual laws and resulting compliance that caused it.

This is Communist propaganda. It omits so many of the actual catalysts for the 2008 collapse.

I would not recommend watching this program. Watch The Big Short instead. Far more accurate and educational.

The Flaw delivers the story of the causes of the financial crisis and what may have caused it. There is bias in this documentary but it isn't as overt as most documentaries. The great thing and the reason why I believe that everyone should watch this movie is that this documentary delivers a the information of the financial crisis in a format that is easy to digest and gives great visual representation of everything that lead up to the collapse. The flaw of The Flaw is that there are some stories and story lines that are personal to one or two people instead of a whole audience. These stories, in my opinion, are David Sington's attempt to elicit an emotional connection and reaction to what happened with the financial collapse. This makes the documentary feel more personal and allows the viewer to feel more connected to the issues. That said, that is part of what I am not a huge fan of with these types of documentaries. I personally would have rather just had the information and the graphs and charts showing what happened without the personal stories so that the movie wouldn't feel so biased. This is a good documentary that is a scant 78 minutes, has good information and is easy to get through.

A rather mild and weak explanation of the way people were duped before the 2008 crash and the sheer uncaring criminality of the suffering caused to many ordinary people who lost their homes, jobs and much more. For a more robust examination of and explanation of what went on, watch The Big Short instead, it's more entertaining and enlightening.