Bills binder organization

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Last updated 10mo
a person holding a stack of folders on top of a tabletop with sticky notes attached to it

I use a 3-inch binder to keep my current (the past 6 months) bills organized. I just recently purchased one of the Better Binders from Staples to replace my old one which had seen better days. I got the hot pink color because it's the only thing that could possibly be cheery about doing the bills. I have a pencil pouch in the front which houses my calculator, a black or blue ink pen, a red pen and a pencil. Behind that pouch is a clear plastic pouch which houses my outstanding bill stubs…

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a notebook with some writing on it and numbers in the top right hand corner that says, monthly budget

Yes the monthly income is less than the monthly amount of bills-BUT- as the red writing says, that is not including overtime or side jobs. This is my actual budget, and we do make more than that and always pay our bills on time. This budget really helps stretch money if your in a tight spot. This keeps us on track & on time. Helps let us know where all of our money is being spent, & not to overspend on anything we don't need. This budget had helped us get 3 months ahead of our bills!

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