01AI Toolkit for Insurance Carriers

The Frontier AI for Insurance

Purpose-built AI for the complexities of insurance that liberates examiners to understand claims the way claimants lived them and enables leaders to build a new future for their industry.

Ask a question on a real claim
- Session- With- Length
Bring a closed fileClaims Engineer30 minutes
First notice of loss
Investigation
Evaluation & reserve
Negotiation & litigation
Resolution & recovery
First notice of loss
Investigation
Evaluation & reserve
Negotiation & litigation
Resolution & recovery
First notice of loss
Investigation
Evaluation & reserve
Negotiation & litigation
Resolution & recovery
First notice of loss
Investigation
Evaluation & reserve
Negotiation & litigation
Resolution & recovery
First notice of loss
Investigation
Evaluation & reserve
Negotiation & litigation
Resolution & recovery
First notice of loss
CLM-1142Vision
02In production at
Unum
Sun Life
WSIB
Symetra
The Hartford
OneAmerica
Cooperators
Industrial Alliance
Canada Life
Voya
Dearborn
Unum
Sun Life
WSIB
Symetra
The Hartford
OneAmerica
Cooperators
Industrial Alliance
Canada Life
Voya
Dearborn
04Why Carriers Choose Owl

Transform Insurance with AI That Works

AI that’s accountable, effective, and ethical at every workstage so insurance leaders can enable better & faster claims decisions and become industry stewards.

01Complete Coverage

Every page, read end to end.

AI that reads everything, from legal & medical files to photos and handwritten notes, connecting complex & dispersed claims data into a coherent story and freeing examiners to process straightforward claims faster and give the harder claims the time they deserve.

In this loop
  • 11× faster processing

  • 220+ document types

  • Every line of business

01 / 04
05Domain-Specific AI

Insurance AI vs. Generic LLMs

Optimized for insurance since 2017, Owl combines industry-best document processing with a custom vision-language model and domain-specific knowledge to understand every detail with precision.

1
2
Pick an industry first...
Claim Sources
Relevant files
Select a line of business to load its files.
3
Pick a line of business first...
QUESTION
Your question appears here once you pick a use case.
4
Owl
Domain-specific
Awaiting run
0.00s
GPT-5
General
Awaiting run
0.00s
Claude Sonnet 4.6
General
Awaiting run
0.00s
5
INSURANCE BENCHMARK, 4,200 PROMPTS, Q1 2026
Read the full report
Model
Speed
Precision
Cost
Availability
Owl
Domain: insurance
GPT-5
OpenAI, general
Claude Sonnet 4.6
Anthropic, general
06Built for Any Use Case

AI That’s Adaptable, Holistic, Scalable

Full-service AI for high-performing insurance teams, from claims and SIUs to legal and underwriting; deploy iteratively or implement everywhere, for any line and workflow.

07Customer Case Study

How One Carrier Hit 4x ROI with Owl

A carrier's in-house legal team spent undue time reviewing large, complex claim files and relied heavily on outside counsel. With Owl, they streamlined document intake and fact extraction—increasing efficiency and leaning less on outside legal support.

Owl paid for itself fast. We gained time, consistency, and real cost savings.
VP, Legal Operations
Results
0×
ROI
within the first six months
0%
Outside counsel spend
reduced
>0%
Internal prep time
cut
0%
Case preparation
faster
08Speak with us

The carriers shaping the future of claims are already running on Owl.

Briefings are by request only. We’ll share live customer case studies, deployment timelines, and outcome benchmarks relevant to your line of business.