AU2000270486A1 - Electronic payment methods - Google Patents

Electronic payment methods

Info

Publication number
AU2000270486A1
AU2000270486A1 AU2000270486A AU7048600A AU2000270486A1 AU 2000270486 A1 AU2000270486 A1 AU 2000270486A1 AU 2000270486 A AU2000270486 A AU 2000270486A AU 7048600 A AU7048600 A AU 7048600A AU 2000270486 A1 AU2000270486 A1 AU 2000270486A1
Authority
AU
Australia
Prior art keywords
electronic payment
payment methods
methods
electronic
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2000270486A
Inventor
Chow Chi Wui Francis
Beng Teck Alvin Tan
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PAYPERFECT Pte Ltd
Original Assignee
PAYPERFECT Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by PAYPERFECT Pte Ltd filed Critical PAYPERFECT Pte Ltd
Publication of AU2000270486A1 publication Critical patent/AU2000270486A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/388Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2000270486A 2000-08-22 2000-08-22 Electronic payment methods Abandoned AU2000270486A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/SG2000/000120 WO2002017181A1 (en) 2000-08-22 2000-08-22 Electronic payment methods

Publications (1)

Publication Number Publication Date
AU2000270486A1 true AU2000270486A1 (en) 2002-03-04

Family

ID=20428849

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2000270486A Abandoned AU2000270486A1 (en) 2000-08-22 2000-08-22 Electronic payment methods

Country Status (3)

Country Link
US (1) US7716129B1 (en)
AU (1) AU2000270486A1 (en)
WO (1) WO2002017181A1 (en)

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US8281129B1 (en) 2001-08-29 2012-10-02 Nader Asghari-Kamrani Direct authentication system and method via trusted authenticators
US7444676B1 (en) * 2001-08-29 2008-10-28 Nader Asghari-Kamrani Direct authentication and authorization system and method for trusted network of financial institutions
US7596804B2 (en) 2002-07-02 2009-09-29 Aol Llc Seamless cross-site user authentication status detection and automatic login
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CN1830001A (en) * 2003-08-08 2006-09-06 倍酷国际有限公司 Method for facilitating authentication of financial transactions over a wireless communication network
US20090248584A1 (en) * 2004-02-13 2009-10-01 Paysetter Pte Ltd System and method for facilitating payment to a party not having an account that can be used to hold a monetary value equivalent
DE102004049009A1 (en) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Managing payments for purchases via computer, employs dialogs concerning purchase and payment via both computer- and telephone networks
US7588181B2 (en) 2005-09-07 2009-09-15 Ty Shipman Method and apparatus for verifying the legitamacy of a financial instrument
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US8090650B2 (en) 2008-07-24 2012-01-03 At&T Intellectual Property I, L.P. Secure payment service and system for interactive voice response (IVR) systems
US10706402B2 (en) 2008-09-22 2020-07-07 Visa International Service Association Over the air update of payment transaction data stored in secure memory
US20100217709A1 (en) * 2008-09-22 2010-08-26 Christian Aabye Apparatus and method for preventing unauthorized access to payment application installed in contactless payment device
US9824355B2 (en) 2008-09-22 2017-11-21 Visa International Service Association Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US8977567B2 (en) 2008-09-22 2015-03-10 Visa International Service Association Recordation of electronic payment transaction information
US10127537B1 (en) 2008-09-30 2018-11-13 Wells Fargo Bank, N.A. System and method for a mobile wallet
US8275714B2 (en) * 2008-10-05 2012-09-25 Eugenio Rafael A Method for performing a digital cash transaction
EP2216742A1 (en) 2009-02-09 2010-08-11 C. Patrick Reich Mobile payment method and devices
US20110010283A1 (en) * 2009-07-09 2011-01-13 Eddie Williams E-card
US20110082789A1 (en) * 2009-10-06 2011-04-07 Apple Inc. Vendor payment consolidation system
US8510816B2 (en) 2010-02-25 2013-08-13 Secureauth Corporation Security device provisioning
US8799152B2 (en) * 2010-04-07 2014-08-05 Cardinalcommerce Corporation Universal merchant application, registration and boarding platform
US8548857B2 (en) 2010-07-10 2013-10-01 William Jennings STEVISON Method and system for detection of credit card fraud
WO2012123727A1 (en) * 2011-03-11 2012-09-20 Callsign, Inc Personal identity control
WO2013055114A1 (en) * 2011-10-13 2013-04-18 에스케이플래닛 주식회사 Electronic payment method, system, and device
US20130124364A1 (en) * 2011-11-13 2013-05-16 Millind Mittal System and method of electronic payment using payee provided transaction identification codes
KR101409754B1 (en) * 2012-03-12 2014-06-19 에스케이플래닛 주식회사 System for payment of off-line transaction, method thereof and apparatus thereof
AU2013239347A1 (en) * 2012-03-30 2014-11-06 Ip Payovation Pty Ltd Payment apparatus and method
US20140006280A1 (en) * 2012-06-29 2014-01-02 Ebay, Inc. Payment authorization system
US8959032B2 (en) 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction
US10380583B1 (en) 2012-12-17 2019-08-13 Wells Fargo Bank, N.A. System and method for interoperable mobile wallet
US20140258009A1 (en) * 2013-03-05 2014-09-11 Mobibucks Corp. Payment service registration
US9262759B2 (en) 2014-04-10 2016-02-16 Bank Of America Corporation Wearable device as a payment vehicle
US9785994B2 (en) 2014-04-10 2017-10-10 Bank Of America Corporation Providing comparison shopping experiences through an optical head-mounted displays in a wearable computer
US9213819B2 (en) 2014-04-10 2015-12-15 Bank Of America Corporation Rhythm-based user authentication
US10121142B2 (en) 2014-04-11 2018-11-06 Bank Of America Corporation User authentication by token and comparison to visitation pattern
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US9424575B2 (en) 2014-04-11 2016-08-23 Bank Of America Corporation User authentication by operating system-level token
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Also Published As

Publication number Publication date
US7716129B1 (en) 2010-05-11
WO2002017181A1 (en) 2002-02-28

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