AU2001230443A1 - System and method of secure payment and delivery of goods and services - Google Patents
System and method of secure payment and delivery of goods and servicesInfo
- Publication number
- AU2001230443A1 AU2001230443A1 AU2001230443A AU3044301A AU2001230443A1 AU 2001230443 A1 AU2001230443 A1 AU 2001230443A1 AU 2001230443 A AU2001230443 A AU 2001230443A AU 3044301 A AU3044301 A AU 3044301A AU 2001230443 A1 AU2001230443 A1 AU 2001230443A1
- Authority
- AU
- Australia
- Prior art keywords
- user
- parties
- services
- computer program
- goods
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Managing shopping lists, e.g. compiling or processing purchase lists
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y10—TECHNICAL SUBJECTS COVERED BY FORMER USPC
- Y10S—TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y10S707/00—Data processing: database and file management or data structures
- Y10S707/99931—Database or file accessing
- Y10S707/99933—Query processing, i.e. searching
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y10—TECHNICAL SUBJECTS COVERED BY FORMER USPC
- Y10S—TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y10S707/00—Data processing: database and file management or data structures
- Y10S707/99931—Database or file accessing
- Y10S707/99933—Query processing, i.e. searching
- Y10S707/99934—Query formulation, input preparation, or translation
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Mobile Radio Communication Systems (AREA)
- Storage Device Security (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A system, method and computer program for ordering, paying for and delivering goods and services from a content provider to a user which assures the content provider that he will be paid and that assures the user that he will receive the content at an agreed upon price. Thus, this system, method and computer program facilitates business transactions occurring between parties who do not know each other by using a trusted third party to either take the user's order, deliver to the user's order, and/or bill the user the correct amount for the goods and services contracted for. This system, method and computer program relies on the Global System for Mobile (GSM) communications system to authenticate the user and provide algorithms and modules that are used to generate cipher keys and service responses so as to insure the content provider will be paid and that the user will not be overcharged. Further, these algorithms and modules are used to encrypt important information so as to prevent third parties from intercepting this important information. Five business model modules are detailed with numerous variations possible to accomplish the task of facilitating business transactions between parties that do not necessarily know or trust each other.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US09/511,237 US6915272B1 (en) | 2000-02-23 | 2000-02-23 | System and method of secure payment and delivery of goods and services |
| US09511237 | 2000-02-23 | ||
| PCT/IB2001/000178 WO2001063568A2 (en) | 2000-02-23 | 2001-02-12 | System and method of secure payment and delivery of goods and services |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| AU2001230443A1 true AU2001230443A1 (en) | 2001-09-03 |
Family
ID=24034035
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| AU2001230443A Abandoned AU2001230443A1 (en) | 2000-02-23 | 2001-02-12 | System and method of secure payment and delivery of goods and services |
Country Status (6)
| Country | Link |
|---|---|
| US (1) | US6915272B1 (en) |
| EP (1) | EP1259943B1 (en) |
| AT (1) | ATE311641T1 (en) |
| AU (1) | AU2001230443A1 (en) |
| DE (1) | DE60115396T2 (en) |
| WO (1) | WO2001063568A2 (en) |
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| IL134988A0 (en) * | 2000-03-09 | 2001-05-20 | Shusteri Yigal | Secure system for smartcard transactions |
| US7187947B1 (en) | 2000-03-28 | 2007-03-06 | Affinity Labs, Llc | System and method for communicating selected information to an electronic device |
| US7076445B1 (en) | 2000-06-20 | 2006-07-11 | Cartwright Shawn D | System and methods for obtaining advantages and transacting the same in a computer gaming environment |
| FR2820853B1 (en) * | 2001-02-12 | 2003-04-11 | France Telecom | TELEPAYING METHOD AND SYSTEM |
| US8121296B2 (en) | 2001-03-28 | 2012-02-21 | Qualcomm Incorporated | Method and apparatus for security in a data processing system |
| US7693508B2 (en) * | 2001-03-28 | 2010-04-06 | Qualcomm Incorporated | Method and apparatus for broadcast signaling in a wireless communication system |
| US8077679B2 (en) | 2001-03-28 | 2011-12-13 | Qualcomm Incorporated | Method and apparatus for providing protocol options in a wireless communication system |
| US9100457B2 (en) | 2001-03-28 | 2015-08-04 | Qualcomm Incorporated | Method and apparatus for transmission framing in a wireless communication system |
| US7809944B2 (en) * | 2001-05-02 | 2010-10-05 | Sony Corporation | Method and apparatus for providing information for decrypting content, and program executed on information processor |
| CA2809894C (en) | 2001-06-27 | 2017-12-12 | Skky Incorporated | Improved media delivery platform |
| FR2830102B1 (en) * | 2001-09-25 | 2005-05-20 | France Telecom | ELECTRONIC PAYMENT INSTALLATION FOR PURCHASING GOODS OR SERVICES OFFERED BY A MERCHANT SERVER |
| US7352868B2 (en) | 2001-10-09 | 2008-04-01 | Philip Hawkes | Method and apparatus for security in a data processing system |
| US7649829B2 (en) | 2001-10-12 | 2010-01-19 | Qualcomm Incorporated | Method and system for reduction of decoding complexity in a communication system |
| EP1313074A3 (en) * | 2001-11-14 | 2003-11-19 | Encorus Technologies GmbH | Data transfer assembly with system management server and method for operating the assembly |
| US20030112977A1 (en) * | 2001-12-18 | 2003-06-19 | Dipankar Ray | Communicating data securely within a mobile communications network |
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| DE10246987A1 (en) * | 2002-10-02 | 2004-04-15 | Deutsche Telekom Ag | Method and system for receiving and paying for content |
| US7599655B2 (en) | 2003-01-02 | 2009-10-06 | Qualcomm Incorporated | Method and apparatus for broadcast services in a communication system |
| US7341522B2 (en) | 2003-03-21 | 2008-03-11 | Unirec Co., Ltd. | Game system with gaming machine interconnected to a cellular phone |
| JP2004342088A (en) * | 2003-04-21 | 2004-12-02 | Sony Corp | Terminal device authentication system, terminal device, first distribution server, distribution system, service server, second distribution server, terminal device method, first distribution method, distribution method, service providing method, service server method, first Distribution method, second distribution method, terminal device program, first distribution program, distribution program, service server program, second distribution program, and storage medium |
| JP4240297B2 (en) * | 2003-04-21 | 2009-03-18 | ソニー株式会社 | Terminal device, authentication terminal program, device authentication server, device authentication program |
| US8065235B2 (en) * | 2003-05-05 | 2011-11-22 | International Business Machines Corporation | Portable intelligent shopping device |
| US8098818B2 (en) | 2003-07-07 | 2012-01-17 | Qualcomm Incorporated | Secure registration for a multicast-broadcast-multimedia system (MBMS) |
| US8718279B2 (en) * | 2003-07-08 | 2014-05-06 | Qualcomm Incorporated | Apparatus and method for a secure broadcast system |
| US8724803B2 (en) | 2003-09-02 | 2014-05-13 | Qualcomm Incorporated | Method and apparatus for providing authenticated challenges for broadcast-multicast communications in a communication system |
| ATE339742T1 (en) * | 2003-11-07 | 2006-10-15 | Cit Alcatel | METHOD FOR SUPPORTING CASHLESS PAYMENT |
| CA2557132C (en) * | 2004-02-23 | 2014-05-20 | I4 Licensing Llc | Computer-implemented method, system and apparatus for the dynamic verification of a consumer engaged in a transaction with a merchant and authorization of the transaction |
| CA2562178C (en) * | 2004-05-12 | 2011-11-22 | Togewa Holding Ag | Method and device for content-based billing in ip-networks |
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| WO2006023599A2 (en) * | 2004-08-19 | 2006-03-02 | Thomas Meredith | Method of providing cash and cash equivalent for electronic transactions |
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| US7307637B1 (en) * | 2004-09-27 | 2007-12-11 | White Rabbit 3D Llc | Method and apparatus for identifying pixel position and geometry in 3D systems |
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| AU2005325726B2 (en) | 2005-01-25 | 2011-10-27 | I4 Commerce Inc. | Computer-implemented method and system for dynamic consumer rating in a transaction |
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| US20100153227A1 (en) * | 2008-12-12 | 2010-06-17 | Microsoft Corporation | Mobile phone billing for content payment |
| US20100178938A1 (en) * | 2009-01-13 | 2010-07-15 | Apple Inc. | Systems and methods for customizing radio presets |
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-
2000
- 2000-02-23 US US09/511,237 patent/US6915272B1/en not_active Expired - Lifetime
-
2001
- 2001-02-12 DE DE60115396T patent/DE60115396T2/en not_active Expired - Lifetime
- 2001-02-12 AU AU2001230443A patent/AU2001230443A1/en not_active Abandoned
- 2001-02-12 AT AT01902586T patent/ATE311641T1/en not_active IP Right Cessation
- 2001-02-12 EP EP01902586A patent/EP1259943B1/en not_active Expired - Lifetime
- 2001-02-12 WO PCT/IB2001/000178 patent/WO2001063568A2/en not_active Ceased
Also Published As
| Publication number | Publication date |
|---|---|
| DE60115396T2 (en) | 2006-06-22 |
| WO2001063568A3 (en) | 2002-06-20 |
| EP1259943A2 (en) | 2002-11-27 |
| ATE311641T1 (en) | 2005-12-15 |
| EP1259943B1 (en) | 2005-11-30 |
| DE60115396D1 (en) | 2006-01-05 |
| WO2001063568A2 (en) | 2001-08-30 |
| US6915272B1 (en) | 2005-07-05 |
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