KR20180125733A - Order settlement and authorization method in a car and system thereof - Google Patents

Abstract

The present invention relates to a method and system for efficiently and conveniently using a driver's smart device and an AVN device in a vehicle according to various status information in a drive-through mode in which a driver can order and purchase goods or services while boarding the vehicle The present invention relates to an order settlement and authentication method in a vehicle, and a system thereof. An apparatus according to an embodiment of the present invention includes: a smart device including a payment and authentication determination module; An AVN system including voice recognition means, GPS information reception means, communication modem, and authentication information input means; A payment server; Security level database server.

Description

TECHNICAL FIELD [0001] The present invention relates to an order settlement and authentication method, an order settlement and an authentication system,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an order settlement and authentication method in a vehicle and a system thereof and, more particularly, to a system and method for order settlement and authentication in a vehicle, And the AVN device in the vehicle according to the various situation information according to the price and the security level of the store, thereby efficiently and conveniently using the AVN device in the vehicle. And an authentication method and system thereof.

Recently, for the busy modern people, the so-called drive-through shops are increasingly increasing in the way that they order goods with their cars. Typical examples are fast food restaurants and coffee shops, and it is expected that this type of services will be diversified in pharmacies and banks in the future.

Briefly describing the existing order and payment system in these drive-through shops, the customer sees the menu plate installed at the order reception counter while riding in the vehicle, and orders the product from the order microphone or the employee. When the order is finished, the driver will drive the car to the payment counter, make a payment by cash or card, and receive the order. Recently, in connection with online apps such as mobile, it is possible to order, pay and receive goods in advance.

These services may occur when the service is used in the vehicle, the cash is used directly or the complaint of various cards is incurred, or the driver can not directly access the online app and use the order / payment while driving.

On the other hand, in recent years, vehicles equipped with an AVN (Audio Video Navigation) have been increasing in the trend of increasingly sophisticated vehicle specifications. AVN refers to a product that is integrated into a single system by integrating audio, multimedia devices, navigation devices, and the like in a vehicle. In the past, the multimedia system and the navigation system, which were provided independently, were integrated into one system. A driving route and driving information, and a multimedia function for listening to and viewing music and video, and for listening to broadcasting.

It is an object of the present invention to provide an AVN in a personal smart device and a vehicle, which can be used to subdivide an order and payment authentication service according to various situations of a driver in various fast food or coffee shops, And to provide a method and system for order payment and authentication in a vehicle in which means can be used.

It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are not intended to limit the invention to the precise forms disclosed. There will be.

According to another aspect of the present invention, there is provided an order settlement and authentication method in a vehicle, the method comprising: inputting order information; Identifying a vehicle location; Checking the security level of the store; Determining a payment means and an authentication level; Authenticating according to the determined level; And payment by means of the determined payment means.

Preferably, the order information is input through voice recognition means of the AVN system.

Advantageously, the location of the vehicle is characterized by location information received via the GPS receiver of the AVN system.

The security level of the shop is characterized by a security level defined for a shop located at a current position of the vehicle.

The security level is defined by the evaluation method of the payment method of the credit rating agency or the consumer.

The payment means is at least one selected from the group consisting of a highway traffic card, a gift card, a prepaid card, and a credit card.

The AVN system of the vehicle is characterized in that information of various payment means of the driver is registered in advance.

The authentication level is determined according to the price of the ordered product and the security level of the store.

And the authentication process is differentiated as the authentication level is increased.

Wherein the authentication process is at least one selected from the group consisting of a password, fingerprint recognition, iris recognition, or finger vein recognition.

According to another embodiment of the present invention, an order payment and authentication system in a vehicle includes a smart device including a payment and authentication determination module; An AVN system including voice recognition means, GPS information reception means, communication modem, and authentication information input means; A payment server; Security level database server; The payment and authentication determination module is configured to determine the payment means and the authentication level based on the order amount for the goods and the store security level of the security level database server.

Preferably, the smart device is a smart phone or a tablet PC.

Preferably, the order payment and authentication system in the vehicle further includes a traffic fare payment card terminal in the vehicle, and the settlement server further comprises a highway fare payment card scanner installed in the store.

Preferably, the smart device and the AVN system are connected by Bluetooth communication.

Preferably, the security level of the location is a security level for a location located at a current location of the vehicle received through the GPS information receiving means.

Preferably, the security level of the store is determined by a rating method of a credit rating agency or a consumer.

Preferably, the payment means is at least one selected from the group consisting of a highway traffic card, a gift card, a prepaid card, and a credit card.

Preferably, information of various payment means of the driver is registered in the AVN system of the vehicle in advance.

Preferably, the authentication information inputting means is a password or biometric information recognizing means.

Preferably, the biometric information recognition means is at least one selected from the group consisting of fingerprint recognition means, iris recognition means or finger vein recognition means.

Preferably, the authentication level is determined according to the price of the ordered product and the security level of the store.

Preferably, the authentication process is differentiated as the authentication level is higher.

According to the order confirmation and authentication method and system in the vehicle configured as described above, the passenger in the vehicle can use the spark device owned by the person and the AVN device in the vehicle to determine the security level of the store and the payment Depending on the circumstances of Sudan, it is possible to place orders, payment and certification in the vehicle in the most effective and economical manner.

The effects obtained by the present invention are not limited to the above-mentioned effects, and other effects not mentioned can be clearly understood by those skilled in the art from the following description will be.

1 is a diagram showing a configuration of an order settlement and authentication system in a vehicle according to an embodiment of the present invention.
2 is a flowchart showing an order settlement and authentication method in a vehicle according to an embodiment of the present invention.
3 is a diagram illustrating an exemplary signal flow for a settlement step by an in-vehicle payment settlement according to an embodiment of the present invention.
FIG. 4 is a table showing details of determination processing performed by the determination module at the time of order approval and authentication in the vehicle according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily carry out the present invention. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein.

BRIEF DESCRIPTION OF THE DRAWINGS The accompanying drawings, which are incorporated in and constitute a part of the specification, illustrate embodiments of the invention and, together with the description, serve to explain the principles of the invention.

In the specification, when a component is referred to as being "comprising" or "having" an element, the term "comprises" or "having" in this application is to be understood as referring to the features, Means that an element, component, component, or combination thereof is intended to designate the presence or absence of one or more other features, integers, steps, operations, elements, components, or combinations thereof Should be understood.

In addition, parts denoted by the same reference numerals throughout the specification denote the same components.

In the following description of the embodiments of the present invention, a detailed description of known related arts will be omitted when it is determined that the gist of the embodiments disclosed herein may be obscured. It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention as claimed. , ≪ / RTI > equivalents, and alternatives.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, .

All terms used herein, including technical or scientific terms, may have the same meaning as commonly understood by one of ordinary skill in the art. Commonly used predefined terms may be interpreted to have the same or similar meaning as the contextual meanings of the related art and are not to be construed as ideal or overly formal in meaning unless expressly defined in this document . In some cases, the terms defined herein may not be construed to exclude embodiments of the present invention.

(Example)

Hereinafter, an order settlement and authentication method and system in a vehicle according to an embodiment of the present invention will be described in detail with reference to FIGS. 1 to 4. FIG.

In addition, the order payment and authentication system in the vehicle according to an embodiment of the present invention includes a smart device 100 including a payment and authentication determination module 110 for a product to be ordered by a driver. Preferably, the smart device 100 may be a smart phone or a tablet PC, but is not limited thereto.

Further, the system of the present invention includes an AVN 200 installed in a vehicle. The AVN 200 includes a voice recognition means 220, a GPS information receiving means 260 which always receives GPS information from the GPS satellite 500, and a communication A modem 240, and authentication information input means 280 for inputting authentication information.

In the meantime, although not shown in the drawings, a vehicle constituting the order settlement and authentication system in the vehicle may include a traffic bill card terminal (high pass terminal) 120, And may be configured to be able to pay a fee by scanning a traffic card payment terminal installed in the vehicle. In addition, the present system may further include a security grade database server (400).

In the order settlement and authentication system of the present invention configured as described above, the approval and authentication determination module 110 in the individual smart device 100 determines whether or not the order amount for the goods and the security degree database And to determine the payment means and the authentication level based on the store security level of the server.

For example, when the automobile enters the store to use the drive-through and orders to purchase the goods of the shop, the AVN 200 transmits the GPS information of the place where the vehicle is currently located to the GPS information receiving means 260, And accesses the security level database server 400 through the communication modem 240 to check the security level of the store.

The security level of such a shop is determined by a credit evaluation agency or a payment method evaluation of a consumer, and the security level database server 400 stores the security level.

As described above, the security level of the store is confirmed, the order amount is confirmed, and the approval and authentication determination module 110 in the smart device 100 displays the payment means and the payment method according to the table as shown in FIG. And makes a decision to decide. That is, the security level of the above-described store is divided into four grades of low, normal, good, and excellent. For example, if the price of the purchased product is less than 10,000 won, The higher the price, the higher the security level, the more reliable the payment method. The lower the price, or the lower the security level, the higher the creditworthiness. Or to use a non-payment means. Thus, for example, if a store has a normal credit rating and purchases a product worth $ 15,000, it uses a Level 2 payment method, which corresponds to a debit card. For example, in addition to a highway transportation card, a possible payment means may be a gift card, a prepaid card, a credit card, or the like.

The various authentication information is input by the authentication information input means 260 of the AVN 200. The authentication information input means 260 may be a password or a biometric information recognition means for inputting characters. Examples of the biometric information recognizing means include a fingerprint recognizing means, an iris recognizing means, or a finger vein recognizing means, but the present invention is not limited thereto.

And the authentication process is differentiated as the authentication level becomes higher, for example. The user is free to select any of the authentication information input means 260 as described above, and to add an additional authentication process if he / she wants to use a higher level of payment means.

For example,

One) Level 1 + Gift Cards >> Fingerprints

2) Level 1 + Debit Card >> Fingerprint, iris

3) Level 1 + High Limit Credit Card >> Fingerprint, iris, finger vein, PIN

4) Level 3 + Low Limit Credit Card >> Iris

And so on.

On the other hand, when the shop security level is high and less than a predetermined amount is paid, the order amount is paid through the in-vehicle high-pass terminal without a separate approval procedure, and the authentication means is determined according to the store security level and the amount of payment.

In the AVN system of the vehicle, the information of the driver's various payment means is registered in advance.

Preferably, the smart device and the AVN system are connected by Bluetooth communication, so that the smart device of the driver and the AVN system are merged to determine the payment format and authentication means suitable for the driver. An order settlement and an authentication method in the vehicle will be described with reference to FIG.

In the order approval and authentication method in the vehicle, the order information is first input (step S101). Such order information is input to the AVN 200 by recognizing the voice recognition means 220 of the AVN 200 when the driver enters the drive-through entry road and places an order. Then, the AVN 200 confirms the vehicle position according to the GPS information from the GPS satellite 600 received by the GPS information receiving means 260 of the AVN 200 (S120).

On the other hand, the AVN 200 searches the current position of the vehicle and confirms the security level of the shop that sells the product currently being ordered, to the security grade database server 400 (step S130).

Then, the security level and the order amount of the store are input to the approval and authentication determination module 110 in the smart device 100 of the individual connected to the AVN 200 via the Bluetooth communication. For example, The payment means and the authentication level for the order are determined according to the table shown in step S140.

When the payment means and the authentication level are determined by the approval and authentication determination module 110, the user makes payment through the payment means, and authentication is completed according to the authentication level corresponding to the authentication level (Step S150) Step S160).

3 is a diagram illustrating an exemplary signal flow for a settlement step with an in-vehicle payment according to an embodiment of the present invention. For example, after a driver enters and orders a coffee shop drive-through, And the AVN 200 authenticate the iris of the user through the camera of the smart device to authenticate the Bluetooth connection.

When the iris authentication approval is transmitted, the AVN 200 inquires of the payment and authentication module 110 of the smart device 100 about the payment method. The approval and authentication determination module 110 determines the payment method, for example, as a debit card through the determination process, and transmits the specific order details. The AVN 200 requests the settlement server 300 to pay for the goods with the debit card using the payment method and order details transmitted.

Thereafter, the payment server 300 transmits the payment approval information, and the AVN 200 notifies the payment approval contents to the smart device 100. Accordingly, the store notifies the smart device 100 that the goods are prepared, And the transaction is terminated by receiving the goods.

The foregoing detailed description should not be construed in all aspects as limiting and should be considered illustrative. The scope of the present invention should be determined by rational interpretation of the appended claims, and all changes within the scope of equivalents of the present invention are included in the scope of the present invention.

Claims (22)

Inputting order information;
Identifying a vehicle location;
Checking the security level of the store;
Determining a payment means and an authentication level;
Authenticating according to the determined level; And
Payment by means of the determined payment means;
And an order confirmation and authentication method in the vehicle. The method according to claim 1,
Wherein the order information is input through voice recognition means of the AVN system. The method according to claim 1,
Wherein the location confirmation of the vehicle is based on location information received via a GPS receiver of the AVN system. The method according to claim 1,
Characterized in that the security level of the store is a security level defined for a store located at a current location of the vehicle. 5. The method of claim 4,
Wherein the security level is determined by a rating method of a credit rating agency or a consumer, and the like. The method according to claim 1,
Wherein the payment means is at least one selected from the group consisting of a highway traffic card, a gift card, a prepaid card, and a credit card. The method according to claim 1,
Wherein the AVN system of the vehicle is characterized in that information of various payment means of the driver is registered in advance in the vehicle. The method according to claim 1,
Wherein the authentication level is determined according to the price of the ordered goods and the security level of the store. 9. The method of claim 8,
And the authentication process is differentiated as the authentication level is higher. The method according to claim 1,
Wherein the authentication process is at least one selected from the group consisting of a password, fingerprint recognition, iris recognition, or finger vein recognition. A smart device including a payment and authentication determination module;
An AVN system including voice recognition means, GPS information reception means, communication modem, and authentication information input means;
A payment server;
Security level database server;
Wherein the payment and authentication determination module is configured to determine the payment means and the authentication level based on the order amount for the goods and the store security rating of the security level database server, . 12. The method of claim 11,
Wherein the smart device is a smart phone or a tablet PC. 12. The method of claim 11,
Wherein the order confirmation and authentication system in the vehicle further includes a traffic fare payment card terminal in the vehicle, and the settlement server further comprises a highway traffic fare payment card scanner installed in the store. Order payment and certification system. 12. The method of claim 11,
Wherein the smart device and the AVN system are connected by Bluetooth communication. 12. The method of claim 11,
Preferably, the security rating of the store is a security rating for a store located at a current location of the vehicle received via the GPS information receiving means. 16. The method of claim 15,
Wherein the security rating of the store is determined by a credit rating agency or a payment method evaluation of a consumer. 16. The method of claim 15,
Wherein the payment means is at least one selected from the group consisting of a highway traffic card, a gift card, a prepaid card, and a credit card. 12. The method of claim 11,
Wherein the information of the various payment means of the driver is registered in advance in the AVN system of the vehicle. 12. The method of claim 11,
Wherein the authentication information input means is a password or biometric information recognition means. 20. The method of claim 19,
Wherein the biometric information recognition means is at least one selected from the group consisting of fingerprint recognition means, iris recognition means or finger vein recognition means. 12. The method of claim 11,
Wherein the authentication level is determined according to the price of the ordered product and the security level of the store. 22. The method of claim 21,
Wherein the authentication process is differentiated as the authentication level is higher.

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