WO2000010068A3 - Apparatus for and method of electronic currency generation, transfer and redemption - Google Patents

Apparatus for and method of electronic currency generation, transfer and redemption Download PDF

Info

Publication number
WO2000010068A3
WO2000010068A3 PCT/US1999/018356 US9918356W WO0010068A3 WO 2000010068 A3 WO2000010068 A3 WO 2000010068A3 US 9918356 W US9918356 W US 9918356W WO 0010068 A3 WO0010068 A3 WO 0010068A3
Authority
WO
WIPO (PCT)
Prior art keywords
electronic
electronic currency
new
redemption
transfer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US1999/018356
Other languages
French (fr)
Other versions
WO2000010068B1 (en
WO2000010068A2 (en
Inventor
Richard C Fuisz
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CA002340055A priority Critical patent/CA2340055A1/en
Priority to EP99942146A priority patent/EP1125181A4/en
Priority to AU55589/99A priority patent/AU5558999A/en
Priority to JP2000565449A priority patent/JP2002522840A/en
Publication of WO2000010068A2 publication Critical patent/WO2000010068A2/en
Publication of WO2000010068A3 publication Critical patent/WO2000010068A3/en
Publication of WO2000010068B1 publication Critical patent/WO2000010068B1/en
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

An electronic form of commerce that provides acceptable levels of security while at the same time permitting anonymous electronic transfers of money substitutes, including a new form of electronic currency (3 & 4), new forms of electronic counterfeit protection, a new storage device (20) that may, but which does not have to be, used with this new form of electronic currency (3 & 4), an electronic currency generator (17 & 18) and an apparatus for tracking incoming cash reserves (21).
PCT/US1999/018356 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption Ceased WO2000010068A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
CA002340055A CA2340055A1 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
EP99942146A EP1125181A4 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
AU55589/99A AU5558999A (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
JP2000565449A JP2002522840A (en) 1998-08-13 1999-08-12 Electronic money generation transfer and redemption apparatus and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13382498A 1998-08-13 1998-08-13
US09/133,824 1998-08-13

Publications (3)

Publication Number Publication Date
WO2000010068A2 WO2000010068A2 (en) 2000-02-24
WO2000010068A3 true WO2000010068A3 (en) 2000-05-18
WO2000010068B1 WO2000010068B1 (en) 2000-06-22

Family

ID=22460451

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/018356 Ceased WO2000010068A2 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption

Country Status (5)

Country Link
EP (1) EP1125181A4 (en)
JP (1) JP2002522840A (en)
AU (1) AU5558999A (en)
CA (1) CA2340055A1 (en)
WO (1) WO2000010068A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6968317B1 (en) 2000-04-28 2005-11-22 Charles Schwab & Co., Inc. Method and apparatus for new accounts program
AU2003268739A1 (en) * 2002-10-18 2004-05-04 Matsushita Electric Industrial Co., Ltd. Electronic money processing device
JP2006187344A (en) * 2004-12-28 2006-07-20 Sankyo Kk Game system
EP2823446A1 (en) * 2012-03-06 2015-01-14 Giori, Roberto Method for generating an electronic/digital banknote and machine for carrying out the said method
GB2539430A (en) * 2015-06-16 2016-12-21 The Provost Fellows Found Scholars & The Other Members Of Board Of The College Of The Holy & Unidv T Digital token exchange system
CN106845950A (en) * 2017-02-06 2017-06-13 吕文华 A kind of digital currency for meeting binary system

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5754654A (en) * 1994-11-18 1998-05-19 Hitachi, Ltd Electronic ticket vending system and method thereof

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5455407A (en) * 1991-11-15 1995-10-03 Citibank, N.A. Electronic-monetary system
US5898154A (en) * 1991-11-15 1999-04-27 Citibank, N.A. System and method for updating security information in a time-based electronic monetary system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5754654A (en) * 1994-11-18 1998-05-19 Hitachi, Ltd Electronic ticket vending system and method thereof

Also Published As

Publication number Publication date
WO2000010068B1 (en) 2000-06-22
JP2002522840A (en) 2002-07-23
EP1125181A4 (en) 2001-10-17
CA2340055A1 (en) 2000-02-24
EP1125181A2 (en) 2001-08-22
AU5558999A (en) 2000-03-06
WO2000010068A2 (en) 2000-02-24

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