Frequently Asked Questions
RAIN stands for Real Estate Investment Notes, a novel investment product from Yahshud that offers fractional ownership in a diverse portfolio of real estate assets. It combines features of Commercial Paper and Sukuk, operating on the Mudarabah principle.
“RAIN” is a quarterly short-term investment note that combines features of Commercial Paper and Sukuk, designed to appeal to a wide range of investors with various investment objectives. Based on the principle of Mudarabah, RAIN invites investors to participate in ownership stakes in real assets (property).
- Investment Period: Each RAIN offering has a 1-year investment period.
- Asset Ownership: Investors purchase RAINs, gaining fractional ownership in specific real estate projects (residential and commercial).
- Quarterly Returns: Profit distributions are made quarterly, derived from the sale and lease of the assets within the portfolio.
- Maturity and Redemption: At the end of the 1-year term, investors receive full redemption of their principal along with the final profit payment.
- Affordability: Lower investment minimums than traditional real estate.
- Liquidity: Easily trade RAINs on our secondary market for flexibility.
- Diversification: Build a diversified portfolio across property types and locations.
- Professional Management: Yahshud's experienced team handles all property management.
- Transparency: Access to detailed information on each property and financial performance.
- Quarterly Profit Payments: Receive a share of the profits every quarter.
- Sharia Compliance: RAIN is structured to adhere to Islamic finance principles.
Like all investments, RAINs carry risks, including:
- Market Volatility: Real estate values and rental income can fluctuate.
- Liquidity Risk: The secondary market is new and may have limited liquidity initially.
- Property-Specific Risks: Vacancies, repairs, or legal issues could impact returns.
Yahshud mitigates these risks through thorough due diligence, asset diversification, and active market-making.
RAIN is regulated by the relevant Nigerian authorities to ensure investor protection and transparency.
Yahshud has a strong history of successful real estate investments with a focus on social and financial returns. Our experienced team has expertise in acquisition, management, and financing.
RAIN is open to individual, institutional, and foreign investors, subject to regulatory requirements in your jurisdiction.
You can easily invest through our online platform, similar to buying stocks online.
Our initial offerings include a mix of residential and commercial properties, like multi-family apartments, office buildings, and retail spaces. We plan to expand to other asset classes in the future.
The minimum investment varies per offering, specified in the term sheet.
Profits are deposited directly into your designated bank account quarterly, on the dates specified in the offering prospectus. The amount is calculated as a percentage of your investment, based on the expected annual return rate.
Please contact our Investor Relations team at info@raininvestor.com or visit our website www.raininvestor.com for detailed information and offering documents.
We offer a secondary trading platform where you can sell your RAINs to other investors. We also provide three exit options:
- Community Buyback: Priority is given to existing RAIN holders.
- Issuer Buyback: Yahshud may buy back RAINs at a predetermined price.
- External Buyer: We can facilitate the sale to an external buyer.
Our Portfolio
Frequently Asked
Questions
What is RAIN?
RAIN stands for Real Estate Investment Notes, a novel investment product from Yahshud that offers fractional ownership in a diverse portfolio of real estate assets. It combines features of Commercial Paper and Sukuk, operating on the Mudarabah principle.
How does RAIN work?
“RAIN” is a quarterly short-term investment note that combines features of Commercial Paper and Sukuk, designed to appeal to a wide range of investors with various investment objectives. Based on the principle of Mudarabah, RAIN invites investors to participate in ownership stakes in real assets (property).
- Investment Period: Each RAIN offering has a 1-year investment period.
- Asset Ownership: Investors purchase RAINs, gaining fractional ownership in specific real estate projects (residential and commercial).
- Quarterly Returns: Profit distributions are made quarterly, derived from the sale and lease of the assets within the portfolio.
- Maturity and Redemption: At the end of the 1-year term, investors receive full redemption of their principal along with the final profit payment.
What are the advantages of investing in RAIN?
- Affordability: Lower investment minimums than traditional real estate.
- Liquidity: Easily trade RAINs on our secondary market for flexibility.
- Diversification: Build a diversified portfolio across property types and locations.
- Professional Management: Yahshud's experienced team handles all property management.
- Transparency: Access to detailed information on each property and financial performance.
- Quarterly Profit Payments: Receive a share of the profits every quarter.
- Sharia Compliance: RAIN is structured to adhere to Islamic finance principles.
What are the risks associated with investing in RAIN?
Like all investments, RAINs carry risks, including:
- Market Volatility: Real estate values and rental income can fluctuate.
- Liquidity Risk: The secondary market is new and may have limited liquidity initially.
- Property-Specific Risks: Vacancies, repairs, or legal issues could impact returns.
Yahshud mitigates these risks through thorough due diligence, asset diversification, and active market-making.
How are RAINs regulated?
RAIN is regulated by the relevant Nigerian authorities to ensure investor protection and transparency.
What is Yahshud's track record in real estate?
Yahshud has a strong history of successful real estate investments with a focus on social and financial returns. Our experienced team has expertise in acquisition, management, and financing.
What types of properties are included in the RAIN offering?
Our initial offerings include a mix of residential and commercial properties, like multi-family apartments, office buildings, and retail spaces. We plan to expand to other asset classes in the future.
Who can invest in RAIN?
RAIN is open to individual, institutional, and foreign investors, subject to regulatory requirements in your jurisdiction.
How can I invest in RAIN?
You can easily invest through our online platform, similar to buying stocks online.
What is the minimum investment amount?
The minimum investment varies per offering, specified in the term sheet.
How are profit distributions made?
Profits are deposited directly into your designated bank account quarterly, on the dates specified in the offering prospectus. The amount is calculated as a percentage of your investment, based on the expected annual return rate.
How can I get more information about the RAIN offering?
Please contact our Investor Relations team at info@raininvestor.com or visit our website www.raininvestor.com for detailed information and offering documents.
What are the Exit options available for investors?
We offer a secondary trading platform where you can sell your RAINs to other investors. We also provide three exit options:
- Community Buyback: Priority is given to existing RAIN holders.
- Issuer Buyback: Yahshud may buy back RAINs at a predetermined price.
- External Buyer: We can facilitate the sale to an external buyer.