Best Banking Software in India
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Compare the Top Banking Software in India as of November 2025
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What is Banking Software in India?
Banking software is designed to manage, automate, and secure financial operations across retail, commercial, and investment banking institutions. It enables banks to handle core activities such as deposits, loans, payments, account management, and compliance with regulatory requirements. Modern banking systems integrate digital channels—including online, mobile, and ATM networks—to provide seamless customer experiences. Many platforms also incorporate AI, analytics, and blockchain technologies to enhance fraud detection, risk management, and personalization. By digitizing operations and improving efficiency, banking software helps institutions deliver secure, scalable, and customer-centric financial services. Compare and read user reviews of the best Banking software in India currently available using the table below. This list is updated regularly.
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1
Plaid
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.Starting Price: Free -
2
Moxo
Moxo
Moxo revolutionizes banking operations with its innovative Service Orchestration Platform, designed to streamline complex financial workflows. The platform's Moxo Flow feature enables banks to orchestrate seamless customer journeys, from account opening to ongoing service requests, within a secure digital workspace. Customizable workflow templates and native actions like digital signatures and document collection facilitate efficient, compliant processes tailored to specific banking needs. Moxo's robust integration capabilities ensure synchronization with core banking systems and CRMs, maintaining data consistency and enabling a holistic view of customer relationships. This comprehensive approach enhances operational efficiency, regulatory compliance, and the delivery of personalized, high-touch banking experiences in an increasingly digital landscape. -
3
Ondato
Ondato
Ondato is a tech company that streamlines KYC and AML-related processes. We're providing advanced technological solutions for digital identity verification, business customer onboarding, data validation, fraud detection, and more. All of them meet the highest quality standards available for KYC online or offline onboarding for all business and customer types orchestrated from a single interface. We're turning compliance into a business benefit by creating a safer environment for organizations and individuals alike.Starting Price: €149.00/month -
4
Doocat Banking
Energize Global Services
Doocat banking software is an advanced, comprehensive banking solution designed specifically for Microfinance institutions. The platform integrates four key modules—Core banking, Mobile banking, Agency banking, & E-commerce—each built on a robust microservices architecture. Doocat’s super-flexible structure allows for extensive configuration of features and settings, ensuring that the software can be tailored to meet the specific needs of each institution. Whether deployed on-premises or as a SaaS solution, Doocat adapts to the unique operational requirements and regulatory environments of different regions, making it an ideal choice for Microfinance institutions seeking a comprehensive, adaptable, and future-ready banking solution. The Core banking module ensures flexible, compliant operations. Mobile banking provides seamless account management on the go. Agency banking extends financial access via agents, and the E-commerce provides integrated online shops for small business.Starting Price: $3000/month/5000 users -
5
SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
6
Omnibanca
Corporacion Consultec
Omnibanca is a product that accelerates digital transformation. In addition to providing traditional digital channels, web banking and mobile banking, it also provides any digital channel; wacht, IOT, on boarding, credit origination, product sales. It is omnichannel, central client. It has the ability to integrate with all legacy systems, it contains a powerful api manager, multi language, currency and company. Streamline the adaptation of your financial institution to new technologies with Omnibanca. We consolidate in a single product functionalities of core systems and new fintech capabilities. Omnibanca connects all channels with back-end applications, facilitating access to all services and unifying the data of your customers.Starting Price: $69,999 per feature -
7
Galoy
Galoy
Communities and institutions around the world are accelerating Bitcoin and Lightning adoption using Galoy, an open-source banking platform. Accelerate development of Bitcoin banking solutions with self-hosted infrastructure or “banking-as-a-service” managed implementation. Launch a Bitcoin community bank using the same shared custody model and easy-to-use Lightning wallet that helped Bitcoin Beach build a circular economy. Use proven infrastructure to provide 21st-century financial services directly to any constituent with a mobile phone and internet connection. That's why we build products that enable organizations of any type or size to create their own Bitcoin-based bank. The app makes it easy to pay via Bitcoin address, Lightning invoice, or individual username. A transaction log displays a history of payments between users. The mobile-friendly map displays all local businesses that accept Lightning payments.Starting Price: Free -
8
Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
9
FinCell
FinCell
The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.Starting Price: Free -
10
INFINIT
INFINIT
Vertical banking services for SMEs, with AI-powered business tools. A comprehensive platform seamlessly integrating vertical banking and business functionalities with an intelligent operating system, leveraging AI and industry expertise. We only serve specific industries to offer the best financial and business tools that adapt to your real needs. Our solutions rigorously adhere to both regulatory and industry standards. Equipped with the latest anti-fraud technologies in order to guarantee our customer identification. End-to-end compliant with GDPR and anti-money laundering regulations. INFINIT is a global banking app revolutionizing several industries. Born in Europe, we are now operating all around the globe. Our innovative solutions streamline traditional practices and enhance growth and simplicity for business owners worldwide. An operating platform to simplify the running of your business for you and your team.Starting Price: Free -
11
FIS Digital One
FIS
A single software platform to transform your digital banking experience. Financial institutions differ in size and style, each with distinct digital banking needs and expectations. FIS Digital One delivers consistency across digital and mobile self-service and banker-assisted channels, whether you’re supporting retail customers, business clients, or employees. Each customer brings their own expectations, so delivering retail banking experiences that are personalized, convenient, and accessible is essential to meet them. With its modular framework, Digital One enables you to create tailored experiences for your entire customer base, providing them with the self-service digital banking offerings they want and expect. FIS is on a mission to enhance our offerings so you can provide your end-users with digital banking experiences that stand head and shoulders above the rest. This includes making them easier to use, investing more in user experience and design, and adding new features.Starting Price: Free -
12
IC-Banking
Infocorp Group
The IC-Banking suite is designed to create the perfect experience for each of its users. It pays as much attention to the retail or corporate client as it does to the bank's developer or technology team while stimulating the growth of Fintech ecosystems through an open platform, whose only limit is the creativity of its users. At its outermost layer, our Smart Rings model presents a single objective: to establish the appropriate link between the platform and the different actors, and the internal rings provide the different tools, channels, and business capabilities necessary to achieve this. All this is supported by our robust technological core that works as the pillar and heart of our suite. Complete, intelligent and omnichannel solutions for corporate banking. Be where people are and give them what they need. That’s the whole point. -
13
NexJ CRM
NexJ Systems Inc.
Each of our 6 industry-specific products are tailored to your specific vertical to help you meet your business objectives. CRM for Wealth Management - helps advisors grow assets under management by forging deep client relationships. CRM for Private Banking - helps Relationship Managers grow assets under management by solidifying client relationships. CRM for Commercial Banking - helps bankers drive upsell and cross-sell opportunities by delivering personalized service. CRM for Corporate Banking - helps business bankers drive upsell and cross-sell opportunities by connecting insights and sales teams across regions. CRM for Sales, Trading & Research - helps users maximize profit and optimize capital usage CRM for Insurance helps agents drive renewals and cross-sell opportunities. Our products can meet all of your CRM needs in a single package – this includes Sales, Service and Marketing capabilities which are tuned to your specific industry. -
14
ICS BANKS
ICS Financial Systems
ICS BANK is a comprehensive banking and financial software solution that provides a modular menu to choose from and create your own customized system. ICS BANKS Universal Banking enables the bank to service its customers by providing essential digital features, utilizing facilities, and the latest technologies such as; Cloud availability, - Open APIs, Agency Banking, BPM, DMS, Artificial Intelligence and Robotics, Blockchain, Cash Management System (CMS), Chatbots, Smart Contracts, Cardless Payments, Customer onboarding, and Wearable Banking. ICS BANKS comprehensive touchpoints and omnichannel capabilities enable banks to have the opportunity in leveraging data and acquiring desired customer information at any time in any place. On the other hand, ICS BANKS supports AML, FATCA, and CRS whilst its holistic APIs connect to local and regional authorities for further regulatory and compliance processing. -
15
Canopus EpaySuite
Canopus Innovative Technologies
Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.Starting Price: $45000.00/one-time -
16
FINSYS
OpenFactor Technologies
FinSys is a robust, secure and cost effective digital, community and agency banking platform with modular service-oriented architecture that provides a comprehensive range of functionalities required to deliver financial inclusion. Built on the Apache Fineract engine, FinSys supports multi-entity, multi-currency and multi-lingual capabilities. It has a complete range of independent business modules which operate within an integrated framework. This allows financial institutions to rollout new financial services in a most cost-effective way. FinSys supports lending, investment account with support for fixed and recurring deposits, savings and current accounts, standing instructions, account transfers and provide support for a mix of deposit and credit products. Flexible interest, charges and fees management. FinSys provides a comprehensive agency banking modules with functionalities that includes agent management, till management, fees,charges and commission management.Starting Price: $15000 per year -
17
Crassula
Crassula
Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.Starting Price: Free -
18
Cyclos
Cyclos
Make payments, browse your account history or find products are just some of the many online features. Interactive Voice Response: do payments, and get account and payment information by calling a number. Pay with our app to a printed QR code or generate a QR code on our app to receive payments. Clusterable solution with high availability, load balancing & caching. Strict implementation of security standards and guidelines such as defined by ISO 27002, PCI, and EBA. Security is the basis of the Cyclos architecture. Add payment fields and many rules to transactions, such as PINless payment thresholds, min/max transaction amount, allowed on selected channels and much more. Monthly contribution payments, demurrage, interest payments, flat or percentual transaction fees, and custom fee calculations with script extension point if needed.Starting Price: €1,000 per year -
19
DigitalEdge
Asseco Group
Banks that introduce an omnichannel strategy are seeing double-digit growth across their digital channels. Comparing banks by rates and fees of their products is a rational part of customer purchasing decisions. Experience that a customer has with your touchpoints is what triggers emotions and creates preferences that the customer does not bother to rationalize. Our touchpoint applications let you meet and exceed expectations of increasingly demanding customers. Asseco’s omnichannel banking solutions turn your products and services into experiences across self-service and assisted touchpoints. Our web and mobile UIs automatically adjust to each customer’s devices thanks to our omnichannel banking technology. Customers expect a consistent digital experience with the same UI and UX – regardless of which channel they use for their banking. -
20
Opium.eBanking
ALSEGO
White-Label Online Banking Platform: Opium.eBanking™ is a robust, comprehensive and secure multichannel white-label online banking platform. The solution offers a wide range of online services to increase customer satisfaction, reduce costs and offer you more opportunities. Fully customizable interface(s), flexible management console, powerful data collection and highly configurable integration with any core-banking system and satellite application. Fast time-to-market deployment in conjunction with a hybrid or native mobile banking application. Take advantage of a multichannel solution, by considering the changing nature of your customer base, and the demands of the business to make up for time. Addressing customers' requests at the right time on the right channel with the right message will make your business stand out among competitors. It is the inevitable step to engage satisfaction and loyalty of new generation customers. -
21
FinnOne Neo
Nucleus Software
FinnOne Neo is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, Corporate and Islamic sectors. The multi-channel solution helps digitize the complete loan lifecycle end to end, from initial contact with customers and helping make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. FinnOne Neo has been designed to meet the challenges of delivering agile and efficient solutions while reducing the cost of operations. With implementations across 50 countries, FinnOne has been recognized as the world’s best-selling lending solution for over 10 years. FinnOne Neo supports both cloud and on-premise deployments. It can be deployed quickly in partnership with leading cloud providers without high upfront capital expenditure. Cloud deployment provides flexibility in scale while optimizing costs by supporting pay-per-use models. -
22
Abacus
Fern Software
Abacus provides a solution to financial institutions that is both comprehensive and easy-to-use. Abacus offers a cost effective, modern, fully integrated and scalable solution that will not only meet current operational requirements, but also the challenges of advancing technology, market development and product offerings. -
23
IC Marketing Automation
Infocorp Group
Most Banks are concerned about providing a good experience for both current and new customers, but are unprepared and need to develop capabilities to deliver customization at scale. That is why having a marketing automation tool is essential, and if it is also specialized in the needs of financial institutions, the results are undoubtedly optimal. Through our platform, the Bank will be able to transform the sales capacity and personalization of the Bank's message through micro-segmented campaigns. And you can go from managing multiple campaigns to a tool that automates most of the repetitive tasks, freeing up team time to focus on the value of the offer and have relevant conversations with customers. Comprehensive process management, from lead generation to customer conversion. Automated prioritization of campaigns and messages based on Machine Learning. Dynamic content personalization based on customer information and specific offers. -
24
EbixCash
EbixCash
A specialized set of product offering with the capability to acquire customers and manage end to end application processing in a dynamic lending software environment. Automated workflows and decision making to enable quick processing of loan applications resulting in greater customer satisfaction with our lending solutions system. Solutions designed to help you take complete control of credit limit management and optimize revenue collection operations with debt collections software. The products are fully internationalized, secure, scalable and can be deployed with a seamless interface with any billing system. Designed to address the most critical needs of all Insurance companies, Customer Acquisition and Retention. The solutions are capable of supporting both Life and Non-Life Insurance business across multiple products, helping organizations streamline and control their business processes. -
25
Kapowai Online Banking
Kapowai
We offer a modern, easy-to-use multifunctional remote banking system. Your customers, individuals, and entrepreneurs will be able to perform banking operations in real-time, quickly, and securely. The PFM (personal finance manager) will enable customers to manage and plan their costs independently. A convenient personalized widget-based interface will allow configuring, adding, hiding or changing the order of the information and functional elements in the system. The Kapowai team consists of professionals with over 10 years of experience in implementing internet and mobile banking systems. They have a serious background in Ukrainian banks and software development companies as IT managers, product designers, business analysts and developers. Remote identification is the key to remote banking service that saves time. Delivering convenient and functional customer experience on every desktop, laptop and tablet. -
26
Aspekt Microfinance Software
Aspekt
Adaptable software solution that provides efficiency in business processes, risks mitigation and operational control. With our niche industry experience, we help Financial Institutions gain upper hand by delivering operational transformation and leading to the future of the digital era. Innovative, digital ways of operating and that is certainly a competitive advantage that brings to banking institutions with the vast improvement of the efficiency of the customer service processes. With the streamlined product management and the introduction of new products, banks can easily influence customer behavior, covering credit lines, card accounts, deposits, and savings accounts. Supporting online banking services and providing Client cash management, new payment digital channels, are some of the most important features that end customers are interested in. With added user-friendly enhancements and value-added services, end-customer satisfaction is inevitable. -
27
Strands BFM
Strands
Look out for your SME customers and help them grow. Offer a solution aimed at the 3 main issues all businesses face: money management, accessing lending and scaling their business successfully, or Buy, Operate & Sell. Put SME customers in charge of their finances with income and expense management. No credit history? No problem. Lend to SMEs, armed with insight and in-depth understanding, and help them overcome their biggest obstacle: financial administration. Allow SMEs to manage their day-to-day activities with the confidence that comes from foresight and planning. One platform from which to synchronize all accounting and invoicing, create tax provisions, prepare for fluctuating cash flow and carry out their business, stress-free. Create real-time experiences to anticipate and meet customer needs and expectations. Improve customer experiences with AI-based personalization. -
28
BANKTRON
ETRONIKA
BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant. -
29
Union | platform
Union Financial Technologies
Union | platform provides a digital core which supports smart automation, innovation and transformation. Modules including client records, messaging, deal management, payments, accounting and reporting allow you to manage critical business processes. Agile architecture which is open to API, customizable and Cloud hosted allows you to deliver effective operations. Union | platform supports a range of financial services including Banking, Credit Unions and Lending. Digital core provides fully integrated front-to-back infrastructure upon which financial services can be delivered. Cutting-edge technology means that your business will be flexible, scalable and efficient without sacrificing reliability. Financial Services is changing fast, from client requirements to market forces and technology the speed and scale of change are huge. Providers with legacy systems struggle while the digitally advanced gain competitive edge by delivering immediate and long-term benefits. -
30
Candescent Digital Banking
Candescent
Candescent's Digital Banking platform offers financial institutions a scalable and flexible solution to meet unique digital banking requirements. Built on an API-first microservices architecture, it allows for extensive customization to address specific needs. The platform provides an intuitive, research-based user interface, delivering modern experiences and self-service tools that users expect. With hundreds of integrated features and functions, institutions can tailor their offerings to serve evolving user demands. Additionally, the platform offers rich insights into user behaviors, enabling segmentation and personalized interactions.