Best Banking Software in Japan
View:
Compare the Top Banking Software in Japan as of November 2025
Sort By:
What is Banking Software in Japan?
Banking software is designed to manage, automate, and secure financial operations across retail, commercial, and investment banking institutions. It enables banks to handle core activities such as deposits, loans, payments, account management, and compliance with regulatory requirements. Modern banking systems integrate digital channels—including online, mobile, and ATM networks—to provide seamless customer experiences. Many platforms also incorporate AI, analytics, and blockchain technologies to enhance fraud detection, risk management, and personalization. By digitizing operations and improving efficiency, banking software helps institutions deliver secure, scalable, and customer-centric financial services. Compare and read user reviews of the best Banking software in Japan currently available using the table below. This list is updated regularly.
-
1
ABLE Platform
ABLE Platform
ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc -
2
Ondato
Ondato
Ondato is a tech company that streamlines KYC and AML-related processes. We're providing advanced technological solutions for digital identity verification, business customer onboarding, data validation, fraud detection, and more. All of them meet the highest quality standards available for KYC online or offline onboarding for all business and customer types orchestrated from a single interface. We're turning compliance into a business benefit by creating a safer environment for organizations and individuals alike.Starting Price: €149.00/month -
3
Macrobank Core Banking Software
Advapay
Advapay's Digital Core Banking solution empowers fintech clients or digital banks to start their businesses and accelerate digital transformation. The platform delivers all essential functionalities, a back-to-front system and a set of tools to customize and bring new integrations. Customers can connect either to the cloud-based SaaS or on-premise software.Starting Price: 7000 EUR/month -
4
Doocat Banking
Energize Global Services
Doocat banking software is an advanced, comprehensive banking solution designed specifically for Microfinance institutions. The platform integrates four key modules—Core banking, Mobile banking, Agency banking, & E-commerce—each built on a robust microservices architecture. Doocat’s super-flexible structure allows for extensive configuration of features and settings, ensuring that the software can be tailored to meet the specific needs of each institution. Whether deployed on-premises or as a SaaS solution, Doocat adapts to the unique operational requirements and regulatory environments of different regions, making it an ideal choice for Microfinance institutions seeking a comprehensive, adaptable, and future-ready banking solution. The Core banking module ensures flexible, compliant operations. Mobile banking provides seamless account management on the go. Agency banking extends financial access via agents, and the E-commerce provides integrated online shops for small business.Starting Price: $3000/month/5000 users -
5
Bankers Realm
Craft Silicon
Bankers Realm Core Banking, a web-enabled application offers multi-currency, lingual and multi-channel technology features, offering a unique ‘banking without boundaries’ experience. With best-in-class security features, & highly scalable, Bankers Realm offers. Robust architecture that runs on a proven enterprise platform and windows-based environment. Seamless integration across existing software systems. Flexible and scalable for high transaction volumes and ease of learning and use of the products. Low-cost investment with superior performance. Virtual Lending solution provides access to credit scoring systems remotely, allowing financial institutions to sanction digital loans. Individual and group borrowers can be catered to remotely, without branch visits, allowing access to the entire suite of banking services. Omnichannel banking lets you take the bank to your customer across every channel that the customer wants.Starting Price: $100000 one-time payment -
6
Temenos Transact
Temenos
Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments with over 1000 banks in 150+ countries relying on it to provide market leading and innovative products and services to their customers. Innovate in minutes and launch products in days using core banking SaaS. Temenos Transact can be accessed in The Temenos Banking Cloud, bringing together the world’s favorite banking services, an innovation sandbox, and a rich fintech marketplace. Build with everyone's banking system. We give developers the tools and reference materials they need to build, test and publish new banking products and services. Prepare for launch with our GTM framework, support resources and sandbox access. -
7
Prisma Campaigns
Prisma Campaigns
The Agile Marketing Platform for Financial Services. We help Financial Institutions deepen their customer relationships, improve share of wallet, and increase loyalty by allowing them to execute easily personalized campaigns thought all channels, at scale. Online Banking, Web, Mobile, Email, SMS + Others, Prisma Campaigns is a smart omnichannel orchestrator. Based on customer data it allows FIs to effectively deliver segmented and personalized campaigns providing relevant, personal and contextual offer at any stage of the customer journey. From insights to action: Effectively orchestrate real-time segmented campaigns. 1-to-1 personalized messages: Deliver personal and contextual messages and increase conversion rates. All-in-one platform: Manage all your channels from a single place: mobile, web, email, sms, push and more. Fast and easy integration: Plug and play easily with our SDK and go live in less than 6 weeks! #BeRelevant! -
8
Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
9
Omnibanca
Corporacion Consultec
Omnibanca is a product that accelerates digital transformation. In addition to providing traditional digital channels, web banking and mobile banking, it also provides any digital channel; wacht, IOT, on boarding, credit origination, product sales. It is omnichannel, central client. It has the ability to integrate with all legacy systems, it contains a powerful api manager, multi language, currency and company. Streamline the adaptation of your financial institution to new technologies with Omnibanca. We consolidate in a single product functionalities of core systems and new fintech capabilities. Omnibanca connects all channels with back-end applications, facilitating access to all services and unifying the data of your customers.Starting Price: $69,999 per feature -
10
FinCell
FinCell
The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.Starting Price: Free -
11
INFINIT
INFINIT
Vertical banking services for SMEs, with AI-powered business tools. A comprehensive platform seamlessly integrating vertical banking and business functionalities with an intelligent operating system, leveraging AI and industry expertise. We only serve specific industries to offer the best financial and business tools that adapt to your real needs. Our solutions rigorously adhere to both regulatory and industry standards. Equipped with the latest anti-fraud technologies in order to guarantee our customer identification. End-to-end compliant with GDPR and anti-money laundering regulations. INFINIT is a global banking app revolutionizing several industries. Born in Europe, we are now operating all around the globe. Our innovative solutions streamline traditional practices and enhance growth and simplicity for business owners worldwide. An operating platform to simplify the running of your business for you and your team.Starting Price: Free -
12
IC-Banking
Infocorp Group
The IC-Banking suite is designed to create the perfect experience for each of its users. It pays as much attention to the retail or corporate client as it does to the bank's developer or technology team while stimulating the growth of Fintech ecosystems through an open platform, whose only limit is the creativity of its users. At its outermost layer, our Smart Rings model presents a single objective: to establish the appropriate link between the platform and the different actors, and the internal rings provide the different tools, channels, and business capabilities necessary to achieve this. All this is supported by our robust technological core that works as the pillar and heart of our suite. Complete, intelligent and omnichannel solutions for corporate banking. Be where people are and give them what they need. That’s the whole point. -
13
Integrated eStatements
PrintMail Solutions
For more than two decades, PrintMail has been a leading innovator in the financial statement outsourcing industry. We have helped hundreds of banks reduce costs with efficient and well-designed paper statement printing and mailing. Now you can take advantage of additional cost savings with PrintMail’s eStatement Services. Our commitment to quality, accuracy, and security is the same whether your customers choose physical or electronic statement delivery. When customers sign up for eStatements, your financial institution saves money on the cost of printing and mailing paper statements. PrintMail’s cutting-edge eStatement platform helps you improve the layout, design, and readability of your eStatements so that more customers will choose electronic delivery. Tech-savvy customers aren’t satisfied with anything less than a full-service online experience that is convenient, mobile, and attractively designed.Starting Price: $1.00 -
14
NexJ CRM
NexJ Systems Inc.
Each of our 6 industry-specific products are tailored to your specific vertical to help you meet your business objectives. CRM for Wealth Management - helps advisors grow assets under management by forging deep client relationships. CRM for Private Banking - helps Relationship Managers grow assets under management by solidifying client relationships. CRM for Commercial Banking - helps bankers drive upsell and cross-sell opportunities by delivering personalized service. CRM for Corporate Banking - helps business bankers drive upsell and cross-sell opportunities by connecting insights and sales teams across regions. CRM for Sales, Trading & Research - helps users maximize profit and optimize capital usage CRM for Insurance helps agents drive renewals and cross-sell opportunities. Our products can meet all of your CRM needs in a single package – this includes Sales, Service and Marketing capabilities which are tuned to your specific industry. -
15
FinCraft
Nelito Systems
Nelito's comprehensive FinCraftTM banking suite and support services offer significant value addition to Banks through our experience, domain expertise and delivery excellence. Our solutions are available in Opex as well as Capex models. Incumbent banks do not have to depend on solutions from the bigger or multiple solution providers for their evolving requirements; instead they can take advantage of our solutions which provide affordable excellence. Nelito is thus placed well and committed to be an ideal technology partner of trust for the Banks. Nelito has developed its own Intellectual Properties for solutions under the FinCraftTM brand in the areas of Transactions Management, Payments, Regulatory & Risk Reporting, Mobility, Data Management and BI & Analytics. The development is supported through industry best quality management processes.Starting Price: $1 per month -
16
Co B I S
Enterprise Software & Technologies
Co B I S Banking Software provides Smart Effortless Banking Functionality, Quick Financial Reporting & Ease in Banking Institution Management, enabling you to Improve in-house Productivity & hence overall Customer Satisfaction. With a full range of products offered for Banking Institutions, Lending Firms, Village Banks, Microfinance Institutions, Cooperatives & SACCOs, We continue to enable you to transform your business with improved efficiency, reduced costs and the ability to swiftly launch new products & services with our cloud banking system used by financial organizations all around the globe. To enable you efficiently work with Co B I S, we assist in data migration to have all your running manual files input in CoBIS Software. Accounting Consultancy and Training on Basic Accounting is provided to enable equip even those Individuals with no accounting background. We offer Training for Co B I S Microfinance Software, should your work force need this refresher training. -
17
ICS BANKS
ICS Financial Systems
ICS BANK is a comprehensive banking and financial software solution that provides a modular menu to choose from and create your own customized system. ICS BANKS Universal Banking enables the bank to service its customers by providing essential digital features, utilizing facilities, and the latest technologies such as; Cloud availability, - Open APIs, Agency Banking, BPM, DMS, Artificial Intelligence and Robotics, Blockchain, Cash Management System (CMS), Chatbots, Smart Contracts, Cardless Payments, Customer onboarding, and Wearable Banking. ICS BANKS comprehensive touchpoints and omnichannel capabilities enable banks to have the opportunity in leveraging data and acquiring desired customer information at any time in any place. On the other hand, ICS BANKS supports AML, FATCA, and CRS whilst its holistic APIs connect to local and regional authorities for further regulatory and compliance processing. -
18
FINSYS
OpenFactor Technologies
FinSys is a robust, secure and cost effective digital, community and agency banking platform with modular service-oriented architecture that provides a comprehensive range of functionalities required to deliver financial inclusion. Built on the Apache Fineract engine, FinSys supports multi-entity, multi-currency and multi-lingual capabilities. It has a complete range of independent business modules which operate within an integrated framework. This allows financial institutions to rollout new financial services in a most cost-effective way. FinSys supports lending, investment account with support for fixed and recurring deposits, savings and current accounts, standing instructions, account transfers and provide support for a mix of deposit and credit products. Flexible interest, charges and fees management. FinSys provides a comprehensive agency banking modules with functionalities that includes agent management, till management, fees,charges and commission management.Starting Price: $15000 per year -
19
TrueLayer
TrueLayer
TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks. -
20
Teller
Teller
One easy-to-use API to verify account details, move money, make payments, view transactions, and more. The easiest way for users to connect their bank accounts to your app. Teller provides your app with beautiful account enrollment screens that send all sensitive data directly to our secure servers, bypassing yours and leaving you one less thing to worry about. Teller connects to every bank using real APIs. Other providers mostly screenscrape, an extremely brittle and slow technique that means they have poor uptime, are slow, and return stale data. Teller provides live, up-to-the-minute bank data in a reliable and predictable manner. One easy-to-use API to verify account details, move money, make payments, view transactions, and more. See for yourself, run the request on the right by copying the command and pasting it into your terminal. Bank account connections you can rely on, are designed for your peace of mind. -
21
timveroOS
timveroOS
An end-to-end loan management software for digital lenders with a stunning level of SDK-powered flexibility and robust analytics on top of that. It offers a cutting-edge lending solution for banks that integrates all processes into a single workflow to easily build, limitlessly customize, and continuously scale lending business. Our software for loan management is equipped with an advanced AI-powered analytics framework to enable banks to create better risk models, underwriting strategies, products, and marketing campaigns, in a fast and fully controlled way. The data layer includes 90+ ready-to-use data providers and allows new connections in a matter of minutes. These analytics tools and in-built financial engineering/cashflow engine allow lenders to make 12x faster executive business decisions and increase profits per loan by 13% on an annual basis. Enhance banking efficiency by running profound analytics on top of automated operations.Starting Price: 2500 -
22
Vault
Vault
Launch your own fiat and crypto banking operations in just a few days and at a fraction of the cost of doing it on your own. Vault delivers a crypto-friendly secure banking platform for any business looking to provide their customers, agents, or employees with a complete payment ecosystem, under their own brand, with minimal hassle and the industry's best go-to-market pace. Individually segregated IBAN accounts to all users, no matter their country of residence (some restrictions apply). Vault clients that have their own crypto token can easily add them to the Vault ecosystem. Global payment solutions give access to a world of cryptocurrencies. Exit cryptocurrencies into traditional fiat currencies as easily as sending a bank transfer. Vault and its associated companies empower more than 1m+ users to access crypto, banking, and card solutions. Through Vault, our white-label clients can provide fiat, crypto, and payment card solutions to their users. -
23
Continia Banking
Continia
Continia Banking streamlines and secures payment and reconciliation processes directly within Microsoft Dynamics 365 Business Central by automating your entire payment workflow. It provides direct, secure communication with banks, sending payment and direct-debit files, importing statements, and receiving real-time status updates and exchange-rate adjustments, while built-in validation checks and enhanced CSV import templates prevent errors at every step. Reliable reconciliations leverage advanced search rules in the payment reconciliation journal or bank account reconciliation to achieve up to 95 % match rates. Flexible payment exports offer both quick flows for summarizing multiple lines and advanced flows for per-line control, with transaction ID-based reconciliation, payment suggestion templates, and IBAN-driven bank details autofill. Secure approval flows support single-line or batch approvals, amount-threshold rules, field restrictions, and mandatory bank account verification. -
24
Decta
DECTA
End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases. -
25
Q2
Q2 Software
Flexible, tailored, valuable commercial banking. Power the success of your commercial clients with tailored financial experiences for businesses of every size. Your commercial account holders have unique and often complex needs. Provide digital banking experiences that fit their size, vertical, and expectations. Understand their challenges, meet their requirements, and become an indispensable resource to your most important clients. With the right partner, you can do this. Legacy tech treats all businesses the same and provides clunky, counter-productive interfaces. It’s time for something better. Cash management for your largest commercial clients can be very complex. Legacy tech creates additional complications, with rigid workflows and cumbersome features that don’t consider user experience. Our commercial banking platform changes all that, providing a robust and sophisticated, yet simple, solution for every user and task, no matter how unique or complex.Starting Price: $1 per month -
26
DigitalEdge
Asseco Group
Banks that introduce an omnichannel strategy are seeing double-digit growth across their digital channels. Comparing banks by rates and fees of their products is a rational part of customer purchasing decisions. Experience that a customer has with your touchpoints is what triggers emotions and creates preferences that the customer does not bother to rationalize. Our touchpoint applications let you meet and exceed expectations of increasingly demanding customers. Asseco’s omnichannel banking solutions turn your products and services into experiences across self-service and assisted touchpoints. Our web and mobile UIs automatically adjust to each customer’s devices thanks to our omnichannel banking technology. Customers expect a consistent digital experience with the same UI and UX – regardless of which channel they use for their banking. -
27
Opium.eBanking
ALSEGO
White-Label Online Banking Platform: Opium.eBanking™ is a robust, comprehensive and secure multichannel white-label online banking platform. The solution offers a wide range of online services to increase customer satisfaction, reduce costs and offer you more opportunities. Fully customizable interface(s), flexible management console, powerful data collection and highly configurable integration with any core-banking system and satellite application. Fast time-to-market deployment in conjunction with a hybrid or native mobile banking application. Take advantage of a multichannel solution, by considering the changing nature of your customer base, and the demands of the business to make up for time. Addressing customers' requests at the right time on the right channel with the right message will make your business stand out among competitors. It is the inevitable step to engage satisfaction and loyalty of new generation customers. -
28
FinnOne Neo
Nucleus Software
FinnOne Neo is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, Corporate and Islamic sectors. The multi-channel solution helps digitize the complete loan lifecycle end to end, from initial contact with customers and helping make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. FinnOne Neo has been designed to meet the challenges of delivering agile and efficient solutions while reducing the cost of operations. With implementations across 50 countries, FinnOne has been recognized as the world’s best-selling lending solution for over 10 years. FinnOne Neo supports both cloud and on-premise deployments. It can be deployed quickly in partnership with leading cloud providers without high upfront capital expenditure. Cloud deployment provides flexibility in scale while optimizing costs by supporting pay-per-use models. -
29
Abacus
Fern Software
Abacus provides a solution to financial institutions that is both comprehensive and easy-to-use. Abacus offers a cost effective, modern, fully integrated and scalable solution that will not only meet current operational requirements, but also the challenges of advancing technology, market development and product offerings. -
30
IC Marketing Automation
Infocorp Group
Most Banks are concerned about providing a good experience for both current and new customers, but are unprepared and need to develop capabilities to deliver customization at scale. That is why having a marketing automation tool is essential, and if it is also specialized in the needs of financial institutions, the results are undoubtedly optimal. Through our platform, the Bank will be able to transform the sales capacity and personalization of the Bank's message through micro-segmented campaigns. And you can go from managing multiple campaigns to a tool that automates most of the repetitive tasks, freeing up team time to focus on the value of the offer and have relevant conversations with customers. Comprehensive process management, from lead generation to customer conversion. Automated prioritization of campaigns and messages based on Machine Learning. Dynamic content personalization based on customer information and specific offers.