Best Open Finance Platforms in the USA
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Compare the Top Open Finance Platforms in the USA as of November 2025
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What are Open Finance Platforms in the USA?
Open finance platforms are digital platforms that enable the sharing and integration of financial data and services between different financial institutions, third-party providers, and consumers through open APIs (Application Programming Interfaces). These platforms facilitate access to financial data, such as banking, investments, insurance, and loans, allowing users to manage their financial portfolios and services from various providers in one centralized location. Open finance platforms often focus on improving financial transparency, providing personalized financial services, and enabling innovation in the financial sector through secure data sharing. By using these platforms, businesses and consumers can gain greater access to a wide range of financial services and products, while also enhancing competition and promoting financial inclusion. Compare and read user reviews of the best Open Finance platforms in the USA currently available using the table below. This list is updated regularly.
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ONE UP
ONE UP
AI transforms bank feeds into accounting with 95% accuracy (#1 Ranked by Forbes AI benchmark). Automated and customizable by each client. 10 times more usage compare to traditional banking portal. 85% of customers logging in each month. Open banking through neobanks players like Google, Intuit, PayPal, Square and more coming, has created new threats on all your business banking revenue streams: from deposits, loans to payments. Growing your net banking revenue through real-time cross-sales and making the most out of your Small Business existing customers thanks to Smart Advices ™ powered by OneUp. OneUp platform is API based to ensure fast implementation and to offer the customization and the flexibility you need for your project. Display income, spending and overall profitability for the defined period of time, in a defined currency. Data is provided by OneUp AI that transforms bank feeds into accounting entries.Starting Price: $9 per month -
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Coconut
Coconut
Coconut connects to your bank account to help you track income, claim expenses and work out how much tax you owe. With an overview of your finances at your fingertips it’s easy to work out how much you can afford to pay yourself or re-invest into your business each month. We’ll help you stay on top of your bookkeeping and estimate how much you need to set aside for tax, so you'll never get an unexpected bill at the end of the tax year. Create and send branded invoices on the go and manage your income straight from the app. Handy reminders will help you keep on top of late payers too. We’ll work out how much you have left after you’ve set your savings aside that you can take out of the business as your take home pay, or to reinvest to help your business grow. Keep an eye on how much you’re earning and how much you’re spending, with all the transactions that make up those numbers available in just one tap.Starting Price: $5.02 per month
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