Compare the Top Payment Processing Software in the USA as of November 2025

What is Payment Processing Software in the USA?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software in the USA currently available using the table below. This list is updated regularly.

  • 1
    BILL

    BILL

    BILL

    BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.
    Starting Price: $45 per user per month
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  • 2
    PouchNATION

    PouchNATION

    PouchNATION

    PouchNATION is a SaaS-based platform with NFC wearable technology and a one-stop guest management solution, focused on venues and live events to digitize their operations and deliver a worry-free experience to their guests, online and/or offline, providing advanced insights that enhance revenues and efficiencies. We constantly look forward to providing better solutions with the constant development of our in-house technology. We offer scalable and flexible solutions through successful implementations of our systems at your venue. Our approach is very client oriented, therefore we have developed tailored solutions depending on the type of client and the needs they have. PouchNATION’s in-house technology solutions allow events to deliver the smoothest guest experience, and increase visibility and profitability to their brand.
    Starting Price: $65 per device per month
  • 3
    Ixaris

    Ixaris

    Ixaris Systems

    Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment.
  • 4
     Yokoy

    Yokoy

    Yokoy

    Based on all your receipts, vendor invoices and actions, the Yokoy tool learns and is able to automatically fill out expense forms and invoices including VAT for you. Yokoy finds outliers, rule violations and potential fraudulent cases and sends them for manual review. The rest - from submission to exporting to your accounting system - is fully automated. Yokoy is the only expense management tool that allows you to map your individual company-specific process flow without a team of developers to code and maintain it for you. Robust integrations are key to automating the data flow between different tools. Yokoy integrates with all major third-party tools and also provides the free "OpenAPI" platform to all partners and customers.
  • 5
    Shiji Payment Solutions
    With over a decade in the payments industry, Shiji has collaborated with banks and merchants of all kinds to provide state-of-the-art, secure and scalable payment solutions. By working with several of the industry's leading system providers, Shiji has become the leading provider of payment solutions in mainland China. The technology is currently deployed globally with R&D resources around the world in Shiji offices in North America, Europe and Asia Pacific to enhance solutions and localize functionality and features. A connection from any merchant system can connect the Shiji Payment platform to a variety of payment solutions and merchants with minimal effort. Use Shiji Payment Solutions to connect with the desired payment acquirer, either directly with a payment acquirer or by processing the payment through the Shiji payment interface.
  • 6
    PAYCOMET

    PAYCOMET

    PAYCOMET

    PAYCOMET provides you with all the credit and debit card payment solutions for your business. From petrol stations, e-commerce, toll booths, call centres, car parks, and department stores to retail websites, professional offices, and mobile top-ups.
  • 7
    Gojek

    Gojek

    Gojek

    We build products that nations run on. With 2 million+ driver partners, we’ve kinda done 13,000 trips between the earth and the moon. One of the largest fintech companies in Southeast Asia, we make transactions reliable and cashless. Fill your cart with food, groceries, medicines, electronics and more. Without stepping out. Binge-watch your favorite series, book tickets for movies and events, play games, have a good time! Manage your restaurants, run ads, create promos, and do more. Gojek is an app for all your daily needs such as food delivery, transportation, and payment. Beyond that Gojek has a social mission to improve the welfare and livelihoods of the Indonesian people. Whether you're looking to get across town, or even earning on the road, choose Gojek – we're the city's latest ride-hailing app dedicated to making your commutes all that much better.
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