Rebind Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
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Card Overview
Underneath the Rebind brand, this is Gnosis Pay infrastructure with a European onboarding wrapper. You spend EURe, GBPe, or USDCe stablecoins directly from a Gnosis Safe you control; Monerium handles the IBAN and SEPA rails behind the scenes. The interim cashback was up to 5% in GNO tokens, scaled by GNO holdings and an OG NFT bonus, and ended March 31, 2026. That window has closed. What separates Rebind from typical exchange-issued cards is the FX. Gnosis Pay adds no foreign transaction markup, so the only exchange cost on a cross-currency purchase is Visa's own wholesale rate. Physical card €30, often waived via referral. No annual fee. Daily spend cap €8,000. ATM gives €200/month or 5 free withdrawals before a 2% fee, with a daily ATM cap of €500. Personal IBAN and SEPA included via Monerium. Available in 32 European countries including the UK, EEA, and Switzerland. Worth it for existing Gnosis ecosystem users who want self-custody spending with an EU IBAN and accept the cashback layer is no longer active. Wrong card if you joined for the GNO rewards window.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free (virtual card); the earlier EUR 30 physical-card fee no longer appears on rebind.co |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% FX markup from Gnosis Pay infrastructure — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) |
| ATM Limit | €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 |
| Spending Limit | €8000/day |
These figures can change. Confirm the current fees, FX and network in Rebind’s official terms before you apply.
Features
- Card Type: Virtual first
- Top up with: EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)
- Available Countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland
Banking & Fiat Rails
IBAN yes (personal virtual IBAN via Monerium), SEPA yes; SWIFT not disclosed
Who issues the Rebind Card
Rebind Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania) — inferred from the program manager, not stated by the issuer itself. Gnosis Pay white-label.
All cards issued by Monavate Limited + UAB Monavate · Why the issuer matters
Supported Cryptocurrencies
You can load the Rebind Card with crypto; the asset we track for it is listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Gnosis Chain (EURe, GBPe, USDCe via Monerium); Monerium also supports Ethereum and Polygon for stablecoin minting
Who Is the Rebind Card Best For?
The Rebind Card is a good fit for DeFi users and privacy-focused holders who want to keep their own keys until they actually spend.
The Rebind Card pays up to 5% cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in European Union per the terms of 6 May 2026; the UK and Switzerland in the country list come from an earlier reading and the current terms do not name them. Rebind is the migration partner Gnosis Pay names for its own consumer card, which closes to new signups on 30 Sep 2026, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn up to 5% cashback
- DeFi users who want to hold their own keys
- European users within EEA countries
- Budget-minded users (no issuance or annual fee)
Avoid if
- You're a US resident (this card doesn't support US users)
Compare the Rebind Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Powered by Gnosis Pay infrastructure; up to 5% GNO cashback (interim programme); 0% FX markup (Visa wholesale rate only); true self-custody via Gnosis Safe; Monerium IBAN and SEPA; Apple Pay and Google Pay supported
- No card issuance fee
- No annual maintenance fee
- Works wherever Visa is accepted worldwide
- Self-custody: you keep your private keys until you spend
- Covers the European Economic Area (EEA)
Cons
- Select EU nationalities only; cashback programme is interim (GNO cashback ends 30 Sep 2026 across all Gnosis Pay partners); GNO volatility affects real cashback value; virtual first, physical card still to come; daily limit EUR 8,000
- Only available in certain regions
- Full KYC required, no anonymous tier
How to Get the Rebind Card
Here is what the sign-up process looks like, from application to first purchase.
Create your Rebind account
A few minutesGo to the Rebind website or download the app.
Complete identity verification
Varies by issuerRebind runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) through the funding screen.
Start spending immediately
InstantYour virtual Rebind Card shows up in the Rebind app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Across the EEA
The Rebind Card covers the EU member states plus Iceland, Liechtenstein, and Norway. If you're in the UK, check with the issuer about post-Brexit availability.
Key supported countries: