The highest published cashback on live crypto cards belongs to Plutus (up to 9% in PLU), Wirex (up to 8%, paid in USD) and Crypto.com (up to 6% in CRO). None of those is the simple number on the marketing page: the "up to" tiers require a staking lockup, a paid subscription, or a token holdings level a casual user won't carry. Some cards pay in BTC, some in stablecoins, many in platform-native tokens whose redemption value isn't published. The 76 cards below are filtered for any meaningful cashback, but each card detail page breaks down the actual mechanics: base rate, capped tier, conditions, and the asset paid out. A 2% rate paid in a liquid asset like BTC is usually worth more in practice than a 5% rate paid in a points programme with no published USD conversion. Match the cashback type to what you'd actually do with it: if you wouldn't hold the token voluntarily, the headline rate is somewhat illusory. CoinZoom advertises up to 5%, but the same token-conversion caveat decides what it's actually worth.
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