Best | CD | APY | Minimum Deposit Required |
3-month CD | Pampa Teachers Federal Credit Union CD | 5.063% | $5,000 |
6-month CD | CommunityWide Federal Credit Union CD | 4.65% | $1,000 |
5-month CD | California Coast Credit Union CD | 9.50% on deposits up to $3,000 | $500 |
1-year CD | Flagler Credit Union CD | 10.00% | $1,000 |
3-year CD | Geauga Credit Union CD | 4.85% | $500 |
5-year CD | Lone Star Credit Union CD | 4.55% | $500 |
10-year CD | Credit Human CD | 4.31% | $500 |
No-Penalty CD | Credit Human CD | 4.21% | $5,000 |
Jumbo CD | Fairmont Federal Credit Union CD | 4.85% | $250,000 |
Business CD | EECU CD | 4.41% | $1,000 |
Best CD Rates Methodology
To identify the best CD rates, Wallethub’s editors regularly compare over 1500 certificates of deposits from leading financial institutions based on APY, fees and minimum deposit requirements. We also took into account how easy they were to apply for and the range of their savings products. The best options overall have market-leading interest rates, low minimum deposit requirements and few or no fees.