The best auto loan refinance rates could save you hundreds of dollars on interest, depending on your credit score, loan balance and repayment period. Taking advantage of one of the best car loan refinance offers can also make your monthly payments much more manageable. You can compare the best rates from popular car loan refinance companies below.
When you refinance an auto loan, you take out a new loan and use the funds to pay off your original auto loan. By doing so, you can trade in your original interest rate for a lower one, extend your repayment period to reduce your monthly bills, or both. Refinancing your car loan is best if your financial situation has improved since you got the loan or better deals are available in general.
Updating Car Loans
U.S. Bank • Refinance Loan • 72 Months
- Down Payment: 0%
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
RateGenius • Refinance Loan • 72 Months
Additional Info
- Down Payment: 0%
- Lower monthly payment
- Lower interest rate
- Pay off your loan faster
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
LightStream • Refinance Loan • 72 Months
Additional Info
- Down Payment: 20%
- A 0.50% discount can be included for autopay discount
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
Chase • Refinance Loan • 72 Months
Additional Info
- Down Payment: 20%
- Lock in financing terms in advance to save time at the dealership
- Rates are locked for 30 days
- Know your estimated monthly payment, rate, and feel confident shopping for your car
- Application takes minutes to complete, meaning less paperwork at the dealership
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
Huntington Bank • Refinance Loan • 72 Months
Additional Info
- Down Payment: 20%
- Get a competitive auto rate based on your credit score when you finance with Huntington
- $170 loan processing fee
- Get pre-approved, if buying
- Online Account Management. Save time with online account access that lets you view your auto loan balance, monitor the transaction history, and make your payments with free Huntington Bill Pay
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
U.S. Bank • Refinance Loan • 60 Months
- Down Payment: 0%
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
RateGenius • Refinance Loan • 60 Months
Additional Info
- Down Payment: 0%
- Lower monthly payment
- Lower interest rate
- Pay off your loan faster
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
Bank of America • Refinance Loan • 60 Months
Additional Info
- Down Payment: 20%
- A 0.25% to 0.50% discount can be included by enrolling in Preferred Rewards Program
- Competitive rate
- 30-day rate lock guarantee
- Fast application
- No application fee
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
LightStream • Refinance Loan • 60 Months
Additional Info
- Down Payment: 20%
- A 0.50% discount can be included for autopay discount
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details
Chase • Refinance Loan • 60 Months
Additional Info
- Down Payment: 20%
- Lock in financing terms in advance to save time at the dealership
- Rates are locked for 30 days
- Know your estimated monthly payment, rate, and feel confident shopping for your car
- Application takes minutes to complete, meaning less paperwork at the dealership
Savings Breakdown
| Current Loan (edit) | This Loan | |
|---|---|---|
| Interest | $0 | $0 |
| Fees | $0 | $0 |
| Total Savings | no savings |
More Details