To talk to Montgomery Ward Credit customer service, call (877) 784-2836 and then wait to be connected to an agent. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Montgomery Ward Credit Customer Service by Phone

1. Call the Montgomery Ward Credit customer service department. You can even use the number on the back of your card.
2. Wait to be connected to an agent.
3. Speak to the live representative.

If you can't or don't want to talk to the Montgomery Ward Credit customer service over the phone, you can also email customer service by using the email form on the store's website.

You can log in to your Montgomery Ward Credit Account by going to the login page on the Montgomery Ward website or mobile app and entering your username and password in the appropriate fields. Then, click “Login” to access your online account.

How to Log In to a Montgomery Ward Credit Account

1. Go to the Montgomery Ward Credit card login page.
2. Fill out the “Email” and “Password” fields with your credentials.
3. Click “Login” to access your account.
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The minimum requirements for the Montgomery Ward Credit include being at least 18 years old, having a bad credit score of at least 500, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number.

Minimum Montgomery Ward Credit Requirements

• Enough income to make the monthly minimum payment
• Bad credit accepted (500+ credit score)
• 18+ years old
• Social Security number or...

You can get Montgomery Ward Credit pre-approval through email or via mail. So, it's a good idea to check for emails from the company as well as mailed Montgomery Ward catalogs, which may include pre-approved offers. Montgomery Ward doesn't offer pre-approval through its website.

Pre-approved offers inform consumers that they have a good chance (90%) of getting approved for a Montgomery Ward Credit line if they choose to apply for one. People who have previously held accounts in...

You can apply for the Montgomery Ward Credit Card while making a purchase on the Montgomery Ward website, by selecting “Open a New Account” at checkout. Unfortunately, you cannot apply for this card over the phone. Keep in mind that this card accepts even people with bad credit.

Here's how to apply for the Montgomery Ward Credit Card:

1. Visit wards.com and select the items you want to buy.
2. Click on “Open a New Account” as...

There is no credit score requirement for the Montgomery Ward Credit Account, since Montgomery Ward will approve even applicants with bad. The lack of an official Montgomery Ward Credit Account credit score requirement doesn't mean everybody gets approved, as Montgomery Wards can partially approve or deny credit line applicants. Partial approval means that Montgomery Wards will grant you credit for part of the credit line that you request, but you'll need to pay the rest up front.

The...

The Montgomery Ward Credit Card payment address is:

Montgomery Ward
PO Box 2855
Monroe, WI 53566-8002

You can also mail your payment using the remittance stub and payment envelope that came with your statement. It's best to send it 7-10 days before your due date to make sure it arrives in time.

For faster processing, pay online or by calling (866) 233-7890.

The credit limit for the Montgomery Ward Credit Card can be as low as a few hundred dollars, or as high as a few thousand. It depends on your creditworthiness, income and debt.

Montgomery Ward routinely reviews the payment performance your active accounts to determine which ones may qualify for a credit-limit increase (this process does not have an impact on your credit score). Regular, timely payments on your Montgomery Ward Credit Card are...

You can add a Montgomery Ward Credit Card authorized user online or by calling (877) 784-2836. If you don't have an account yet, you can add an authorized user while applying for a new account.

Just don't forget that you're the one responsible to pay for your authorized users' purchases each month.

You can make Montgomery Ward Credit Account payment online, by phone, or by mail. To pay Montgomery Ward Credit bill online, log in to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Montgomery Ward does allow cardholders to set up automatic payments, too.

Ways to Make Montgomery Ward Credit Payment

• Online: Log in to your online account and click on...