Personal Finance Quotes

“Out in the real world, in which actual human beings live, it’s hard to come up with a more stupid example than 'ditching the daily latte'. Want to get your finances in order? Great! All you have to do is wean yourself off an addictive, stimulatory drug, which you’ve been using all your adult life, will cause withdrawal symptoms and impair your performance when you try to quit, is universally available, woven into the very fabric of social life, is the only addiction that carries no stigma whatsoever, and helped bring about the Enlightenment. Oh, and it’s also really frickin’ delicious.”
― Richard Meadows, Optionality: How to Survive and Thrive in a Volatile World

“Better to look broke and debt-free than to look good and in deep debt.”
― Abdul Malik Omar, Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei

“Financial planning and discipline is key to one's financial freedom.”
― Kishorkumar Balpalli

“Most of the people who flaunt their wealth in Social Media are either mostly in debt or have parents who affluent. The most important thing you can do is to focus on your life and stop comparing yourself against others.”
― Abdul Malik Omar

“Most of the people who flaunt their wealth in Social Media are either mostly in debt or have parents who affluent.”
― Abdul Malik Omar, Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei

“Always pay your debt.”
― Abdul Malik Omar, Triumph: Unleash Your Inner Entrepreneur

“You can't control the national and global economy. You can only control their impacts on your personal and family economy.”
― Omony Geoffrey Ocaya

“Only you can stop you from achieving your dreams”
― David Angway

“If you keep doing the wrong thing perfectly, you would keep struggling perfectly.”
― Segun Alonge Jr

“Taking more risk produces more return is inaccurate. Instead, taking more risk increases the range of potential outcomes”
― Brian Portnoy, The Geometry of Wealth: How to shape a life of money and meaning

“MONEY SPEAKS THE LANGUAGE OF YOUR MINDSET!”
― Aryan Chaudhary, Your Last Step To Fast Financial Freedom

“The problem isn't our income; it's what we do with our money once we get it... how much you earn has almost no bearing on whether or not you can and will build wealth.”
― David Bach, (Start Late, Finish Rich: A No-fail Plan for Achieving Financial Freedom at Any Age) By David Bach (Author) Paperback on

“Just remember: your net worth does not equal your self-worth. A wonderful, well-lived life is measured by much more than dollars and cents.”
― Kate Campbell, Buying Happiness: Learn to Invest Your Time and Money Better

“Great intelligence and good luck are not required. The essential characteristics of the successful investor are the discipline and stamina to, in the words of John Bogle, “stay the course.”
Investing is not a destination. It is an ongoing journey through its four continents—theory, history, psychology, and business.”
― William J. Bernstein, The Four Pillars of Investing: Lessons for Building a Winning Portfolio

“Life Insurance can help you prevent more burden to your family when you have suddenly taken out of the picture.”
― David Angway

“DON'T DREAM ABOUT LUXURY, MAKE IT YOUR BASIC NECESSITY.”
― Aryan Chaudhary, Your Last Step To Fast Financial Freedom

“DON'T DESIRE ANYTHING, JUST BE DESERVING.”
― Aryan Chaudhary, Your Last Step To Fast Financial Freedom

“No one gets financially literate by osmosis. This area of personal growth requires intention, humility and continual improvement.”
― Cheryl Benadie, The Wholeness Revolution

“$81.5 billion of Warren Buffett's $84.5 billion net worth came after his 65th birthday.”
― Morgan Housel, The Psychology of Money

“The only way to be wealthy is to not spend the money that you do have. It's not just the only way to accumulate wealth; it's the very definition of wealth.”
― Morgan Housel, The Psychology of Money

“Learn before you earn, take risks, and run for what you want most." - Adam Messina”
― Adam Messina

“Don't confuse published inflation figures with your Family Inflation.
Misjudgment on Family Inflation often causes long term financial misery.”
― Manoj Arora, FOOPS!

“Stock IPOs hardly make sense for retail investors. Mutual Fund NFOs make no sense for anyone.”
― Manoj Arora, FOOPS!

“You cannot spend your way out of pain. But you can make every pain worse by trying to treat it with money.”
― Elizabeth Warren, All Your Worth: The Ultimate Lifetime Money Plan

“Returns is NOT the ONLY criteria while building a portfolio.
Ignore liquidity, cashflow, and diversification at your own peril.”
― Manoj Arora, FOOPS!

“We’re taught we can pay for everything we need. Our very lives can be purchased, and by extension, we can buy the rights to a fragmented community of like-minded consumers. Our unifying activity as a culture is shopping, and the one thing we all are is consumers.”
― Elizabeth Willard Thames, Meet the Frugalwoods: Achieving Financial Independence Through Simple Living

“If you have $10,000 sitting in a savings or checking account earning only 1.0 percent annually when it could be earning 4.5 percent, you are cheating yourself out of $450 a year in interest. The way I see it, that's a plane ticket to Hawaii or a fancy dream night out on the town or more money in your retirement account! In other words, that so-called free checking account at the bank really isn't. Quite the contrary, it's costing you a fortune.”
― David Bach, Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams

“There is nothing that will "fix" a bad credit report except the passage of time and a consistent record of responsible bill-paying, and you contacting the credit-report companies and working with them to get your credit record clean.”
― David Bach, Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams

“Like a well-nourished body, a healthy cash flow is essential for the vitality of your financial future.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“If you are always spending a dollar here and a dollar there, you will never have enough dollars to invest and share.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money