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Must Reads
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Amex Platinum vs. Chase Sapphire Reserve vs. Capital One Venture X: Which Premium Travel Card Is Best in July 2026?
Want to know which luxury travel card is right for you? Here's how the Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X compare.
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Should You Use Savings to Pay Off Credit Card Debt? Here's the Math
Your credit card charges far more than your savings earns. See when draining your emergency fund makes sense and when a balance transfer is smarter.
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5 Habits That Keep People Stuck Below a 750 Credit Score -- and How to Break Them
High balances, closed cards, and too many applications are quietly capping your credit score. Here are the habits keeping you below a 750 -- and how to fix them.
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4 Big Credit Card Deals You Don't Want to Miss in July 2026
Limited-time welcome offers, a rare intro APR plus rewards combo, and a business card bonus at an all-time high. Four standout credit card deals this July.
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Should You Roll Over Your 401(k) to an IRA?
Rolling a 401(k) into an IRA can mean lower fees and more investment choices, but a 401(k) offers protections worth weighing first.
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5 Benefits of the Capital One Venture Rewards Card -- July 2026
Earn flat-rate miles, a strong welcome offer, and simple miles redemptions. See what makes the Capital One Venture Rewards Card a solid travel pick.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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