Happy Money

🔔 American Banker highlights how TruMark Financial Credit Union is partnering with Happy Money to access high-quality unsecured personal loans through participations — a strategy that helps diversify its balance sheet and maintain yield without adding operational lift. "'Happy Money's participation program offers a unique opportunity to engage with a network of like-minded institutions and strengthen our financial stability and growth, said Kelly Botti, CEO of TruMark Financial Credit Union, in a release, adding the partnership will enable the credit union to 'diversify its balance sheet' and deploy capital into short-duration, high-return assets." Read the full story here. 👉 https://lnkd.in/g7NBdi-i #CreditUnions #LoanParticipation #PersonalLoans #HappyMoney

We’re here at America's Credit Unions Lending Council Conference in Anaheim! 👋 Stop by booth 707 to meet the Happy Money team and learn about our lending solutions — plus, enter to win a pair of AirPods. We’d love to chat with you about strategic wins for credit unions: ✅ Portfolio diversification ✅ High-yield loans without operational lift ✅ Seamless integration with your systems #ACULendingCouncil #CreditUnions #ConsumerLending #HappyMoney

Big news! 🗞️ We are proud to announce our partnership with TruMark Financial Credit Union. By leveraging our participation program, the credit union is further diversifying its balance sheet and deploying capital to generate higher returns through short-duration, high-yield personal loans. "Happy Money's participation program offers a unique opportunity to engage with a network of like-minded institutions and strengthen our financial stability and growth," said Kelly Botti, President and CEO at TruMark Financial Credit Union. Learn how we are helping TruMark Financial evolve its lending strategy for long-term success: https://lnkd.in/gferhDkB #TruMarkFinancial #CreditUnion #FintechPartnership #PersonalLoans

It doesn’t take much for debt to spiral – one surprise bill, one missed paycheck or the slow drip of everyday expenses. But not all debt shows up on a statement. It can surface as stress, sleepless nights and mental strain – a hidden burden millions of people carry. Our CRO Matthew Tomko joined #Bankadelic host Lou Carlozo to unpack insights from our 2025 Credit Check-In Report, exploring how financial pressures are reshaping consumers’ lives and how financial institutions can step in with smarter tools and guidance to help them move forward. Matt and Lou also dive into responsible AI in lending, and how the complexity of modern models creates new challenges for both lenders and borrowers – as well as opportunities to define the guardrails that ensure protection as we "speed down the highway of AI".   🎧 Listen to the full episode here: http://bit.ly/42YiXJM #HappyMoney #ConsumerFinance #FintechPartnerships #CreditCheckIn

At Happy Money, we’ve been helping credit unions grow for over 8 years, originating $6.5B+ in personal loans and helping 350k+ members reduce debt and reach financial goals. Next week at the America's Credit Unions Lending Council Conference, we’ll be showcasing how: 💻 Our Hive lending platform makes lending faster, smarter, and more seamless 🏦 Our credit expertise and risk framework help CUs access high-quality, high-yield loans 🤝 Our partnership models are turnkey — no operational lift required Whether you’re exploring new loan origination strategies or participation opportunities, we’re here to help your credit union grow smarter through resilience and diversification. 🎉 Stop by booth 707 to learn more, meet our team, and enter to win a pair of AirPods! #LendingCouncilConference #CreditUnionLeaders #ConsumerLending #HappyMoney #FintechPartnership

By providing fixed-rate personal loans – backed by the right strategic partners – financial institutions can offer consumers a pathway to regaining control of their finances and restoring peace of mind. In his latest piece for The Banking BUSINESS News Network, LLC, our CRO Matthew Tomko explores: 💳 The growing toll of credit card debt 💡 The untapped potential of personal loans 🤝 How fintech partnerships can unlock win-win opportunities Don’t miss Matt's insights – read the full piece here: http://bit.ly/42STcup #HappyMoney #ConsumerLending #CreditCheckIn #FintechPartnership

Happy Money is headed to the America's Credit Unions Lending Council Conference in Anaheim, Nov. 2–5. We’ll be at booth 707, ready to meet credit union leaders and share how our credit-focused lending solutions help you: 📊 Diversify your portfolio 📈 Access high-yield loans 🏦 Grow your members 🎁 Stop by booth 707 to enter to win a pair of AirPods — and let’s talk about how Happy Money can help your credit union deploy capital, expand lending, and achieve your goals. #LendingCouncilConference #CreditUnionLeaders #ConsumerLending #HappyMoney #FintechPartnership

🚀 We're excited to unveil upgraded capabilities to our proprietary lending platform – Hive – built to better serve both borrowers and funding partners across our ecosystem. With these recent enhancements, we have delivered:  ✅ Faster credit decisions  ✅ Smoother borrower experiences  ✅ A 400%+ increase in monthly loan originations YTD Want to see how we're reducing friction and unlocking more efficient, flexible capital deployment opportunities for our partners? 👉 Learn more here: http://bit.ly/48U65rJ

🎙️  Happy Money's CEO, Matt Potere, recently appeared on the BankTalk Podcast to discuss the current state of U.S. consumer debt – a staggering $17.5 trillion – and what community-focused banks can do to step in and support. 📊  Drawing from our 2025 Credit Check-In Repor, Matt explored a key finding: Credit card debt isn’t just a financial concern; it’s emotional and physical too. Among those with lingering debt, 42% say it’s impacting their mental health, and 34% report that it’s even disrupting their sleep. Debt stress runs deep and it’s taking a real toll on people’s well-being. 🏦  But with challenge comes opportunity. For financial institutions, this is a chance to step up, offering tangible solutions like personal loans that not only ease financial strain but also help strengthen customer relationships. ▶️  Tune in to the full episode for a deeper dive into consumer debt, its impact and how banks can be part of the solution: http://bit.ly/48Qgg0A #CommunityBanks #ConsumerLending #HappyMoney

Last week at the TruStage Ventures Fintech Summit 2025, our team had the chance to connect with credit unions and other fintech leaders who are shaping the future of financial services. 🎤 Our Sr. Director of Sales, Kristin Simonis, showcased Happy Money’s origination and participation programs — sparking great conversations about how credit unions can effectively fund personal loans through the Happy Money platform, diversify portfolios, and better serve members looking to pay off debt more quickly. 👥 Throughout the day, discussions ranged from responsible AI in lending to macroeconomic shifts. The throughline? Credit unions and fintechs working together to build resilient, people-first financial solutions that offer win-win outcomes for institutions and consumers alike. 🤝 We’re grateful to our partners at TruStage Ventures for bringing together such a forward-looking community — and we’re energized by the momentum to partner for even greater impact in 2026 and beyond. 🔗 Let's connect and keep the conversation going! https://lnkd.in/gSdMRkqy #CreditUnions #Partnerships #HappyMoney #PersonalLoans