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Welcome Letter PDF

EMCON ENGINEERS has taken a personal loan of Rs. 1,005,500 from Bajaj Finserv. The loan details include an interest rate of 18.5%, equated monthly installment of Rs. 36,604 over 36 months, and additional fees such as processing fee and insurance premium. The letter provides login details for EMCON ENGINEERS to access their loan repayment schedule and complete loan details online through the customer portal.

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KRISHNA DAS
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0% found this document useful (1 vote)
1K views3 pages

Welcome Letter PDF

EMCON ENGINEERS has taken a personal loan of Rs. 1,005,500 from Bajaj Finserv. The loan details include an interest rate of 18.5%, equated monthly installment of Rs. 36,604 over 36 months, and additional fees such as processing fee and insurance premium. The letter provides login details for EMCON ENGINEERS to access their loan repayment schedule and complete loan details online through the customer portal.

Uploaded by

KRISHNA DAS
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Dear EMCON ENGINEERS,

We are delighted to have you with us as our valued customer and look forward
to a long lasting relationship.

Appended along with this welcome letter are:


Loan Repayment Schedule: Which is your Equated Monthly Instalment (EMI) schedule.
Service Guide: Detailing our customer service channels and products available for you.

NEW LOAN DETAILS CHARGES

Customer ID 108172740 Broken Period Charges** Rs. 2,039


Loan Applicant Name EMCON ENGINEERS Processing Fee Rs. 23,729
Product PERSONAL AND SMALL (Inclusive of Service Tax)
BUSINESS LOANS
Stamp Duty Rs. 10
Loan Account No. 5U5PSB95811824
ADDITIONAL FINANCIAL PRODUCTS
Loan Amount Rs. 1,005,500
Insurance Premium*** Rs. 5,500
Net Disbursal Amount* Rs. 972,512
Property Dossier Rs. 0
Tenure 36 months
Charges
Interest Rate 18.5 %
Financial Fitness Report Rs. 0
Interest Type Fixed Charges
EMI Amount Rs. 36,604 ELC Charges Rs. 0

Disbursal Date 29/11/2018 YOUR CONTACT DETAILS


First EMI Date 02/01/2019
Registered Email ID emcon.engg@yahoo.com
EMI Payment Bank STATE BANK OF INDIA
Registered Mobile 9438606446
EMI Payment Bank A/c 31432623989 Number
number

CUSTOMER PORTAL LOGIN DETAILS

USER ID 108172740

Password 060410
You can also reach us on 020 3957 4151 (call charges apply) or at wecare@bajajfinserv.in for all
your queries and requests.

Access complete loan details on our customer portal - Experia or SMS APP to 9227564444 from your mobile
phone to receive the download URL.

Warm regards,

Deepak Bagati
SVP & Group Business Head - SME Business

*The net disbursal amount credited to your account = Loan amount – Charges and fees (additional financial products mentioned
above).
**Broken period interest is charged on the loan amount from the date of disbursement to the date of EMI commencement.
***Any pre-existing disease/ailments/surgeries undergone in the past need to be declared at the time of insurance acceptance
otherwise the insurance claim will be repudiated.
LOAN REPAYMENT SCHEDULE
Name: EMCON ENGINEERS
LAN: 5U5PSB95811824
Date:29.11.2018

Month EMI Due Date Principal Outstanding Interest Component Principal Component EMI
1 02/01/2019 1,005,500 15,501 21,103 36,604
2 02/02/2019 984,397 15,176 21,428 36,604
3 02/03/2019 962,969 14,846 21,758 36,604
4 02/04/2019 941,211 14,510 22,094 36,604
5 02/05/2019 919,117 14,170 22,434 36,604
6 02/06/2019 896,683 13,824 22,780 36,604
7 02/07/2019 873,903 13,473 23,131 36,604
8 02/08/2019 850,772 13,116 23,488 36,604
9 02/09/2019 827,284 12,754 23,850 36,604
10 02/10/2019 803,434 12,386 24,218 36,604
11 02/11/2019 779,216 12,013 24,591 36,604
12 02/12/2019 754,625 11,634 24,970 36,604
13 02/01/2020 729,655 11,249 25,355 36,604
14 02/02/2020 704,300 10,858 25,746 36,604
15 02/03/2020 678,554 10,461 26,143 36,604
16 02/04/2020 652,411 10,058 26,546 36,604
17 02/05/2020 625,865 9,649 26,955 36,604
18 02/06/2020 598,910 9,233 27,371 36,604
19 02/07/2020 571,539 8,811 27,793 36,604
20 02/08/2020 543,746 8,383 28,221 36,604
21 02/09/2020 515,525 7,948 28,656 36,604
22 02/10/2020 486,869 7,506 29,098 36,604
23 02/11/2020 457,771 7,057 29,547 36,604
24 02/12/2020 428,224 6,602 30,002 36,604
25 02/01/2021 398,222 6,139 30,465 36,604
26 02/02/2021 367,757 5,670 30,934 36,604
27 02/03/2021 336,823 5,193 31,411 36,604
28 02/04/2021 305,412 4,708 31,896 36,604
29 02/05/2021 273,516 4,217 32,387 36,604
30 02/06/2021 241,129 3,717 32,887 36,604
31 02/07/2021 208,242 3,210 33,394 36,604
32 02/08/2021 174,848 2,696 33,908 36,604
33 02/09/2021 140,940 2,173 34,431 36,604
34 02/10/2021 106,509 1,642 34,962 36,604
35 02/11/2021 71,547 1,103 35,501 36,604
36 02/12/2021 36,046 558 36,046 36,604

This schedule is for 36 months. You can view your repayment schedule for the entire tenure by logging on Experia.
(Refer your Experia login details on the first page.)

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