Wells Fargo Home Mortgage Rate Reduction Program https://mortgage.wellsfargo.com/easyapp/governm...

Online Application Application Summary

Pre-application
This is the final review of your loan information before submitting your
Program Criteria Contact Us
application.
Find a Local Specialist
Product Selection Please check the information below. If you need to make any changes, please
Select Loan Pricing select “Change” in the appropriate box. The items in the Loan Details box cannot Homebuying or Refinance
Loan Details be edited. 877-937-9357
Disclosures M - F, 7 a.m. to 11 p.m., CT
Then select “Submit” to lock your rate and to send your application to us.
Sat., 8 a.m. to 4:30 p.m., CT
Account Information Please note that completing this application does not guarantee either your Email Us
Customer Information eligibility for this loan or your loan’s pricing. Your eligibility for these loan terms
Employment may be affected by a number of factors, including the appraised value, credit, View Glossary
Property Information flood and title reports, if required, and the verification and accuracy of the
information you have provided.
Verification
Declarations You’re a valued customer, so we will call you if any questions arise as we
process your application.
Government Survey
Summary
Loan Details
Rate Reduction Loan / Rate and Term Reduction Loan
Interest rate: 4.125%
Points: 0
APR: 4.125%
Loan amount: $113,649
Loan term: 15 years
Monthly Principal and Interest Payment: $847.79*
Closing Costs paid to Wells Fargo Home Mortgage: $0**
First payment due: 01/01/2011

*Excludes escrow payments for insurance and taxes

**Excluding notary fees for witnessing signatures on closing documents

Borrower and Co-Borrower(s) Information Change

Primary Borrower Name: SCOTT H SPARROW
Date of Birth: 04/10/1979
Current Employment Status Employed by others
Position/Title Commander
Employer Name US Army
City Ogden
State UT
Employer Phone Number (801) 663-6190
Income Used to Qualify for Loan? Yes
Monthly Income Type/Amount: Base Income/ $5,000
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Marital Status: Married
State of Residence UT
Mailing Address: 99 E 975 S
LAYTON, UT 84041
Home Telephone: (801) 663-6190
Second Telephone: (801) 866-3908
Email Address: shomers@gmail.com
Permission given to keep you informed via email of new No
products, features, updates, and special offers from
Wells Fargo Home Mortgage and its affiliates that may
be of interest to you.

Co-Borrower Name: PAIGE M SPARROW

State of Residence UT
Date of Birth: 05/01/1981
Current Employment Status Not currently employed
Position/Title

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Wells Fargo Home Mortgage Rate Reduction Program https://mortgage.wellsfargo.com/easyapp/governm...

Employer Name
City
State
Employer Phone Number
Income Used to Qualify for Loan? No
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Monthly Income Type/Amount: / $0
Marital Status: Married
Relationship to Primary Borrower: Wife

Property Change
Property Address: 99 E 975 SOUTH
LAYTON,UT 84041
Does your property include any additional DETACHED
structures such as a guest house or a barn, etc.? No
Is the subject property located in a special flood hazard
area (flood zone)? No
Are you required to pay Homeowner Association fees
No
for this property?
Has the ownership of this property changed in any way
No
since the date of your last mortgage closing?

Declarations: Borrower Change

SCOTT H SPARROW:
Are there any outstanding judgments against you? No
Have you declared bankruptcy in the past 7 years? No
Have you had property foreclosed upon or given title
or deed in lieu thereof in the last 7 years? No
Are you a party to a lawsuit? No
Have you directly or indirectly been obligated on any
loan which resulted in foreclosure, transfer of title in
lieu of foreclosure, or judgments? No
Are you presently delinquent or in default on any
Federal debt or any other loan, mortgage, financial
obligation, bond or loan guarantee? No
Are you obligated to pay alimony, child support, or
separate maintenance? No
Are you a co-maker or endorser of a note? No
Are you a U.S. citizen? Yes
Do you intend to occupy the property as a primary
residence or second home? Yes

Declarations: Co-Borrower Change

PAIGE M SPARROW:
Are there any outstanding judgments against you? No
Have you declared bankruptcy in the past 7 years? No
Have you had property foreclosed upon or given title
or deed in lieu thereof in the last 7 years? No
Are you a party to a lawsuit? No
Have you directly or indirectly been obligated on any
loan which resulted in foreclosure, transfer of title in
lieu of foreclosure, or judgments? No
Are you presently delinquent or in default on any
Federal debt or any other loan, mortgage, financial
obligation, bond or loan guarantee? No
Are you obligated to pay alimony, child support, or
separate maintenance? No
Are you a co-maker or endorser of a note? No
Are you a U.S. citizen? Yes

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Do you intend to occupy the property as a primary

residence or second home? Yes

Government Survey Change

SCOTT H SPARROW
I do not wish to furnish this information.
American Indian or Alaska Native No
Asian No
Native Hawaiian or Other Pacific Islander No
Black or African American No
White No
Ethnicity:
Gender:

PAIGE M SPARROW
I do not wish to furnish this information.
American Indian or Alaska Native No
Asian No
Native Hawaiian or Other Pacific Islander No
Black or African American No
White No
Ethnicity:
Gender:

Please ensure that your responses are accurate before you click "Submit". Your
eligibility for this online program may be affected by a number of factors,
including the information you've provided.

Equal Housing Lender

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