Platinum Plan
Limit Per Sum Insured
Summary of Benefits Person/Event (RM)
1 PERSONAL ACCIDENT
• Accidental death Per adult 200,000
Per child 25,000
• Permanent disablement Per adult 200,000
Per child 200,000
2 MEDICAL & OTHER EXPENSES
a Medical, Hospital & Treatment Expenses Per adult/child 300,000
Reimburses expenses (including cost of emergency
dental treatment) incurred during accident or
sickness.
Excess each and every claim: Area 1-RM50 Area 2 & 3 – RM100
b Repatriation of Mortal Remains Per adult/child 10000
Pays for the cost of burial or cremation in the
locality where death occurs or the expenses of
transporting the mortal remains back to Malaysia.
Subject to Medical, Hospital & Treatment Expenses Limit
c Compassionate Visitation Benefit Per adult/child 5000
Pays for additional expenses of one relative or
friend required on medical advice to travel or
remain behind with you.
Subject to Medical, Hospital & Treatment Expenses Limit
d Child Care Benefit Per day 500
Pay for additional expenses of one relative or friend Per event 5000
to take care of your children whilst you are
hospitalised.
Subject to Medical, Hospital & Treatment Expenses Limit
e Follow-up Treatment Per adult/child 30000
Reimburse for follow-up treatment within 3 months
upon return to Malaysia.
Subject to Medical, Hospital & Treatment Expenses Limit
f Emergency Medical Evacuation/ Repatriation Per event Unlimited
Emergency transportation and medical care en
route to move you (in a medical critical condition)
to the nearest hospital.
3 HOSPITAL ALLOWANCE
Pays for each complete day you are confined in a Per adult/child 7000
hospital on top of medical cost incurred
(RM350/day).
4 BAGGAGE AND PERSONAL EFFECTS
Pays for loss of or damage to your baggage, Per adult/child 6000
including articles worn or carried (up to RM500 for
any one article or pair or set of articles)
Excess each and every claim: RM50
Platinum Plan
Limit Per Sum Insured
Summary of Benefits Person/Event (RM)
5 PERSONAL MONEY & DOCUMENTS
Pays for travel and accommodation expenses Per adult/child 5000
including cost of obtaining replacement passport,
travel tickets and other relevant travel documents.
Loss of money due to theft is covered up to
Excess each and every claim: RM50
6 BAGGAGE DELAY
Reimburses for purchase of essential items if your Per adult/child 500
baggage is delayed for 8 consecutive hours.
7 PERSONAL LIABILITY
Indemnifies you for legal liability towards third Per adult/child 1 million
parties or damage to their property due to your
negligence.
8 TRAVEL DELAY
Pays if your conveyance is delayed from the Per adult/child 2000
scheduled departure time for each full 8
consecutive hours delay (RM200 per 8 hours).
Reimburses on top of the above limits for Per adult/child 500
irrecoverable deposits or charges paid for the
cancelled parts of the trip due to the above.
9 LOSS OF DEPOSIT OR CANCELLATION
Reimburses for irrecoverable travel and Per adult/child 15000
accommodation expenses paid in advance. Cover is
effective upon issuance of certificate.
10 CURTAILMENT
Reimburses for forfeited prepaid travel cost or Per adult/child 15000
additional travel and accommodation expenses
incurred, If it is necessary and unavoidable to curtail
your trip.
11 OVERBOOKED FLIGHT
Reimburses for expenses incurred for additional Per adult/child 200
accommodation, meals or refreshment.
12 FLIGHT MISCONNECTION
Reimburses for expenses incurred for additional Per adult/child 200
accommodation, meals or refreshment.
13 HIJACKING INCONVENNIENCE
Pays for each full 24 consecutive hours of hijack Per adult/child 900
(RM300/ 24 hours).
14 HOME CARE BENEFIT
Pays for damages to your home contents as a Per adult/child 1000
result of fire when your house is left vacant while
you are travelling.
