Affidavit of Loss
Affidavit of Loss
AFFIDAVIT OF LOSS
        I, Christine C. Bernal, of legal age and residing/with address at Poblacion, Tabina, Zamboanga
del Sur, under oath, state:
      1. THAT on December 1, 2021 at Pagadian City while riding on a tricycle on my way going to
Gaisano Mall, my wallet was pick-pocketed without my knowledge;
2. THAT my wallet contained my Government IDs, ATM cards and some money bills;
       3. THAT I exerted diligent efforts to locate my wallet or identify the culprit but to no avail and I
therefore considered the same as lost and can no longer be found;
       4. THAT I am executing this Affidavit to attest to the truth of the foregoing facts and to use the
same for whatever legal purpose it may serve.
IN WITNESS WHEREOF, I hereunto affix my signature this January 5, 2022 at Pagadian City.
                                                                  CHRISTINE C. BERNAL
                                                                         Affiant
SUBSCRIBED AND SWORN to before me this January 5, 2022 at Pagadian City, Affiant exhibiting
to me his/her Comm. Tax Cert. 123456789 issued at Tabina, Zamboanga del Sur on January 3, 2022.
Notary Public
Series of 2022.
REPUBLIC OF THE PHILIPPINES)
GENERAL AFFIDAVIT
I, Christine C. Bernal, of legal age, 30 years old, and with address at Poblacion, Tabina, Zamboanga
del Sur, under oath, state:
   1. THAT I am a Filipino citizen at the time of this Passport Application and therefore I am eligible
      for a Philippine Passport.
   2. Under penalty of perjury, I declare that the above statement is true and correct to the best of my
      knowledge and belief.
   3. THAT I am executing this Affidavit to attest to the truth of the foregoing facts and to use the
      same for whatever legal purpose it may serve.
IN WITNESS WHEREOF, I hereunto affix my signature this January 5, 2022 at Pagadian City.
Christine C. Bernal
Affiant
SUBSCRIBED AND SWORN to before me this January 5, 2022 at Pagadian City, Affiant exhibiting
to me his/her Comm. Tax Cert. 123456789 issued at Tabina, Zamboanga del Sur on January 3, 2022.
Notary Public
Series of ________.
                          DEED OF ACKNOWLEDGMENT OF DEBT
I, Jessie P. Coronel, of legal age, Filipino, married, and a resident of Katipunan, Ramon Magsaysay,
Zamboanga del Sur, after being duly sworn to in accordance with law, witnesseth and declare:
That I am indebted in the sum of Thirty Thousand pesos only (P30,000.00), Philippine Currency, to
Christine C. Bernal, who is also of legal age, married, and a resident of Poblacion, Tabina,
Zamboanga del Sur.
That I hereby promise and undertake to pay the said indebtedness unto the said P30,000.00 within a
period of six months (6 mos.) from today, in the amount of six thousand five hundred pesos only
(P6,500.00) monthly every 30th of the month with interest at the rate of five percent (5 %) per centum
per month until fully paid.
IN WITNESS WHEREOF, I have hereunto set my hand this January 5, 2022 in Pagadian City,
Philippines.
AFFIANT
_________________ __________________
                                     (ACKNOWLEDGMENT)
                            (Affidavit of Desistance Violation of BP 22)
AFFIDAVIT OF DESISTANCE
I, Christine C. Bernal, of legal age, Filipino and a resident of Poblacion, Tabina, Zamboanga del Sur,
after having been duly sworn in accordance with law, hereby depose and say:
1.That I am the private complainant in the Criminal Cases Nos. 123 to 124 entitled “People of the
Philippines vs. Ambrocio A. Pastoriza”; for Violation of Batas Pambansa Bilang 22 pending before the
Municipal Trial Court, Branch______, ____________City, Philippines.
2.In this regard, the accused Ambrocio A. Pastoriza has already paid in full the amount represented by
the checks subject of the above-mentioned cases, to wit:
3.That in view of the payment in full by the accused, I would like to manifest that I am no longer
interested in the prosecution of the aforementioned criminal cases and I am respectfully requesting the
Honorable Public Prosecutor to move for the dismissal of the aforementioned cases against the
accused.
IN WITNESS WHEREOF, I have hereunto set my hand this January 5, 2022 at Pagadian City,
Philippines.
AFFIANT
(JURAT)
CONTRACT TO SELL                                                                              Page 1 of 2
This Contract, made and entered into at Pagadian City, Philippines, by and between
Jessie P. Coronel, of legal age, married to Jane P. Coronel, Filipino citizen, and with residence and
postal address at Katipunan, Ramon Magsaysay, Zamboanga del Sur, hereinafter called the SELLER.
– and –
Christine C. Bernal, of legal age, married to Mark Jubert D. Bernal, Filipino citizen, and with
residence and postal address at Poblacion, Tabina, Zamboanga del Sur, hereinafter called the BUYER,
WITNESSETH:
That, for and in consideration of the agreed purchase price of PESOS: THIRTY MILLION PESOS
ONLY (P30,000,000.00), Philippines currency, of which the sum of TWENTY MILLION PESOS
(P20,000,000.00) has been paid by the BUYER upon the execution of this instrument and the balance
to be payable within a period of 20 months by installment of not less than FIVE HUNDRED
THOUSAND PESOS: Five hundred thousand pesos (P500,000.00) to be due on or before the 15th day
of January, 2022, and every calendar month thereafter, until fully paid, subject to interest at the rate of
10% per annum on the balance outstanding, the SELLER does by these present agree and bind himself
to sell to the BUYER that certain real estate situated at Pagadian City with the improvements existing
thereon, covered by Original/Transfer Certificate of Title No.1234567 issued by the Register of Deeds
of Pagadian City and more particularly described as follows:
(Description of Property)
That upon payment of the total purchase price above stipulated and the other obligations set forth
hereunder, the SELLER shall forthwith execute and deliver to the BUYER a final Deed of Absolute
Sale conveying the above-described property, free and clear of all liens and encumbrances except such
as may be subsisting by operation of law, it being understood, however, that the expenses for the
transfer of the title to the BUYER, including attorney’s fees, documentary stamps, and registration fees,
shall be for the exclusive account of said BUYER;
That the BUYER, to whom the possession of the subject property is deemed to have been delivered by
virtue of this contract, shall have the option to pay the entire balance of the purchase price at any time
before the period herein stipulated;
That in consideration of the actual possession which the BUYER is given to enjoy from the date of the
execution of this instrument, all taxes and special assessments, if any, imposed by the government on
the property, beginning with the month in which this contract has been entered into, shall be assumed
and paid by said BUYER as if the property were his/her own, and if for any reason the payment
thereof, including penalties, if any , shall have been advanced by the SELLER, the total amount thereof
so advanced shall be chargeable to the BUYER with interest thereon at the rate of 12% per annum;
That in case the BUYER shall fail to pay, when due, any of the monthly installments herein stipulated
for three consecutive months before the two-year period from and after this date, all rights and interest
of said BUYER to the above-described property, including the improvements thereon, shall ipso facto
cease and terminate, and all payments made by him/her prior to said default shall be deemed forfeited
and waived in favor in favor of the SELLER in settlement of rents and liquidated damages without
prejudice, however, to the rights of such BUYER under Republic Act 6552 if he/she shall have
completed to pay at least two years of installments;
                                                                                                Page 2 of 2
That all payments due and payable under this contract shall be effected in the place/office of the
SELLER, located at Pagadian City, unless another place shall have been subsequently by him/her in
writing;
That this agreement shall inure to the benefit of, and be binding upon, the parties hereto and their
respective legal representatives and assigns, but the right of the BUYER by virtue hereof cannot be
validly transferred or assigned to a third party without the prior written consent of the SELLER; and
That in case it shall become necessary for the SELLER to resort to court for the enforcement of his/her
rights under this contract or for the repossession of the subject property in case of termination of this
agreement by reason of default or other causes attributed to the BUYER, the said BUYER shall be
liable to pay the cost of suit, attorney’s fees, and other incident expenses which in no case shall be less
the 20% of the balance of the agreed purchase price then outstanding and other subsisting obligations
arising thereunder.
IN WITNESS WHEREOF, the parties hereto have hereunto set their hands at the place first above
written, on this 24th day of December, 2021.
Jane P. Coronel
    Spouse of seller
ACKNOWLEDGMENT
BEFORE ME, a Notary Public in and in Pagadian City this 24th day of December, 2021, personally
appeared the following:
all known to me to be the same persons who executed by the foregoing instrument and they
acknowledged to me that the same is their free and voluntary act and deed as well as that of the
corporations that respectively represent.
WITHNESS MY HAND AND SEAL in the place and on the date first above written.
Jessie P. Coronel, of legal age, married and a resident of Katipunan, Ramon Magsaysay, Zamboanga del Sur, Philippines
(hereinafter known as the MORTGAGOR);
– and –
Christine C. Bernal, of legal age, married, and a resident of Poblacion, Tabina, Zamboanga del Sur, Philippines
(hereinafter known as the MORTGAGEE);
WITNESSETH; That:
The MORTGAGOR is indebted unto the MORT-GAGEE in the sum of One Hundred Thousand pesos only (P100,000.00),
Philippine Currency, receipt of which is acknowledged by the MORTGAGOR upon the signing of this instrument, payable
to the order of the MORGAGEE without need of prior demand or notice within a period of 10 months, at Fifteen thousand
pesos (P15,000.00) monthly starting on January 15 and on every 15 th thereafter until fully paid, with interest thereon at the
rate of five percent (5%) percent per month.
NOW, THEREFORE, for and consideration of the afore-mentioned indebtedness, and to assure the performance of said
obligation to pay, the MORTGAGOR hereby conveys by way of CHATTEL MORTGAGE unto the MORTGAGEE, her
heirs, successors and as signs, the following personal property now in the possession of said MORTGAGOR:
                                      (Description of the Subject Personal Property)
That it is the condition of this Mortgage that should the MORTGAGOR perform the obligation to pay the afore-cited
indebtedness of One Hundred Thousand pesos only together with accrued interest thereon, within the agreed term, this
Chattel Mortgage shall be discharged and shall at once become null and void and of no effect whatsoever, otherwise, it shall
subsist and remain in full force and effect and be subject to foreclosure in the manner and form prescribed by law.
IN WITNESS WHEREOF, we have hereunto set their hands, this December 24, 2021 at Pagadian City, Philippines.
MORTGAGOR MORTGAGEE
Mortgagor’s Spouse
(ACKNOWLEDGMENT)
We, the undersigned MORTGAGOR and MORTGAGEE hereby jointly and severally swear that we executed the foregoing
Chattel Mortgage in order to secure the indebtedness therein cited and for no other purpose or purposes contrary to law.
                                              MORTGAGOR MORTGAGEE
                                                          (JURAT)
                                      CONTRACT OF LEASE
Christine C. Bernal, of legal age, Filipino, married, and a resident of Poblacion, Tabina, Zamboanga
del Sur, Philippines, (hereinafter referred to as the “LESSOR”);
– and –
Jessie P. Coronel, of legal age, Filipino, married, and a resident of Katipunan, Ramon Magsaysay,
Zamboanga del Sur, Philippines, (hereinafter referred to as the “LESSEE”);
WITNESSETH That:
WHEREAS, the LESSOR is the owner of a certain parcel of land situated at Pagadian City,
Philippines, more particularly described as follows:
WHEREAS, the Lessor desires to lease the afore-described property in favor of the LESSEE and the
LESSEE accepts the lease subject to the terms and conditions herein set forth.
NOW, THEREFORE, for and in consideration of the terms and conditions mutually agreed upon by the
parties, the LESSOR hereby lease unto the LESSEE, his heirs, successors and assigns, the above-
described parcel of land subject to the following terms and conditions, to wit:
1. That the term of this lease shall be for a period of Five (5) years to commence upon the signing of
this Contract and shall be renewable for another Five (5) years at the option of the LESSEE, and
thereafter renewable upon mutual agreement of the parties;
2. That the monthly rentals on the leased premises above-mentioned shall be Five hundred thousand
pesos (P100,000.00), Philippine Currency for the first two (2) years of this agreement, which shall be
increased by ten thousand pesos (P10,000.00) every six (6) months thereafter. The rentals shall be paid
by the LESSEE to the LESSOR on a monthly basis payable on or before the 30th day of every month;
3. That upon the signing of this Contract, the LESSEE agrees to pay advanced rentals for three (3)
months;
4. That the LESSOR shall pay the real property taxes levied of the leased premises corresponding to the
aforementioned parcel of land while the LESSEE shall pay the real property taxes levied on the
building and other improvements that shall be introduced by the latter;
5. It is expressly agreed by the parties herein that any fixed improvements or renovations that will be
introduced in the subject stall shall become the property of the LESSOR after the expiration of the term
of this Contract.
IN WITNESS WHEREOF, the parties have hereunto affixed their signatures this December 24, 2021 at
Pagadian City, Philippines.
                                             LESSOR LESSEE
                                      SIGNED IN THE PRESENCE OF:
                                  __________________ __________________
                                          (ACKNOWLEDGMENT)
                                      DEED OF DONATION
I, Christine C. Bernal, of legal age, Filipino, married, and a resident of Poblacion, Tabina, Zamboanga
del Sur, Philippines (hereinafter called the “DONOR”);
– and –
Zeus Justine C. Bernal, likewise of legal age, Filipino, single, and a resident of Poblacion, Tabina,
Zamboanga del Sur, Philippines (hereinafter called the “DONEE”);
witnesseth:
WHEREAS, the DONOR is the registered owner of a certain condominium unit, more particularly
described as follows:
WHEREAS, the DONEE desires to donate the above-described condominium unit to his brother, and
the latter is ready, willing and able to accept the same;
NOW, THEREFORE, for and in consideration of the love and affection which the DONEE inspires in
the DONOR, and as an act of gratitude, pure liberality and generosity on her part, the DONOR hereby
voluntarily and freely GIVES, TRANSFERS, and CONVEYS by way of donation, unto the DONEE,
(his/her) heirs, assigns, and successors-in-interest, the above-described condominium unit, together
with all the improvements found thereon, free from all liens, encumbrances and charges of whatever
kind;
That the DONOR affirms that this donation is not made with intent to defraud (his/her) creditors, and
that (he/she) has sufficient funds and property reserved for herself and her obligations;
That the DONEE hereby accepts and receives this donation made in his favor by the DONOR, and
hereby manifests (his/her) gratefulness for the latter’s generosity and liberality.
IN WITNESS WHEREOF, both parties have hereunder subscribed their names this December 24, 2021
at Pagadian City, Philippines.
DONOR DONEE
_________________ __________________
                                      (ACKNOWLEDGMENT)
DEED OF SALE OF CONDOMINIUM UNIT                                                                    Page 1 of 2
This Deed of Absolute Sale, made and entered into this January 15, 2022 at Pagadian City, Philippines, by and
between:
BERNAL AND ASSOCIATES, with office address at Tiguma, Pagadian City, represented in this act by the
sole partners ATTY. CHRISTINE BERNAL and MARK JUBERT D. BERNAL, hereinafter referred to as
the “SELLERS”
– and –
ZEUSJ HOLDINGS, INC., a domestic corporation, duly organized and existing under Philippine laws with
address at Tiguma, Pagadian City, represented in this act by Jessie P. Coronel, hereinafter referred to as the
“BUYER”
WITNESSETH: that-
WHEREAS, the SELLERS is the legal registered owner of Unit No. 1111 with Parking Unit No. C-1111 and
Unit 2222 with Parking Unit No. C-2222 located at Tiguma, Pagadian City, respectively covered by
Condominium Certificate of Title Nos. 8555 and 8556 issued by the Register of Deeds of Pagadian City
(hereinafter referred to as the “PROPERTY”), more particularly described as follows:
“Unit 1111 with Parking Unit No. C-1111, located on the fifth floor of the Pagadian TOWER I, with a Net floor
area of 95.00, common area of 26.20 and a total area of 121.20”.
“Unit 2222 with Parking Unit No. 2222, located on the fifth floor of the Pagadian TOWER I, with a Net floor
area of 100.00, common area of 27.60 and a total area of 127.60”.
WHEREAS, the SELLERS wishes to sell and the BUYER has agreed to purchase the PROPERTY free from
all liens and encumbrances of any kind and nature;
NOW, THEREFORE, for and in consideration of the foregoing premises and more particularly for the price of
THIRTEEN MILLION PESOS (PHP13,000,000.00), Philippine Currency, the receipt whereof is hereby
acknowledged from the BUYER to the entire satisfaction of the SELLERS, the said SELLERS does hereby
sell, transfer and convey in a manner absolute and irrevocable unto the said BUYER, their heirs and assigns, the
said PROPERTY including all the rights and interests in the common areas, and the interests in the
condominium corporation appurtenant to such PROPERTY, and subject further to:
The payment of the capital gains tax due on the sale of the Property shall be for the sole account of the
SELLERS. The documentary stamp taxes on the sale of the Property from the SELLERS to the BUYER,
transfer tax and the expenses for registration of the Property in the name of the BUYER shall be for the sole
account of the BUYER.
                                                                                                   Page 2 of 2
IN WITNESS HEREOF, we have hereunto set our hands on the date and at the place first indicated above.
By:
_____________________ _____________________________
Partner Partner
_______________________ _______________________
ACKNOWLEDGMENT
BEFORE ME, a Notary Public for and in the above-indicated locality, on this ____________________
personally appeared:
known to me and to me known to be the same persons who executed the foregoing Deed of Absolute Sale and
acknowledged to me that the same is their free and voluntary act and deed.
I HEREBY CERTIFY that this instrument which consists of three (3) pages, including this page whereon this
Acknowledgement is written, have been signed by the parties and their instrumental witnesses on the appropriate
spaces on page two (2) and on the left margin of the other pages, and refers to the Deed of Absolute Sale
covering two condominium units located at the 14 TH Floor of Ayala Triangle, Tower 1, Ayala Avenue, Makati
City, Philippines and covered by Condominium Certificate of Title Nos. 85306 and 85307, issued by the
Register of Deeds of Makati City
WITNESS MY HAND AND SEAL on the date and at the place first above-written.
THAT CHRISTINE C. BERNAL (the VENDOR) with address at Poblacion, Tabina, Zamboanga del Sur, for
and in consideration of the amount PESOS: Ten Million and Five Hundred Pesos only (P10,500,000.00),
Philippine Currency, and other valuable consideration, receipt of which is hereby acknowledged from OCTAVIS
C. PASTORIZA (the VENDEE), of legal age, with address at Poblacion, Tabina, Zamboanga del Sur hereby
SELL, TRANSFER AND CONVEYS and by these presents SOLD, TRANSFERRED AND CONVEYED
unto said VENDEE the following motor vehicle (certificate of registration attached) described as follows:
Type: SUV
Model/Make: Fortuner
Engine No.: 123456
Chasis No.: 78910
Plate No.: 1112
I hereby warrant that said motor vehicle is free from any alien and encumbrances and that I will defend the title
and right of the VENDEE from any claim of whatever kind or nature from the third persons.
IN WITNESS WHEREOF, I have hereunder affixed my hand this day of January 15, 2022 at Pagadian City,
Philippines.
         Seller                                                            Buyer
SIGNED IN THE PRESENCE OF
_______________________ _______________________
ACKNOWLEDGMENT
BEFORE ME, a Notary Public for and in the above-indicated locality, on this December 24, 2021 personally
appeared:
known to me and to me known to be the same persons who executed the foregoing Deed of Absolute Sale and
acknowledged to me that the same is their free and voluntary act and deed.
WITNESS MY HAND AND SEAL on the date and at the place first above-written.
Doc. No. _____;
Page No. _____;
Book No. _____;
Series of ______.
                                 SPECIAL POWER OF ATTORNEY
I, Christine C. Bernal, Filipino, of legal age, married, and a resident of Poblacion, Tabina, Zamboanga
del Sur, Philippines, do hereby appoint, name and constitute Mark Jubert D. Bernal, who is also of
legal age, Filipino, and a resident of Poblacion, Tabina, Zamboanga del Sur, Philippines, to be my true
and lawful attorney-in-fact for me and in my name, place and stead, to sign all the necessary
documents, for and in my behalf, for purposes of and in connection with the incorporation and
operation of ZeusJ Corporation, an entity which is in the process of incorporation with principal office
at Pagadian City, Philippines, and to exercise any and all acts of ownership in connection with my
stockholdings in said corporation, or in connection with any transaction with or involving the said
corporation, with full powers and authority to perform acts such as but not limited to the sale, transfer,
mortgage, assignment or conveyance of my stockholdings to any party, under such terms and
conditions or for such price or in such amount as my said attorney-in-fact may deem fit; to waive for
and in my behalf any rights or interests attendant to my stockholdings (e.g. pre-emptive rights, etc.); to
waive, condone, set-off, assign any and all liability of the corporation to me or any of my claims
against the corporation; to convert or exchange said liabilities/claims for shares/equity/other property
and/or to subscribe to additional stocks in such amounts and under such terms as he may deem fit; to
act as my proxy; to attend and represent me in any corporate meetings, whether special or regular, and
to vote for and in my behalf any and all shares registered in my name as fully to all intents and
purposes as I may lawfully do if present and acting in person, and to do such other acts necessary or
incidental or as a consequence of my being a stockholder of the corporation.
HEREBY GIVING AND GRANTING unto my said attorney full power and authority to make, sign,
seal, execute and deliver contracts, documents, agreements and other writings of whatever nature or
kind, with any and all third persons, concerns, government agencies or entities upon terms and
conditions acceptable to the said attorney-in-fact and execute such other documents as may be
necessary for the implementation and furtherance of such power and authority as provided herein and
to do and perform all and every act requisite or necessary to carry into effect the foregoing authorities
as fully to all intents and purposes as I might or could lawfully do if personally present, with full power
of substitution and revocation, and hereby ratifying and confirming all that my said attorney or his
substitutes shall lawfully do, have done or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto affixed my signature this January 15, 2022 at Pagadian
City, Philippines.
PRINCIPAL
Accepted by:
Attorney-in-Fact
_________________ _________________
                                       (ACKNOWLEDGMENT)
                                   LAST WILL AND TESTAMENT
I, Christina C. Bernal, of legal age, married, a citizen of the Philippines and currently a resident of
Poblacion, Tabina, Zamboanga del Sur, with sound and disposing mind and memory, and without
having been forced, intimidated or unduly influenced by anybody, have hereby voluntarily executed
and proclaimed this instrument, as my Last Will and Testament, in English, a language I speak and
write with and of which I am well conversant:
1. That should I finally rest in eternal peace, it is my wish and desire that internment, vigil and burial be
made in accordance with the customs and traditions of the Roman Catholic Church;
3.That should the Lord Almighty finally summon this soul from its earthly abode, it is my wish and
desire to bequeath, grant and devise my properties above-mentioned, as follows:
a) To my beloved husband Marky C. Bernal, I hereby bequeath the properties listed as no. 2.1 listed
above;
b) To my beloved child Zeke C. Bernal, I hereby bequeath the properties listed as no. 2.2 listed above;
c)To my brother Gastro O. Caudio, I give the property listed as no. 2.3 above;
4.That should Divine Providence will it that I die ahead of my beloved husband, I hereby proclaim as
my wish and desire which my heirs, devisees and legatees should respect, that the provisions of the
foregoing Paragraph 3, Sub-Paragraphs b, and c be rendered temporarily without force and effect, and
my surviving husband shall have full use and enjoyment of all the above-listed properties; and only
upon his demise shall the provisions of Paragraph 3, Sub-Paragraphs b, and c come into effect;
5.That for the purpose of rendering this Last Will and Testament effective thru the proper proceeding in
Court, I hereby name and constitute Nina O. Bernal as Executor and Administrator of this Last Will
and Testament, and that in her incapacity, I hereby name Xino O. Bernal as her substitute;
6.That the Executor and Administrator I hereby nominate shall be excused from posting any bond;
7.That I hereby revoke, set aside, and annul any other will or testamentary disposition I have made,
signed, or proclaimed.
IN WITNESS WHEREOF, I have hereunto set my Last Will and Testament this January 15, 2022 at
Pagadian City, Philippines.
TESTATOR
ATTESTATION CLAUSE
WE, the undersigned witnesses, do hereby affirm that the foregoing is the Last Will and Testament of
Christina C. Bernal and we hereby certify: That she executed the same while of sound and disposing
mind and memory; That she signed the same in our presence, at the bottom of the last page and on the
left hand margin of each and every page, and we, at his behest, have signed hereunder and on the left
hand margin of each and every page, in her presence, in the presence of the Notary Public, and in the
presence of each and every one of us this January 15, 2022 at Pagadian City, Philippines.
WITNESS ADDRESS
ACKNOWLEDGMENT
BEFORE ME, a Notary Public for and in the City of Pagadian, personally appeared the following
persons, with their respective Community Tax Certificates as follows:
known to me and to me known to be the same person who executed the foregoing Last Will and
Testament, which she acknowledged to me to be her own free and voluntary act and deed and which
she executed and signed in the presence of the three (3) above-named attesting witnesses, who all
signed their names as proof of their attestation on this page before the Testator Mauricio S. Reyes and
in the presence of each and every one of them, and they acknowledged the same to be their free and
voluntary act and deed.
This Last Will and Testament consists of five (5) pages, including the page on which the ratification
and acknowledgment are written.
WITNESS MY HAND AND SEAL this January 15, 2022 at Pagadian City, Philippines.
NOTARY PUBLIC
ACKNOWLEDGMENT
BEFORE ME, a Notary Public for and in the Municipality of Tabina, Zamboanga del Sur, personally
appeared Christine C. Bernal with Community Tax Certificate No.1234567 issued on January 3, 2022
at Pagadian City and Tax Identification No. (T.I.N.) 123-456-111, and Mark Jubert D. Bernal with
Community Tax Certificate No. 2233567 issued on January 3, 2022 at Pagadian City and Tax
Identification No. (T.I.N.) 222-456-111 representing to be the CEO in the ZeusJ Corporation with
Community Tax Certificate No. 3355671 issued on January 3, 2022 at Pagadian City and Tax
Identification No. (T.I.N.) 333-123-456, both known to me and to me known to be the same persons
who executed the foregoing instrument which they acknowledged to me as their free and voluntary act
and deed, as well as the free and voluntary corporate act and deed of the corporation herein
represented, consisting of only three (3) pages, including this page in which this Acknowledgement is
written, duly signed by them and their instrumental witnesses on each and every page hereof.
WITNESS MY HAND AND SEAL this January 15, 2022 at Pagadian City, Philippines.
NOTARY PUBLIC
Series of _____;
JURAT FOR JOINT AFFILIANTS
SUBSCRIBED AND SWORN to before me, this January 15, 2022, by Christine C. Bernal who
exhibited to me her Community Tax Certificate No. 1114567 issued at Pagadian City on January 3,
2022 and by Mark Jubert D. Bernal who exhibited to me his Community Tax Certificate No. 2225678
issued at Pagadian City on January 3, 2022.
Notary Public
Series of ______;
DEMAND LETTER FOR REBOUNCE CHECK
Joemar L. Dimagiba
Municipal Treasurer
LGU-Tabina, Zamboanga del Sur
Dear Sir:
I regret to advise you that the check issued by the Local Government Unit of Tabina, Zamboanga del
Sur with Check No. 0003124557 dated December 31, 2021 for the sum of P150,000.00 issued by you,
representing the payment of 30 sets of Computer procured from ZeusJ Enterprises, has been dishonored
by the drawee bank for the reason: drawn against insufficiency of fund/ account closed.
Pursuant to the provision of Batas Pambansa No. 22 in conjunction with Republic Act 4885, I would
ask you to make necessary arrangement for the payment in full by the drawee bank of your check
within five (5) banking days after receipt of this notice. Needless to state, in this connection, your
failure to do so is a prima facie evidence of deceit constituting false pretense or fraudulent act
punishable under the law.
Christine C. Bernal
Sole Proprietor
                         ACKNOWLEDGEMENT RECEIPT
Received from Atty. Christine C. Bernal the amount of One Hundred Thirty-Five
Thousand Pesos (P135,000.00) BPI Pagadian City Branch with check # 12345-67890
representing the payment of: Two (2) months deposit and one (1) month advance for
the lease of condominium unit # 540 Philippine Executive Towers, Ayala Avenue,
Makati City.
Received by:
JC P. Coronel
Sole Proprietor-CORONEL PROPERTIES INC.
     EXCLUSIVE (or NON-EXCLUSIVE) AUTHORITY TO SELL (or LEASE)
TO SELL my house and lot located at Tiguma, Pagadian City more particularly
described as follows:
       That Mark Jay O. Pastoriza shall receive a commission fee equivalent to FIVE
(5%) PERCENT of the total selling price as stipulated in the Deed of Sale or Contract to
Sell, payable upon the execution of the instrument.
      This exclusive (or Non-Exclusive) authority shall become ineffective only after 30
(60 or 90) days from receipt of either party of a written notice terminating such
authority.
    This deed, made and entered into this 15th day of January, 2022 at the City of Pagadian, by and
between:
      Christine C. Bernal, Filipino Citizen, of legal age, married to Mark Jubert D. Bernal with
      residence and postal address at Poblacion, Tabina, Zamboanga del Sur, hereinafter referred
      to as the "ASSIGNOR"
-and-
      Jessie P. Coronel, Filipino Citizen, of legal age, married to Jane P. Coronel with residence
      and postal address at Katipunan, Ramon Magsaysay, Zamboanga del Sur, hereinafter
      referred to as the "ASSIGNEE".
WITNESSETH that -
      WHEREAS the ASSIGNOR is the buyer of a 2-storey house and lot, located at Block No. 8,
Fajares St., Tiguma, Pagadian City of TWO THOUSAND NINE HUNDRED SEVENTY-EIGHT
(2978) SQUARE METERS more or less, covered by Transfer Certificate Title No. 98765 of the
register of Deeds of Pagadian City, registered in the name of the Bank of the Philippine Islands.;
     WHEREAS, the ASSIGNOR has offered to assign all his rights, title and interest over the above
unit, as referred in said Contract to Sell and the ASSIGNEE hereby accepts the assignment in
accordance with the terms herein set forth;
     NOW, THEREFORE, for and in consideration of the foregoing premises and the sum of EIGHT
MILLION PESOS (8,000,000.00), PHILIPPINE CURRENCY, which the ASSIGNOR hereby
acknowledged to have received from the ASSIGNEE, the ASSIGNOR hereby assigns, transfers and
conveys unto the ASSIGNEE, all his rights, title and interest to the aforementioned property and
appurtenant interest in the house project pursuant to this Agreement and the ASSIGNEE by these
presents hereby accepts the assignment and agrees to be bound by the terms and conditions of the
Contract to Sell and the rules and regulations, and restrictions pertaining to the said unit.
IN WITNESS WHEREOF, the parties have hereunto set their hands on the date and place first above
written.
__________________________ ___________________________
ACKNOWLEDGEMENT
known to me and to me known to be the same persons who executed the foregoing Deed of Assignment
and transfer of Rights and acknowledged to me that the same is their free and voluntary act and deed.
WITNESS MY HAND AND SEAL, on the date and place first above written.
                                                                           Notary Public
Doc. No.______;
Page No. ______;
Book No.______;
Series of 20____.
                         EARNEST MONEY RECEIPT AGREEMENT
Received from Christine C. Bernal with postal address at Poblacion, Tabina, Zamboanga del Sur the
sum of ONE MILLION Pesos (P 1,000,000.00) covered by Land Bank of the Philippines, check #
0031538945 dated January 15, 2022 representing EARNEST MONEY for payment of a Two-Story
house and lot located at (Address of Property) covered by T.C.T. No. T-12345.
This EARNEST MONEY forms part of the purchase price of TEN MILLION PESOS (P 10,000,000.00).
The balance and full payment shall be paid on or before September 15, 2022.
The BUYER hereby reserves the exclusive right to purchase the aforementioned property and the
SELLER cannot offer the aforementioned property to any third party until December 15, 2022.
Upon full payment, the SELLER shall execute a DEED OF ABSOLUTE SALE in favor of the BUYER,
conveying the subject property with full warranty of a legal and valid title as provided by law, free and
clear from any liens and encumbrances.
Upon execution of the DEED OF ABSOLUTE SALE, the SELLER shall undertake the payment of the
Capital Gains Tax. The BUYER shall shoulder the payment of the Documentary Stamps Tax, Transfer
Tax, Registration Fee and all other expenses to transfer the title of the property under his name.
In case of voluntary cancellation of this agreement by the BUYER without any cause on the part of
the SELLER or if the BUYER fails to comply with his obligations mentioned, then the SELLER shall
have the right to terminate this agreement in which case the EARNEST MONEY in the amount of
ONE MILLION Pesos (P 1,000,000.00) shall be forfeited in favor of the SELLER as liquidated damages.
This is to express our firm offer to buy the above stated property through our authorized brokers, Alex
Ortiz, subject to the following terms and conditions:
If the above terms and conditions are acceptable to you, please signify your conformity by signing on
the space provided below.
Truly yours,
--------------------------------
     James Santos, Jr.
         (Buyer)
Conforme:
--------------------------------
      Jerry Bernal
         (Seller)
                                   RENT TO OWN CONTRACT                                   Page 1 of 4
        This Contract of Lease with Option to Purchase (Rent-to-Own Contract) made and executed
this 15th of January 2022 Pagadian City, Philippines by and between.
      Christine C. Bernal, Filipino, of legal age, married to Mark Jubert D. Bernal, with postal
address at Poblacion, Tabina, Zamboanga del Sur, hereinafter referred to as the LESSOR/SELLER.
-AND –
       Jessie P. Coronel, Filipino, of legal age, married to Jane P. Coronel, with postal address at
Katipunan, Ramon Magsaysay, Zamboanga del Sur, hereinafter referred to as the LESSEE/BUYER.
WITNESSETH:
          THAT, for and in consideration of the payment of rent and the faithful compliance by the
LESSEE/BUYER of all the stipulations and covenants hereinafter contained, the LESSOR/SELLER
has agreed to lease unto the LESSE /BUYER the premises located at Tiguma, Pagadian City, under
the following terms and conditions.
   1. PURPOSE: That the premises hereby leased shall be used exclusively by the LESSE/BUYER
       for residential purposes only and shall not be diverted to other uses. It is hereby expressly
       agreed upon that if at any time the premises are used for other purposes, the
       LESSOR/SELLER shall have the right to rescind this contract without prejudice to its other
       rights under the law.
   2. TERM: The term of this non–renewable lease is for six (6) months from January 15, 2022 to
       July 15, 2022 inclusive.
   3. RENTAL RATE: The monthly rate for the leased premises shall be in PESOS: FIFTY
       THOUSAND PESOS [30,000.00], Philippine currency. All rental payments shall be made
       payable to Mauricio O. Pastoriza.
   4. DEPOSIT: That the LESSEE/BUYER shall deposit with the LESSOR/SELLER upon signing of
       this contract and prior to move in an amount equal to ten percent (10%) of the selling price or
       the sum of PESOS: ONE HUNDRED THOUSAND PESOS (P100,000.00), Philippine currency.
   5. RENTAL PAYMENT: The LESSE/BUYER shall issue, likewise, upon signing of this contract
       and prior to move in, thirty (36) post-dated checks to cover monthly rental for the months of
       August 15, 2022 to August 15, 2025, each check dated on the 15th day of each month.
   7. SUB–LEASE: The LESSEE/BUYER shall not directly or indirectly sublet, allow or permit the
       leased premises to be occupied in whole or in part by any person, form or corporation; neither
       shall the LESSEE/BUYER assign its rights hereunder to any other person or entity and no
       right of interest thereto or therein shall be conferred on or vested in anyone by the
       LESSEE/BUYER without LESSOR/SELLER’s written approval.
                                                                                        Page 2 of 4
8. LESSE’S VISITORS, etc…: In case of damage to leased premises attributable to the
     LESSEE/BUYER, agents and/or visitors, repair of the same shall be for the account of the
     LESSEE/BUYER without prejudice to LESSOR/SELLER’s availment of any other right under
     the law.
9.   POWER, WATER CONSUMPTION & ASSOCIATION DUES: Power, water and association
     dues shall be for the account of the LESSEE/BUYER.
10. OTHER PUBLIC UTILITIES: The LESSEE/BUYER shall pay for its telephone, cable and
     electrical services and other public services and utilities.
11. REPAIR AND MAINTENANCE: The LESSOR/SELLER shall deliver the leased as is where is.
     The LESSEE/BUYER hereby expressly acknowledges that the leased as is where is. The
     LESSE/BUYER hereby agrees and binds itself to undertake at its exclusive expense all minor
     and major repairs as may be required to maintain the leased premises in good state of repair,
     any provisions of law, present or future, or any stipulation in this agreement to the contrary
     notwithstanding.
13. INJURY OR DAMAGE: The LESSEE/BUYER hereby assumes full responsibility for any
     damage which may be caused to the person or property of third person/s while remaining
     either casually or on business in any part of the premises leased. LESSEE/BUYER further
     binds itself to hold the LESSOR/SELLER harmless and free from any claim for such injury or
     damage. Provided, however, that the LESSOR/SELLER shall make necessary actions to
     correct said deficiencies to ensure that premises are in good and tenantable condition.
15. GOVERNMENT REGULATIONS: The LESSEE/BUYER, shall, at its own expense and risks,
     comply with all the laws, ordinances, regulations and orders of any agency of the government,
     national or local, affection or pertaining to the leased premises and to any effects or articles
     which said LESSEE/BUYER may have in its possession therein.
16. ABANDONMENT OF PREMISES: Should the LESSEE/BUYER abandon the leased premises
     for a period of THIRTY (30) DAYS or vacate the premises before expiration of this Contract of
     Lease without notifying the LESSOR/SELLER and check payment for the current month is
     dishonored, the LESSOR/SELLER’S may immediately re-enter the leased premises and this
     lease shall thereon be automatically terminated.
17. BREACH OF CONDITIONS: In case of breach by the LESSEE/BUYER of any of the conditions
     and covenants of this lease as herein stipulated, the LESSOR/SELLER at its option, may
     forthwith terminate and cancel this lease and the LESSEE/BUYER shall be liable for any and
     all damages as a result of such default and termination. Forfeiture of whatever rental desists
     and advances shall apply in case the LESSEE/BUYER violates any of the provisions in the
     contract. Forfeiture shall likewise apply should the LESSEE/BUYER fails to exercise his
     option to purchase after the expiration of this contract.
                                                                                      Page 3 of 4
   the terms, conditions, and covenants contained therein. No waiver by the LESSOR/SELLER of
   its rights hereunder shall be deemed to have been made unless expressed in writing and
   signed by the LESSOR/SELLER.
19. EXPIRATION OR CANCELLATION OF LEASE: At the expiration of the term of this lease or
   cancellation thereof, as herein provided, the LESSEE/BUYER will promptly deliver to the
   LESSOR/SELLER the leased premises with all corresponding keys and in as good and
   tenantable condition as the same is now, ordinary wear and tear excepted, devoid of all
   occupants, movable furniture, articles and effects of any kind. Non-compliance with the
   terms of this clause by the LESSEE/BUYER will give the LESSOR/SELLER the right, at
   latter’s option, to refuse to accept the delivery of the premises and to compel the
   LESSEE/BUYER to pay therefrom at the same rate as herein provided plus an additional sum
   equal to Twenty-Five (25%) percent thereof as penalty until the LESSEE/BUYER shall have
   complied with terms hereof. The same penalty shall, likewise, be imposed in case the
   LESSEE/BUYER shall refuse to leave the leased premises after the expiration of this Contract
   of Lease or the termination for any reason whatsoever.
20. OPTION TO PURCHASE: For good & valuable consideration, the receipt whereof is hereby
   acknowledged from the LESSEE/BUYER. The LESSOR/SELLER hereby extends an option to
   the LESSEE/BUYER to purchase for the amount of PESOS: FOUR HUNDRED SIXTY PESOS
   [P460,000.00] of Lease on the 18th month or the period from 1st to 15TH of June, 2023. The
   LESSEE/BUYER, at his/her/its exclusive option, conditioned on faithful compliance with all
   payments and undertakings contained herein, may convey his/her/its decision to avail of
   option to purchase in writing to the LESSOR/SELLER who thereafter shall credit all rental
   payments up to the eighteenth (18th) month and the initial deposit stated above to down
   payment.
21. BALANCE AFTER THIS LEASE AGREEMENT: If LESSEE/BUYER complied with all terms
   and conditions stated above, inclusive of payment of realty taxes, power, water and
   association dues, the outstanding balance of the LESSEE/BUYER shall be 70% of the Total
   Selling Price amount equivalent to PESOS: SEVEN HUNDRED THOUSAND PESOS
   [P700,000.00], Philippine currency. The LESSEE/BUYER hereby agrees to execute the Deed
   of Absolute Sale upon payment in full of the TOTAL PURCHASE PRICE. Failure of the
   LESSEE/BUYER to exercise his/its right to purchase within the period of 36 months from the
   execution of this contract shall mean forfeiture and abandonment of his right to purchase. In
   such case, all payment made during the term of this lease are considered rentals.
22. TRANSFER EXPENSES: Documentary stamp tax, capital gain tax, registration fees, transfer
   tax, and other necessary expenses connected with the execution and registration of the sale
   shall be for the account of and paid by the LESSEE/BUYER.
23. TAXES, UTILITIES AND OTHER ASSOCIATION IMPOSITIONS: For the duration of this
   lease, LESSEE/BUYER shall pay the Realty Taxes. However, should the LESSEE/BUYER not
   exercise the option to purchase, LESSOR/SELLER shall reimburse the LESSEE/BUYER of all
   the taxes, exclusive of penalties for delayed payments, if any, it had paid as well as the start-
   up fund of the Homeowners Association.
24. JUDICIAL RELIEF AND PENALTY: Should any one of the parties herein be compelled to seek
   judicial relief against the other, the losing parties shall pay an amount equivalent to One
   Hundred Percent (100%) of the amount claimed in the compliant as attorney’s fees which
   shall in no case be less than P 100,000.00 pesos in addition to other cost and damages which
   the said party may be entitled to under the law, to recover from the other party. Provisions of
   penal character in this Contract of Lease shall be considered as cumulative to the relief
   granted by this section.
     25. RIGHTS AND INTERESTS: The rights and interests of the LESSOR/SELLER subject under
          this instrument shall be fully assignable by the LESSOR/SELLER subject only to previous
          written notice thereof to the LESSEE/BUYER.
                                                                                           Page 4 of 4
     26. FORFEITURE OF DEPOSIT: Forfeiture of whatever rental deposit and advances shall apply to any of
       the following:
        a. When the LESSEE/BUYER is in default in payment for three (3) months. In such a case, the
LESSOR/SELLER shall have the right to prohibit entry of the LESSEE/BUYER, visitors, guests and his
employees in the premises and the right to padlock the leased premises until indebted is satisfied;
       b. When LESSEE/BUYER pre-terminates lease with or without cause;
       c. When LESSEE/BUYER violates any of the provisions of this contract; and
       d. When the LESSEE/BUYER fails to exercise his/her option to purchase.
     27. PENAL PROVISION: The parties agree that all covenant and agreements herein contained shall be
          deemed conditions as well as covenants that if default or breach be made of any such covenants and
          conditions, then this lease may be terminated and cancelled and the party in breach shall be liable for
          any and all damages, actual and consequential, resulting from such breach or termination; provided
          however, that no default shall be declared under this lease unless the party in default has given written
          notice to cure such default within thirty (30) days. In the event of violation of this contract, other than
          the non-payment of rentals, the party in breach must immediately take remedial steps to cure the
          breach not later than thirty (30) days.
     28. RIGHT OF ENTRY: LESSOR/SELLER or its authorized agent/s shall, after giving due notice to the
          LESSEE/BUYER, have the right to enter the premises in the presence of the LESSEE/BUYER or its
          representative at any reasonable hour to examine the same or to make repairs therein or for the
          operation of regular maintenance of the building or for any other lawful purpose which it may deem
          necessary.
       This RENT TO OWN CONTRACT (CONTRACT OF LEASE WITH OPTION TO PURCHASE) shall be valid
and binding, between the parties, their successors-in-interest and assigns. No amendment of the terms of the
instrument shall be effective unless in writing and signed by the parties therein.
         IN WITNESS WHEROF, parties herein have affixed their signatures on the date and place first above
written.
__________________________              _______________________
CHRISTINE C. BERNAL                    JESSIE P. CORONEL
LESSOR/SELLER                          LESSEE/BUYER
__________________________ _______________________
ACKNOWLEDGEMENT
                  BEFORE ME, a Notary Public, this                14th day of January, 2022 personally appeared the
following to witness:
Known to me to be the same persons who have executed the foregoing, instrument and acknowledged to me that
the same is of their own free will and voluntary act and deed as well as of the corporation herein represented.
This instrument consisting of five (5) pages, including the page on which this acknowledgement is written, has
been signed on the left margin of each page and every page thereof by the parties and their instrumental
witnesses and sealed with my notarial seal.
IN WITNESS WHEREOF, I have hereunto set my hand, the day, year and place above written.
Doc. No. ______:
Page No. ______:
Book No. ______:
Series No 2022:
        THAT WE, Mark Jubert D. Bernal, of legal age, married, a resident of Poblacion, Tabina,
Zamboanga del Sur, hereinafter known as the CONTRACTOR and Jessie P. Coronel, of legal age,
married, a resident of Katipunan, Ramon Magsaysay, Zamboanga del Sur and hereinafter known as
the OWNER, do hereby agree and state:
     1.     That the CONTRACTOR agrees to fabricate ZEUSJ SHOP located at Tiguma, Pagadian City
     at the contract price of FIVE HUNDRED THOUSAND Pesos (P500,000.00).
     2.      That the CONTRACTOR shall secure the necessary permits for construction, he shall be
     responsible in purchasing materials, recruiting personnel, coordinating with the architect and
     owner/s as regards to design details and approval of materials.
     3.     That the CONTRACTOR shall finish and turn over the said coffee shop at the said contract
     price and in accordance with the plans and specifications
     4.     That the CONTRACTOR shall pay a penalty of 1% of the contract price for every day of delay
     of turnover.
     5.     That the starting date of construction shall be on January 15, 2022.
     6.     That the turnover date shall be on July 15, 2022.
     7.     That the OWNER, agrees to pay 30% of the contract price at least 5 working days before the
     projected starting date as down payment and the 70% balance to be paid in weekly equal
     payments based on the date of the signing until the projected completion of the project. Additional
     cost, if any, shall be paid on an “as-required” basis.
     8.     That 10% of payments to the CONTRACTOR shall be retained by the OWNER as guarantee
     of completion of work.
     9.       That the retention guarantee shall be released no later than two (2) weeks after the
     acceptance of the owner of the renovation done.
     9.     That the SCOPE OF WORK are as follows:
I. ELECTRICAL:
·      Layout and install electrical wirings, conduits, boxes, circuit breakers, convenience outlets and
electrical provision for appliances, signages & telephone wirings
·      Install Automatic voltage regulator for the water purification system
·       Install pin lights, special drop lights, recessed lighting, halogen directional lights and other
electrical requirements as specified on the plans.
II. CEILING:
·    Install suspended ceiling joist system as specified on the reflected ceiling plan
·    Use Gypsum board as ceiling, finished with one coat of sealer and followed by two semi-gloss
enamel with stippled finish
III. GLASS:
·      Install 12mm thick clear tempered glass panels (exterior walls) with bottom frame in
accordance with the working drawings on the “Signage Plans” Elevation 1, 2, & 3)
IV. PLUMBING:
·     Install high density polypropylene (PP-R) piping for water line
·     Install polyvinyl (PVC) pipe for sewer and waste line with solvent cement joint (ASTM D2564)
·     Water proof all wet areas with Hygard, Thoroseal or approved equivalent
·     Test all lines to at least 100 psi for 2 hrs.
·     Submit as-built plan duly signed by a licensed sanitary engineer
V.    COUNTERS
·      Fabricate and install counters using ¾ plywood with 12mm solid surfacing material.
·     Shelves, cabinet doors, laminates and other details on finishes: as per specification
VI. FLOORING:
·     Install 12 x 12 Mariwasa ceramic floor tiles (Montalban Beige & Red).
                                                                                              Page 2 of 2
VII. MISCELLANEOUS:
·     Fabricate and install kitchen door
·     Paint, tile, and finish interior walls as specified on the “Schedule of Finishes”
·     Fabricate 3mm metal decorative frieze in antique finish
     IN WITNESS WHEREOF, we have hereunder signed our names, this 5 th day of January, 2022 at
Pagadian City, Philippines.
___________________________ _____________________________
ACKNOWLEDGMENT
          BEFORE ME, a notary public for and in the City of Pagadian City this 5 th day of January,
2022, personally came and appeared:
known to me and to me known to be the same persons who executed the foregoing instrument which
consist of three pages, including this page, acknowledged before me as their free and voluntary act
and deed.
                                                                           NOTARY PUBLIC
Doc No.______;
Page No.______;
Book No.______;
Series of 20___.
                                GENERAL POWER OF ATTORNEY
    I, CHRISTINE C. BERNAL of legal age, married to MARK JUBERT D. BERNAL, Filipino, a resident of
Poblacion, Tabina, Zamboanga del Sur do hereby name, constitute, and appoint JUAN DELA CRUZ, to be my
true and lawful attorney, for me and in my name, place, and stead, to do and perform the following acts and
things to wit:
   To ask, demand, collect any and all sums of money, sue to recover debts, dues, accounts, dividends, legacies,
bequests, interests, and other things of value of whatever nature or kind as may now be or may hereafter
become due owing, payable or belonging to me, and to have, sue, and to take any all lawful ways and means for
the recovery thereof by suit, attachment, compromise or otherwise;
    To make, sign, execute, and deliver contracts, agreements, documents and other writings of whatever nature
or kind, with any and all third persons, entities or concerns, upon terms and conditions acceptable to my said
attorney;
    To delegate in whole or in part any all of the powers herein granted or conferred, by means of an instrument
in writing, favor of any third persons whom my said attorney may select;
    HEREBY GIVING AND GRANTING unto my said attorney full power and authority whatsoever requisite or
necessary or proper to be done in and about the premises as fully to all intents and purposes as I might and
could lawfully do if personally present, with power of substitution and revocation, and hereby, ratifying and
confirming all that my said attorney or his substitute shall lawfully do or cause to be done under and by virtue
of these presents.
   IN WITNESS WHEREOF, We have hereunto affixed our signatures this 15TH day of January, 2022 in
Pagadian City, Philippines.
_____________________________ ______________________________
ACKNOWLEDGEMENT
Known to me and to me known to be the same persons who executed the foregoing instrument and
acknowledged to me that the same is their free and voluntary act and deed.
WITNESS MY HAND AND SEAL, on the date and place first above written.
                                                                                Notary Public
Doc. No.______;
Page No. ______;
Book No.______;
Series of 2022.
COPY CERTIFICATION
I hereby certify that Christine C. Bernal, of legal age, a Filipino, married, a residence of Poblacion,
Tabina, Zamboanga del Sur, and with Philippine Land Transportation Office (“LTO”) Driver’s License
with    No.     1234567,      presented   before     me     the      following   original   documents:
    1. Philippine Passport with No. 223456 a photocopy of which is attached as Annex “A” hereto;
       and,
    2. Philippine LTO Driver’s License with No. 1234567 a photocopy of which is attached as Annex
    “B”                                                                                    hereto.
I hereby certify that the abovementioned documents, having my Signature and Notarial Seal, are the
correct     and        true    copy     of    their     corresponding     original    documents.
IN WITNESS WHEREOF, I, a Notary Public for and in San Pedro, Laguna, Philippines, have hereunto
set   my   hand  and      Notarial     Seal     this   15th     day    of     January     2022.
Notary Public
Doc. No. 00
Page No. 00
Book No. 00
Series of 2022.