Experian Report Number (ERN) : 1718618794250

Unique Transaction ID (UTI) : 1188562883

Report Date : 17-06-2024

Hey Sachin,
here is your Credit Report for Jun '24

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Report Summary

5 Active Loans ₹7,62,532

Total loan ₹12,00,000 Current Outstanding

4 Active Credit Cards ₹7,31,314

Total limit ₹17,48,000 Current Outstanding

Overdue Payments 0
Outstanding amount past due date

Credit Card Utilization 22%

Age of Accounts 14 years 4 months

Recent Enquiries 1
last 3 months

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Sachin's Credit Report Powered by

Table Of Contents

Sr. No. Section

1 Credit Score & Report Summary

2 Credit Enquiries

3 Summary: Credit Accounts

4 Account Details

5 Contact Information

6 Support & Legend

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Credit Enquiries
This section shows the names of the credit institutions that have processed a credit/loan application for you.

Sr. No. Enquiry Type Financial Institution ERN Application Date Amount

1 accountType.two/three wheeler loan ICICI Bank 1717007876733 30-05-2024 3,00,000

2 Credit Card Axis Bank 1690643372242 29-07-2023 10,000

3 Property Loan Karnataka bank Ltd 1687539956597 23-06-2023 0

4 Personal Loan Axis Bank 1686572590532 12-06-2023 5,00,000

5 Personal Loan Axis Bank 1675421517994 03-02-2023 8,00,000

6 Personal Loan Axis Bank 1671706868876 22-12-2022 8,00,000

7 Property Loan Karnataka bank Ltd 1670064003574 03-12-2022 0

8 Property Loan Karnataka bank Ltd 1657383121473 09-07-2022 0

9 Consumer Loan Test CapFloat Financial Services Pvt Ltd 1655603867494 19-06-2022 60,000

10 Credit Card Axis Bank 1612123709032 01-02-2021 10,000

11 Credit Card Axis Bank 1612123442881 01-02-2021 10,000

12 Personal Loan HDFC Bank Ltd 1573582846977 12-11-2019 3,30,000

13 Personal Loan HDFC Bank Ltd 1515908703707 14-01-2018 2,30,000

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Summary: Loan Accounts

This section displays summary of all your reported loan accounts found in the Credit Bureau database.

Financial Account Last Bank Outstanding

Account type Account No Ownership Opened Date Loan Amount
Institution Status Update Balance

Karnataka bank
Housing Loan XXXX5401 Individual 13-05-2011 ACTIVE 30-11-2021 8,40,000 5,02,612
Ltd

CapFloat
Financial Consumer Loan XXXX9772 Individual 19-06-2022 ACTIVE 05-05-2024 12,000 161
Services Pvt Ltd

Karur Vysya
Consumer Loan XXXX9772 Individual 19-06-2022 ACTIVE 05-05-2024 48,000 645
Bank Ltd

Hero FinCorp
Personal Loan XXXX2772 Individual 06-12-2023 ACTIVE 31-05-2024 3,00,000 2,59,114
Ltd

Summary: Credit Cards

This section displays summary of all your reported credit cards found in the Credit Bureau database.

Financial Account Last Bank Maximum Outstanding

Account type Account No Ownership Opened Date
Institution Status Update Utilization Balance

HDFC Bank Ltd Credit Card XXXX3341 Individual 17-02-2010 ACTIVE 31-05-2024 5,68,000 3,60,124

SBI Cards and

Payment
Credit Card XXXX8528 Individual 21-03-2021 ACTIVE 13-05-2024 1,50,000 18,086
Services Private
Limited

Loan on Credit
HDFC Bank Ltd XXXX5929 Individual 30-05-2022 ACTIVE 31-05-2024 - 3,48,643
Card

Axis Bank Credit Card XXXX1878 Individual 02-08-2023 ACTIVE 30-04-2024 3,40,000 0

ICICI Bank Credit Card XXXX0982 Individual 03-01-2024 ACTIVE 12-04-2024 6,90,000 4,461

Loan on Credit
HDFC Bank Ltd XXXX0490 Individual 14-11-2020 CLOSED 31-07-2022 - 0
Card

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Financial Account Last Bank Maximum Outstanding

Account type Account No Ownership Opened Date
Institution Status Update Utilization Balance

ICICI Bank Credit Card XXXX3972 Individual 28-02-2021 CLOSED 20-01-2023 2,00,000 0

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you have a
credit/loan account

Karnataka bank Ltd ACTIVE

Account Number: XXXX5401 Account type: Housing Loan Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 13-05-2011 Loan Amount 8,40,000 Settlement Amt. -

Closed Date - Overdue Amt. - EMI Amt. -

Last Bank Update 30-11-2021 Principal W/O Amt. - Outstanding Balance 5,02,612

Last Payment Date 13-11-2021 Total W/O Amt. - Last Payment -

Repayment Tenure 16 years Interest Rate - Collateral Value -

Collateral Type - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2021

2020

2019

2018

2017

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

CapFloat Financial Services Pvt Ltd ACTIVE

Account Number: XXXX9772 Account type: Consumer Loan Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 19-06-2022 Loan Amount 12,000 Settlement Amt. -

Closed Date - Overdue Amt. 0 EMI Amt. -

Last Bank Update 05-05-2024 Principal W/O Amt. - Outstanding Balance 161

Last Payment Date 05-05-2024 Total W/O Amt. - Last Payment -

Repayment Tenure - Interest Rate - Collateral Value -

Collateral Type - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Karur Vysya Bank Ltd ACTIVE

Account Number: XXXX9772 Account type: Consumer Loan Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 19-06-2022 Loan Amount 48,000 Settlement Amt. -

Closed Date - Overdue Amt. 0 EMI Amt. -

Last Bank Update 05-05-2024 Principal W/O Amt. - Outstanding Balance 645

Last Payment Date 05-05-2024 Total W/O Amt. - Last Payment -

Repayment Tenure - Interest Rate - Collateral Value -

Collateral Type - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Hero FinCorp Ltd ACTIVE

Account Number: XXXX2772 Account type: Personal Loan Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 06-12-2023 Loan Amount 3,00,000 Settlement Amt. -

Closed Date - Overdue Amt. 0 EMI Amt. -

Last Bank Update 31-05-2024 Principal W/O Amt. - Outstanding Balance 2,59,114

Last Payment Date 05-05-2024 Total W/O Amt. - Last Payment -

Repayment Tenure 2 years 6 months Interest Rate 19% Collateral Value -

Collateral Type - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

HDFC Bank Ltd ACTIVE

Account Number: XXXX3341 Account type: Credit Card Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 17-02-2010 Maximum Utilization 5,15,580 Settlement Amt. -

Closed Date - Overdue Amt. - Principal W/O Amt. -

Last Bank Update 31-05-2024 Outstanding Balance 3,60,124 Total W/O Amt. -

Last Payment Date 08-05-2024 Credit Limit 5,68,000 Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024 7

2023

2022

2021

2020

2019 5 5

2018 5

2017

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

SBI Cards and Payment Services Private Limited ACTIVE

Account Number: XXXX8528 Account type: Credit Card Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 21-03-2021 Maximum Utilization 79,726 Settlement Amt. -

Closed Date - Overdue Amt. 0 Principal W/O Amt. -

Last Bank Update 13-05-2024 Outstanding Balance 18,086 Total W/O Amt. -

Last Payment Date 08-03-2024 Credit Limit 1,50,000 Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

2021

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

HDFC Bank Ltd ACTIVE

Loan on Credit
Account Number: XXXX5929 Account type: Account Status: ACTIVE Ownership: Individual
Card

Account Details

Opened Date 30-05-2022 Maximum Utilization 5,30,000 Settlement Amt. -

Closed Date - Overdue Amt. - Principal W/O Amt. -

Last Bank Update 31-05-2024 Outstanding Balance 3,48,643 Total W/O Amt. -

Last Payment Date 08-05-2024 Credit Limit - Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024 7

2023

2022

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Axis Bank ACTIVE

Account Number: XXXX1878 Account type: Credit Card Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 02-08-2023 Maximum Utilization 15,684 Settlement Amt. -

Closed Date - Overdue Amt. 0 Principal W/O Amt. -

Last Bank Update 30-04-2024 Outstanding Balance 0 Total W/O Amt. 0

Last Payment Date 22-04-2024 Credit Limit 3,40,000 Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

ICICI Bank ACTIVE

Account Number: XXXX0982 Account type: Credit Card Account Status: ACTIVE Ownership: Individual

Account Details

Opened Date 03-01-2024 Maximum Utilization 8,778 Settlement Amt. -

Closed Date - Overdue Amt. 0 Principal W/O Amt. -

Last Bank Update 12-04-2024 Outstanding Balance 4,461 Total W/O Amt. -

Last Payment Date 29-03-2024 Credit Limit 6,90,000 Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

HDFC Bank Ltd CLOSED

Loan on Credit
Account Number: XXXX0490 Account type: Account Status: CLOSED Ownership: Individual
Card

Account Details

Opened Date 14-11-2020 Maximum Utilization 0 Settlement Amt. -

Closed Date 09-04-2022 Overdue Amt. - Principal W/O Amt. -

Last Bank Update 31-07-2022 Outstanding Balance 0 Total W/O Amt. -

Last Payment Date 07-02-2022 Credit Limit - Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2022

2021

2020

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

ICICI Bank CLOSED

Account Number: XXXX3972 Account type: Credit Card Account Status: CLOSED Ownership: Individual

Account Details

Opened Date 28-02-2021 Maximum Utilization 33,943 Settlement Amt. -

Closed Date 24-11-2022 Overdue Amt. 0 Principal W/O Amt. -

Last Bank Update 20-01-2023 Outstanding Balance 0 Total W/O Amt. -

Last Payment Date 21-02-2022 Credit Limit 2,00,000 Last Payment -

Repayment Tenure - Collateral Value - Collateral Type -

Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2023

2022 11 41 72

2021

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.

Address Details

Address Category Financial Institution

SR NO 161/A PLOT NO 13/14/15,OM SAI PRIYA APTT FLT NO 7

Not Categorized HDFC Bank Ltd
NAL,WADE COL SHAHU NGR GODOLI, 415001

AT POST DEGAON ( PATESHWAR ),DIST SATARA, 415004 Not Categorized Karnataka bank Ltd

AT POST DEGAON PATESHWAR,TAL DIST SATARA, 415001 Not Categorized HDFC Bank Ltd

AT POST - DEGAON PATESHWAR, TAL - SATATA,, DIST - SATARA,

Not Categorized ICICI Bank
NEAR GRAMPANCHAYAT, 415004

KBP COLLEGE,KBP COLLEGE SADAR BAZAR,SATARA, 415002 Not Categorized SBI Cards and Payment Services Private Limited

AT POST DEGAON PATESHWAR,TAL DIST SATARA, 415001 Not Categorized HDFC Bank Ltd

DEGAON NEAR GRAMPANCHAYAT SATARA MAHARA,HTRA, 415004 Not Categorized CapFloat Financial Services Pvt Ltd

DEGAON NEAR GRAMPANCHAYAT SATARA MAHARA,HTRA, 415004 Not Categorized Karur Vysya Bank Ltd

D Y PATIL AGRICULTURE TECHNICAL,UNIVERSITY TALSAN WATHAR

Not Categorized Axis Bank
WARNAGAR ROAD,TALSANDE KOLHAPUR CHAWARE PHATA, 416112

KRANTISINHA NANA PATIL NAGAR KNP NAGAR,STREET NO 6

Not Categorized Hero FinCorp Ltd
SALUNKHE HOUSE UPPER FLOOR,SANGLI 415414, 415414

RAJARAMBAPU.INSTITUTE.OF.TECHNOLOGY RAJA,RAMNAGAR
Not Categorized ICICI Bank
URAN.ISLAMPUR.TAL.WALVA DIST S,ANGLI, 415414

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 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Phone Number

Type Number

Mobile Phone 275025

Mobile Phone 9975131199

NA 9975131199

Mobile Phone 275025

Mobile Phone 9975131199

Mobile Phone 9975131199

Mobile Phone 9975131199

Mobile Phone 9975131199

Mobile Phone 275025

Mobile Phone 9975131199

Mobile Phone 9975131199

Mobile Phone 9975131199

Mobile Phone 8208547741

Mobile Phone 9975131199

Mobile Phone 2011111111

Mobile Phone 9975131199

Report to EXPERIAN Table of Contents

 Experian Report Number (ERN) : 1718618794250
Unique Transaction ID (UTI) : 1188562883
Report Date : 17-06-2024

Support
If you find any discrepancy in your report , please raise a dispute with our partners at consumer.support@in.experian.com For any other queries ,
feel free to contact us at creditreport@paisabazaar.com .

Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled

2. ACTIVE* : Credit accounts which are less than 90 days past due.

3. ACTIVE** : Credit accounts which are over 90 days past due.

4. Closed : Credit accounts that have 'Date Closed' populated.

5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

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