Upcoming Changes to your Credit Card Features, effective from November 15th, 2024

FEATURE/
DESCRIPTION APPLICABLE FOR
CHARGES
ICICI Bank Rubyx Visa Credit Card, ICICI Bank Rubyx RuPay Credit Card,
ICICI Bank Rubyx Visa Credit Card, ICICI Rubyx Master PLT Chip Card,
ICICI Rubyx PLT Credit Card (AMEX), ICICI Bank LeadtheNew Rubyx
Credit Card, Rubyx Credit Card, ICICI Bank Secured Rubyx MasterCard
You will continue
Credit Card, Rubyx VISA expense card, ICICI Bank Sapphiro Visa Credit
to earn reward
Card, ICICI Bank NRI Sapphiro Credit Card, ICICI Bank Sapphiro RuPay
points for utility
Credit Card, ICICI Bank Sapphiro VISA Credit Card, ICICI Sapphiro Master
spends up to Rs.
PLT Chip Card, ICICI Sapphiro Card (Amex), ICICI Bank LeadtheNew
80,000, insurance
Sapphiro Credit Card, ICICI Bank NRI Sapphiro Credit Card, ICICI Bank
spends up to Rs.
Emeralde Visa Credit Card , ICICI Bank Emeralde Credit Card, ICICI
80,000, at the
Bank Emeralde Private
current earn rate.

ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
Utility/Insurance
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Capping Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
You will continue American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
to earn reward HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank MasterCard Coral Credit
points for utility Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI Coral
spends up to Rs. Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral Credit
40,000, insurance Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard Coral
spends up to Rs. Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank Coral
40,000, at the Contactless Credit Card, ICICI Bank Coral American Express Credit Card,
current earn rate. Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Secured Coral MasterCard Credit Card, Manchester United Platinum
Credit Card by ICICI Bank, Manchester United Signature Credit Card by
ICICI Bank, Chennai Super Kings ICICI Bank Credit Card, ICICI Bank
Parakram Credit Card, ICICI Bank Parakram Select Credit Card, ICICI Bank
Secured Expressions Credit Card, ICICI Bank Expressions Secured Credit
Card, ICICI Bank Expressions Credit Card, ICICI Bank Expressions Secured
Credit Card
 ICICI Bank Rubyx Visa Credit Card, ICICI Bank Rubyx RuPay Credit Card,
ICICI Bank Rubyx Visa Credit Card, ICICI Rubyx Master PLT Chip Card,
ICICI Rubyx PLT Credit Card (AMEX), ICICI Bank LeadtheNew Rubyx
You will continue
Credit Card, Rubyx Credit Card, ICICI Bank Secured Rubyx MasterCard
to earn reward
Credit Card, Rubyx VISA expense card, ICICI Bank Sapphiro Visa Credit
points for grocery
Card, ICICI Bank NRI Sapphiro Credit Card, ICICI Bank Sapphiro RuPay
& departmental
Credit Card, ICICI Bank Sapphiro VISA Credit Card, ICICI Sapphiro Master
store spends up to
PLT Chip Card, ICICI Sapphiro Card (Amex), ICICI Bank LeadtheNew
Rs.40,000 per
Sapphiro Credit Card, ICICI Bank NRI Sapphiro Credit Card, ICICI Bank
month, at the
Emeralde Visa Credit Card , ICICI Bank Emeralde Credit Card, ICICI
current earn rate.
Bank Emeralde Private Credit Card

ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
Grocery Capping ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
You will continue
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
to earn reward
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
points for grocery
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank MasterCard Coral Credit
& departmental
Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI Coral
store spends up to
Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral Credit
Rs.20,000 per
Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard Coral
month, at the
Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank Coral
current earn rate.
Contactless Credit Card, ICICI Bank Coral American Express Credit Card,
Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Secured Coral MasterCard Credit Card, Manchester United Platinum
Credit Card by ICICI Bank, Manchester United Signature Credit Card by
ICICI Bank, Chennai Super Kings ICICI Bank Credit Card, ICICI Bank
Parakram Credit Card, ICICI Bank Parakram Select Credit Card, ICICI Bank
Secured Expressions Credit Card, ICICI Bank Expressions Secured Credit
Card, ICICI Bank Expressions Credit Card, ICICI Bank Expressions Secured
Credit Card

You will continue ICICI Bank Emeralde Mastercard Metal Credit Card
to earn reward
points on your
ICICI Bank
Emeralde Private
No rewards on
Metal Credit Card
government
spends, excluding
transactions for government-
related spends.
 ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
fuel surcharge Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
waivers on fuel Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
No fuel spends up to Rs. Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
50,000 only per Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
surcharge
month, surcharge Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
waiver beyond waiver will not be ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
INR 50K applicable for ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
spends beyond ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
this limit Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card
fuel surcharge ICICI Bank Emeralde Mastercard Metal Credit Card
waivers on fuel
No fuel spends up to Rs.
surcharge 1,00,000 per
waiver for month, surcharge
spends beyond waiver will not be
INR 100K applicable for
spends beyond
this limit.
 ICICI Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit
Card, ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA
the Spa access Credit Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card
provided basis (Amex), ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI
Spa
DreamFolks card is Sapphiro Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Discontinuation now being Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
discontinued DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Emirates ICICI
Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card
ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
The spend Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
threshold for Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
annual fee reversal Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
Rent/governmen and milestone Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
t/education- benefits will Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
exclusion in exclude rent, ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
spend threshold government, and ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
education ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
payments made Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
via credit card. Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI Bank Emeralde
Mastercard Metal Credit Card, ICICI BANK DIAMANT WORLD
MASTERCARD CHIP CREDIT CARD,Manchester United Platinum Credit
Card by ICICI Bank, Manchester United Signature Credit Card by ICICI
Bank, Chennai Super Kings ICICI Bank Credit Card, ICICI Bank Parakram
Credit Card, ICICI Bank Parakram Select Credit Card, ICICI Bank Secured
Expressions Credit Card, ICICI Bank Expressions Secured Credit Card, ICICI
Bank Expressions Credit Card, ICICI Bank Expressions Secured Credit
Card, Emirates ICICI Bank Rubyx Credit Card, Emirates ICICI Bank
Sapphiro Credit Card, Emirates ICICI Bank Emeralde Credit Card, ICICI
Bank Adani One Signature Credit Card, ICICI Bank Adani One Platinum
Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card, MakeMyTrip
ICICI Bank Signature Credit Card
 The spend ICICI Bank Emeralde Visa Credit Card , ICICI Bank Emeralde Credit
threshold for the Card, ICICI Bank Emeralde Private Credit Card
reversal of the
annual fee has
Spend threshold
been revised to Rs.
for Annual Fee
10 Lakh per
reduction to 10L annum, reduced
from the current
criteria of Rs. 15
lakh per annum.
ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
No fee will be
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
charged for
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
payments made
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
directly to school
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
or college
Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
including
Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
international
Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
1% fee on education
Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
payments from
education Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
your credit card.
payment via However, a fee of
ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
third party ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
1% of the
ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
transaction
Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
amount will be
Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
charged for
ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
education
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
payments made
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
through third-
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
party apps.
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card, ICICI Bank Emeralde
Mastercard Metal Credit Card, Amazon Pay ICICI Bank Credit Card
 ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
A fee of 1% of the Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
transaction Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
amount will be Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
1% fee on utility
charged for utility Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
transaction
payment ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
>50K transactions ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
exceeding Rs. ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
50,000 Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card, ICICI Bank Emeralde
Mastercard Metal Credit Card, Amazon Pay ICICI Bank Credit Card
 ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
A fee of 1% of the ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
transaction ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
amount will be ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
1% fee for fuel Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
charged for fuel
transaction>10K transactions Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
exceeding Rs. ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
10,000. Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card, ICICI Bank Emeralde
Mastercard Metal Credit Card, Amazon Pay ICICI Bank Credit Card
 ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Supplementary Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
cardholders will ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
enjoy enhanced ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
benefits with an
Add-on Fee INR ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
annual fee of Rs. Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
199 199, which will be Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
levied in the card ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
anniversary month Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
statement. ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, Manchester United Platinum Credit Card by ICICI Bank,
Manchester United Signature Credit Card by ICICI Bank, ICICI Bank
Parakram Credit Card, ICICI Bank Parakram Select Credit Card, Chennai
Super Kings ICICI Bank Credit Card, ICICI Bank Secured Expressions Credit
Card, ICICI Bank Expressions Secured Credit Card, ICICI Bank Expressions
Credit Card, ICICI Bank Expressions Secured Credit Card, Emirates ICICI
Bank Rubyx Credit Card, Emirates ICICI Bank Sapphiro Credit Card, ICICI
Bank Adani One Signature Credit Card, ICICI Bank Adani One Platinum
Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card, MakeMyTrip
ICICI Bank Signature Credit Card
 ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
Late payment ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
Late Payment charges will be ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
Charges revised according ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
to the new Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
Change*
structure. Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card, Amazon Pay ICICI Bank
Credit Card
 ICICI Bank HPCL Super Saver Visa Credit Card, ICICI Bank HPCL Super
You can enjoy Saver Master Credit Card, ICICI Bank HPCL Super Saver RuPay Credit
complimentary Card, ICICI Bank MasterCard Coral Credit Card, ICICI Bank Secured NRI
airport lounge Coral Credit Card,ICICI Bank NRI Coral Credit Card, ICICI Bank Coral
access by RuPay Credit Card, ICICI Bank Coral Credit Card, ICICI Bank Secured Coral
spending Rs. Credit Card, ICICI Bank MasterCard Coral Credit Card, ICICI Bank
75,000 in the LeadtheNew Coral Credit Card, ICICI Bank Coral Contactless Credit Card,
preceding ICICI Bank Coral American Express Credit Card, Coral Unsecured Credit
calendar quarter. Card, Coral Secured Credit Card, ICICI Bank Secured Coral MasterCard
Spends made in Credit Card, ICICI Bank Rubyx Visa Credit Card, ICICI Bank Rubyx RuPay
the preceding Credit Card, ICICI Bank Rubyx Visa Credit Card, ICICI Rubyx Master PLT
calendar quarter Chip Card, ICICI Rubyx PLT Credit Card (AMEX), ICICI Bank LeadtheNew
INR 75K quarter will unlock access Rubyx Credit Card, Rubyx Credit Card, ICICI Bank Secured Rubyx
spend for for the subsequent MasterCard Credit Card, Rubyx VISA expense card, ICICI Bank Sapphiro
domestic lounge calendar quarter. Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card, ICICI Bank
access To be eligible for Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit Card, ICICI
complimentary Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex), ICICI Bank
lounge access in LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro Credit Card,
Jan-Feb-Mar, 2025 Manchester United Platinum Credit Card by ICICI Bank, Manchester United
quarter, you need Signature Credit Card by ICICI Bank, Chennai Super Kings ICICI Bank
to spend a Credit Card, ICICI Bank Parakram Credit Card, ICICI Bank Parakram Select
minimum of Credit Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank
Rs.75,000 in the Expressions Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI
Oct-Nov-Dec, Bank Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit
2024 quarter and Card, Emirates ICICI Bank Sapphiro Credit Card, MakeMyTrip ICICI Bank
similarly for the Platinum Credit Card, MakeMyTrip ICICI Bank Signature Credit Card
following quarters.

ICICI Bank Platinum Chip Credit Card, ICICI Bank Platinum Credit Card,
ICICI Bank Indiabulls Platinum Card, Instant Platinum Credit Card, ICICI
Bank JPMC Platinum Visa Credit Card, ICICI Bank Indian Platinum Credit
Card, ICICI Bank MasterCard Platinum chip Credit Card, ICICI Bank
Unifare MasterCard Platinum Chip Transit Credit Card, ICICI Bank Instant
Platinum Chip Credit Card, ICICI Bank HPCL Coral Platinum Credit Card,
HPCL GOLD CARD ( SOLID GOLD ), ICICI Bank HPCL Airtel Master Gold,
ICICI Bank HPCL Platinum Credit Card, HPCL GOLD ( SOLID GOLD ), ICICI
Bank HPCL Titanium Credit Card, MASTER CARD HPCL SILVER (
Finance charges STERLING SILVER ), ICICI Bank HPCL Platinum Chip Credit Card, ICICI
for the revolving Bank HPCL Coral Visa Contactless Credit Card, ICICI Bank HPCL Coral
credit facility on American Express Credit Card, ICICI HPCL CARD ( STERLING SILVER ),
retail transactions HPCL SMART GOLD ( SOLID GOLD ), ICICI Bank HPCL Super Saver Visa
Revolving Rate
and cash Credit Card, ICICI Bank HPCL Super Saver Master Credit Card, ICICI Bank
@45% advances will be HPCL Super Saver RuPay Credit Card, ICICI Bank MasterCard Coral
revised to 3.75% Credit Card, ICICI Bank Secured NRI Coral Credit Card,ICICI Bank NRI
per month (45% Coral Credit Card, ICICI Bank Coral RuPay Credit Card, ICICI Bank Coral
per annum). Credit Card, ICICI Bank Secured Coral Credit Card, ICICI Bank MasterCard
Coral Credit Card, ICICI Bank LeadtheNew Coral Credit Card, ICICI Bank
Coral Contactless Credit Card, ICICI Bank Coral American Express Credit
Card, Coral Unsecured Credit Card, Coral Secured Credit Card, ICICI Bank
Secured Coral MasterCard Credit Card, ICICI Bank Rubyx Visa Credit Card,
ICICI Bank Rubyx RuPay Credit Card, ICICI Bank Rubyx Visa Credit Card,
ICICI Rubyx Master PLT Chip Card, ICICI Rubyx PLT Credit Card (AMEX),
ICICI Bank LeadtheNew Rubyx Credit Card, Rubyx Credit Card, ICICI Bank
Secured Rubyx MasterCard Credit Card, Rubyx VISA expense card, ICICI
Bank Sapphiro Visa Credit Card, ICICI Bank NRI Sapphiro Credit Card,
 ICICI Bank Sapphiro RuPay Credit Card, ICICI Bank Sapphiro VISA Credit
Card, ICICI Sapphiro Master PLT Chip Card, ICICI Sapphiro Card (Amex),
ICICI Bank LeadtheNew Sapphiro Credit Card, ICICI Bank NRI Sapphiro
Credit Card, ICICI Bank Emeralde Visa Credit Card , ICICI Bank
Emeralde Credit Card, ICICI Bank Emeralde Private, ICICI BANK
DIAMANT WORLD MASTERCARD CHIP CREDIT CARD, Manchester
United Platinum Credit Card by ICICI Bank, Manchester United Signature
Credit Card by ICICI Bank, ICICI Bank Parakram Credit Card, ICICI Bank
Parakram Select Credit Card, Chennai Super Kings ICICI Bank Credit
Card, ICICI Bank Secured Expressions Credit Card, ICICI Bank Expressions
Secured Credit Card, ICICI Bank Expressions Credit Card, ICICI Bank
Expressions Secured Credit Card, Emirates ICICI Bank Rubyx Credit Card,
Emirates ICICI Bank Sapphiro Credit Card, Emirates ICICI Bank Emeralde
Credit Card, ICICI Bank Adani One Signature Credit Card, ICICI Bank Adani
One Platinum Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card,
MakeMyTrip ICICI Bank Signature Credit Card, ICICI Bank Emeralde
Mastercard Metal Credit Card, Amazon Pay ICICI Bank Credit Card
You can continue ICICI Bank Emeralde Visa Credit Card , ICICI Bank Emeralde Credit Card,
enjoying the ICICI Bank Emeralde Private Credit Card
convenience of
using your Credit
Mark up on
Card for
Forex @2% international
transactions with
a revised mark-up
fee of 2%.

*Late payment charges - NEW STRUCTURE


Outstanding Amount Late Payment Charge (INR)
<= Rs. 100 Nil
Rs. 101 - Rs. 500 Rs. 100
Rs. 501 - Rs. 1,000 Rs. 500
Rs. 1,001 - Rs. 5,000 Rs. 600
Rs. 5,001 - Rs. 10,000 Rs. 750
Rs. 10,001 - Rs. 25,000 Rs. 900
Rs. 25,001 - Rs. 50,000 Rs. 1,100
> Rs. 50,000 Rs. 1,300
 Transaction categories
Category Merchant Category Code (MCC)

Utility 4899, 4900, 4901, 3887

Insurance 5960, 6300, 6381, 6399

Grocery & Department Store 3333, 5411, 5412, 5441, 9751, 5311, 5331, 5499

Rent 7014, 7407, 5271, 6513

Government 6760, 9222, 9211, 9399, 9402, 9405

Fuel 1361, 3851, 5172, 5541, 5542, 5983, 9752, 5555

Education 8211, 8220, 8241, 8244, 8249, 8299, 8493, 8494, 7911