Dharmraj Kushwaha
Ph: (M) +91 9827789847, +91 9329401183 Email: dkdharmrajkushwaha@gmail.com
B-8 Comfort Homes Phase 3, Behind Capital Petrol Pump, Gurunanak pura, Huzur, Distt Bhopal (M.P.) Pin-
484446
Jana Bank
ASM
Senior Manager
Sep’23-May’24
➢ Enhancing Advance GL of 4 Branches 30% MOM basis
➢ Responsible 1 Cr Secured Loans from 4 Branches on Monthly basis
➢ Responsible for TPP Revenue Monthly basis.
➢ Making proposals in system based on the loan profile of the Customer and putting them to sanctionteam for
approval.
➢ Looking after pre disbursement documentation and getting loans disbursed as per processguidelines.
➢ Supporting micro-Branches for SHG loans
➢ Weekly Marketing and brand promotion of Jana bank
➢ Responsible for 14 staff Productivity of staff on every Parameters
➢ Processing of Account opening AOF etc.
➢ Service request processing.
➢ Managing Internal and External audit.
Axis Bank
Grade -Manager
Dec’19-May’23
➢ Enhancing Advance & Liability GL of Branch
• Responsible for 120% of Branch target for Liability & Asset product
• Responsible for Secured Loans Monthly basis.
➢ Conducting FI For Loan against Property & Mortgage.
➢ Providing credit appraisal support to the business group to ensure and monitor post sanction, pre & post
disbursement compliances; ensuring post sanction credit compliance for business groups as well as taking
care of transaction approvals
➢ Strictly Maintaining AOF & Service request FTR of 95%
➢ Responsible for International Payments Via Swift
➢ Overall Responsible for Brach sales & Operation of the Branch
➢ Responsible for various products (CASA, MF, FD, LI) to the walk in Customers in the branch.
➢ Responsible for meeting the branch targets and GL size and adherence to all guidelinesand
regulatory requirements.
➢ Making Branch Productivity Reports MIS and sending it to Corporate product Teams
➢ Maintaining relationship with Builders and Property Brokers for Home Loan & PL Business
➢ Responsible Monthly for
ICICI Bank Ltd
May’12-Dec’19
Branch Manager
➢ Responsible for Branch target for Asset & Liability product and TPP Mainly -
• CASA, FDOD & Gold loans
• Life insurance, health, and general insurance
• Secured & Unsecured Loans
➢ NTB customer acquisition of TASC & GBG (Government business)
➢ Maintaining Records of Branch Asset with validity and quality.
➢ Maintaining Separate “Audit files”for Internal and External Audit
➢ Maintaining Branch Cash holding Limit as per Metro Category.
➢ Making Branch Productivity Reports MIS and sending it to corporate product Teams
➢ Branch Inventory Reconciliation
• Account Openings I kits
• Demand Draft
• Fixed deposits Receipt,
ACHIEVEMENTS
• Responsible for selling 50 grams of gold in a single day with in the season time (ICICI BANK LTD).
• Qualify for Gold Loan Contest in BH Category (ICICI BANK LTD).
• Qualify for Life insurance Contest in BH Category (ICICI BANK LTD).
• Sourced 5 Tasc Account in a month as a BH Category (ICICI BANK LTD).
• Qualified in multiple Contests of Cluster level as Well as Circle Level of Life Insurance in (Axis Bank Ltd).
• Qualified in contest of BOH for maintaining Branch Operational Health Index (BOHI).
• Qualified in Axis Gold Program Twice as an Operations Manager in Axis Bank Ltd.
• Qualified in Group Executive contest for CASA & DEPOSIT contest.
Personal Details
➢ Date of Birth 02 Jan 1990
➢ Gender Male
➢ Nationality Indian
➢ Marital Status Married
➢ Languages Known English &Hindi
➢ Interests and Hobbies Traveling, Listening Music, Watching Movie
EDUCATIONAL QUALIFICATION
• Completed graduation in BE-IT in year 2011 from RGPV, Bhopal (M.P.) with 70%.
• Completed HSSC in Math in year 2007 from M.P. Board, Bhopal with 61%.
• Completed HSC in year 2005 from M.P. Board, Bhopal with 72%.
COMPUTER SKILLS
• Well versed with Computer Basics.
• Well versed with uses of MS Excel, MS Word and MS outlook.
• Skilled in working with Operating System like Dos, Windows.
I hereby declare that the above written particulars are true to the best of my knowledge
and belief.
