Korlam Vidya Pravallika
Phone:(+91)8008458296
Mail: vidyapravs17@gmail.com
Objective:
Looking forward to work in an organization that offers challenging opportunities and
which provides innovative work, growth and wide exposure to the latest technologies and
demands the best of my professional abilities technical and analytical skills.
Professional Summary:
In ICICI Bank - Working in a Mid Corporate Group, that responsible for maintaining
relationships with and servicing mid-corporates with turnover between `2.5 to `7.5 Billion. It
provides end-to-end banking solutions across the financial spectrum ranging from transaction
banking solutions, term loans, treasury and risk management solutions, structured products,
M&A advisory and investment banking in collaboration with multiple product groups
Project Experience
Project – I: (July 2021 – till date)
Designation: Relationship Manager
Company: ICICI Bank Limited
Role and Responsibility:
Understanding of financial statements such as Balance sheet, P&L A/c & Cash flow
statements.
Knowledge of computation of key financial ratios.
Ensure stability of income from existing set of clients and explore avenues for new
income generation from existing as well as new clients.
Add value to the client and stay ahead of the competition by structuring and
implementing innovative deals in working capital, term loan and project finance.
Use credit knowledge and knowledge of various products for deal structuring.
Manage trade finance, general blog operation for cash management services i.e.,
working capital cycle of the company.
Credit Knowledge: To assess the company’s financials (i.e. loss, rating, PAT (profit
after tax) etc. of the company
Identifying potential clients and reaching out to them to understand their financial
needs.
Ensuring that all required documentation is collected, verify the due diligence properly
and submitted for loan processing.
Maintaining ongoing relationships with clients, addressing their concerns, and ensuring
customer satisfaction.
Articulating the financial markets, proactively dealing with the database , excel, MS
word tools in banking domain
Experience:
July 2021 to till date as Business Loan Analyst at ICICI Bank Ltd.
August 2017 to September 2020 as Truss Designer at Ascent CAD Services Pvt
Ltd.
April 2016 to April 2017 as Associate Software Testing Engineer at Rythmos
pvt ltd.
Professional Skills:
Good Logical Thinking and problem solving.
Team working and monitoring skills.
Ability to work under pressure.
Analytic Skills
Academic:
2021: Post Graduation Diploma in Banking and Finance with GPA 8.99
2011-2015: BTech in Civil Engineering from TRR college of Engineering and
Technology with 66.69%.
2009-2011: Higher Secondary from Sri Chaitanya junior kalasala with 76.5%.
2008-2009: High School from New Era high School with 87.5%.
