CIBIL Score & Report

Control Number : 6,83,58,19,986

Date : 04/12/2023

Hello, ROVIN KUMAR

Your CIBIL Score is 709 as of Date : 04/12/2023

300 900
709
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications.
Your score ranges between 300 and 900, and is calculated based on the information available in the
"Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900, the more confidence
the lender will have in your ability to repay the loan. Higher your score, the better chances of your
application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name
ROVIN KUMAR

Date Of Birth Gender

19/04/1997 Male

IDENTIFICATION DETAILS

Identification Type
Income Tax ID Number (PAN)

ID Number
FPEPK0221K

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address
ALIGARH Uttar Pradesh 202001 (e)
Category
Not Categorized
Residence Code
Owned
Date Reported
14/07/2022

Address
HOUSE NO-A-13 SECOND FLOOR LOHIA NAGAR GHAZIABAD UTTAR
PRADESH 1449 UTTAR PRADESH Uttar Pradesh 201003
Category
Residence Address
Residence Code
-
Date Reported
07/05/2022

Address
H NO.A-63 LOHIYA NAGAR GHAZIABAD Uttar Pradesh 201002 (e)
Category
Residence Address
Residence Code
-
Date Reported
16/09/2021

Address
H NO 11/AGAUR CENTRAL MALL RDC RAJ NAGAR GHAZIABAD Uttar
Pradesh 201002 (e)
Category
 Residence Address
Residence Code
-
Date Reported
08/07/2021

CONTACT DETAILS

Telephone Number Type

Mobile Phone
Telephone Number
7078026080
Telephone Extension
--

Telephone Number Type

Not Classified (e)
Telephone Number
9140305485
Telephone Extension
--

Telephone Number Type

Mobile Phone
Telephone Number
919759122269
Telephone Extension
--

EMAIL DETAILS

Email ID
ROVINSINGH1999@GMAIL.COM
 Email ID
ROVINSINGH777@GMAIL.COM

EMPLOYMENT DETAILS

Account Type Date Reported

Consumer Loan 31/10/2023

Occupation Income
Others -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name
IDFC FIRST BANK
Account Type
Consumer Loan
Account Number
108092733
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹21,871
Current Balance
₹7,651

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
9

EMI Amount
₹2,635

Payment Frequency
Monthly

Actual Payment Amount

₹15,810

Date Opened / Disbursed

17/03/2023

Date Closed
--

Date of Last Payment

03/10/2023

Date Reported And Certified

31/10/2023

Value of Collateral
--

Type of Collateral
--
Suit - Filed / Willful Default
--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/03/2023

Payment End Date

01/10/2023

Payment History
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
 LSS:Loss
XXX: Not Reported
SUB:Substandard

CLOSED ACCOUNTS

Member Name
BHANIXFIN
Account Type
Personal Loan
Account Number
CL661624
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹15,000

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
8.25%

Repayment Tenure
3

EMI Amount
₹5,000

Payment Frequency
Monthly

Actual Payment Amount

₹15,000

Date Opened / Disbursed

03/02/2021

Date Closed
11/03/2022

Date of Last Payment

11/03/2022

Date Reported And Certified

31/05/2022

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/02/2021

Payment End Date

01/05/2022

Payment History
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 330
Jan 2022 302
Dec 2021 271
Nov 2021 240
Oct 2021 210
Sep 2021 179
Aug 2021 149
Jul 2021 118
Jun 2021 87
May 2021 57
Apr 2021 26
Mar 2021 0
Feb 2021 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
 SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name
AKARACAPL
Account Type
Personal Loan
Account Number
2602496
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹9,200

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
--

Actual Payment Amount

--

Date Opened / Disbursed

16/01/2021

Date Closed
09/02/2023

Date of Last Payment

09/02/2023

Date Reported And Certified

11/03/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--
PAYMENT STATUS

Payment Start Date

01/01/2021

Payment End Date

01/03/2023

Payment History
Mar 2023 0
Feb 2023 0
Jan 2023 707
Dec 2022 681
Nov 2022 646
Oct 2022 611
Sep 2022 577
Aug 2022 556
Jul 2022 526
Jun 2022 492
May 2022 463
Apr 2022 435
Mar 2022 394
Feb 2022 372
Jan 2022 338
Dec 2021 317
Nov 2021 282
Oct 2021 254
Sep 2021 218
Aug 2021 190
Jul 2021 159
Jun 2021 107
May 2021 100
Apr 2021 71
Mar 2021 37
Feb 2021 10
Jan 2021 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name
DMIFINANCE
Account Type
Consumer Loan
Account Number
DMI0004194209
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹8,496

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
Monthly

Actual Payment Amount

--

Date Opened / Disbursed

20/09/2019

Date Closed
20/05/2020

Date of Last Payment

20/05/2020

Date Reported And Certified

31/05/2020

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/10/2019

Payment End Date

01/05/2020

Payment History
May 2020 0
Apr 2020 0
Mar 2020 0
Feb 2020 XXX
Jan 2020 0
Dec 2019 0
Nov 2019 0
Oct 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS

Member Name
BOB
Date Of Enquiry
04/12/2023
Enquiry Purpose
Personal Loan

Member Name
HDFC BANK
Date Of Enquiry
29/11/2023
Enquiry Purpose
Credit Card

Member Name
PAYUFINAN
Date Of Enquiry
28/11/2023
Enquiry Purpose
Personal Loan

Member Name
AXIS BANK
Date Of Enquiry
20/10/2023
Enquiry Purpose
Credit Card

Member Name
IDFC FIRST BANK
Date Of Enquiry
09/10/2023
Enquiry Purpose
Credit Card

Member Name
IDFC FIRST BANK
Date Of Enquiry
04/10/2023
Enquiry Purpose
Personal Loan

Member Name
BOB
Date Of Enquiry
25/08/2023
Enquiry Purpose
Personal Loan

Member Name
BAJAJ FIN LTD
Date Of Enquiry
21/08/2023
Enquiry Purpose
Consumer Loan

Member Name
BOB
Date Of Enquiry
16/08/2023
Enquiry Purpose
Personal Loan

Member Name
AXIS BANK
Date Of Enquiry
04/07/2023
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
15/06/2023
Enquiry Purpose
Credit Card

Member Name
DMIFINANCE
Date Of Enquiry
02/05/2023
Enquiry Purpose
Personal Loan

Member Name
HDFC BANK
Date Of Enquiry
12/04/2023
Enquiry Purpose
Credit Card

Member Name
YES BANK
Date Of Enquiry
04/04/2023
Enquiry Purpose
Personal Loan

Member Name
YES BANK
Date Of Enquiry
01/04/2023
Enquiry Purpose
Personal Loan

Member Name
INCRED
Date Of Enquiry
29/03/2023
Enquiry Purpose
Personal Loan

Member Name
BAJAJ FIN LTD
Date Of Enquiry
28/03/2023
Enquiry Purpose
Other

Member Name
KOTAK BANK
Date Of Enquiry
28/03/2023
Enquiry Purpose
Personal Loan

Member Name
BAJAJ FIN LTD
Date Of Enquiry
20/03/2023
Enquiry Purpose
Consumer Loan

Member Name
BOB
Date Of Enquiry
20/03/2023
Enquiry Purpose
Personal Loan

Member Name
IDFC FIRST BANK
Date Of Enquiry
20/03/2023
Enquiry Purpose
Personal Loan

Member Name
BOB
Date Of Enquiry
16/03/2023
Enquiry Purpose
Other

Member Name
BOB
Date Of Enquiry
16/03/2023
Enquiry Purpose
Other

Member Name
IDFC FIRST BANK
Date Of Enquiry
16/03/2023
Enquiry Purpose
Consumer Loan

Member Name
HDFC BANK
Date Of Enquiry
16/03/2023
Enquiry Purpose
Consumer Loan

Member Name
AXIS BANK
Date Of Enquiry
24/02/2023
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
19/02/2023
Enquiry Purpose
Credit Card

Member Name
IDFC FIRST BANK
Date Of Enquiry
10/02/2023
Enquiry Purpose
Consumer Loan

Member Name
RBL BANK
Date Of Enquiry
10/02/2023
Enquiry Purpose
Credit Card

Member Name
AKARACAPL
Date Of Enquiry
09/02/2023
Enquiry Purpose
Personal Loan

Member Name
SBI CARD
Date Of Enquiry
09/02/2023
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
29/01/2023
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
16/01/2023
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
10/12/2022
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
21/11/2022
Enquiry Purpose
Credit Card

Member Name
IDFC FIRST BANK
Date Of Enquiry
19/10/2022
Enquiry Purpose
Consumer Loan

Member Name
IDFC FIRST BANK
Date Of Enquiry
27/09/2022
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
25/09/2022
Enquiry Purpose
Credit Card

Member Name
AXIS BANK
Date Of Enquiry
07/09/2022
Enquiry Purpose
Credit Card

Member Name
HDFC BANK
Date Of Enquiry
18/08/2022
Enquiry Purpose
Credit Card

Member Name
SCB
Date Of Enquiry
14/07/2022
Enquiry Purpose
Credit Card

Member Name
BAJAJ FIN LTD
Date Of Enquiry
14/07/2022
Enquiry Purpose
Personal Loan

Member Name
AXIS BANK
Date Of Enquiry
01/07/2022
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
07/05/2022
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
16/09/2021
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
08/07/2021
Enquiry Purpose
Credit Card

Member Name
HDB
Date Of Enquiry
29/06/2021
Enquiry Purpose
Personal Loan

Member Name
INCRED
Date Of Enquiry
23/04/2021
Enquiry Purpose
Education Loan

Member Name
AKARACAPL
Date Of Enquiry
19/03/2021
Enquiry Purpose
Personal Loan

Member Name
 SBI CARD
Date Of Enquiry
03/03/2021
Enquiry Purpose
Credit Card

Member Name
SCB
Date Of Enquiry
11/01/2021
Enquiry Purpose
Credit Card

Member Name
SBI CARD
Date Of Enquiry
09/01/2021
Enquiry Purpose
Credit Card

Member Name
RBL BANK
Date Of Enquiry
21/12/2020
Enquiry Purpose
Credit Card

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information submitted.
The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The
use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members
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