07-01-2025
Quote No : cja0olikqdi
Benefit Illustration for HDFC Life Click 2 Protect Super
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday                                                                      Proposal No:                                       NA
Name of the Prospect/Policyholder:                Abc                                                 Name of the Product:                               HDFC Life Click 2 Protect Super
                                                                                                                                                         A Non Linked, Non Participating, Individual,
Age:                                              56                                                  Tag Line:                                          Pure Risk Premium/Savings Life Insurance
                                                                                                                                                         Plan
Name of the Life Assured:                         Abc                                                 Unique Identification No:                          101N145V06
Age:                                              56                                                  GST Rate:                                          4.50%* for first year
Gender:                                           Male                                                                                                   2.25%* second year onwards
Policy Term:                                      15 Years
Premium Payment Term:                             7 Years                                             Tobacco User:                                      No
Amount of Instalment Premium (Without
                                                  Rs.160200
GST):
Mode of Premium Payment:                          Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
                                                This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
                                                                                               Policy Details
                       Plan Option                                                      Life                                               Basic Sum Assured Rs.                          5000000
                   Sum Assured Factor                                                Option A                             Sum Assured on Death (at inception of the policy) Rs.           5000000
                     WOP CI Benefit                                                     No                                            WOP on total Permanent Disability                     No
                Return of Premium Benefit                                               Yes                                                 Spouse Cover Option                             No
                Level Cover Period(Years)                                          Not Applicable                                            Ammortization Rate                       Not Applicable
                   Parent Secure Option                                                 No                                                    Life Stage Option                             No
                                                                                                                        Death Benefit to be received as instalment(Parent Secure
         No.Of Nominee(s)(Parent Secure Option)                                    Not Applicable                                                                                     Not Applicable
                                                                                                                                                 Option)
        Instalment Frequency(Parent Secure Option)                                 Not Applicable
                                                                                         Premium Summary
                                                                                                                                                                PP    PP  HPR HPR        Total
                                                                                                    Base Plan              CI Rider             IB Rider      Rider Rider Rider Rider Instalment
                                                                                                                                                              (PAC) (ADC) (CCI) (CC) Premium
                                             Instalment Premium without GST                           160200                   0                   0              0     0        0    0      160200
       First Year Premium
                                          Instalment Premium with First Year GST                      167409                   0                   0              0     0        0    0      167409
                                             Instalment Premium without GST                           160200                   0                   0              0     0        0    0      160200
   Second Year Premium
                                     Instalment Premium with GST 2nd Year Onwards                     163805                   0                   0              0     0        0    0      163805
                                                                                                  1/2
                                                                                         (Amounts in Rupees.)
  Policy     Single/                                                                    Guaranteed                                                                 Non Guaranteed        Surrender
   Year    Annualized                                                                                                                                                                      Value
                          Survival Benefit/ Accrued Guaranteed           Other         Maturity   Death       Policy Cancelation Min Guaranteed Surrender Special Surrender
            Premium                                                                                                                                                                       Payable
                                       Additions                        Benefits                  Benefit            Value                Value                Value
    1         1,60,200                                             0               0          0   50,00,000                     0                             0                73,649          73,649
    2         1,60,200                                             0               0          0   50,00,000                     0                       96,120               1,55,873        1,55,873
    3         1,60,200                                             0               0          0   50,00,000                     0                      1,68,210              2,47,358        2,47,358
    4         1,60,200                                             0               0          0   50,00,000                     0                      3,20,400              3,48,853        3,48,853
    5         1,60,200                                             0               0          0   50,00,000                     0                      4,00,500              4,61,181        4,61,181
    6         1,60,200                                             0               0          0   50,00,000                     0                      4,80,600              5,85,235        5,85,235
    7         1,60,200                                             0               0          0   50,00,000                     0                      5,60,700              7,21,965        7,21,965
    8                 0                                            0               0          0   50,00,000                     0                      6,27,984              7,63,337        7,63,337
    9                 0                                            0               0          0   50,00,000                     0                      6,84,054              8,06,992        8,06,992
    10                0                                            0               0          0   50,00,000                     0                      7,51,338              8,53,016        8,53,016
    11                0                                            0               0          0   50,00,000                     0                      8,18,622              9,01,493        9,01,493
    12                0                                            0               0          0   50,00,000                     0                      8,85,906              9,52,502        9,52,502
    13                0                                            0               0          0   50,00,000                     0                      9,41,976             10,06,114       10,06,114
    14                0                                            0               0          0   50,00,000                     0                    10,09,260              10,62,393       10,62,393
    15                0                                            0               0 11,21,400    50,00,000                     0                             0                     0                  0
Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).
I , have explained the premiums/ charges, and benefits under the policy fully to the                           I Abc ,having received the information with respect to the above, have understood the
prospect / policyholder.                                                                                       above statement before entering into the contract.
Place :
 Date :                                        Signature of Agent/ Intermediary/ Official                      Date:                                              Signature of Prospect / Policyholder
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