LOGIN WITH
LOGIN PAGE USERNAME AND PASSWORD
COMPANY CODE
New Application
APPROVED
Pre-Approval
Pending FI
STAGE WISE APP
Activity Monitor
Fi Agency
DASHBOARD PAGE FI Executive
PD Details
Send Back Loan
EMI Calculator
Thru offline Aadhaar
Direct Feeding and
Continue with OCR
NEW CUSTROMER PAGE
(API INTEGRATION)
NAME,
PRIMARY MOBILE NUMBER
SECONDARY MOBILE NUMBER
WHATSAPP NUMBER
INDIVIDUAL OR NON INDIVIDUAL
EMAIL,
DOB,
GENDER,
COUNTRY
STATE
DISTRICT
TEHSIL
PINCODE
PROFILE SECTION PAGE ADDRESS LINE 1
ADDRESS LINE 2
RELATION (S/O, W/O, D/O) NAME
FATHERS NAME
MOTHERS NAME
"+" ADD LIVE PHOTO CUSTOMER
"PERMNAMNT & RESIDENCE SECTION OPTIONS" tick catagory
"+" ADD ADDRESS SECTION BUTTON
AADHAAR
PAN
DL
PASSPORT NO
RATION CARD
PROFILE DOCUMENT VERIFY VOTER ID
PAGE UDYOG ADHAAR
(API INTEGRATION)
OCCUPATION 1
OCCUPATION 2
MONTHLY INCOME OR ANNUAL INCOME
DESIGNATION
COMPANY
QUALIFICATION
SEGMENT:
SALARIED JOB
BUSINESS
SELF EMPLOYED
UNEMPLOYED
OTHERS
PROFILE FINANCIAL DETAILS
PAGE INDUSTRY TYPE:
MANUFACTURING
SALES
IT
GOVERNMENT
AGRICULTURE
BANKING
Add 1. Co-Borrower "+"
2. Co-Borrower
Add 1. Gaurantor
2. Gaurantor
ADD CO-BORROWER
(same process as borrower)
Payment option :
Cash
Upi
LOGIN FEES Bank Transfer
"+" Generate Reciept and attach section
Check Payment Confirmation
OPERATION DEPT(web) if received go for the next stage
If login fees received cibil will autometic generate of borower & co- Borower
CIBIL Generation
Also shown in both App or Web
CIBIL VERIFY
>650 - Approved and go for the next Stage
otherwise, IF <650-To Head Credit
CREDIT Head
Credit Bureau Check Check Cibil Score
if Cibil is Less Than
650 Shlould Mention Reasons for approved, Cancel or stay at Pending Stage
NAME OF PROPERTY OWNER
HOUSE NO
FLOOR NO
PLOT NO
BUILDING NAME
VILLAGE
TOWN
COUNTRY
STATE
DISTRICT
TEHSIL
TALUKA
PINCODE
ADDRESS
EXECUTIVE NAME
SURVEY NO
Property Details NATURE OF PROPERTY
TOTAL AREA
UNIT
AREA TYPE
LOCALITY
CONSTRUCTED AREA
"+" Add Property Documents Upload Section
"+" Add Property Images upload section from all angles inside and outside with longitude and latitude cordinates using GPS
Documents Uploadation of Income
Income Details Business Photos With Customer Selfie
CIBIL SCORE
FILE CHARGES
REFERENCE
LOAN CARD PAGE INSTRUMENTS
DO LETTER
BM VISIT
SALES APP START (LOS)
LOGIN PAGE
DASHBOARD PAGE
NEW CUSTROMER PAGE
PROFILE SECTION PAGE
PROFILE DOCUMENT VERIFY PAGE
PROFILE FINANCIAL DETAILS PAGE
ADD CO-BORROWER (SAME AS BORROWER PROCESS)
OPERATION DEPT. Credit Bureau Check
Check Payment CIBIL VERIFY
Confirmation >650 - Approved and go for the next Stage
if received go for the Otherwise, IF <650-To Head Credit
LOGIN FEES next stage Check Cibil Score if Cibil is Less Than 650
Shlould Mention Reasons for approved,
Cancel or stay at Pending Stage
PROPERTY DETAILS PAGE
Income Details
LOAN CARD PAGE
SUBMIT
FEE COLLECTION BASIS OF LOAN CUSTOMERS ASSETS FINANCED
Customer Name Logic/Reason of Finance CREATE / ADD NAME OF PROPERTY OWNER
PROPERTY New/Existing HOUSE NO
OrganizationFee AUTO LOAN Add reference FLOOR NO
Type LAP Individual/Other PLOT NO
Date DAILY AsCustomer Id BUILDING NAME
Amount NameRelation VILLAGE
Charges L.Loan# TOWN
Mode Latest AssetL COUNTRY
Cheque No .Regn.Nos STATE
Charge Type DISTRICT
Charge Name TEHSIL
Charge Method TALUKA
Charge Rate PINCODE
Tax Incl ADDRESS
Tax Rate EXECUTIVE NAME
Charge Amt. SURVEY NO
Tax Amount NATURE OF PROPERTY
Final Amt. TOTAL AREA
Balance UNIT
AREA TYPE
LOCALITY
CONSTRUCTED AREA
FINANCIAL DETAILS INSTRUMENTS CIBIL
Loan Amount Loan Date : * Customer Name
Asset Cost * Date Login
Body End Date : DateTime
Amount Re-Payment Mode* Score V1
Discount NACH Score V2
Amount Date of First EMI : * No of Accounts
Net Cost Next EMI Date : * Overdue
Amount Accounts
No. of Assets * Zero Balance Accounts
Margin Amount Settled Cases
Deposited With Suit Filed Cases
Dealer Loss Cases
Loan Amount * Written Off Cases
LTV% No.of Enquiries
Rate Current Balance
Repayment Type Own Default %
Instalments Guarantor Default %
Instalment Type Rating
Instalment Decision
Frequency
Monthly
Tenure
In Days
No.of Instalments *
Adv. Instalments
Interest Method
Rate Input Method
Rate (Instalment)
Interest Amount
EMI OD rate per month
EMI OD rate
Save Defaults
Charges
Tax Date
Charge Type *Charge
Name *Charge Method
*Charge RateTax InclTax
PD FI FINANCIAL ANALYSIS CREDIT APPRAISAL
Telephone Verification (TVR) Type Loan Calculation CAM
Customer Phone No Completed On Linked Business / Salaried Credit Report
LoginResult Remark AS/New/Existing Monthly Income / Summary Cam
PD Branch Customer SalaryMargin % / Net PRE APRROVAL
CustomerCompleted Details Salary Eligle for APPROVAL
OnLoginRemark Status EMIMargin / Net Salary
PD Credit AssignedResult in Amt
CustomerCompleted Expenses
OnLoginResultRemark Loan Amount
PD Final Net Income / Salary
CustomerCompleted Available for EMI
OnLoginResultRemark Interest RateTenure
Calculated Loan
AmountFOIR/DBR %
LTV Amt
Max
Loan Amt
NACH DOCUMENTS STATEMENTS
Loan No Document Attachment Statement Of Account
Branch Name Loan Application Loan A/c# *
Mobile Borrower From
ChqNo Co-borrower To
ChqDate Bank Guarantor View Type
Amount ReceivedOn Anchor Accounts Combined
Present In Bank Director View as HTML
PresentedOn Partner View as Excel
Bounced Represented Asset Legal View as PDF
BankDate Charges Operations
BounceReason View As Pdf
StopDate Mode View As Xls
WEB PORTAL
LOGIN PAGE
DASHBOARD PAGE
LOS
LMS
COLLECTION
COLLECTION
FINANCIAL ACCOUNTING
MAINTAINANCE
WEB PORTAL
LOGIN WITH
USERNAME AND PASSWORD
COMPANY CODE
MODULES :
1. LOS - APPLICATION TO APPROVAL
2. LMS - LOAN LIFECYCLE MANAGEMENT
3. COLLECTION - DELIQUENCY CLASSIFICATION & ALLOCATION
4. FINANCIAL ACCOUNTING - LEDGER & ACCOUNTING MODULES
5. TERM DEPOSIT - DEPOSIT AND DEBENTURES OF CUSTOMER
6. MAINTAINENCE - MODULE MASTERS MANAGED BY ADMIN
7. SETTINGS - SOFTWARE MODULE MANAGED BY SOFTWARE VENDOR
AFTER SUBMITTING FROM APP
TASK CENTER - OPERATION DEPT RECIEVE TASKS AS PER ROLE
LOAN FOR APPROVAL :
1. FEE COLLECTION
2.BASIS OF LOAN
3. CUSTOMERS
4. ASSETS FINANCED
5. FINANCIAL DETAILS
6. CHARGES
7. INSTRUMENTS
8. BUREAU (CIBIL)
9. TVR, BRANCH PD, CREDIT PD, FINAL PD
10. FIELD INVESTIGATION (FI)
11. FINANCIAL ANALYSIS
12. CREDIT APPRAISAL
13. CUSTOMER 360 CENTRE
14. DISBURSAL PLAN
15. PAYMENT PLAN
16. REPAYMENT SHEDULE
17. REPOSSESSED
18. LEGAL
19. NACH
20. DOCUMENTS
21. STATEMENTS
COLLECTION REPORTS :
Statement of Account
Balances
Defaulters List
Defaulters List XLS
NPA Report
Due/Received
Performance
Delinquency
Portfolio Analysis
Repossession Status
Collection Report
Field Staff Location History -Map
ALLOCATION :
Executive Loan Allocation
NPA Report
Due/Received
Performance
Delinquency
Portfolio Analysis
Repossession Status
Collection Report
Field Staff Location History -Map
ALLOCATION :
Executive Loan Allocation
Executive Bucket Allocation
Collection Exec. Sub Location Allocation
Collection Exec. Branch
FI Allocation
VOUCHER:
Payment
Receipt
Journal
Contra
Voucher Editing
Voucher Authorize
Voucher Log
Receipt Import
Journal Import
Payment Import
Notional Import
REPORTS :
Account Books
Cash Book
Cash Book with Transfer
Bank Book
Bank Reconciliation
Ledger
Ledger Summary
Trial Balance
Balance Sheet
Sub Trial Balance
Accounts Openings
Sub-Accounts Opening
Account Balances Branch wise
Cost Center Report
Daily & Monthly Cash Report
Receipt Book
Month Expense Summary
Branch Wise Income And Expenses Report
Interest Calculation
Cash Funds Flow
Cheque Issue Register
TDS Liability Report
LEAD MASTER:
Source
Status
Asset
CUSTOMER MASTER:
Country
State
District
Tehsil
City
Village
Station
Qualification
Income Slabs
Segment
Industry Type
Industry
Occupation
K.Y.C.
Name Prefix
Name Suffix
Relations
Religion
Caste
Loan Masters:
Location
Sub Location
Accounting Category
Accounting Category Defaults
Scheme
Asset Type
Cibil Type
Bureau Name
Product
Purpose
Advertisement Media
Advertisement
DMA
Dealer Executive
Dealer
Auto Loan
Documents
Loan Group
Application Stage
Credit Bureau Reason
Bureau Score - Rate
Stage Reason
Credit Recommendation
Buckets
NPA Slabs
Bounced Reason
Letter Templates+B83:B178
Letter Code
Channel Partner
Expenses
Deviations
Stage Reason
Credit Recommendation
Buckets
NPA Slabs
Bounced Reason
Letter Templates+B83:B178
Letter Code
Channel Partner
Expenses
Deviations
Route
Legal
Repossession Yard
Vendors
About Section
Nature Property
Police Station
Insurance Calculator
Type of Cover - Insurance
RC Agent
