CONSUMER CIR
CONSUMER: Sandeep Yadav DATE: 07-02-2025
MEMBER ID: BP03369977_CIRC2CNPE TIME: 12:08:18
MEMBER REFERENCE NUMBER: 2715185004 CONTROL NUMBER: 008704388192
CONSUMER INFORMATION:
NAME: SANDEEP YADAV
DATE OF BIRTH: 07-05-1999 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE 738 1. HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS IN PAST 6 MONTHS
2. LOW CREDIT AGE
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BDHPY0261J
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
OFFICE PHONE 7697144611
MOBILE PHONE 7697144611
EMAIL CONTACT(S):
EMAIL ADDRESS
SANDEEP52340@GMAIL.COM
NULL@GMAIL.COM
ADDRESS(ES):
ADDRESS : GUNA,MADHYA PRADESH,473101 ,MADHYA PRADESH ,473101
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-10-2021
ADDRESS : C/O MUKUT YADAV, NIWASI RAYPURA, POST ,BARKHEDA HAT, TEHSIL ARON, ZILA GUNA, ,AROUN ARON, GUNA, ARON, MADHYA PRADESH, ,INDIA, ,GUNA ,MADHYA
PRADESH ,473101
CATEGORY: PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED: 14-06-2021
ADDRESS (e) : HNO.21 SAGABARKHEDA ,MADHYA PRADESH ,473101
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: OWNED DATE REPORTED: 25-03-2020
EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
GOLD LOAN 31-12-2024 Others Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:10 HIGH CR/SANC. AMT:8,11,802 CURRENT:4,16,954 RECENT:16-12-2024
OVERDUE:0 OVERDUE: OLDEST:21-08-2021
ZERO-BALANCE:7
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 29 1 7 16 23-01-2025
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:16-12-2024 SANCTIONED:2,04,500
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-01-2025 CURRENT BALANCE:2,06,928
TYPE:GOLD LOAN PMT HIST START:01-01-2025 EMI:2,13,005
OWNERSHIP:INDIVIDUAL PMT HIST END:01-12-2024 REPAYMENT TENURE:6
COLLATERAL TYPE:GOLD LAST PAYMENT:16-12-2024 INTEREST RATE:9.200
COLLATERAL VALUE:291242
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD
01-25 12-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:13-09-2024 SANCTIONED:23,999
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:15-01-2025 CURRENT BALANCE:11,999
TYPE:CONSUMER LOAN PMT HIST START:01-01-2025 EMI:3,000
OWNERSHIP:INDIVIDUAL PMT HIST END:01-09-2024 PAYMENT FREQUENCY: Monthly
LAST PAYMENT:02-12-2024 REPAYMENT TENURE:8
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000
01-25 12-24 11-24 10-24 09-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:10-05-2024 SANCTIONED:1,97,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-01-2025 CURRENT BALANCE:1,98,027
TYPE:GOLD LOAN PMT HIST START:01-01-2025 EMI:2,14,041
OWNERSHIP:INDIVIDUAL PMT HIST END:01-05-2024 REPAYMENT TENURE:12
COLLATERAL TYPE:GOLD INTEREST RATE:8.65
COLLATERAL VALUE:280880
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD
01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:02-09-2023 SANCTIONED:20,900
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-06-2024 CURRENT BALANCE:0
TYPE:CONSUMER LOAN CLOSED:07-05-2024 PAYMENT FREQUENCY: Monthly
OWNERSHIP:INDIVIDUAL PMT HIST START:01-06-2024
PMT HIST END:01-09-2023
LAST PAYMENT:02-04-2024
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000
06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:16-05-2023 SANCTIONED:1,62,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2024 CURRENT BALANCE:0
TYPE:GOLD LOAN CLOSED:10-05-2024 EMI:1,75,808
OWNERSHIP:INDIVIDUAL PMT HIST START:01-05-2024 REPAYMENT TENURE:12
COLLATERAL TYPE:GOLD PMT HIST END:01-05-2023 INTEREST RATE:9.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:17-05-2022 SANCTIONED:1,61,400
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05-2023 CURRENT BALANCE:0
TYPE:GOLD LOAN CLOSED:15-05-2023 ACTUAL PAYMENT:1,79,039
OWNERSHIP:INDIVIDUAL PMT HIST START:01-05-2023
PMT HIST END:01-05-2022
LAST PAYMENT:15-05-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:13-11-2021 SANCTIONED:5,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-12-2021 CURRENT BALANCE:0
TYPE:PERSONAL LOAN CLOSED:09-12-2021 PAYMENT FREQUENCY: Monthly
OWNERSHIP:INDIVIDUAL PMT HIST START:01-12-2021
COLLATERAL TYPE:NO COLLATERAL PMT HIST END:01-11-2021
LAST PAYMENT:09-12-2021
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
12-21 11-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:13-10-2021 SANCTIONED:10,000
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-11-2021 CURRENT BALANCE:0
TYPE:PERSONAL LOAN CLOSED:01-11-2021 PAYMENT FREQUENCY: Monthly
OWNERSHIP:INDIVIDUAL PMT HIST START:01-11-2021 INTEREST RATE:0.00
COLLATERAL TYPE:NO COLLATERAL PMT HIST END:01-10-2021
LAST PAYMENT:01-11-2021
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000
11-21 10-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:21-09-2021 SANCTIONED:9,603
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:23-11-2023 CURRENT BALANCE:0
TYPE:PERSONAL LOAN CLOSED:08-06-2023
OWNERSHIP:INDIVIDUAL PMT HIST START:01-11-2023
PMT HIST END:01-11-2021
LAST PAYMENT:08-06-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 XXX XXX XXX XXX 000 565 537 502 473 510 417 382 347 313 292 262 228
11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22
199 171 130 108 074 053 018
05-22 04-22 03-22 02-22 01-22 12-21 11-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:21-08-2021 SANCTIONED:17,400
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-04-2022 CURRENT BALANCE:0
TYPE:CONSUMER LOAN CLOSED:27-04-2022 EMI:2,173
OWNERSHIP:INDIVIDUAL PMT HIST START:01-04-2022 PAYMENT FREQUENCY: Monthly
PMT HIST END:01-08-2021 REPAYMENT TENURE:9
LAST PAYMENT:26-04-2022 ACTUAL PAYMENT:2,175
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 030 000 000 000 000 000 000 000
04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
IDFC FIRST BANK 23-01-2025 PROPERTY LOAN 8,00,000
NOT DISCLOSED 16-12-2024 GOLD LOAN 2,04,500
NOT DISCLOSED 04-10-2024 PERSONAL LOAN 4,000
NOT DISCLOSED 26-08-2024 OTHER 2,50,000
NOT DISCLOSED 22-05-2024 HOUSING LOAN 10,00,000
NOT DISCLOSED 21-05-2024 CREDIT CARD 50,000
NOT DISCLOSED 15-05-2024 HOUSING LOAN 10,00,000
NOT DISCLOSED 03-05-2024 OTHER 1,00,000
NOT DISCLOSED 15-01-2024 OTHER 1,50,000
NOT DISCLOSED 29-12-2023 GOLD LOAN 1,62,000
NOT DISCLOSED 20-12-2023 CREDIT CARD 50,000
NOT DISCLOSED 14-12-2023 CREDIT CARD 50,000
NOT DISCLOSED 12-12-2023 OTHER 1,50,000
NOT DISCLOSED 27-11-2023 OTHER 1,50,000
NOT DISCLOSED 14-09-2023 OTHER 1,50,000
NOT DISCLOSED 01-09-2023 CONSUMER LOAN 20,900
NOT DISCLOSED 22-08-2023 BUSINESS LOAN – SECURED 10,00,000
NOT DISCLOSED 21-07-2023 BUSINESS LOAN – GENERAL 1
NOT DISCLOSED 26-06-2023 OTHER 25,50,000
NOT DISCLOSED 26-06-2023 PROPERTY LOAN 25,50,000
NOT DISCLOSED 08-06-2023 PROPERTY LOAN 15,00,000
NOT DISCLOSED 29-05-2023 PERSONAL LOAN 7,914
NOT DISCLOSED 24-04-2023 PERSONAL LOAN 7,914
NOT DISCLOSED 02-04-2023 CONSUMER LOAN 4,000
IDFC FIRST BANK 24-10-2022 CONSUMER LOAN 10,000
NOT DISCLOSED 25-07-2022 CREDIT CARD 50,000
NOT DISCLOSED 17-05-2022 GOLD LOAN 1,99,000
NOT DISCLOSED 24-03-2022 CONSUMER LOAN 4,000
NOT DISCLOSED 03-03-2022 KISAN CREDIT CARD 1,00,000
END OF REPORT ON SANDEEP YADAV
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submitted by its various members ("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL.
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TransUnion CIBIL CIN : U72300MH2000PLC128359
