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Prepared For

ODOM AMBER
Personal & Confidential

Date Generated Feb 5, 2024

Report Number 3195-6129-07

At a Glance 28 Accounts 0 Public Records 1 Hard Inquiries

Personal Information

5 Names 15 Addresses 1 SSN Variations 2 Employers 3 Other Records

Because your personal information is reported by you, your creditors, and other sources, it's typical to see small variations in reported personal information, like
names and addresses. For security reasons, many of these items can't be disputed online, but don't worry—they don't affect your credit score.

Names

AMBER ODOM AMBER L ODOM AMBER LEIGH ODOM AMBER LEIGH ODOM

Name ID #31497 Name ID #2312 Name ID #12418 Name ID #20996

AMBER LEE ODOM

Name ID #5423
Addresses

2201 BEAU WEST CT 10621 CACTUS WREN CT 5530 CANYON RD APT918 3201 DONNELLY CIR APT307
GRANBURY TX, 76049-8085 FORT WORTH TX, 76108-1455 BENBROOK TX, 76126-1818 FORT WORTH TX, 76107-5439

Address ID #0714890806 Address ID #0912908955 Address ID #0588802460 Address ID #0149223247

Single family Single family Apartment complex Apartment complex

3201 DONNELLY CIR APT301 2855 RANCH HOUSE W DR 2914 SAN ROCENDO ST 2914 SAN ROCENDO ST #A
FORT WORTH TX, 76107-5439 APT211 APT4132 FORT WORTH TX, 76116-0675
Address ID #0149223242 FORT WORTH TX, 76116-0728 FORT WORTH TX, 76116-0677 Address ID #0725111531
Apartment complex Address ID #0364186441 Address ID #0586589817 Apartment complex
Apartment complex Apartment complex

2512 VIA NICOLA APT2614 7770 BRANDI PL 849 NEWPORT RD 1129 LIVINGSTON DR
FORT WORTH TX, 76109-6531 NORTH RICHLAND HILLS TX, FORT WORTH TX, 76120-2827 HURST TX, 76053-4105
Address ID #0573292513 76182-4691 Address ID #0149444686 Address ID #0148988140
Apartment complex Address ID #0149639213 Single family Single family
Single family

2914 SAN ROCENDO ST 5530 CANYON RD APT918918 CANYON ROAD APT 918
FORT WORTH TX, 76116-0675 BENBROOK TX, 76126-1817 BENBROOK TX, 76126

Address ID #0575442690 Address ID #0899022793 Address ID #0897602135

Multifamily Apartment complex Apartment complex
Social Security Numbers Only variations from the number you provided to us are displayed.

XXX-XX-7258

Year of Birth

1985

Phone Numbers

(817) 284-0363 (817) 894-1616

Residential Cellular
 Employers

TEXAS HEALTH HUGHLEY CHEDDARS

Accounts
Includes credit cards, real estate loans and installment loans. This information is reported to the credit bureaus from your creditors.

AFFIRM INC

 Account Info
Account Name AFFIRM INC Balance -

Account Number BLIBXXXX Balance Updated -

Account Type Unsecured Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 08/20/2020 Original Balance $1,783
Status Paid, Closed/Never late. Highest Balance -
Status Updated Sep 2021 Terms 18 Months
On Record Until Sep 2031

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2021         CLS — — —

2020 — — — — — — — —    

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Sep 2031.

 Contact Info
Address 650 CALIFORNIA ST FL 12,
SAN FRANCISCO CA 94108
Phone Number (855) 423-3729

 Comment

Current:

None
Previous:

Affected by natural or declared disaster.

Mar 2021 to May 2021

AMERICAN EXPRESS

 Account Info
Account Name AMERICAN EXPRESS Balance -

Account Number 3499924703268483 Balance Updated -

Account Type Credit card Recent Payment -

Responsibility Individual Monthly Payment -

Date Opened 06/29/2017 Credit Limit $2,000
Status Paid, Closed/Never late. Highest Balance $0
Status Updated May 2018 Terms -
On Record Until May 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018     CLS — — — — — — —

2017 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2028.

 Contact Info
Address PO BOX 981537,
EL PASO TX 79998
Phone Number (800) 874-2717

 Comment
Current:

Account closed at consumer's request.

Previous:

None

BANK OF AMERICA

 Account Info
Account Name BANK OF AMERICA Balance -

Account Number 440066XXXXXXXXXX Balance Updated -

Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 11/10/2015 Credit Limit $14,000
Status Paid, Closed/Never late. Highest Balance $13,603
Status Updated May 2023 Terms -
On Record Until May 2033

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023 CLS CLS CLS CLS CLS — — — — — — —

2022 CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS

2021            CLS

2020            

2019            

2018            
 2017            

2016 — — — — —       

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2033.

 Balance Histories

Date Balance Scheduled Payment Paid

Apr 2023 $38 $38 $0 on 4/4/2023

Mar 2023 $2,267 $71 $0 on 2/13/2023

Feb 2023 $11,718 $368 $0 on 1/27/2023

Jan 2023 $11,864 $374 $0 on 1/4/2023

Dec 2022 $11,968 $362 $0 on 11/26/2022

Nov 2022 $12,090 $367 $0 on 11/1/2022

Oct 2022 $12,204 $363 $0 on 9/30/2022

Sep 2022 $12,327 $367 $0 on 8/31/2022

Aug 2022 $12,480 $371 $0 on 8/1/2022

Jul 2022 $12,631 $361 $0 on 7/4/2022

Jun 2022 $12,793 $364 $0 on 6/1/2022

May 2022 $12,914 $354 $0 on 4/27/2022

Apr 2022 $13,086 $367 $0 on 4/2/2022

Mar 2022 $13,192 $345 $0 on 3/4/2022

Feb 2022 $13,348 $371 $0 on 2/1/2022

Additional info
Between Feb 2022 and Apr 2023, your credit limit/high balance was $14,000

 Contact Info
Address PO BOX 982238,
EL PASO TX 79998
Phone Number (800) 421-2110
 Comment
Current:

Account closed at consumer's request.

Previous:

Account closed at consumer's request.

Dec 2021 to Apr 2023

BANK OF AMERICA

 Account Info
Account Name BANK OF AMERICA Balance -
Account Number 552433XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 02/09/2018 Credit Limit $12,000
Status Paid, Closed/Never late. Highest Balance $16,667
Status Updated May 2023 Terms -
On Record Until May 2033

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023 CLS CLS CLS CLS CLS — — — — — — —

2022 CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS CLS

2021            CLS

2020            

2019            

2018 — —          

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2033.

 Balance Histories

Date Balance Scheduled Payment Paid

Apr 2023 $53 $53 $0 on 4/4/2023

Mar 2023 $3,160 $91 $0 on 2/13/2023

Feb 2023 $9,100 $275 $0 on 1/27/2023

Jan 2023 $9,214 $279 $0 on 1/4/2023

Dec 2022 $9,294 $270 $0 on 11/26/2022

Nov 2022 $9,388 $274 $0 on 11/4/2022

Oct 2022 $9,476 $270 $0 on 9/30/2022

Sep 2022 $9,571 $273 $0 on 8/31/2022

Aug 2022 $9,691 $276 $0 on 8/1/2022

Jul 2022 $9,809 $269 $0 on 7/4/2022

Jun 2022 $9,937 $270 $0 on 6/1/2022

May 2022 $10,033 $263 $0 on 4/27/2022

Apr 2022 $10,169 $272 $0 on 4/4/2022

Mar 2022 $10,252 $256 $0 on 3/4/2022

Feb 2022 $10,372 $276 $0 on 2/4/2022

Additional info
Between Feb 2022 and Apr 2023, your credit limit/high balance was $12,000

 Contact Info
Address PO BOX 982238,
EL PASO TX 79998
Phone Number (800) 421-2110

 Comment
Current:

Account closed at consumer's request.

Previous:
 Account closed at consumer's request.
Dec 2021 to Apr 2023

BARCLAYS BANK DELAWARE

 Account Info
Account Name BARCLAYS BANK DELAWARE Balance $3,541

Account Number 000319XXXXXXXXX Balance Updated 01/21/2024

Account Type Credit card Recent Payment $105 as of 1/16/2024
Responsibility Individual Monthly Payment $105
Date Opened 11/20/2018 Credit Limit $3,850
Status Open/Never late. Highest Balance $7,514
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020            

2019            

2018 — — — — — — — — — —  

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $3,550 $63 $300 on 12/18/2023

Nov 2023 $2,558 $62 $62 on 11/16/2023

Oct 2023 $2,583 $65 $100 on 10/16/2023

 Sep 2023 $2,645 $66 $66 on 9/16/2023

Aug 2023 $2,672 $66 $100 on 8/16/2023

Jul 2023 $2,739 $71 $234 on 7/7/2023

Jun 2023 $2,933 $69 $69 on 6/16/2023

May 2023 $2,960 $71 $100 on 5/16/2023

Apr 2023 $2,935 $73 $150 on 4/4/2023

Mar 2023 $3,043 $116 $716 on 3/10/2023

Feb 2023 $3,715 $152 $2,800 on 2/14/2023

Jan 2023 $6,435 $146 $146 on 1/13/2023

Dec 2022 $6,421 $145 $145 on 12/16/2022

Nov 2022 $6,377 $142 $142 on 11/16/2022

Oct 2022 $6,437 $137 $137 on 10/12/2022

Sep 2022 $6,260 $137 $137 on 9/16/2022

Aug 2022 $6,209 $132 $132 on 8/16/2022

Jul 2022 $6,265 $131 $131 on 7/15/2022

Jun 2022 $6,327 $127 $130 on 6/9/2022

May 2022 $6,378 $129 $140 on 5/12/2022

Apr 2022 $6,439 $114 $115 on 4/15/2022

Mar 2022 $5,975 $128 $128 on 3/16/2022

Feb 2022 $6,359 $128 $128 on 2/16/2022

Additional info
Between Feb 2023 and Dec 2023, your credit limit/high balance was $3,850

Between Feb 2022 and Jan 2023, your credit limit/high balance was $6,500

 Contact Info
Address PO BOX 8803,
WILMINGTON DE 19899
Phone Number (888) 232-0780
BRAND SOURCE/CITI CBNA

 Account Info
Account Name BRAND SOURCE/CITI CBNA Balance -
Account Number 603554XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 03/12/2019 Credit Limit $3,500
Status Paid, Closed/Never late. Highest Balance $1,468
Status Updated Mar 2023 Terms -
On Record Until Mar 2033

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023   CLS — — — — — — — — —

2022            

2021            

2020            

2019 — —          

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Mar 2033.

 Balance Histories

Date Balance Scheduled Payment Paid

Feb 2023 $0 $0 $0 on 3/6/2020

Jan 2023 $0 $0 $0 on 3/6/2020

Dec 2022 $0 $0 $0 on 3/6/2020

Nov 2022 $0 $0 $0 on 3/6/2020

Oct 2022 $0 $0 $0 on 3/6/2020

Sep 2022 $0 $0 $0 on 3/6/2020

 Aug 2022 $0 $0 $0 on 3/6/2020

Jul 2022 $0 $0 $0 on 3/6/2020

Jun 2022 $0 $0 $0 on 3/6/2020

May 2022 $0 $0 $0 on 3/6/2020

Apr 2022 $0 $0 $0 on 3/6/2020

Mar 2022 $0 $0 $0 on 3/6/2020

Feb 2022 $0 $0 $0 on 3/6/2020

Additional info
Between Feb 2022 and Feb 2023, your credit limit/high balance was $3,500

 Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117
Phone Number (800) 950-5114

 Comment
Current:

Account closed at credit grantor's request.

Previous:

None

CAPITAL ONE

 Account Info
Account Name CAPITAL ONE Balance -
Account Number 414709XXXXXXXXXX Balance Updated -
Account Type Credit Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 09/20/2014 Credit Limit $10,000
Status Paid, Closed/Never late. Highest Balance $9,927
 Status Updated Sep 2020 Terms -
On Record Until Sep 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020         CLS — — —

2019            

2018            

2017            

2016            

2015            

2014 — — — — — — — — —   

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Sep 2030.

 Contact Info
Address PO BOX 31293,
SALT LAKE CITY UT 84131
Phone Number (800) 955-7070

 Comment

Current:

Account closed at consumer's request.

Previous:

None

CITI CARDS/CITIBANK

 Account Info
Account Name CITI CARDS/CITIBANK Balance -
 Account Number 542418XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 05/15/2015 Credit Limit $1,000
Status Paid, Closed/Never late. Highest Balance $885
Status Updated Nov 2017 Terms -
On Record Until Nov 2027

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2017           CLS —

2016            

2015 — — — —        

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Nov 2027.

 Contact Info
Address PO BOX 6241,
SIOUX FALLS SD 57117
Phone Number (800) 950-5114

 Comment
Current:

Closed due to inactivity

Previous:

None

CITI CARDS/CITIBANK

 Account Info
 Account Name CITI CARDS/CITIBANK Balance $2,440
Account Number 542418XXXXXXXXXX Balance Updated 01/10/2024
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment $61
Date Opened 02/15/2013 Credit Limit $6,860
Status Open/Never late. Highest Balance $10,972
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020            

2019            

2018            

2017 —           

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $2,457 $67 $0 on 11/29/2023

Nov 2023 $2,515 $65 $0 on 11/4/2023

Oct 2023 $2,540 $65 $0 on 10/7/2023

Sep 2023 $2,649 $72 $0 on 9/11/2023

Aug 2023 $2,665 $68 $0 on 8/6/2023

Jul 2023 $2,695 $71 $0 on 7/6/2023

Jun 2023 $2,900 $80 $0 on 6/5/2023

May 2023 $2,952 $73 $0 on 5/5/2023

Apr 2023 $3,008 $81 $0 on 3/21/2023

 Mar 2023 $3,057 $88 $0 on 3/9/2023

Feb 2023 $6,755 $186 $0 on 1/28/2023

Jan 2023 $8,852 $220 $0 on 12/11/2022

Dec 2022 $8,652 $223 $0 on 12/11/2022

Nov 2022 $8,479 $206 $0 on 11/8/2022

Oct 2022 $8,556 $207 $0 on 10/10/2022

Sep 2022 $8,651 $216 $0 on 8/31/2022

Aug 2022 $8,934 $203 $0 on 7/9/2022

Jul 2022 $8,820 $209 $0 on 7/9/2022

Jun 2022 $8,898 $196 $0 on 6/8/2022

May 2022 $8,481 $185 $0 on 5/3/2022

Apr 2022 $8,590 $197 $0 on 4/6/2022

Mar 2022 $8,660 $181 $0 on 3/8/2022

Feb 2022 $8,766 $186 $0 on 2/4/2022

Additional info
Between Feb 2023 and Dec 2023, your credit limit/high balance was $6,860

Between Sep 2022 and Jan 2023, your credit limit/high balance was $8,750

Between Mar 2022 and Aug 2022, your credit limit/high balance was $8,990

Between Feb 2022 and Feb 2022, your credit limit/high balance was $9,610

 Contact Info
Address PO BOX 6241,
SIOUX FALLS SD 57117
Phone Number (800) 950-5114

COLLECTION MANAGEMENT CO
POTENTIALLY NEGATIVE

 Account Info
Account Name COLLECTION MANAGEMENT CO Balance $1,282
 Account Number 244446XX Balance Updated 01/18/2024
Account Type Collection Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 08/15/2022 Original Balance $1,282
Status Collection account. $1,282 past Highest Balance -
due as of Jan 2024. Terms 1 Months
Status Updated Aug 2022 On Record Until Jun 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024 C — — — — — — — — — — —

2023 — — C C C C C C C C C C
C Collection

Payment history guide

Collection as of Jan 2024, Jan 2024, Dec 2023, Nov 2023, Oct 2023, Oct 2023, Sep 2023, Sep 2023, Aug 2023, Jul 2023, Jun 2023, Jun 2023, May 2023, Apr 2023, Apr
2023, Mar 2023

This account is scheduled to continue on record until Jun 2028.

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $1,282 $0 $0

Nov 2023 $1,282 $0 $0

Oct 2023 $1,282 $0 $0

Sep 2023 $1,282 $0 $0

Aug 2023 $1,282 $0 $0

Jul 2023 $1,282 $0 $0

Jun 2023 $1,282 $0 $0

May 2023 $1,282 $0 $0

Apr 2023 $1,282 $0 $0

Mar 2023 $1,282 $0 $0

 Additional info
The original amount of this account was $1,282

 Historical Info

Original Creditor MEDSTAR MOBILE HEALTHCARE

 Contact Info
Address 661 ANDERSEN DR STE 110,
PITTSBURGH PA 15220
Phone Number (800) 458-6357

COMENITY BANK/EXPRESS

 Account Info
Account Name COMENITY BANK/EXPRESS Balance -
Account Number 34095XXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 10/10/2011 Credit Limit $250
Status Paid, Closed/Never late. Highest Balance $145
Status Updated May 2018 Terms -
On Record Until May 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018     CLS — — — — — — —

2017            

2016 ND ND ND ND ND       

2015 ND ND ND ND ND ND ND ND ND ND ND ND

2014 ND ND ND ND ND ND ND ND ND ND ND ND

2013 ND ND ND ND ND ND ND ND ND ND ND ND

2012  ND ND ND ND ND ND ND ND ND ND ND
 2011 — — — — — — — — — —  

No data for this

 Current / Terms met CLS Closed ND
period

This account is scheduled to continue on record until May 2028.

 Contact Info
Address PO BOX 182789,
COLUMBUS OH 43218

 Comment
Current:

Account closed at credit grantor's request.

Previous:

None

DEPT OF EDUCATION/NELNET

 Account Info
Account Name DEPT OF EDUCATION/NELNET Balance -
Account Number 900000XXXXXXXXX Balance Updated -
Account Type Education Recent Payment -

Responsibility Individual Monthly Payment -

Date Opened 01/17/2014 Original Balance $2,750
Status Paid, Closed/Never late. Highest Balance -
Status Updated Jul 2018 Terms 120 Months
On Record Until Jul 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018       CLS — — — — —
 2017            

2016            

2015            

2014 —           

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jul 2028.

 Contact Info
Address PO BOX 82561,
LINCOLN NE 68501
Phone Number (888) 486-4722

DEPT OF EDUCATION/NELNET

 Account Info
Account Name DEPT OF EDUCATION/NELNET Balance -
Account Number 900000XXXXXXXXX Balance Updated -
Account Type Education Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 01/17/2014 Original Balance $2,250
Status Paid, Closed/Never late. Highest Balance -
Status Updated Apr 2018 Terms 120 Months
On Record Until Apr 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018    CLS — — — — — — — —

2017            

2016            

2015            

2014 —           
  Current / Terms met CLS Closed

This account is scheduled to continue on record until Apr 2028.

 Contact Info
Address PO BOX 82561,
LINCOLN NE 68501
Phone Number (888) 486-4722

GUILD MORTGAGE COMPANY

 Account Info
Account Name GUILD MORTGAGE COMPANY Balance -
Account Number 976100XXXX Balance Updated -
Account Type Mortgage Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 12/02/2019 Original Balance $209,133
Status Closed. Highest Balance -
Status Updated Dec 2019 Terms 30 Years
On Record Until Dec 2029
Mortgage Identification Number 100019997610007878

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019 — — — — — — — — — — — CLS

CLS Closed

This account is scheduled to continue on record until Dec 2029.

 Historical Info
Company Sold LAKEVIEW LOAN SERVICING
 Contact Info
Address 5898 COPLEY DR,
SAN DIEGO CA 92111
Phone Number (858) 560-6330

 Comment
Current:

Purchased by another lender.

Previous:

None

GUILD MORTGAGE COMPANY

 Account Info
Account Name GUILD MORTGAGE COMPANY Balance -
Account Number 976100XXXX Balance Updated -
Account Type Mortgage Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 12/02/2019 Original Balance $6,273
Status Closed/Never late. Highest Balance -
Status Updated Jan 2020 Terms 30 Years
On Record Until Jan 2030
Mortgage Identification Number 100019997610009924

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS — — — — — — — — — — —

2019 — — — — — — — — — — — 

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Jan 2030.

 Contact Info
Address 5898 COPLEY DR,
SAN DIEGO CA 92111
Phone Number (858) 560-6330

 Comment
Current:

Purchased by another lender.

Previous:

None

JPMCB AUTO

 Account Info
Account Name JPMCB AUTO Balance -
Account Number 115222XXXXXXXX Balance Updated -
Account Type Auto Loan Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 08/10/2015 Original Balance $26,778
Status Paid, Closed/Never late. Highest Balance -
Status Updated Oct 2020 Terms 63 Months
On Record Until Oct 2030

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020          CLS — —

2019            

2018            

2017            

2016            

2015 — — — — — — — —    
  Current / Terms met CLS Closed

This account is scheduled to continue on record until Oct 2030.

 Contact Info
Address 700 KANSAS LN MAIL CODE LA,
MONROE LA 71203
Phone Number (800) 336-6675

JPMCB CARD

 Account Info
Account Name JPMCB CARD Balance -
Account Number 426684XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 05/20/2016 Credit Limit $6,800
Status Paid, Closed/Never late. Highest Balance $6,460
Status Updated Nov 2019 Terms -
On Record Until Nov 2029

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019           CLS —

2018            

2017            

2016 — — — — —       

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Nov 2029.

 Contact Info
Address PO BOX 15369,
WILMINGTON DE 19850
Phone Number (800) 945-2000

 Comment
Current:

Account closed at credit grantor's request.

Previous:

None

LOANCARE

 Account Info
Account Name LOANCARE Balance -
Account Number 623004XXXXXXX Balance Updated -
Account Type Mortgage Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 12/02/2019 Original Balance $215,406
Status Paid, Closed/Never late. Highest Balance -
Status Updated Feb 2023 Terms 30 Years
On Record Until Feb 2033
Mortgage Agency Name Fannie Mae ID

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2023  CLS — — — — — — — — — —

2022            

2021            

2020            
  Current / Terms met CLS Closed

This account is scheduled to continue on record until Feb 2033.

 Balance Histories

Date Balance Scheduled Payment Paid

Jan 2023 $205,247 $1,677 $1,677 on 1/5/2023

Dec 2022 $205,549 $1,677 $3,349 on 12/5/2022

Nov 2022 $206,150 $1,672 $0 on 10/5/2022

Oct 2022 $206,150 $1,672 $1,672 on 10/5/2022

Sep 2022 $206,448 $1,672 $3,344 on 9/6/2022

Aug 2022 $207,042 $1,672 $0 on 7/5/2022

Jul 2022 $207,042 $1,672 $3,359 on 7/5/2022

Jun 2022 $207,631 $1,679 $1,679 on 5/5/2022

May 2022 $207,924 $1,679 $0 on 4/5/2022

Apr 2022 $207,924 $1,679 $3,415 on 4/5/2022

Mar 2022 $208,506 $1,707 $1,707 on 2/7/2022

Feb 2022 $208,795 $1,707 $0 on 1/5/2022

Additional info
The original amount of this account was $215,406

 Contact Info
Address 3637 SENTARA WAY,
VIRGINIA BEACH VA 23452
Phone Number (757) 892-1700

MACYS/CBNA

 Account Info
Account Name MACYS/CBNA Balance -
 Account Number 433843XXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 10/10/2011 Credit Limit $2,500
Status Paid, Closed/Never late. Highest Balance $74
Status Updated Feb 2018 Terms -
On Record Until Feb 2028

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2018  CLS — — — — — — — — — —

2017 ND ND ND         

2016 ND ND ND ND ND ND ND ND ND ND ND ND

2015 ND ND ND ND ND ND ND ND ND ND ND ND

2014    CLS ND ND ND ND ND ND ND ND

2013    CLS ND       

2012            

2011 — — — — — — — — —   

No data for this

 Current / Terms met CLS Closed ND
period

This account is scheduled to continue on record until Feb 2028.

 Contact Info
Address PO BOX 6789,
SIOUX FALLS SD 57117
Phone Number (800) 243-6552

 Comment
Current:

Account closed at consumer's request.

Previous:

None
NEBRASKA FURNITURE MART

 Account Info
Account Name NEBRASKA FURNITURE MART Balance $0
Account Number 716108XXXXX Balance Updated 01/06/2024
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment $0
Date Opened 12/02/2019 Credit Limit $4,000
Status Open/Never late. Highest Balance $2,229
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020            

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $0 $0 $0 on 3/10/2023

Nov 2023 $0 $0 $0 on 3/10/2023

Oct 2023 $0 $0 $0 on 3/10/2023

Sep 2023 $0 $0 $0 on 3/10/2023

Aug 2023 $0 $0 $0 on 3/10/2023

Jul 2023 $0 $0 $0 on 3/10/2023

Jun 2023 $0 $0 $0 on 3/10/2023

 May 2023 $0 $0 $0 on 3/10/2023

Apr 2023 $0 $0 $50 on 3/10/2023

Mar 2023 $49 $15 $530 on 2/28/2023

Feb 2023 $76 $24 $100 on 2/14/2023

Jan 2023 $666 $27 $30 on 12/30/2022

Dec 2022 $686 $28 $29 on 11/29/2022

Nov 2022 $705 $29 $30 on 11/1/2022

Oct 2022 $724 $29 $30 on 10/3/2022

Sep 2022 $743 $30 $60 on 8/30/2022

Aug 2022 $791 $32 $30 on 7/20/2022

Jul 2022 $809 $33 $15 on 6/30/2022

Jun 2022 $812 $33 $15 on 6/2/2022

May 2022 $190 $15 $30 on 5/4/2022

Apr 2022 $220 $15 $30 on 4/1/2022

Mar 2022 $250 $15 $100 on 2/8/2022

Feb 2022 $350 $15 $72 on 1/21/2022

Additional info
Between Feb 2022 and Dec 2023, your credit limit/high balance was $4,000

 Contact Info
Address PO BOX 3456,
OMAHA NE 68103
Phone Number (800) 359-1200

PFCP/FBT/FA2/CWS

 Account Info
Account Name PFCP/FBT/FA2/CWS Balance $6,567
Account Number 553453XXXXXXXXXX Balance Updated 01/21/2024
 Account Type Credit card Recent Payment $200 as of 1/11/2024
Responsibility Individual Monthly Payment $179
Date Opened 12/22/2018 Credit Limit $6,625
Status Open/Never late. Highest Balance $7,385
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020            

2019            

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $6,653 $176 $150 on 11/29/2023

Nov 2023 $5,432 $140 $157 on 11/15/2023

Oct 2023 $4,784 $156 $122 on 10/16/2023

Sep 2023 $4,668 $121 $150 on 9/14/2023

Aug 2023 $4,000 $129 $400 on 8/17/2023

Jul 2023 $3,255 $89 $203 on 7/6/2023

Jun 2023 $3,402 $89 $100 on 6/14/2023

May 2023 $2,530 $70 $450 on 5/5/2023

Apr 2023 $2,935 $79 $200 on 4/16/2023

Mar 2023 $3,085 $116 $3,281 on 3/9/2023

Feb 2023 $6,281 $159 $500 on 2/6/2023

Jan 2023 $6,655 $170 $171 on 1/14/2023

Dec 2022 $6,513 $170 $266 on 12/12/2022

 Oct 2022 $6,563 $158 $160 on 7/12/2022

Aug 2022 $6,510 $158 $160 on 8/12/2022

Jul 2022 $6,578 $155 $160 on 7/12/2022

Jun 2022 $6,649 $152 $150 on 6/9/2022

May 2022 $6,502 $147 $150 on 5/12/2022

Apr 2022 $6,524 $145 $145 on 4/15/2022

Mar 2022 $6,255 $145 $320 on 3/15/2022

Feb 2022 $6,493 $166 $230 on 1/19/2022

Additional info
Between Feb 2022 and Dec 2023, your credit limit/high balance was $6,625

 Contact Info
Address PO BOX 9208,
OLD BETHPAGE NY 11804
Phone Number (833) 456-8700

PNC BANK, N.A.

 Account Info
Account Name PNC BANK, N.A. Balance $783
Account Number 463829XXXXXXXXXX Balance Updated 01/05/2024
Account Type Credit card Recent Payment $50 as of 12/19/2023
Responsibility Individual Monthly Payment $29
Date Opened 03/06/2020 Credit Limit $1,500
Status Open/Never late. Highest Balance $1,527
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —
 2023            

2022            

2021            

2020 — —          

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $812 $32 $63 on 11/28/2023

Nov 2023 $852 $63 $50 on 11/2/2023

Oct 2023 $847 $32 $40 on 9/29/2023

Sep 2023 $863 $32 $50 on 9/1/2023

Aug 2023 $890 $33 $40 on 8/1/2023

Jul 2023 $905 $36 $75 on 6/30/2023

Jun 2023 $954 $36 $100 on 5/16/2023

May 2023 $1,027 $63 $0 on 3/10/2023

Apr 2023 $974 $35 $80 on 3/10/2023

Mar 2023 $1,029 $41 $361 on 2/14/2023

Feb 2023 $1,360 $49 $150 on 1/30/2023

Jan 2023 $1,474 $53 $53 on 12/30/2022

Dec 2022 $1,402 $53 $91 on 11/29/2022

Nov 2022 $1,455 $50 $95 on 11/1/2022

Oct 2022 $1,514 $91 $50 on 10/3/2022

Sep 2022 $1,411 $51 $125 on 8/30/2022

Aug 2022 $1,499 $76 $0 on 6/29/2022

Jul 2022 $1,438 $49 $60 on 6/29/2022

Jun 2022 $1,463 $48 $50 on 5/27/2022

May 2022 $1,468 $49 $75 on 4/29/2022

Apr 2022 $1,361 $45 $52 on 4/1/2022

Mar 2022 $1,382 $46 $50 on 2/23/2022

 Feb 2022 $1,400 $44 $75 on 1/20/2022

Additional info
Between Feb 2022 and Dec 2023, your credit limit/high balance was $1,500

 Contact Info
Address PO BOX 5580,
CLEVELAND OH 44101
Phone Number (888) 762-2265

PNC BANK, N.A.

 Account Info
Account Name PNC BANK, N.A. Balance $1,510
Account Number 463829XXXXXXXXXX Balance Updated 01/25/2024
Account Type Credit Card Recent Payment $60 as of 1/16/2024
Responsibility Individual Monthly Payment $50
Date Opened 05/31/2019 Credit Limit $2,900
Status Open/Never late. Highest Balance $7,702
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020            

2019 — — — — —       

 Current / Terms met

 Balance Histories
 Date Balance Scheduled Payment Paid

Dec 2023 $1,536 $52 $232 on 12/19/2023

Nov 2023 $1,731 $81 $0 on 10/20/2023

Oct 2023 $1,668 $55 $54 on 10/20/2023

Sep 2023 $1,684 $54 $56 on 9/19/2023

Aug 2023 $1,703 $56 $75 on 8/16/2023

Jul 2023 $1,739 $58 $122 on 7/7/2023

Jun 2023 $1,821 $58 $100 on 6/20/2023

May 2023 $1,881 $61 $100 on 5/16/2023

Apr 2023 $1,939 $62 $150 on 4/4/2023

Mar 2023 $2,046 $67 $437 on 3/10/2023

Feb 2023 $2,437 $139 $5,300 on 2/14/2023

Jan 2023 $7,524 $240 $241 on 1/18/2023

Dec 2022 $7,699 $241 $266 on 12/20/2022

Nov 2022 $7,696 $266 $230 on 11/22/2022

Oct 2022 $7,231 $226 $708 on 10/18/2022

Sep 2022 $7,674 $244 $0 on 8/18/2022

Aug 2022 $7,417 $220 $230 on 8/18/2022

Jul 2022 $7,502 $221 $220 on 7/12/2022

Jun 2022 $7,576 $214 $210 on 6/14/2022

May 2022 $7,648 $215 $210 on 5/12/2022

Apr 2022 $7,523 $209 $207 on 4/20/2022

Mar 2022 $7,328 $207 $200 on 3/18/2022

Feb 2022 $7,327 $195 $211 on 2/19/2022

Additional info
Between Feb 2023 and Dec 2023, your credit limit/high balance was $2,900

Between Feb 2022 and Jan 2023, your credit limit/high balance was $7,600

 Contact Info
 Address PO BOX 5580,
CLEVELAND OH 44101
Phone Number (888) 762-2265

SYNCB/CARE CREDIT

 Account Info
Account Name SYNCB/CARE CREDIT Balance -

Account Number 601918XXXXXXXXXX Balance Updated -

Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 10/12/2012 Credit Limit $2,500
Status Paid, Closed/Never late. Highest Balance $687
Status Updated May 2017 Terms -
On Record Until May 2027

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2017     CLS — — — — — — —

2016            

2015            

2014            

2013            

2012 — — — — — — — — —   

 Current / Terms met CLS Closed

This account is scheduled to continue on record until May 2027.

 Contact Info
Address C/O P O BOX 965036,
ORLANDO FL 32896
Phone Number (866) 396-8254
 Comment
Current:

Closed due to inactivity

Previous:

None

SYNCB/CARE CREDIT

 Account Info
Account Name SYNCB/CARE CREDIT Balance $567
Account Number 601918XXXXXXXXXX Balance Updated 01/09/2024
Account Type Charge Card Recent Payment $60 as of 12/19/2023
Responsibility Individual Monthly Payment $30
Date Opened 03/14/2022 Credit Limit $2,000
Status Open/Never late. Highest Balance $2,000
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022 — —          

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $627 $44 $30 on 11/30/2023

Nov 2023 $620 $37 $30 on 11/2/2023

Oct 2023 $620 $30 $50 on 9/29/2023

 Sep 2023 $670 $30 $50 on 9/1/2023

Aug 2023 $720 $30 $40 on 8/1/2023

Jul 2023 $760 $30 $60 on 6/30/2023

Jun 2023 $820 $30 $39 on 5/31/2023

May 2023 $859 $39 $70 on 5/2/2023

Apr 2023 $899 $30 $60 on 3/10/2023

Mar 2023 $959 $32 $653 on 2/28/2023

Feb 2023 $1,612 $53 $100 on 1/30/2023

Jan 2023 $1,712 $56 $65 on 12/30/2022

Dec 2022 $1,777 $58 $62 on 11/29/2022

Nov 2022 $1,839 $60 $62 on 11/1/2022

Oct 2022 $1,901 $62 $63 on 10/3/2022

Sep 2022 $1,935 $63 $65 on 9/1/2022

Aug 2022 $2,000 $65 $0

Jul 2022 $2,000 $0 $0

Jun 2022 $0 $0 $0

May 2022 $0 $0 $0

Apr 2022 $0 $0 $0

Mar 2022 $0 $0 $0

Additional info
Between Mar 2022 and Dec 2023, your credit limit/high balance was $2,000

 Contact Info
Address C/O P O BOX 965036,
ORLANDO FL 32896
Phone Number (866) 396-8254

SYNCB/GAPDC
 Account Info
Account Name SYNCB/GAPDC Balance -
Account Number 447994XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment -
Date Opened 02/15/2012 Credit Limit -
Status Paid, Closed/Never late. Highest Balance $67
Status Updated Apr 2014 Terms -
On Record Until Apr 2024

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014    CLS — — — — — — — —

2013            

2012 —           

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Apr 2024.

 Contact Info
Address PO BOX 965005,
ORLANDO FL 32896
Phone Number (866) 450-4467

SYNCB/ROOMS TO GO

 Account Info
Account Name SYNCB/ROOMS TO GO Balance -
Account Number 601919XXXXXXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment -
 Date Opened 06/04/2010 Credit Limit $2,500
Status Paid, Closed/Never late. Highest Balance $1,095
Status Updated Apr 2015 Terms -
On Record Until Apr 2025

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2015    CLS — — — — — — — —

2014            

2013            

2012            

2011            

2010 — — — — — —      

 Current / Terms met CLS Closed

This account is scheduled to continue on record until Apr 2025.

 Contact Info
Address C/O P.O. BOX 965036,
ORLANDO FL 32896
Phone Number (866) 396-8254

 Comment

Current:

Closed due to inactivity

Previous:

None

THE HOME DEPOT/CITIBANK

 Account Info
 Account Name THE HOME DEPOT/CITIBANK Balance $0
Account Number 603532XXXXXXXXXX Balance Updated 01/19/2024
Account Type Charge Card Recent Payment -
Responsibility Individual Monthly Payment $0
Date Opened 05/10/2020 Credit Limit $5,000
Status Open/Never late. Highest Balance $741
Status Updated Jan 2024 Terms -

 Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024  — — — — — — — — — — —

2023            

2022            

2021            

2020 — — — —        

 Current / Terms met

 Balance Histories

Date Balance Scheduled Payment Paid

Dec 2023 $0 $0 $0 on 2/14/2023

Nov 2023 $0 $0 $0 on 2/14/2023

Oct 2023 $0 $0 $0 on 2/14/2023

Sep 2023 $0 $0 $0 on 2/14/2023

Aug 2023 $0 $0 $0 on 2/14/2023

Jul 2023 $0 $0 $0 on 2/14/2023

Jun 2023 $0 $0 $0 on 2/14/2023

May 2023 $0 $0 $0 on 2/14/2023

Apr 2023 $0 $0 $0 on 2/14/2023

Mar 2023 $0 $0 $0 on 2/14/2023

Feb 2023 $0 $0 $0 on 2/14/2023

Jan 2023 $460 $29 $0 on 1/13/2023

 Dec 2022 $559 $47 $0 on 11/14/2022

Nov 2022 $518 $29 $0 on 11/14/2022

Oct 2022 $537 $29 $0 on 10/12/2022

Sep 2022 $554 $29 $0 on 9/14/2022

Aug 2022 $582 $29 $0 on 8/12/2022

Jul 2022 $619 $29 $0 on 7/12/2022

Jun 2022 $635 $29 $0 on 6/9/2022

May 2022 $660 $29 $0 on 5/12/2022

Apr 2022 $685 $29 $0 on 4/14/2022

Mar 2022 $700 $29 $0 on 3/14/2022

Feb 2022 $715 $29 $0 on 2/14/2022

Additional info
Between Feb 2022 and Dec 2023, your credit limit/high balance was $5,000

 Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117
Phone Number (800) 950-5114

Public Records
Information gathered from courts or other government agencies about legal matters associated with you. The most common Public Records are bankruptcies,
tax liens, and monetary judgments.

No public records reported.

Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process initiated by you generally related to a credit or other monetary
obligation, such as when you apply for credit, rental property, or utility service, or default on a loan causing it to be sent to a collection agency. Hard inquiries are
displayed to companies that receive your consumer report and may stay on your report at least two years.
 ESB/HARLEY DAVIDSON CRED
Inquired on 02/05/2024

3850 ARROWHEAD DR CARSON CITY NV, 89706

Unspecified. This inquiry is scheduled to continue on record until Mar 2026.

Soft Inquiries
Soft inquiries are generally initiated by others, like companies making promotional offers or lenders periodically reviewing your existing credit accounts. Soft
inquiries also include checking your own credit report or using credit monitoring services, and have no impact on your credit score.
ALLY CREDIT CARD/ACT AMERICAN EXPRESS BARCLAYS BANK CAPITAL ONE FINANCIAL
Inquired on 08/08/2023 Inquired on 10/11/2023 DELAWARE Inquired on 12/20/2023,
Inquired on 01/10/2024 12/08/2023, 11/22/2023,
1000 N WEST ST FL 11, PO BOX 981537, 11/07/2023, 10/26/2023,
WILMINGTON DE 19801 EL PASO TX 79998 100 SOUTH WEST AVE,
10/13/2023, 09/22/2023,
(602) 537-8500 WILMINGTON DE 19801 09/08/2023,
(866) 283-6635 08/24/2023 and 08/11/2023

PO BOX 26625,
RICHMOND VA 23261
(804) 965-8671

DISCOVER FINANCIAL SVCS EXPERIAN JPMCB CARD LEXISNEXIS/INS/P&C

Inquired on 01/05/2024, Inquired on 02/05/2024 Inquired on Inquired on 02/05/2024
12/24/2023, 12/15/2023, 05/30/2023 and 04/25/2023
12/08/2023, 12/01/2023, 475 ANTON BLVD, 1000 ALDERMAN DR,
COSTA MESA CA 92626 PO BOX 15298, ALPHARETTA GA 30005
11/10/2023, 11/03/2023,
10/27/2023, 10/20/2023, WILMINGTON DE 19850 (866) 323-0932
10/13/2023, 10/06/2023, (800) 432-3117
On behalf of SENTRY INSURANCE
09/29/2023, 09/22/2023, GR AGEN for Insurance
09/15/2023, 09/08/2023, underwriting
09/01/2023, 08/25/2023,
08/04/2023, 07/28/2023,
07/21/2023, 07/14/2023,
07/07/2023, 06/30/2023,
06/22/2023, 06/18/2023,
06/09/2023, 06/02/2023,
05/29/2023, 05/19/2023,
05/12/2023,
05/05/2023 and 04/28/2023

PO BOX 15157,
WILMINGTON DE 19850
(800) 347-2683

LEXISNEXIS/INS/STATE MARLETTE SERVICING LLC NEBRASKA FURNITURE ONEMAIN

FARM Inquired on 01/10/2024 MART Inquired on 02/07/2023
Inquired on 02/13/2023 Inquired on 01/10/2024
 1000 ALDERMAN DR, 3419 SILVERSIDE RD, 700 S 72ND ST, PO BOX 1010,
ALPHARETTA GA 30005 WILMINGTON DE 19810 OMAHA NE 68114 EVANSVILLE IN 47706
(800) 456-6004 (402) 392-3450 (844) 298-9773

On behalf of STATE FARM

INSURANCE COM for Insurance
underwriting

PFCP/FBT/FA2/CWS PFCP/FBT/FA2/CWS PNC BANK PNC BANK

Inquired on 11/15/2023 Inquired on 03/19/2023 Inquired on 01/27/2024 Inquired on 01/26/2024

855 BOYLSTON ST, 855 BOYLSTON ST, 4653 E MAIN ST, 300 DELAWARE AVE,
BOSTON MA 02116 BOSTON MA 02116 COLUMBUS OH 43213 WILMINGTON DE 19801
(215) 413-3170 (216) 222-2000

PNC BANK PROGRESSIVE INSURANCE SOFI BANK NA SYNCHRONY FINANCIAL

Inquired on 01/17/2024 Inquired on 02/13/2023 Inquired on 05/17/2023 Inquired on 01/24/2024

1900 E 9TH ST, 6300 WILSON MILLS RD, 2750 E COTTONWOOD PKWY, 4125 WINDARD PLAZA,
CLEVELAND OH 44114 CLEVELAND OH 44143 COTTONWOOD HEIGHTS UT ALPHARETTA GA 30005
84121
(855) 456-7634

WF CRD SVC
Inquired on 11/02/2023,
10/02/2023,
07/05/2023 and 06/05/2023

PO BOX 14579,
DES MOINES IA 50306
(844) 274-7841

Important Messages
 Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not generally
collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those
names display on your report, but on reports to others they display only as "MEDICAL PAYMENT DATA." Consumer statements included on your report at
your request that contain medical information are disclosed to others.

Public Records Information

If your report contains public records, the Public Records section includes items from courts that Experian may have obtained through a third party
vendor, LexisNexis Risk Data Management Inc. You may contact them at LexisNexis Consumer Center, PO Box 105615, Atlanta, GA 30348-5108, or visit
https://experianconsumers.lexisnexis.com .

Contact Experian

Online Phone Mail

Visit Experian.com/dispute to dispute any inaccurate information, or click Monday - Friday Experian
the dispute link next to the item. For FAQs and online access to your 9am to 5pm PO Box 9701
(855) 414-6047 Allen, TX 75013
Experian Credit Report, Fraud Alerts, and Security Freezes, visit
Experian.com/help

Know Your Rights

Fair Credit Reporting Act (FCRA)

Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W.,
Washington, D.C. 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act.

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.
There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about
check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information,
including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G
Street N.W., Washington, D.C. 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny
your application for credit, insurance, or employment — or to take another adverse action against you — must tell you, and must give you the name,
address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency
(your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the
disclosure will be free. You are entitled to a free file disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide
specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from credit bureaus.
You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you
will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it
to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an
explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable
information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has
verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative
information that is more than seven years old, or bankruptcies that are more than 10 years old.

Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to consider an
application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.

You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your
employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry.
For more information, go to www.consumerfinance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for
credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are
based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a
consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

Identity theft victims and active duty military personnel have additional rights. For more Information, visit www.consumerfinance.gov/learnmore.

Consumers Have The Right To Obtain A Security Freeze

You have a right to place a 'security freeze' on your credit report, which will prohibit a consumer reporting agency from releasing information in your
credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name
without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial
information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a
new loan, credit, mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-
year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to
verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a
fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have
an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account
includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law.
For more information, contact your state or local consumer protection agency or your state Attorney General. For more information about your federal
rights, contact:

FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:

1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their a. Bureau of Consumer Financial Protection
affiliates. 1700 G Street NW
Washington, DC 20552
b. Such affiliates that are not banks, savings associations, or credit unions also should list in
addition to the Bureau: b. Federal Trade Commission Consumer
Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
2. To the extent not included in item 1 above: a. Office of the Comptroller of the Currency
Customer Assistance Group
a. National banks, federal savings associations, and federal branches and federal agencies of P.O. Box 53570
foreign banks Houston, TX 77052

b. State member banks, branches and agencies of foreign banks (other than federal branches, b. Federal Reserve Consumer Help Center
federal agencies, and insured state branches of foreign banks), commercial lending companies PO Box 1200
owned or controlled by foreign banks, and organizations operating under section 25 or 25A of Minneapolis, MN 55480
the Federal Reserve Act
c. Division of Depositor and Consumer
c. Nonmember Insured banks, Insured State Branches of Foreign Banks, and insured state Protection
savings associations National Center for Consumer and Depositor
Assistance
d. Federal Credit Unions Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106

d. National Credit Union Administration

Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314

3. Air carriers Assistant General Counsel for Office of

Aviation Consumer Protection
Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590

4. Creditors Subject to Surface Transportation Board Office of Public Assistance, Governmental

Affairs, and Compliance
Surface Transportation Board
395 E Street SW
Washington, DC 20423

5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Division
Regional Office

6. Small Business Investment Companies Associate Administrator, Office of Capital

Access
United States Small Business Administration
 409 Third Street SW, Suite 8200
Washington, DC 20416

7. Brokers and Dealers Securities and Exchange Commission

100 F Street NE
Washington, DC 20549

8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Farm Credit Administration
Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090

9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional Office for region in which the
creditor operates or Federal Trade
Commission: Consumer Response Center -
FCRA
Washington, DC 20580
(877) 382-4357

Notification of Rights
Notification of Rights for California Consumers
Notification of Rights for Colorado Consumers
Notification of Rights for Connecticut Consumers
Notification of Rights for Maryland Consumers
Notification of Rights for Massachusetts Consumers
Notification of Rights for Texas Consumers
Notification of Rights for Vermont Consumers
Notification of Rights for Washington Consumers