12-02-2025
Quote No : cl4njbmiewo
Benefit Illustration for HDFC Life Click 2 Protect Super
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Emil Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 24 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: Emil Unique Identification No: 101N145V07
Age: 24 GST Rate: 4.50%* for first year
Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Payment Term: 10 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.29731
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 10000000
Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 10000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit Yes Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable
Parent Secure Option No Life Stage Option No
Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable
Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 29731 0 0 0 0 0 0 29731
First Year Premium
Instalment Premium with First Year GST 31069 0 0 0 0 0 0 31069
Instalment Premium without GST 29731 0 0 0 0 0 0 29731
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 30400 0 0 0 0 0 0 30400
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(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value
1 29,731 0 0 0 1,00,00,000 0 0 7,709 7,709
2 29,731 0 0 0 1,00,00,000 0 17,839 16,151 17,839
3 29,731 0 0 0 1,00,00,000 0 31,218 25,411 31,218
4 29,731 0 0 0 1,00,00,000 0 59,462 35,583 59,462
5 29,731 0 0 0 1,00,00,000 0 74,328 46,761 74,328
6 29,731 0 0 0 1,00,00,000 0 89,193 59,041 89,193
7 29,731 0 0 0 1,00,00,000 0 1,04,059 72,526 1,04,059
8 29,731 0 0 0 1,00,00,000 0 1,21,302 87,322 1,21,302
9 29,731 0 0 0 1,00,00,000 0 1,41,817 1,03,533 1,41,817
10 29,731 0 0 0 1,00,00,000 0 1,60,547 1,21,269 1,60,547
11 0 0 0 0 1,00,00,000 0 1,63,521 1,27,856 1,63,521
12 0 0 0 0 1,00,00,000 0 1,66,494 1,34,798 1,66,494
13 0 0 0 0 1,00,00,000 0 1,72,440 1,42,100 1,72,440
14 0 0 0 0 1,00,00,000 0 1,75,413 1,49,773 1,75,413
15 0 0 0 0 1,00,00,000 0 1,78,386 1,57,804 1,78,386
16 0 0 0 0 1,00,00,000 0 1,81,359 1,66,203 1,81,359
17 0 0 0 0 1,00,00,000 0 1,87,305 1,74,958 1,87,305
18 0 0 0 0 1,00,00,000 0 1,90,278 1,84,059 1,90,278
19 0 0 0 0 1,00,00,000 0 1,93,252 1,93,493 1,93,493
20 0 0 0 0 1,00,00,000 0 1,96,225 2,03,236 2,03,236
21 0 0 0 0 1,00,00,000 0 2,02,171 2,13,245 2,13,245
22 0 0 0 0 1,00,00,000 0 2,05,144 2,23,471 2,23,471
23 0 0 0 0 1,00,00,000 0 2,08,117 2,33,834 2,33,834
24 0 0 0 0 1,00,00,000 0 2,11,090 2,44,234 2,44,234
25 0 0 0 0 1,00,00,000 0 2,17,036 2,54,547 2,54,547
26 0 0 0 0 1,00,00,000 0 2,20,009 2,64,638 2,64,638
27 0 0 0 0 1,00,00,000 0 2,22,983 2,74,361 2,74,361
28 0 0 0 0 1,00,00,000 0 2,25,956 2,83,558 2,83,558
29 0 0 0 0 1,00,00,000 0 2,31,902 2,92,065 2,92,065
30 0 0 0 0 1,00,00,000 0 2,34,875 2,99,728 2,99,728
31 0 0 0 0 1,00,00,000 0 2,37,848 3,06,405 3,06,405
32 0 0 0 0 1,00,00,000 0 2,40,821 3,11,954 3,11,954
33 0 0 0 0 1,00,00,000 0 2,46,767 3,16,247 3,16,247
34 0 0 0 0 1,00,00,000 0 2,49,740 3,19,155 3,19,155
35 0 0 0 0 1,00,00,000 0 2,52,714 3,20,538 3,20,538
36 0 0 0 0 1,00,00,000 0 2,55,687 3,20,232 3,20,232
37 0 0 0 0 1,00,00,000 0 2,61,633 3,18,036 3,18,036
38 0 0 0 0 1,00,00,000 0 2,64,606 3,13,703 3,13,703
39 0 0 0 0 1,00,00,000 0 2,67,579 3,06,919 3,06,919
40 0 0 0 2,97,310 1,00,00,000 0 0 0 0
Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).
I , have explained the premiums/ charges, and benefits under the policy fully to the I Emil ,having received the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.
Place :
Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder
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