Credit report Provided by
Your credit is in good shape
Report date: Mar 09, 2025
740
Your credit rating
GOOD
300 850
Vantage Score 4.0
Personal info
Reported names 1..: 72 1 Addresses Date reported
DOB ĠĞĦ8RruģuY/uqRRuŧ.f~Eb#Ea ĢĦĞĦħ Aug 26, 20ĠĠ
1980-Ğğ-Ğğ
SSN XXX-XX-ĦĦĥĤ
Employment info +/1## +<<!+/1
Account summary
Balances Payments Open accounts Closed accounts
$8,212 $3,297 4 0
Total accounts 4
Open accounts 4
Closed accounts 0
Delinquent 1
Derogatory 3
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Accounts
We gathered all of the accounts listed on your TransUnion report for you. Click on any account to
learn more about your history and how to plan for tomorrow.
4 0 0 0 0
Credit cards Real estate Auto loans Student loans Other
Credit Cards
CITI $0.00
Reported: Apr 29, 2025 In good standing
Overview Account details
You’re currently using 0% of your account's limit.
Account Number 542418144064XXXX
Account Status Open
Balance: $0.00 Credit limit: $200.00
Open Date Sep 2, 2023
Payment history
Last Activity Apr 3, 2025
You've made 100% of payments for this account on time.
Type Secured Credit Card
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Responsibility Individual
2024 OK OK OK OK OK OK OK OK OK OK OK OK OK
Remarks
2023 OK OK OK OK OK OK OK OK OK OK OK OK
2022 OK OK OK OK Times 30/60/90 Days Late 0/0/0
OK Paid on time 30 30 days past due 60 60 days past due
Months Reviewed 21
90 90 days past due 120 120 days past due 150 150 days past due
Term Source Type
Repossession or
BR Bankruptcy RF CC Collection or charge off
foreclosure
High Balance $193.00
VS Voluntary surrender N/A No data available
High Credit $200.00
Monthly Payment Amount $0.00
Creditor information
Current Payment Status As Agreed
CITI
Amount Past Due $0.00 PO BOX 6217
SIOUX FALLS, SD 57117
Account ID:
c3943ccef7cd4fc025833d90397f5e89
CITI $3,756.00
Reported: Dec 6, 2024 In good standing
Overview Account details
You’re currently using 63% of your account's limit.
Account Number 410039012271XXXX
Account Status Open
Balance: $3,756.00 Credit limit: $6,000.00
Open Date Jun 17, 2021
Payment history
Last Activity Dec 2, 2024
You've made 100% of payments for this account on time.
Type Flexible Spending Credit Card
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2024 OK OK OK OK OK OK OK OK OK OK OK OK OK Responsibility Authorized User
2022 OK OK OK OK OK OK OK OK OK OK OK OK Remarks
2021 OK OK OK OK OK
Times 30/60/90 Days Late 0/0/0
OK Paid on time 30 30 days past due 60 60 days past due
Months Reviewed 21
90 90 days past due 120 120 days past due 150 150 days past due
Repossession or Term Source Type Provided
BR Bankruptcy RF CC Collection or charge off
foreclosure
VS Voluntary surrender N/A No data available High Balance $3,771.00
High Credit $6,000.00
Monthly Payment Amount $109.00
Current Payment Status As Agreed Creditor information
CITI
Amount Past Due $0.00
PO BOX 6190
SIOUX FALLS, SD 57117
(855) 378-6467
Account ID:
44760049eae173983a29879250cdd327
CAPITAL ONE $1,308.00
Reported: Dec 16, 2024 In good standing
Overview Account details
You’re currently using 73% of your account's limit.
Account Number 517805809516XXXX
Account Status Open
Balance: $1,308.00 Credit limit: $1,800.00
Open Date Mar 4, 2021
Payment history
You've made 100% of payments for this account on time. Last Activity Dec 13, 2024
Type Credit Card
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2024 OK OK OK OK OK OK OK OK OK OK OK OK OK Responsibility Individual
2023 OK OK OK OK OK OK OK OK OK OK OK OK Remarks
2022 OK OK OK OK 30
OK OK OK OK OK OK OK OK
Times 30/60/90 Days Late 0/0/0
2021 OK OK OK OK OK OK 30
OK OK OK
Months Reviewed 38
OK Paid on time 30 30 days past due 60 60 days past due
90 90 days past due 120 120 days past due 150 150 days past due Term Source Type Provided
Repossession or
BR Bankruptcy RF
foreclosure
CC Collection or charge off High Balance $1,325.00
VS Voluntary surrender N/A No data available
High Credit $1,800.00
Monthly Payment Amount $40.00
Creditor information
Current Payment Status As Agreed CAPITAL ONE
PO BOX 31293
Amount Past Due $0.00 SALT LAKE CITY, UT 84131
(800) 955-7070
Account ID:
8cf8e341fe0081636873f9ef393a53bf
DISCOVERBANK $0.00
Reported: Aug 20, 2020 In good standing
Overview Account details
You’re currently using 0% of your account's limit.
Account Number 601100372296XXXX
Account Status Open
Balance: $0.00 Credit limit: $12,000.00
Open Date Apr 21, 2017
Payment history
Last Activity Jun 2, 2020
You've made 100% of payments for this account on time.
Type Credit Card
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020 OK OK OK OK OK OK OK Responsibility Terminated
2019 OK OK OK OK OK OK OK OK OK OK OK OK Remarks
2018 OK OK OK OK OK OK OK OK OK OK OK OK
Times 30/60/90 Days Late 0/0/0
2017 OK OK OK OK OK
Months Reviewed 36
OK Paid on time 30 30 days past due 60 60 days past due
90 90 days past due 120 120 days past due 150 150 days past due Term Source Type
Repossession or
BR Bankruptcy RF
foreclosure
CC Collection or charge off High Balance $4,278.00
VS Voluntary surrender N/A No data available
High Credit $12,000.00
Monthly Payment Amount $0.00
Creditor information
Current Payment Status As Agreed DISCOVERBANK
PO BOX 30939
Amount Past Due $0.00 SALT LAKE CITY, UT 84130
(800) 347-2683
Account ID:
4650401b7481751d0205c9cfffa5465e
Hard inquiries
Hard inquiries usually get added to your credit report when you apply for a new credit account. These inquiries often result in a small dip in your credit
score. Take a look at the latest inquiries on your TransUnion report to see if any changes have occurred.
BK OF AMER
Aug 3, 2021
Banking
Public records
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bankruptcies and legal judgments.
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You have no public records on your report.
Creditors
A creditor is a term used to describe an entity that is owed money. The below is a list and contact information for the creditors handling your debt.
Creditor name Address Phone number
CAPITAL ONE PO BOX 31293, SALT LAKE CITY, UT 84131 (800) 955-7070
CITI PO BOX 6190, SIOUX FALLS, SD 57117 (855) 378-6467
CITI PO BOX 6217, SIOUX FALLS, SD 57117
DISCOVERBANK PO BOX 30939, SALT LAKE CITY, UT 84130 (800) 347-2683
