Customer Service:

Account Statement
Send Notice of Billing Errors and Customer Service Inquiries to:
homedepot.com/mycard HOME DEPOT CREDIT SERVICES
PO Box 790328, St. Louis, MO 63179
Account Inquiries:
1-800-677-0232 (TTY: 711)
Account number ending in 6704
Text to Pay: 71469

Summary of Account Activity Payment Information

Previous Balance $304.70 New Balance $261.48
Payments -$50.00 Minimum Payment Due $29.00
Other Credits -$0.00 Payment Due Date June 2, 2025
Purchases/Other Debits +$0.00 Late Payment Warning: If we do not receive your minimum payment by the
Fees Charged +$0.00 date listed above, you may have to pay a late fee up to $40.
Interest Charged +$6.78 Minimum Payment Warning: If you make only the minimum payment each
New Balance $261.48 period, you will pay more in interest and it will take you longer to pay off your
balance. For example:
Past Due Amount $0.00 If you make no additional You will pay off the And you will
Credit Limit $5,000.00 charges using this card balance shown on this end up paying an
and each month you pay... statement in about... estimated total of...
Available Credit $4,738.00
Only the minimum payment 11 months $300
Amount Over Credit Limit $0.00
If you would like information about credit counseling services, call 1-877-337-8187
Statement Closing Date 05/06/2025 (TTY: 711).
Next Statement Closing Date 06/05/2025
Days in Billing Cycle 32
Your Minimum Payment Due is $29.00. If you paid your non-promotional (revolving) balances and any expiring promotional balances in full on your last
statement, you can avoid interest charges on any new non-promotional (revolving) balances and any expiring promotional balances if you pay $261.48 by
06/02/25. Otherwise, interest will accrue from your statement closing date until we receive your payment. The “How to Avoid Paying Interest on Purchases”
section on page 2 has more information.

Marketing offers included in this statement are intended for residents of the United States and its Territories.
TRANSACTIONS
Trans Date Description Reference # Amount
.
04/14 ONLINE PAYMENT DEERFIELD IL P91940038EHW95V4M $ 50.00-

FEES
TOTAL FEES FOR THIS PERIOD $ 0.00

COMMITTED TO SERVING VETERANS WHO SERVED US ALL

8 HD 2
PLEASE SEE IMPORTANT INFORMATION ON PAGE 2. Page 1 of 4 This Account is Issued by Citibank, N.A.
ê Please detach and return lower portion with your payment to ensure proper credit. Retain upper portion for your records. ê
Account number ending in 6704

SIMPLIFY YOUR LIFE

Payment Due Date June 2, 2025
New Balance $261.48
Go Paperless now and Past Due Amount $0.00
enjoy being clutter-free. Minimum Payment Due $29.00
Statement Enclosed
Scan the QR code or visit
homedepot.com/mycard
Amount Enclosed: $
Please see reverse side to change your address.
Make Checks Payable to

HOME DEPOT CREDIT SERVICES

MANNY T PINTO PO BOX 70600
38 MEMORIAL DR APT C PHILADELPHIA, PA 19176-0600
EAST WEYMOUTH, MA 02189-1291
Information About Your Account. • Express Mail. Send payment by express mail or courier to: Consumer Payment Dept., 6716
How to Avoid Paying Interest on Purchases. Your payment due date is at least 25 days Grade Lane, Building 9, Suite 910, Louisville, KY 40213.
after the close of each billing cycle. Except as indicated below, you won’t pay any interest on • Crediting Payments other than by Mail. The payment cutoff time for Online bill
Purchases if you pay the New Balance in full by the payment due date shown on your billing payments, Text to Pay payments, Phone payments, Express Mail, and courier payments is
statement each Billing Cycle. We call this a grace period on Purchases. If you don’t pay your midnight Eastern time. This means that we will credit your Account as of the calendar day,
New Balance in full by the payment due date in a Billing Cycle, you won’t get a grace period on based on Eastern time, that we receive your payment request.
Purchases again until you pay the New Balance in full by the payment due date shown on your If you send an eligible check with this payment coupon, you authorize us to complete your
billing statement for two Billing Cycles in a row. payment by electronic debit. If we do, the checking account will be debited in the amount
If you have a balance subject to a Deferred Interest Promotion and that promotion does on the check. We may do this as soon as the day we receive the check. Also, the check will
not expire before the payment due date, that balance (an “excluded balance”) is excluded be destroyed.
from the amount you must pay in full to get a grace period on a Purchase balance other Credit Reporting Disputes. We may report information about your Account to credit bureaus.
than an excluded balance. However, you must still pay any separately required payment on If you think we reported inaccurate information, please write us at: Credit Bureau Dispute
the excluded balance. In Billing Cycles in which payments are allocated to Deferred Interest Verification, P.O. Box 6497, Sioux Falls, SD 57117.
Promotion balances first, the Deferred Interest Promotion balance will be reduced before any Report a Lost or Stolen Card Immediately. Call the Account Inquiries number shown on
other balance on the Account. However, you will continue to get a grace period on Purchases, Page 1.
other than an excluded balance, so long as you pay the New Balance (less any excluded
balance, plus any separately required payment on an excluded balance) in full by the payment What To Do If You Think You Find A Mistake On Your Statement. If you think there is an
due date each Billing Cycle. error on your statement, write to us at the address for billing errors and customer service
inquiries shown on Page 1 of your statement.
How We Calculate Your Balance Subject to Interest Rate. We use a daily balance method
(including current transactions) to calculate interest charges. To find out more information In your letter, give us the following information:
about the balance computation method and how the resulting interest charges were 1. Account information: Your name and account number.
determined, contact us at the Account Inquiries number on Page 1 of your statement. 2. Dollar amount: The dollar amount of the suspected error.
Other Account and Payment Information. 3. Description of Problem: If you think there is an error on your bill, describe what you believe is
Payment Amount. You may pay all or part of your Account balance at any time. However, you wrong and why you believe it is a mistake.
must pay, by the payment due date, at least the Minimum Payment Due. You must contact us within 60 days after the error appeared on your statement.
When Your Payment Will Be Credited. If we receive your payment in proper form at our You must notify us of any potential errors in writing. You may call us, but if you do we are not
processing facility by 5 p.m. local time there, it will be credited as of that day. A payment required to investigate any potential errors and you may have to pay the amount in question.
received there in proper form after that time will be credited as of the next day. Allow 5 to 7 While we investigate whether or not there has been an error, the following are true:
days for payments by regular mail to reach us. There may be a delay of up to 5 days in crediting • We cannot try to collect the amount in question, or report you as delinquent on that
a payment we receive that is not in proper form or is not sent to the correct address. The amount.
correct address for regular mail is the address on the front of the payment coupon. The correct • The charge in question may remain on your statement, and we may continue to charge you
address for courier or express mail is shown in the Express Mail section. interest on that amount. But, if we determine that we made a mistake, you will not have to
Proper Form. For a payment sent by mail or courier to be in proper form, you must: pay the amount in question or any interest or other fees related to that amount.
• Enclose a valid check or money order made payable to Home Depot Credit Services. • While you do not have to pay the amount in question, you are responsible for the remainder
No cash, gift cards, or foreign currency please. of your balance.
• Include your name and the last four digits of your Account number. • We can apply any unpaid amount against your credit limit.
Payment Other Than By Mail. Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied
• Online/AutoPay. Go to the URL on Page 1 of your statement to make a payment online. with the goods or services that you have purchased with your credit card, and you have tried
You can also enroll in AutoPay and have your payment amount automatically deducted in good faith to correct the problem with the merchant, you may have the right not to pay the
each month from the payment Account you choose. remaining amount due on the purchase.
• In-Store Payments. For your added convenience, payments can be made at The Home To use this right, all of the following must be true:
Depot stores, with no service fee. Any payment in proper form accepted in-store will be 1. The purchase must have been made in your home state or within 100 miles of your current
credited as of that day. However, credit availability may be subject to verification of funds. mailing address, and the purchase price must have been more than $50. (Note: Neither of
• Text to Pay (If Available). Text “pay” to the Text to Pay number on Page 1 of your these are necessary if your purchase was based on an advertisement we mailed to you, or if
statement. To pay via text you must use the cell phone or mobile device number and we own the company that sold you the goods or services.)
payment accounts associated with your Account. Text to Pay is not available for debit card 2. You must have used your credit card for the purchase. Purchases made with cash advances
payments. Message and data rates may apply. from an ATM or with a check that accesses your credit card account do not qualify.
• Phone. Call the Account Inquiries number on Page 1 of your statement to make a payment 3. You must not yet have fully paid for the purchase.
by phone. For phone payments, you authorize us to electronically debit your specified If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in
bank account by an ACH transaction in the amount and on the date that you indicate on writing at the address for billing errors and customer service inquiries shown on Page 1 of your
the phone. For AutoPay, you also authorize us to automatically debit your specified bank statement.
account every month, in the amount and on the same date each month that you indicate While we investigate, the same rules apply to the disputed amount as discussed above. After
on the phone, until you withdraw your authorization. You may cancel a one-time phone we finish our investigation, we will tell you our decision. At that point, if we think you owe an
payment or withdraw your authorization for automatic debits by calling us at the Account amount and you do not pay, we may report you as delinquent.
Inquiries number on Page 1 of your statement within the timeframe disclosed to you on the
phone.

KEY CREDIT TERMS

NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS on purchases of $299 or more. Interest will be charged to your account
from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
*
With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR:
17.99% – 29.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you. Offer valid for
consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details. PL.T13.1.EN_0823
/A/- HD - 9196-0400-0002 -/B/- A1 - 000 - 29A - N - /C/- - 0 - - 23 -/D/- P - E - Y - 0 - N -/E/- 0 - - - N - - 0 - 0 -/F/- 12/31/99 - 03/01/25 - 2 - April 4, 2025
-/G/- N - - - -/H/- 0 - - HHMB -/I/- - - 0 - 0 - - -/J/- - - - - -

Page 2 of 4

Easily manage your contact information EXTERIOR & INTERIOR

It’s important we have your current contact DOOR INSTALLATION
information, so if anything changes (including your
email or mailing address or phone number), please
do one of the following to easily update your Schedule your in-home
information: door measure

• You can update your contact information by logging Affordable financing available
into your online account via the URL located in the
Customer Service section on the front of your
statement, or
• Call the Account Inquiries phone number located in
the Customer Service section on the front of your Scan now
statement for more
details
Account number ending in 6704
TRANSACTIONS (cont.)
Trans Date Description Reference # Amount

INTEREST CHARGED
05/06 INTEREST CHARGE ON PURCHASES $ 6.78
TOTAL INTEREST FOR THIS PERIOD $ 6.78

2025 Totals Year-to-Date

Total Fees Charged in 2025 $0.00
Total Interest Charged in 2025 $6.78

ACTIVITY AND PROMOTIONS DETAIL

Original
Promotion Promotion Payments Purchases, Promotion Deferred Promotion
Trans Trans Previous & Other Fees & Interest New Minimum Interest Expiration
Amount Date Balance Credits Other Debits Charged Balance Payment Due Charges Date
PURCHASES
Revolving Balance
- - $304.70 $50.00- - $6.78 $261.48 - - -
TOTAL $304.70 $50.00- $0.00 $6.78 $261.48 $0.00 $0.00

INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charge
PURCHASES
Revolving Balance 29.99% (M) $257.97 $6.78

Redeem and Reload

In Store and Online
FATHER’S DAY - JUNE 15, 2025

CELEBRATE DAD
Let dad pick the gift he loves with
The Home Depot® Gift Card. Gift Cards
can be purchased online at any time.
Plus, our group gifting option allows
everyone to chip in. Learn more at
homedepot.com/giftcard.

©2025 Home Depot Product Authority, LLC. All rights reserved.

Page 3 of 4
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