CONSUMER BASE CHM Ref #:

Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Inquiry Input Information

Name: PACHIYAMMAL VENKATESH DOB/Age: 12-07-1990 Gender: FEMALE

Father: Spouse: VENKATESH Mother:

Phone Numbers: 9047066909 ID(s): FIYPP2453K [PAN] Email ID(s):

443329991244 [CKYC]

Entity Id:

Current Address: 5/12 JAMBU KALAN KOTTAI SOLAIKOTTAI NAYAKKANHALLI DHARMAPURI 636704 TN

Other Address:

CRIF HM Score (s):

SCORE NAME SCORE SCORING FACTORS

No/minimal recent missed payments
PERFORM CONSUMER 2.2 647 Score Range : 300-900 Delinquency observed in recent past
Substantial proportion of outstanding balance to disbursed amount
Tip: Positive impact on credit score Negative impact on credit score

Personal Information - Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On

PACHIYAMMAL 17-06-2025 12-07-1990 15-05-2025
PACHIYAMMAL NULL NULL 15-06-2025
Phone Variations Reported On
PACHIYAMMAL V 15-05-2025
9655276909 17-06-2025
PACHIYAMMAL VENKATESH 15-05-2025
9047066909 15-05-2025
PACHIYAMMAL V D/O VENKATESAN 31-12-2024
919047066909 31-12-2024
V PACHIYAMMAL 30-06-2024
PACHIYAMMAL V D O VENKATESAN 31-10-2022 ID Variations Reported On
FIYPP2453K [PAN] 17-06-2025
Address Variations Reported On
ZYS0340448 [Voter ID] 15-05-2025
JAMBUKALANKOTTAI DHARMAPURI JAMBUKALANKOTTAI DHARMAPURI 636704 TN 18-06-2025
333137214764 [Ration Card] 31-10-2024
5/12, JAMBU KALAN KOTTAI, DHARMAPURI 636704 03 17-06-2025
5/12 JAMBUKALANKOTTAI SOLAIKOTTAI DHARMAPURI 636704 TN 15-06-2025
5/12, JAMBU KALAN KOTTAI, , SOLAIKOTTAI POST, NAYAKKANAHALLI, DHARMAPURI
31-05-2025
TAMIL NADU 636701 TN
NAICKANAHALLI JAMBUKALANKOTTAI SOLAKKOTTAI, SOLAKKOTTAI DHARMAPURI
15-05-2025
636704 TN
NAICKANAHALLI JAMBUKALANKOTTAISOLAIKOTTAI SOLAIKOTTAI , DHARMAPURI 636704
15-05-2025
TN
NAICKANAHALLI JAMBUKALANKOTTAISOLAKKOTTAI SOLAKKOTTAI, DHARMAPURI 636704
15-05-2025
TN
NAICKANAHALLI JAMBUKALANKOTTAI SOLAIKOTTAI , SOLAIKOTTAI DHARMAPURI 636704
15-05-2025
TN
5 12 JAMBUKALAN KOTTAI DHARMAPURI 636704 TN 30-04-2025
5/12, JAMBU KALAN KOTTAI, , SOLAIKOTTAI POST, NAYAKKANAHALLI, DHARMAPURI
15-04-2025
636701 TN
DNO 5 12 JAMBUKALANKOTTAI VILLAGE SOLAIKOTTAI POST DHARMAPURI DISTRICT
31-12-2024
636704 TN
5/12 DHARMAPURI ANNASAGARAM DHARMAPURI 636704 TN 31-10-2024
5/12 JAMBU KALAN KOTTAI SOLAIKOTTAI POST NAYAKKANAHALLI SOLAIKOTTAI
31-10-2024
MOOLAKKADU DHARMAPURI 636704 TN
H.NO 5/12 DHARMAPURI ANNASAGARAM DHARMAPURI 636704 TN 30-09-2024
5 12 JAMBU KALAN KOTTAI SOLAIKOTTAI PO DHARMAPURI DT 636704 TN 30-06-2024
JAMBUKALANKOTTAI SOLAIKOTTAI SOLAIKOTTAI -12257 636704 TN 30-11-2023
JAMBUKALANKOTTAI SOLAKKOTTAI SOLAKKOTTAI -12257 636704 TN 31-10-2023
JAMBUKALANKOTTAI SOLAIKOTTAI SOLAIKOTTAI 636704 TN 30-09-2023
JAMBUKALANKOTTAI SOLAKKOTTAI SOLAKKOTTAI 636704 TN 30-09-2023
5/12 JAMBU KALAN KOTTAI 636704 TN 30-04-2023
5/12 JAMBU KALAN KOTTAI SOLAIKOTTAI 636704 TN 01-08-2019
5/12, JAMBUKALAN KOLTTAI SOLAIKOTTAI, DHARMAPURI, TAMIL NADU 636701 01-06-2019
4 88 SOLAIKOTTAI POST DHARMAPURI 636704 TN 12-09-2018
5 12, TAMBU KALAN KOTTAL VILLAGE, DHARMAPURI, TAMIL NADU 636704 01-04-2018
5 12, KOLANDHAI GOUNDAN KOTTAI, DHARMAPURI, TAMIL NADU 636701 03-03-2017

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Email ID Variations Reported On

skcomputer.dpi@gmail.com 31-10-2022

Tip: All amounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 28 6 0 6,56,442 7,05,000
Total 28 6 0 6,56,442 7,05,000

Inquiries in last 24 Months: 19 New Account(s) in last 6 Months: 3 New Delinquent Account(s) in last 6 Months: 0

Account Information

1 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 15-06-2025

Ownership: PRIMARY Disbursed Date: 09-05-2025 Disbd Amt/High Credit: 1,25,000

ACTIVE

Credit Limit: 1,25,000 Last Paid Date: Current Balance: 1,21,446

Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 6,485/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 - - - - 000/XXX 000/XXX - - - - - -

2 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-05-2025

Ownership: INDIVIDUAL Disbursed Date: 15-02-2025 Disbd Amt/High Credit: 1,30,000

ACTIVE

Credit Limit: Last Paid Date: 31-03-2025 Current Balance: 1,31,459

Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 1,30,000 Tenure(month): Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 - XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - -

3 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 15-06-2025

Ownership: INDIVIDUAL Disbursed Date: 11-12-2024 Disbd Amt/High Credit: 1,89,000

ACTIVE

Credit Limit: Last Paid Date: 02-04-2025 Current Balance: 1,94,268

Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 1,89,000 Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -

2024 - - - - - - - - - - - 000/XXX

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 2,43,883

4 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 15-06-2025

Ownership: INDIVIDUAL Disbursed Date: 27-06-2024 Disbd Amt/High Credit: 1,46,000

ACTIVE

Credit Limit: Last Paid Date: 31-03-2025 Current Balance: 1,56,000

Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 1,46,000 Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -

2024 - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 1,89,312

5 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 17-06-2025

Ownership: PRIMARY Disbursed Date: 08-12-2023 Disbd Amt/High Credit: 85,000

ACTIVE

Credit Limit: 85,000 Last Paid Date: 17-06-2025 Current Balance: 49,401
Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 3,286/Monthly Tenure(month): 36 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 052/XXX 045/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -

2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 018/XXX 021/XXX
2023 - - - - - - - - - - - 000/XXX

6 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 18-06-2025

Ownership: PRIMARY Disbursed Date: 30-08-2023 Disbd Amt/High Credit: 30,000

ACTIVE

Credit Limit: 30,000 Last Paid Date: 18-06-2025 Current Balance: 3,868
Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 710/BiWeekly Tenure(month): 53 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -

2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

7 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-12-2024

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Ownership: INDIVIDUAL Disbursed Date: 16-11-2024 Disbd Amt/High Credit: 73,000

CLOSED

Credit Limit: Last Paid Date: 11-12-2024 Current Balance: 0

Cash Limit: Closed Date: 11-12-2024 Last Paid Amt:
InstlAmt/Freq: 73,000 Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 - - - - - - - - - - 000/XXX 000/XXX

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 94,556

8 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-12-2024

Ownership: INDIVIDUAL Disbursed Date: 29-10-2024 Disbd Amt/High Credit: 1,70,000

CLOSED

Credit Limit: Last Paid Date: 11-12-2024 Current Balance: 0

Cash Limit: Closed Date: 11-12-2024 Last Paid Amt:
InstlAmt/Freq: 1,70,000 Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 - - - - - - - - - 000/XXX 000/XXX 000/XXX

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 2,45,466

9 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-06-2024

Ownership: INDIVIDUAL Disbursed Date: 27-05-2024 Disbd Amt/High Credit: 25,000

CLOSED

Credit Limit: Last Paid Date: 27-06-2024 Current Balance: 0

Cash Limit: Closed Date: 27-06-2024 Last Paid Amt:
InstlAmt/Freq: 25,000 Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 - - - - 000/XXX 000/XXX - - - - - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 41,300

10 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-10-2024

Ownership: INDIVIDUAL Disbursed Date: 19-10-2023 Disbd Amt/High Credit: 1,47,000

CLOSED

Credit Limit: Last Paid Date: 29-10-2024 Current Balance: 0

Cash Limit: Closed Date: 29-10-2024 Last Paid Amt:
InstlAmt/Freq: 1,65,686/Monthly Tenure(month): Overdue Amt:

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD XXX/STD 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - -

2023 - - - - - - - - - XXX/STD XXX/XXX XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 1,87,200

11 Account Type: GOLD LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-06-2024

Ownership: INDIVIDUAL Disbursed Date: 04-10-2023 Disbd Amt/High Credit: 90,000

CLOSED

Credit Limit: Last Paid Date: 27-06-2024 Current Balance: 0

Cash Limit: Closed Date: 27-06-2024 Last Paid Amt:
InstlAmt/Freq: 1,01,677/Monthly Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD XXX/STD 000/XXX 000/XXX 000/XXX - - - - - -

2023 - - - - - - - - - XXX/STD XXX/XXX XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 1,13,400

12 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 15-05-2025

Ownership: PRIMARY Disbursed Date: 16-08-2023 Disbd Amt/High Credit: 53,132

CLOSED

Credit Limit: 53,132 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 28-02-2025 Last Paid Amt:
InstlAmt/Freq: 2,850/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX - - - - - - - - - -

2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

13 Account Type: MICROFINANCE BUSINESS LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 30-06-2024

Ownership: INDIVIDUAL Disbursed Date: 31-07-2023 Disbd Amt/High Credit: 50,000

Credit Limit: Last Paid Date: 27-05-2024 Current Balance: 0
CLOSED

Cash Limit: Closed Date: 21-06-2024 Last Paid Amt:

InstlAmt/Freq: Tenure(month): Overdue Amt:
Status: No Suit filed Principal Writeoff Amt
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 059/SMA 067/SMA 098/SMA 107/DBT 117/DBT 000/STD - - - - - -

2023 - - - - - - XXX/STD XXX/STD XXX/STD XXX/STD 025/STD 028/STD

14 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 30-04-2025

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Ownership: PRIMARY Disbursed Date: 12-06-2023 Disbd Amt/High Credit: 75,000

CLOSED

Credit Limit: 75,000 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 02-04-2025 Last Paid Amt:
InstlAmt/Freq: 2,864/Monthly Tenure(month): 36 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX - - - - - - - -

2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

15 Account Type: PERSONAL LOAN Credit Grantor: XXXX Account #: xxxx Info. as of: 31-10-2024

Ownership: INDIVIDUAL Disbursed Date: 13-10-2022 Disbd Amt/High Credit: 28,000

CLOSED

Credit Limit: Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 18-10-2024 Last Paid Amt:
InstlAmt/Freq: 1,341/Monthly Tenure(month): Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD - -

2023 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2022 - - - - - - - - - 000/STD 000/STD 000/STD

16 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 31-10-2024

Ownership: PRIMARY Disbursed Date: 11-10-2022 Disbd Amt/High Credit: 7,000

CLOSED

Credit Limit: 7,000 Last Paid Date: 10-10-2024 Current Balance: 0

Cash Limit: Closed Date: 10-10-2024 Last Paid Amt:
InstlAmt/Freq: 381/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - -

2023 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX XXX/XXX 000/XXX 000/XXX
2022 - - - - - - - - - XXX/XXX 000/XXX 000/XXX

17 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 15-05-2025

Ownership: PRIMARY Disbursed Date: 17-06-2022 Disbd Amt/High Credit: 41,456

CLOSED

Credit Limit: 41,456 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 19-08-2023 Last Paid Amt:
InstlAmt/Freq: 2,250/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX XXX/XXX 000/XXX - - - -

2022 - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Account Type:
18 Credit Grantor: XXXX Account #: xxxx Info. as of: 31-10-2022
BUSINESS LOAN PRIORITY SECTOR AGRICULTURE

Ownership: INDIVIDUAL Disbursed Date: 28-02-2022 Disbd Amt/High Credit: 2,00,000

CLOSED

Credit Limit: Last Paid Date: 21-10-2022 Current Balance: 0

Cash Limit: Closed Date: 21-10-2022 Last Paid Amt:
InstlAmt/Freq: 2,22,099/Monthly Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/XXX XXX/STD XXX/STD - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
2,59,250

Account Type:
19 Credit Grantor: XXXX Account #: xxxx Info. as of: 30-04-2023
BUSINESS LOAN PRIORITY SECTOR AGRICULTURE

Ownership: INDIVIDUAL Disbursed Date: 23-02-2022 Disbd Amt/High Credit: 1,25,000

CLOSED

Credit Limit: Last Paid Date: 24-04-2023 Current Balance: 0

Cash Limit: Closed Date: 24-04-2023 Last Paid Amt:
InstlAmt/Freq: 1,38,812/Monthly Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - - -

2022 - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/XXX XXX/STD XXX/STD XXX/STD XXX/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Multiple Securities 1,61,500
1,61,500

20 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 29-02-2024

Ownership: PRIMARY Disbursed Date: 10-01-2022 Disbd Amt/High Credit: 1,00,000

CLOSED

Credit Limit: 1,00,000 Last Paid Date: 08-12-2023 Current Balance: 0

Cash Limit: Closed Date: 08-12-2023 Last Paid Amt:
InstlAmt/Freq: 5,188/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/XXX XXX/XXX 000/XXX 006/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2022 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

21 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 12-07-2023

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Ownership: PRIMARY Disbursed Date: 17-09-2021 Disbd Amt/High Credit: 40,000

CLOSED

Credit Limit: 40,000 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 02-06-2023 Last Paid Amt:
InstlAmt/Freq: 1,481/Monthly Tenure(month): 36 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 000/XXX 000/XXX XXX/XXX 000/XXX 000/XXX 000/XXX - - - - - -

2022 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2021 - - - - - - - - 000/XXX XXX/XXX 000/XXX 000/XXX

22 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 31-03-2022

Ownership: PRIMARY Disbursed Date: 22-08-2019 Disbd Amt/High Credit: 60,000

CLOSED

Credit Limit: 60,000 Last Paid Date: 10-01-2022 Current Balance: 0

Cash Limit: Closed Date: 10-01-2022 Last Paid Amt:
InstlAmt/Freq: 4,002/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2022 000/XXX - - - - - - - - - - -

2021 017/XXX 010/XXX 020/XXX 041/XXX 046/XXX 044/XXX 032/XXX 030/XXX 016/XXX 040/XXX 073/XXX 000/XXX
2020 007/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 001/XXX
2019 - - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX

23 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 01-07-2021

Ownership: PRIMARY Disbursed Date: 26-07-2019 Disbd Amt/High Credit: 49,000

CLOSED

Credit Limit: 49,000 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 22-04-2021 Last Paid Amt:
InstlAmt/Freq: 965/Monthly Tenure(month): 41 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2021 000/XXX 000/XXX 000/XXX 000/XXX - - - - - - - -

2020 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2019 - - - - - - - XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX

24 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 01-11-2019

Ownership: PRIMARY Disbursed Date: 30-04-2018 Disbd Amt/High Credit: 45,000

CLOSED

Credit Limit: 45,000 Last Paid Date: 22-08-2019 Current Balance: 0

Cash Limit: Closed Date: 22-08-2019 Last Paid Amt:
InstlAmt/Freq: 3,297/Monthly Tenure(month): 18 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2019 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -

2018 - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

25 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 17-09-2019

Ownership: PRIMARY Disbursed Date: 26-04-2018 Disbd Amt/High Credit: 30,000

CLOSED

Credit Limit: 30,000 Last Paid Date: Current Balance: 0

Cash Limit: Closed Date: 06-07-2019 Last Paid Amt:
InstlAmt/Freq: 1,527/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2019 000/XXX 000/XXX XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - -

2018 - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

26 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 02-08-2018

Ownership: PRIMARY Disbursed Date: 18-03-2017 Disbd Amt/High Credit: 30,000

CLOSED

Credit Limit: 30,000 Last Paid Date: 30-04-2018 Current Balance: 0

Cash Limit: Closed Date: 30-04-2018 Last Paid Amt:
InstlAmt/Freq: 2,836/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2018 000/XXX 000/XXX 000/XXX 000/XXX - - - - - - - -

2017 - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

27 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 02-08-2018

Ownership: PRIMARY Disbursed Date: 26-10-2015 Disbd Amt/High Credit: 22,000

CLOSED

Credit Limit: 22,000 Last Paid Date: 18-03-2017 Current Balance: 0

Cash Limit: Closed Date: 18-03-2017 Last Paid Amt:
InstlAmt/Freq: 2,025/Monthly Tenure(month): 24 Overdue Amt: 0

Payment History/Asset Classification:

January February March April May June July August September October November December
2017 000/XXX 000/XXX 000/XXX - - - - - - - - -

2016 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2015 - - - - - - - - - - 000/XXX 000/XXX

28 Account Type: JLG INDIVIDUAL Credit Grantor: XXXX Account #: xxxx Info. as of: 02-08-2018

Ownership: PRIMARY Disbursed Date: 28-11-2014 Disbd Amt/High Credit: 15,000

CLOSED

Credit Limit: 15,000 Last Paid Date: 23-10-2015 Current Balance: 0

Cash Limit: Closed Date: 23-10-2015 Last Paid Amt:
InstlAmt/Freq: 1,415/Monthly Tenure(month): 12 Overdue Amt: 0

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential
 CONSUMER BASE CHM Ref #:
Prepared For:
NIVA250621CR196824825
NIVARA HOME FINANCE LTD

REPORT Application ID: -

For PACHIYAMMAL VENKATESH Date of Request: 21-06-2025
Date of Issue: 21-06-2025

Payment History/Asset Classification:

January February March April May June July August September October November December
2015 XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX 000/XXX 000/XXX - -

2014 - - - - - - - - - - - XXX/XXX

Inquiries (reported for past 24 months)

Member Name Date of Inquiry Purpose Ownership Type Amount Remark

XXXX 18-06-2025 Microfinance Business Loan PRIMARY 60,000
XXXX 07-05-2025 Microfinance Business Loan PRIMARY 60,000
XXXX 06-05-2025 OTHER PRIMARY 50,000
XXXX 16-04-2025 Microfinance Business Loan PRIMARY 1,00,000
XXXX 09-04-2025 Microfinance Business Loan PRIMARY 60,000
XXXX 12-03-2025 Microfinance Business Loan PRIMARY 1,00,000
XXXX 05-03-2025 OTHER PRIMARY 50,000
XXXX 26-02-2025 Microfinance Business Loan PRIMARY 1,00,000
XXXX 18-12-2024 Microfinance Business Loan PRIMARY 1,00,000
XXXX 12-12-2024 Microfinance Business Loan PRIMARY 1,00,000
XXXX 24-08-2024 OTHER PRIMARY 0
XXXX 10-06-2024 OTHER PRIMARY 50,000
XXXX 02-12-2023 Business Loan General PRIMARY 0
XXXX 28-08-2023 Microfinance Business Loan PRIMARY 50,000
XXXX 18-08-2023 Microfinance Business Loan PRIMARY 0
XXXX 13-08-2023 OTHER PRIMARY 65,000
XXXX 01-08-2023 OTHER PRIMARY 75,000
XXXX 02-07-2023 OTHER PRIMARY 65,000
XXXX 03-06-2023 OTHER PRIMARY 50,000

Comments

Description Date

-END OF CONSUMER BASE + REPORT-

Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Additional Status O/S Outstanding
Inquiry Details PAN Permanent Account Number
Relationship Details DOB Date of Birth
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Score has reckoned from credit history, pursuit of new credit, payment history, type
CRIF HIGH MARK SCORE(S) PERFORM-Consumer
of credit in use and outstanding debt.
CI-Ceased/Membership
Account Information - Account # Credit Institution has Ceased to Operate or Membership Terminated.
Terminated

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com
© Copyright 2025.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential