‫ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭ ﺳﻨﺠﯽ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬

‫‪16:11‬‬ ‫‪1404/3/22‬‬
‫ﺷﻤﺎﺭﻩ‪0525 4510 1876 2681 4415 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺷﺨﺺ ﺣﻘﯿﻘﯽ‬

‫ﺍﻃﻼﻋﺎﺕ ﻫﻮﯾﺘﯽ ﺷﺨﺺ‬

‫ﺍﻃﻼﻋﺎﺕ ﻧﺸﺎﻧﯽ ﻭ ﺗﻤﺎﺱ‬ ‫ﺍﻃﻼﻋﺎﺕ ﻓﺮﺩﯼ‬

‫ﺗﻠﻔﻦ ﺛﺎﺑﺖ‬
‫ﻣﺤﻤﺪﻣﻬﺪﻱ ﻣﻴﺮﺳﺎﺭﺩﻭ‬
‫ﺷﻤﺎﺭﻩ ﻣﻠﯽ ‪3020374251 :‬‬
‫ﺗﻠﻔﻦ ﻫﻤﺮﺍﻩ‬
‫ﻋﺒﺪﺍﻟﻌﻠﻲ‬ ‫ﻧﺎﻡ ﭘﺪﺭ‬
‫ﻧﻤﺎﺑﺮ‬
‫ﻣﺮﺩ‬ ‫ﺟﻨﺴﯿﺖ‬
‫ﻧﺎﻣﺸﺨﺺ‬
‫ﻧﺸﺎﻧﯽ‬
‫‪1374/06/22‬‬ ‫ﺗﺎﺭﯾﺦ ﺗﻮﻟﺪ‬

‫ﻣﺠﺮﺩ‬ ‫ﻭﺿﻌﯿﺖ ﺗﺎﻫﻞ‬

‫ﺳﺎﯾﺮ‬ ‫ﻣﺤﻞ ﺗﻮﻟﺪ‬

‫ﺍﺳﺘﻌﻼﻡ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬

‫ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬
‫ﻣﻮﺍﺭﺩ ﻣﻮﺛﺮ ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﯾﻦ ﮔﺰﺍﺭﺵ‬
‫ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ )ﮐﻪ ﺑﺮ ﺍﺳﺎﺱ ﻣﺪﻝ ﺟﺪﯾﺪ ﻣﯽ ﺑﺎﺷﺪ( ﺍﺯ ﺍﻃﻼﻋﺎﺕ ﺳﻮﺍﺑﻖ ﺗﺴﻬﯿﻼﺗﯽ‪ ،‬ﭼﮏ ﻫﺎﯼ ﺑﺮﮔﺸﺘﯽ‪ ،‬ﻣﺎﻟﯿﺎﺗﯽ ﻭ ﻣﺤﮑﻮﻣﯿﺖ ﻫﺎﯼ ﻣﺎﻟﯽ ﺷﺨﺺ ﺍﺳﺘﻔﺎﺩﻩ ﻣﯽ ﺷﻮﺩ‬

‫‪C2‬‬ ‫ﺭﯾﺴﮏ ﻣﺘﻮﺳﻂ‬

‫‪549‬‬ ‫ﭘﯿﺶ ﺑﯿﻨﯽ ﻣﯿﺰﺍﻥ ﺧﻮﺵ ﺣﺴﺎﺑﯽ )ﺑﺎﺯﭘﺮﺩﺍﺧﺖ ﻣﻨﺎﺳﺐ(‬

‫‪66.2%‬‬ ‫‪ %55.0‬ﺍﻟﯽ‬

‫ﻣﻮﺍﺭﺩ ﺍﺳﺘﺜﻨﺎ ﺩﺭ ﻣﺤﺎﺳﺒﻪ ﺍﻣﺘﯿﺎﺯ ﺍﯾﻦ ﮔﺰﺍﺭﺵ‬

‫ﺑﻪ ﺩﻟﯿﻞ ﺍﺧﺘﻼﻝ ﺩﺭ ﺍﺭﺗﺒﺎﻁ ﺑﺎ ﺳﺎﻣﺎﻧﻪ ﻫﺎﯼ ﻗﻮﻩ ﻗﻀﺎﯾﯿﻪ ﺍﻣﺘﯿﺎﺯ ﺑﺪﻭﻥ ﺩﺭﻧﻈﺮ ﮔﺮﻓﺘﻦ ﺩﺍﺩﻩ ﻫﺎﯼ ﻣﺮﺑﻮﻃﻪ ﻣﺤﺎﺳﺒﻪ ﺷﺪﻩ ﺍﺳﺖ‪.‬‬

‫ﻣﻬﻢ ﺗﺮﯾﻦ ﺩﻻﯾﻞ ﮐﺎﻫﺶ ﺍﻣﺘﯿﺎﺯ ﺍﻋﺘﺒﺎﺭﯼ‬

‫ﮐﺪ ﺩﻟﯿﻞ‬ ‫ﺷﺮﺡ‬ ‫ﺍﻭﻟﻮﯾﺖ‬

‫‪NGL2‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻢ ﻣﺎﻩ ﻫﺎﯼ ﺑﺎ ﻭﺿﻌﯿﺖ ﻣﻨﺎﺳﺐ ﺑﺎﺯﭘﺮﺩﺍﺧﺘﯽ ﺩﺭ ﺣﺪﺍﻗﻞ ﯾﮏ ﻭﺍﻡ ﻃﯽ ‪ 3‬ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫‪1‬‬

‫‪MTA1‬‬ ‫ﻋﺪﻡ ﻭﺟﻮﺩ ﻭﺍﻡ ﻫﺎﯼ ﺑﺎ ﻣﺒﺎﻟﻎ ﺑﺎﻻ ﻃﯽ ‪ 2‬ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫‪2‬‬

‫‪HAD3‬‬ ‫ﺩﺍﺭﺍﯼ ﺑﺪﻫﯽ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ ﺩﺭ ﺳﺮﺭﺳﯿﺪ ﻃﯽ ‪ 9‬ﻣﺎﻩ ﺍﺧﯿﺮ‪ ،‬ﺩﺭ ﻭﺍﻡ ﻫﺎﯼ ﺩﺭﺟﺮﯾﺎﻥ‬ ‫‪3‬‬

‫‪NTX1‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻢ ﺳﺎﻝ ﻫﺎﯼ ﺩﺍﺭﺍﯼ ﺳﺎﺑﻘﻪ ﭘﺮﺩﺍﺧﺖ ﻣﺎﻟﯿﺎﺕ ﺣﻘﻮﻕ ﻭ ﺩﺳﺘﻤﺰﺩ ﻃﯽ ‪ 4‬ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫‪4‬‬

‫‪ADY4‬‬ ‫ﺩﺍﺭﺍﯼ ﻣﺒﻠﻎ ﺯﯾﺎﺩ ﻣﯿﺎﻧﮕﯿﻦ ﺑﺪﻫﯽ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ ﺩﺭ ﺳﺮﺭﺳﯿﺪ ﻃﯽ ‪ 1‬ﺳﺎﻝ ﺍﺧﯿﺮ‪ ،‬ﺩﺭ ﻭﺍﻡ ﻫﺎﯼ ﺩﺭﺟﺮﯾﺎﻥ‬ ‫‪5‬‬

‫‪nics24.ir‬‬ ‫‪CRM@nics24.ir‬‬ ‫‪021 415 22222‬‬

‫ﺻﻔﺤﻪ ‪ 1‬ﺍﺯ ‪4‬‬

 ‫ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭ ﺳﻨﺠﯽ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪16:11‬‬ ‫‪1404/3/22‬‬
‫ﺷﻤﺎﺭﻩ‪0525 4510 1876 2681 4415 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ‬

‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﻫﺎ‬

‫‪1‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﺩﺭ ﯾﮑﺴﺎﻝ ﺍﺧﯿﺮ‬ ‫‪1‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﺳﺘﻌﻼﻡ ﺩﺭ ﯾﮏ ﻣﺎﻩ ﺍﺧﯿﺮ‬

‫ﺍﺳﺘﻌﻼﻡ ﻫﺎﯼ ﺍﺧﯿﺮ‬

‫‪1404-02-25‬‬ ‫ﺑﺎﻧﮏ ﺷﻬﺮ‬

‫ﻭﺿﻌﯿﺖ ﻣﺤﮑﻮﻣﯿﺖ ﻫﺎﯼ ﻣﺎﻟﯽ‬

‫ﺍﺭﺗﺒﺎﻁ ﺑﺎ ﺳﺎﻣﺎﻧﻪ ﻗﻮﻩ ﻗﻀﺎﯾﯿﻪ ﺑﺎ ﺧﻄﺎ ﻣﻮﺍﺟﻪ ﺷﺪ‪.‬‬

‫ﻭﺿﻌﯿﺖ ﺳﻮﺍﺑﻖ ﻣﺎﻟﯿﺎﺗﯽ‬

‫ﺷﺮﺡ ﻭﺿﻌﯿﺖ‬ ‫ﻭﺿﻌﯿﺖ‬ ‫ﺳﺎﻝ‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1402‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1401‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1400‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1399‬‬

‫ﺩﺭ ﺍﯾﻦ ﺳﺎﻝ‪ ،‬ﺷﺨﺺ ﻫﯿﭻ ﮔﻮﻧﻪ ﭘﺮﻭﻧﺪﻩ ﻣﺎﻟﯿﺎﺗﯽ ﻧﺪﺍﺭﺩ‪.‬‬ ‫‪1398‬‬

‫ﺧﻼﺻﻪ ﻗﺮﺍﺭﺩﺍﺩﻫﺎ‬

‫ﻧﻘﺶ ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ ﯾﺎ ﺷﺮﯾﮏ‬

‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ‬ ‫ﺗﻌﺪﺍﺩ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﻣﺒﻠﻎ‬
‫ﺷﺪﻩ‬ ‫ﻣﺒﻠﻎ ﮐﻞ‬ ‫ﺍﺭﺯ‬ ‫ﺍﻋﺘﺒﺎﺭ ﺩﻫﻨﺪﻩ‬ ‫ﻧﻮﻉ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬ ‫ﺧﺎﺗﻤﻪ ﯾﺎﻓﺘﻪ‬ ‫ﺩﺭ ﺟﺮﯾﺎﻥ‬
‫ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬
‫ﺑﺎﻧﮏ ﻗﺮﺽ ﺍﻟﺤﺴﻨﻪ‬
‫‪0‬‬ ‫‪5,917,562‬‬ ‫‪70,993,562‬‬ ‫‪0‬‬ ‫‪1‬‬ ‫ﺭﯾﺎﻝ‬ ‫ﺗﺴﻬﯿﻼﺕ‬
‫ﻣﻬﺮ‬
‫‪0‬‬ ‫‪5,917,562‬‬ ‫‪70,993,562‬‬ ‫‪0‬‬ ‫‪1‬‬ ‫ﻣﺠﻤﻮﻉ ﻧﻘﺶ ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ ﯾﺎ ﺷﺮﯾﮏ‬

‫‪nics24.ir‬‬ ‫‪CRM@nics24.ir‬‬ ‫‪021 415 22222‬‬

‫ﺻﻔﺤﻪ ‪ 2‬ﺍﺯ ‪4‬‬

 ‫ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭ ﺳﻨﺠﯽ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪16:11‬‬ ‫‪1404/3/22‬‬
‫ﺷﻤﺎﺭﻩ‪0525 4510 1876 2681 4415 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺭﯾﺰ ﺗﻌﻬﺪﺍﺕ ﻓﻌﻠﯽ‪ ،‬ﺗﻌﻬﺪﺍﺕ ﻣﺴﺘﻘﯿﻢ‬

‫ﺗﺴﻬﯿﻼﺕ‬

‫ﺩﺭﺟﺮﯾﺎﻥ‬ ‫ﻣﺮﺣﻠﻪ‬ ‫‪3001.196.17051193.1‬‬ ‫ﺷﻤﺎﺭﻩ ﻗﺮﺍﺭﺩﺍﺩ‬

‫ﺍﻃﻼﻋﺎﺕ ﻋﻤﻮﻣﯽ‬

‫ﺭﯾﺎﻝ‬ ‫ﻭﺍﺣﺪ ﭘﻮﻟﯽ‬ ‫ﻓﺎﻗﺪ ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ‬ ‫ﻭﺿﻌﯿﺖ ﻣﻨﻔﯽ ﻗﺮﺍﺭﺩﺍﺩ‬

‫‪1403/12/30‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﻋﻼﻡ ﻭﺿﻌﯿﺖ‬ ‫ﻗﺮﺽ ﺍﻟﺤﺴﻨﻪ‬ ‫ﻧﻮﻉ ﻗﺮﺍﺭﺩﺍﺩ ﺩﺭ ﺑﺎﻧﮏ‬

‫ﺍﯾﺠﺎﺩ‬ ‫ﻫﺪﻑ ﺍﺯ ﺩﺭﯾﺎﻓﺖ ﺗﺴﻬﯿﻼﺕ‬ ‫‪1403/01/07‬‬ ‫ﺗﺎﺭﯾﺦ ﺷﺮﻭﻉ‬

‫ﻣﺘﻘﺎﺿﯽ ﺍﺻﻠﯽ‬ ‫ﻧﻘﺶ ﺷﺨﺺ‬ ‫‪1404/01/08‬‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﭘﯿﺶ ﺑﯿﻨﯽ ﺷﺪﻩ‬

‫ﺑﺎﻧﮏ ﻗﺮﺽ ﺍﻟﺤﺴﻨﻪ ﻣﻬﺮ‬ ‫ﺍﻋﺘﺒﺎﺭ ﺩﻫﻨﺪﻩ‬ ‫ﺗﺎﺭﯾﺦ ﺍﺗﻤﺎﻡ ﻭﺍﻗﻌﯽ‬

‫ﺳﺎﯾﺮ ﺍﺷﺨﺎﺹ ﻣﺮﺗﺒﻂ‬

‫ﺿﺎﻣﻦ‬ ‫ﻧﻘﺶ ﺩﺭ ﻗﺮﺍﺭﺩﺍﺩ‬ ‫‪3031038673‬‬ ‫ﺷﻤﺎﺭﻩ ﻣﻠﯽ‬

‫ﺟﺰﯾﯿﺎﺕ ﻗﺮﺍﺭﺩﺍﺩ‬
‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ‬
‫‪0‬‬ ‫‪0‬‬
‫ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬ ‫ﻧﺸﺪﻩ‬
‫‪1‬‬ ‫ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬ ‫‪5,917,562‬‬ ‫ﻣﺒﻠﻎ ﺳﺮﺭﺳﯿﺪ ﻧﺸﺪﻩ‬

‫ﺍﻗﺴﺎﻁ ﺛﺎﺑﺖ‬ ‫ﻧﻮﻉ ﻗﺴﻂ‬ ‫‪70,993,562‬‬ ‫ﻣﺒﻠﻎ ﮐﻞ ﻗﺮﺍﺭﺩﺍﺩ )ﺍﺻﻞ ﻭ ﻓﺮﻉ(‬

‫ﻣﺎﻫﺎﻧﻪ‬ ‫ﻧﻮﺑﺖ ﭘﺮﺩﺍﺧﺖ‬ ‫‪5,916,000‬‬ ‫ﻣﺒﻠﻎ ﻗﺴﻂ‬

‫ﭘﺮﺩﺍﺧﺖ ﻣﺴﺘﻘﯿﻢ )ﻧﻘﺪﯼ(‬ ‫ﻧﻮﻉ ﭘﺮﺩﺍﺧﺖ‬ ‫‪12‬‬ ‫ﺗﻌﺪﺍﺩ ﮐﻞ ﺍﻗﺴﺎﻁ‬

‫ﻭﺛﯿﻘﻪ‬

‫‪86,577,512‬‬ ‫ﺍﺭﺯﺵ ﻭﺛﯿﻘﻪ‬ ‫ﺳﺎﯾﺮ‬ ‫ﻧﻮﻉ ﻭﺛﯿﻘﻪ‬

‫ﺗﻘﻮﯾﻢ ﺑﺎﺯﭘﺮﺩﺍﺧﺖ‬

‫‪1403/9‬‬ ‫‪1403/10‬‬ ‫‪1403/11‬‬ ‫‪1403/12‬‬ ‫‪1404/1‬‬ ‫‪1404/2‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪1403/3‬‬ ‫‪1403/4‬‬ ‫‪1403/5‬‬ ‫‪1403/6‬‬ ‫‪1403/7‬‬ ‫‪1403/8‬‬ ‫ﻣﺎﻩ ‪ /‬ﺳﺎﻝ‬

‫‪0‬‬ ‫‪1‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪1‬‬ ‫‪0‬‬ ‫ﺗﻌﺪﺍﺩ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

‫‪0‬‬ ‫‪5,831,870‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪5,829,059‬‬ ‫‪0‬‬ ‫ﻣﺒﻠﻎ ﺍﻗﺴﺎﻁ ﺳﺮﺭﺳﯿﺪ ﺷﺪﻩ ﭘﺮﺩﺍﺧﺖ ﻧﺸﺪﻩ‬

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‫ﺻﻔﺤﻪ ‪ 3‬ﺍﺯ ‪4‬‬

 ‫ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭ ﺳﻨﺠﯽ ﺍﯾﺮﺍﻥ )ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬
‫‪16:11‬‬ ‫‪1404/3/22‬‬
‫ﺷﻤﺎﺭﻩ‪0525 4510 1876 2681 4415 :‬‬ ‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﮔﺰﺍﺭﺵ ﺭﯾﺰ ﺗﻌﻬﺪﺍﺕ ﻓﻌﻠﯽ‪ ،‬ﺗﻌﻬﺪﺍﺕ ﻣﺴﺘﻘﯿﻢ‬

‫ﺗﺴﻬﯿﻼﺕ‬

‫ﺗﻮﺿﯿﺤﺎﺕ ﮔﺰﺍﺭﺵ‬
‫• ﻭﻇﯿﻔﻪ ﮐﻨﺘﺮﻝ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺑﻪ ﻋﻬﺪﻩ ﺍﺷﺨﺎﺹ ﻣﯽ ﺑﺎﺷﺪ ﻭ ﺑﺎﯾﺪ ﺑﺎ ﺍﺧﺬ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺍﺯ ﺑﺴﺘﺮﻫﺎﯼ ﻣﻮﺟﻮﺩ‪ ،‬ﺍﺯ ﺻﺤﺖ ﺍﻃﻼﻋﺎﺕ ﻣﻨﻌﮑﺲ ﺷﺪﻩ ﺩﺭ ﺁﻥ ﺍﻃﻤﯿﻨﺎﻥ ﺣﺎﺻﻞ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫ﺑﺪﯾﻬﯽ ﺍﺳﺖ ﺩﺭ ﺻﻮﺭﺕ ﻫﺮﮔﻮﻧﻪ ﻧﻘﺾ ﺩﺭ ﺍﻃﻼﻋﺎﺕ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ‪ ،‬ﻭﻇﯿﻔﻪ ﺍﺭﺍﺋﻪ ﺍﻋﺘﺮﺍﺽ ﻭ ﭘﯿﮕﯿﺮﯼ ﺁﻥ ﺑﻪ ﻋﻬﺪﻩ ﺍﺷﺨﺎﺹ ﻣﯽ ﺑﺎﺷﺪ‪.‬‬
‫• ﺍﺷﺨﺎﺹ ﻣﮑﻠﻔﻨﺪ ﺍﻋﺘﺮﺍﺽ ﺧﻮﺩ ﺑﻪ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺭﺍ ﻇﺮﻑ ﺣﺪﺍﮐﺜﺮ ﯾﮏ ﻣﺎﻩ ﭘﺲ ﺍﺯ ﺗﺎﺭﯾﺦ ﺩﺭﯾﺎﻓﺖ ﮔﺰﺍﺭﺵ‪ ،‬ﺑﺎ ﺍﺭﺍﺋﻪ ﺷﻤﺎﺭﻩ ﯾﮑﺘﺎﯼ ﮔﺰﺍﺭﺵ ﻣﺬﮐﻮﺭ ﺩﺭ ﺳﺎﻣﺎﻧﻪ ﺭﺳﯿﺪﮔﯽ ﺑﻪ ﺍﻋﺘﺮﺍﺿﺎﺕ‬
‫ﺛﺒﺖ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫• ﺍﺷﺨﺎﺹ ﺗﻨﻬﺎ ﻣﯽ ﺗﻮﺍﻧﻨﺪ ﻧﺴﺒﺖ ﺑﻪ ﺍﻃﻼﻋﺎﺕ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ‪ ،‬ﺍﻋﺘﺮﺍﺽ ﺧﻮﺩ ﺭﺍ ﺛﺒﺖ ﻧﻤﺎﯾﻨﺪ‪.‬‬
‫• ﺩﺭ ﺻﻮﺭﺗﯽ ﮐﻪ ﺍﺷﺨﺎﺹ ﻣﺒﺎﺩﺭﺕ ﺑﻪ ﭘﺮﺩﺍﺧﺖ ﻣﺒﺎﻟﻎ ﻏﯿﺮﺟﺎﺭﯼ ﺗﺴﻬﯿﻼﺕ ﻭ ﺭﻓﻊ ﺳﻮﺀ ﺍﺛﺮ ﭼﮏ ﺑﺮﮔﺸﺘﯽ ﻧﻤﻮﺩﻩ ﺍﻧﺪ‪ ،‬ﺣﺪﺍﻗﻞ ﺯﻣﺎﻥ ﻣﻮﺭﺩ ﻧﯿﺎﺯ ﺑﺮﺍﯼ ﺑﻪ ﺭﻭﺯ ﺭﺳﺎﻧﯽ ﺍﻃﻼﻋﺎﺕ ﻣﺬﮐﻮﺭ ‪ 10‬ﺭﻭﺯ‬
‫ﮐﺎﺭﯼ ﺍﺯ ﺗﺎﺭﯾﺦ ﺍﻗﺪﺍﻡ ﻣﯽ ﺑﺎﺷﺪ ﻭ ﺑﻪ ﺍﻋﺘﺮﺍﺿﺎﺕ ﺍﺭﺍﺋﻪ ﺷﺪﻩ ﺩﺭ ﺑﺎﺯﻩ ﻣﺬﮐﻮﺭ ﺭﺳﯿﺪﮔﯽ ﻧﻤﯽ ﺷﻮﺩ‪.‬‬
‫• ﻣﺴﺌﻮﻟﯿﺖ ﺗﺤﻠﯿﻞ ﺍﻃﻼﻋﺎﺕ ﻭ ﺻﺤﺖ ﮔﺰﺍﺭﺵ ﺍﻋﺘﺒﺎﺭﯼ ﺑﻪ ﻋﻬﺪﻩ ﺷﺮﮐﺖ ﺍﻋﺘﺒﺎﺭﺳﻨﺠﯽ ﻣﯽ ﺑﺎﺷﺪ‪.‬‬

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‫ﺻﻔﺤﻪ ‪ 4‬ﺍﺯ ‪4‬‬