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The document outlines that since the beginning of 1388, the customer has not received any financial facilities from banks or other institutions. It provides statistics on the customer's usage of banking services, indicating zero interactions with member banks. Additionally, it details the procedures for obtaining reports based on the customer's financial history and eligibility for credit facilities.

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Hamed Farajpour
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11 views1 page

Report

The document outlines that since the beginning of 1388, the customer has not received any financial facilities from banks or other institutions. It provides statistics on the customer's usage of banking services, indicating zero interactions with member banks. Additionally, it details the procedures for obtaining reports based on the customer's financial history and eligibility for credit facilities.

Uploaded by

Hamed Farajpour
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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‫ﺗﺎﺭﯾﺦ‪1402/04/21 03:14 :‬‬ ‫)ﺳﻬﺎﻣﯽ ﺧﺎﺹ(‬

‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ‬


‫‪0000 4010 4000 0435 9107‬‬
‫ﺷﻤﺎﺭﻩ‪:‬‬
‫ﺗﺤﺖ ﻧﻈﺎﺭﺕ ﻭ ﺩﺍﺭﺍﯼ ﻣﺠﻮﺯ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‬

‫ﻣﺸﺘﺮﯼ ﻣﻮﺭﺩ ﻧﻈﺮ ﺍﺯ ﺍﺑﺘﺪﺍﯼ ﺳﺎﻝ ‪ 1388‬ﺗﺎﮐﻨﻮﻥ ﻫﻴﭽﮕﻮﻧﻪ ﺗﺴﻬﻴﻼﺗﯽ ﺍﺯ ﺑﺎﻧﮑﻬﺎ ﻭ ﺳﺎﯾﺮ ﻣﻮﺳﺴﺎﺕ ﻋﻀﻮ ﺳﺎﻣﺎﻧﻪ ﺩﺭﯾﺎﻓﺖ ﻧﻨﻤﻮﺩﻩ ﺍﺳﺖ ﻭ‬
‫ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ ﺍﺯ ﻭﯼ ﺩﺭ ﺑﺎﻧﮑﻬﺎﯼ ﻋﻀﻮ ﺑﻪ ﺷﺮﺡ ﺟﺪﻭﻝ ﺯﯾﺮ ﻣﯿﺒﺎﺷﺪ‪:‬‬

‫ﺍﻃﻼﻋﺎﺕ ﻣﻮﺟﻮﺩ ﺷﺨﺺ ﺣﻘﻴﻘﯽ‬


‫‪2691641899‬‬ ‫ﺷﻤﺎﺭﻩ ﻣﻠﯽ‬

‫ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ‬
‫ﯾﮏ ﺳﺎﻝ ﺍﺧﯿﺮ‬ ‫ﯾﮏ ﻣﺎﻩ ﺍﺧﯿﺮ‬ ‫ﻧﻮﻉ ﻋﻀﻮ‬

‫‪0‬‬ ‫‪0‬‬ ‫ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ‬


‫‪0‬‬ ‫‪0‬‬ ‫ﺑﺎﻧﮏ ﻫﺎ ﻭ ﻣﻮﺳﺴﺎﺕ ﺍﻋﺘﺒﺎﺭﯼ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﺗﻠﮑﺎﻡ‪/‬ﺳﺎﺯﻣﺎﻥ ﻫﺎﻱ ﺧﺪﻣﺎﺗﯽ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﺳﺎﺯﻣﺎﻥ ﻫﺎﯼ ﺧﺮﺩﻩ ﻓﺮﻭﺷﯽ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﺳﺎﺯﻣﺎﻥ ﻫﺎﯼ ﻋﻤﻮﻣﯽ‪/‬ﺩﻭﻟﺘﯽ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﺳﺎﺯﻣﺎﻥ ﻫﺎﯼ ﻗﻀﺎﻳﯽ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﻣﺼﺮﻑ ﮐﻨﻨﺪﮔﺎﻥ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﻣﻮﺳﺴﺎﺕ ﺍﻋﺘﺒﺎﺭﻱ ﻏﻴﺮ ﻣﺘﺸﮑﻞ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﻣﻮﺳﺴﺎﺕ ﺻﺎﺩﺭ ﮐﻨﻨﺪﻩ ﮐﺎﺭﺕ ﺍﻋﺘﺒﺎﺭﯼ‬
‫‪0‬‬ ‫‪0‬‬ ‫ﺟﻤﻊ‬

‫ﺗﻮﺿﻴﺤﺎﺕ‪:‬‬
‫ﺍﻟﻒ ﭘﺎﺳﺦ ﺍﺳﺘﻌﻼﻡ ﺍﺯ ﺳﺎﻣﺎﻧﻪ ﺍﻋﺘﺒﺎﺭﺳﻨﺠﯽ ﺩﺭ ﻣﻮﺭﺩ ﻫﺮ ﻣﺸﺘﺮﯼ ﺑﻨﺎﺑﺮ ﺍﯾﻨﮑﻪ ﺍﺯ ﺍﺑﺘﺪﺍﯼ ﺳﺎﻝ ‪ 1388‬ﺗﺎﮐﻨﻮﻥ ﺍﺯ ﺑﺎﻧﮑﻬﺎﯼ ﻋﻀﻮ ﺳﺎﻣﺎﻧﻪ‬
‫ﺗﺴﻬﻴﻼﺗﯽ ﺩﺭﯾﺎﻓﺖ ﻧﻤﻮﺩﻩ ﺑﺎﺷﺪ ﯾﺎ ﻫﻴﭽﮕﻮﻧﻪ ﺗﺴﻬﻴﻼﺗﯽ ﺩﺭﯾﺎﻓﺖ ﻧﮑﺮﺩﻩ ﺑﺎﺷﺪ‪ ،‬ﺑﻪ ﺩﻭ ﺻﻮﺭﺕ ﺧﻮﺍﻫﺪ ﺑﻮﺩ‪:‬‬
‫‪1-‬ﺩﺭ ﺻﻮﺭﺕ ﻧﺪﺍﺷﺘﻦ ﻫﻴﭽﮕﻮﻧﻪ ﺗﺴﻬﻴﻼﺕ ﯾﺎ ﻗﺮﺍﺭﺩﺍﺩ‪ :‬ﺻﺮﻓﺎً ﮔﺰﺍﺭﺵ ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ )ﮔﺰﺍﺭﺵ ﺧﺎﻟﯽ( ﺩﺭ ﻣﻮﺭﺩ ﺍﯾﻦ ﻣﺸﺘﺮﯼ ﺩﺭ ﺳﺎﻣﺎﻧﻪ‬
‫ﺗﻮﻟﻴﺪ ﺷﺪﻩ ﻭ ﺩﺭ ﺍﺧﺘﻴﺎﺭ ﮐﺎﺭﺑﺮ ﻗﺮﺍﺭ ﻣﯿﮕﻴﺮﺩ‪.‬‬
‫‪2-‬ﺩﺭ ﺻﻮﺭﺕ ﺩﺍﺭﺍ ﺑﻮﺩﻥ ﺗﺴﻬﻴﻼﺕ ﯾﺎ ﻗﺮﺍﺭﺩﺍﺩ )ﺩﺍﺭﺍ ﺑﻮﺩﻥ ﺣﺪﺍﻗﻞ ﯾﮏ ﻗﺮﺍﺭﺩﺍﺩ(‪ :‬ﮔﺰﺍﺭﺷﻬﺎﯼ ﻣﺘﻨﻮﻋﯽ ﺗﺤﺖ ﻋﻨﺎﻭﯾﻦ ﭘﺎﯾﻪ‪ ،‬ﺍﺳﺘﺎﻧﺪﺍﺭﺩ‪،‬‬
‫ﭘﻴﺸﺮﻓﺘﻪ‪،‬ﺳﻮﺍﺑﻖ ﻭ ﮔﺰﺍﺭﺵ ﺍﺭﺯﯾﺎﺑﯽ )ﺭﺗﺒﻪ ﺍﻋﺘﺒﺎﺭﯼ( ﺩﺭ ﺍﺧﺘﻴﺎﺭ ﮐﺎﺭﺑﺮ ﻗﺮﺍﺭ ﻣﯿﮕﻴﺮﺩ ﻭ ﮐﺎﺭﺑﺮ ﻣﺠﺎﺯ ﺍﺳﺖ ﺑﻨﺎﺑﺮ ﻧﻴﺎﺯ ﺧﻮﺩ ﻫﺮ ﮐﺪﺍﻡ ﺍﺯ ﺍﯾﻦ‬
‫ﻧﻮﻉ ﮔﺰﺍﺭﺷﻬﺎ ﺭﺍ ﺩﺭﯾﺎﻓﺖ ﻧﻤﺎﯾﺪ‪ .‬ﻣﺠﺪﺩﺍً ﻻﺯﻡ ﺑﺬﮐﺮ ﺍﺳﺖ ﺍﯾﻦ ﮔﺰﺍﺭﺷﻬﺎ ﺻﺮﻓﺎً ﺩﺭ ﻣﻮﺭﺩ ﺍﺷﺨﺎﺻﯽ ﮐﻪ ﺍﺯ ﺍﺑﺘﺪﺍﯼ ﺳﺎﻝ ‪ 1388‬ﺗﺎﮐﻨﻮﻥ‬
‫ﺣﺪﺍﻗﻞ ﯾﮏ ﻗﺮﺍﺭﺩﺍﺩ ﺗﺴﻬﻴﻼﺗﯽ ﯾﺎ ﻫﺮ ﻧﻮﻉ ﺗﻌﻬﺪ ﺩﯾﮕﺮ )ﻣﺎﻧﻨﺪ ﺿﻤﺎﻧﺘﻨﺎﻣﻪ( ﺍﺯ ﯾﮑﯽ ﺍﺯ ﺑﺎﻧﮑﻬﺎﯼ ﻋﻀﻮ ﺳﺎﻣﺎﻧﻪ ﺩﺭﯾﺎﻓﺖ ﻧﻤﻮﺩﻩ ﺑﺎﺷﻨﺪ‪،‬‬
‫ﻗﺎﺑﻞ ﺍﺭﺍﺋﻪ ﻣﯿﺒﺎﺷﺪ‪ .‬ﺩﺭ ﻏﻴﺮ ﺍﯾﻨﺼﻮﺭﺕ ﻓﻘﻂ ﮔﺰﺍﺭﺵ ﺁﻣﺎﺭ ﺍﺳﺘﻌﻼﻡ ﯾﺎ ﺍﺻﻄﻼﺣﺎً ﮔﺰﺍﺭﺵ ﺧﺎﻟﯽ ﺍﺭﺍﺋﻪ ﻣﯿﮕﺮﺩﺩ‪ .‬ﮔﺰﺍﺭﺵ ﺧﺎﻟﯽ ﺩﺭ ﻭﺍﻗﻊ‬
‫ﻧﺸﺎﻥ ﻣﯿﺪﻫﺪ ﮐﻪ ﻣﺸﺘﺮﯼ ﻣﻮﺭﺩ ﻧﻈﺮ ﺍﺯ ﻫﻴﭽﮑﺪﺍﻡ ﺍﺯ ﺑﺎﻧﮑﻬﺎﯼ ﻋﻀﻮ ﺳﺎﻣﺎﻧﻪ ﺍﺯ ﺍﺑﺘﺪﺍﯼ ﺳﺎﻝ ‪ 1388‬ﺗﺎﮐﻨﻮﻥ ﻫﻴﭽﮕﻮﻧﻪ ﺗﺴﻬﻴﻼﺗﯽ‬
‫ﺩﺭﯾﺎﻓﺖ ﻧﮑﺮﺩﻩ ﺍﺳﺖ‪.‬‬
‫ﺏ‪ -‬ﺑﻨﺎﺑﺮ ﺑﺨﺸﻨﺎﻣﻬﻬﺎﯼ ﺑﺎﻧﮏ ﻣﺮﮐﺰﯼ ﺟﻤﻬﻮﺭﯼ ﺍﺳﻼﻣﯽ ﺍﯾﺮﺍﻥ‪ ،‬ﺑﺎﻧﮑﻬﺎ ﻭ ﻣﻮﺳﺴﺎﺕ ﻣﺎﻟﯽ ﺍﻋﺘﺒﺎﺭﯼ ﻣﻮﻇﻔﻨﺪ ﺍﻃﻼﻋﺎﺕ ﻣﺮﺑﻮﻁ ﺑﻪ ﮐﻠﻴﻪ‬
‫ﺗﺴﻬﻴﻼﺕ ﻭ ﺗﻌﻬﺪﺍﺕ ﭘﺮﺩﺍﺧﺖ ﺷﺪﻩ ﺑﻪ ﮐﻠﻴﻪ ﻣﺸﺘﺮﯾﺎﻥ ﺧﻮﺩ ﺭﺍ ﺑﻪ ﺳﺎﻣﺎﻧﻪ ﺍﻋﺘﺒﺎﺭﺳﻨﺠﯽ ﺍﺭﺳﺎﻝ ﻧﻤﺎﯾﻨﺪ ﻭ ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ‬
‫ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ ﻧﻴﺰ ﺍﻃﻼﻋﺎﺕ ﺩﺭﯾﺎﻓﺘﯽ ﺭﺍ ﺑﺼﻮﺭﺕ ﻣﺎﻫﺎﻧﻪ ﺩﺭ ﺳﺎﻣﺎﻧﻪ ﺍﻋﺘﺒﺎﺭﺳﻨﺠﯽ ﺑﺮﻭﺯﺭﺳﺎﻧﯽ ﻣﯿﻨﻤﺎﯾﺪ‪ .‬ﺟﻬﺖ ﻣﺸﺎﻫﺪﻩ ﻟﻴﺴﺖ‬
‫ﺑﺎﻧﮑﻬﺎﯼ ﻋﻀﻮ ﺳﺎﻣﺎﻧﻪ‪ ،‬ﻣﺴﺌﻮﻟﻴﺘﻬﺎﯼ ﺣﻘﻮﻗﯽ ﺷﺮﮐﺖ ﻭ ﮐﺎﺭﺑﺮﺍﻥ ﻭ ﺳﺎﯾﺮ ﺍﻃﻼﻋﺎﺕ ﻣﻮﺭﺩ ﻧﻴﺎﺯ ﺑﻪ ﺁﺩﺭﺱ ﺍﯾﻨﺘﺮﻧﺘﯽ ﺯﯾﺮ ﻣﺮﺍﺟﻌﻪ‬
‫ﻓﺮﻣﺎﯾﻴﺪ‪:‬‬

‫‪https://www.irancreditscoring.com‬‬

‫ﭘﺎﯾﺎﻥ ﮔﺰﺍﺭﺵ‬
‫‪1402/04/21‬‬ ‫ﺗﺎﺭﯾﺦ ﺗﻬﯿﻪ ﮔﺰﺍﺭﺵ‬

‫ﺷﺮﮐﺖ ﻣﺸﺎﻭﺭﻩ ﺭﺗﺒﻪ ﺑﻨﺪﯼ ﺍﻋﺘﺒﺎﺭﯼ ﺍﯾﺮﺍﻥ‬

‫‪www.irancreditscoring.com‬‬ ‫ﻧﺸﺎﻧﯽ‪ :‬ﺗﻬﺮﺍﻥ‪ ،‬ﮔﺎﻧﺪﯼ ﺟﻨﻮﺑﯽ‪ ،‬ﺧﯿﺎﺑﺎﻥ ﯾﮑﻢ‪ ،‬ﭘﻼﮎ‪2‬‬

‫‪CRM@cbs24.ir‬‬ ‫ﺻﻔﺤﻪ ‪ 1‬از ‪1‬‬ ‫ﺗﻠﻔﻦ‪ 87700500-021 :‬ﺗﻠﻔﮑﺲ‪86082841-021 :‬‬

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