CCONSUMER BASE ™ CHM Ref #:

Prepared For:
IDFC250728CR278723730
IDFC
REPORT Application ID: 0608162833
For CHAMELI BAI DHIVAR Date of
28-07-2025 17:29:18
Request:
Date of Issue: 28-07-2025

Inquiry Input Information

Name: CHAMELI BAI DHIVAR DOB/Age: 26-10-1977 Gender: FEMALE

Father: Spouse: Mother:

Phone Numbers: 9981938773 ID(s): XXXXXXXX4073 [UID] Email ID(s):

HGTPD9935H [PAN]

Entity Id:

Current Address: Makan No 202 Murum Khadan Khamtarai, Bilaspur Bilaspur, BILASPUR 495006 CG

Other Address:

CRIF HM Score(S):

SCORE NAME SCORE SCORING FACTORS

No/minimal missed payments in recent past
PERFORM CONSUMER 2.2 786 Score Range : 300-900 Normal proportion of outstanding balance to disbursed amount
Decent number of self/overall loans disbursed in the recent past
Tip: Positive impact on credit score Negative impact on credit score

Personal Information - Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On

CHAMELI BAI DHIVAR 31-08-2015 06-09-1977 31-08-2015

Address Variations Reported On Phone Variations Reported On

H.NO.202 KHAMATRAI MURROMPARA KHADAN 495001 CG 31-12-2014 9981938773 31-08-2015

Tip: All amounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 1 0 0 0 0
Total 1 0 0 0 0

Inquiries in last 24 Months: 0 New Account(s) in last 6 Months: 0 New Delinquent Account(s) in last 6 Months: 0

Account Information
Account Type:
1 Credit Grantor: XXXX Account #: xxxx Info. as of: 31-08-2015
BUSINESS LOAN PRIORITY SECTOR SMALL BUSINESS
CLOSED

Ownership: JOINT Disbursed Date: 05-08-2014 Disbd Amt/High Credit: 87,983

Credit Limit: Last Payment Date: 05-08-2015 Current Balance: 0
Cash Limit: Closed Date: 05-08-2015 Last Paid Amt: 8,404
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 0

Payment History/Asset Classification:

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 January February March April May June July August September October November December
2015 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD - - - -
2014 - - - - - - - - XXX/XXX XXX/XXX XXX/XXX 000/STD

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
0

AA DVANCED O VERLAP REPORT CHM Ref #:

Prepared For:
IDFC250728CR278723730
IDFC
Chameli Bai Dhivar
Date of
28-07-2025 17:29:18
Request:
Date of Issue: 28-07-2025

Tip: All amounts are in INR

Summary

Association Account Summary Disbursed Amount Instalment Amount Current Balance

Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 3 0 19 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -

Account Details - Primary

1 Member & Account Information with Credit Grantor: BANDHAN BANK LIMITED (Branch: 11246)

Member Name: CHAMELI BAI DHIVAR DOB/Age: 01-01-1977 / 44 years () Info. As On: 31-05-2025

Relationships: ID(s): RGP0252395 (Voters Id) Phone Numbers:

RGP0252395 (Other Id)

Current Monthly Household Income: 21,000

KHAMTARAI; ; KHAMTARAI; ; KHAMATRAI CG 495001
Address:

Other Address: KHAMTARAI Bilaspur CG 495001

CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 20-04-2024 Amt Disbursed: 40,000 Info. As On: 31-05-2025
Account #: xxxx Closed Date: 04-04-2025 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 927 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 - - - - 000 000 000 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 05-06-2023 Amt Disbursed: 40,000 Info. As On: 31-05-2024
Account #: xxxx Closed Date: 19-04-2024 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 930 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2024 000 000 000 000 - - - - - - - -
2023 - - - - - 000 000 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 18-07-2022 Amt Disbursed: 30,000 Info. As On: 31-12-2023
Account #: xxxx Closed Date: 03-06-2023 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 685 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2023 000 000 XXX 000 XXX 000 - - - - - -

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 2022 - - - - - - 000 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 03-09-2021 Amt Disbursed: 40,000 Info. As On: 31-12-2022
Account #: xxxx Closed Date: 16-07-2022 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 915 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2022 000 000 000 000 000 000 000 - - - - -
2021 - - - - - - - - 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 04-09-2020 Amt Disbursed: 50,000 Info. As On: 28-02-2022
Account #: xxxx Closed Date: 03-09-2021 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 1,135 Amount Overdue: DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2021 000 000 000 000 000 000 000 000 000 - - -
2020 - - - - - - - - - 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 23-08-2019 Amt Disbursed: 40,000 Info. As On: 04-10-2020
Account #: xxxx Closed Date: 03-09-2020 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 845 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2020 000 000 000 000 000 000 000 000 000 - - -
2019 - - - - - - - - - 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 10-08-2018 Amt Disbursed: 40,000 Info. As On: 01-09-2019
Account #: xxxx Closed Date: 23-08-2019 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 845 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2019 000 000 000 000 000 000 000 000 - - - -
2018 - - - - - - - - 000 000 XXX 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 29-08-2017 Amt Disbursed: 30,000 Info. As On: 21-11-2018
Account #: xxxx Closed Date: 10-08-2018 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 635 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2018 000 000 000 000 000 000 000 000 - - - -
2017 - - - - - - - - 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 26-08-2016 Amt Disbursed: 25,000 Info. As On: 03-09-2017
Account #: xxxx Closed Date: 25-08-2017 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 535 Amount Overdue: 0 DPD: 0

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 Account Remarks:

Payment History:
January February March April May June July August September October November December
2017 000 000 000 000 XXX 000 000 000 - - - -
2016 - - - - - - - - 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 09-10-2015 Amt Disbursed: 18,000 Info. As On: 02-08-2017
Account #: xxxx Closed Date: 26-08-2016 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 385 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2016 XXX XXX 000 000 000 000 000 000 - - - -
2015 - - - - - - - - - - XXX XXX
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 12-09-2014 Amt Disbursed: 12,000 Info. As On: 02-08-2017
Account #: xxxx Closed Date: 11-09-2015 Current Balance: 0 Amount Write-Off: 0
Instl Freq: WEEKLY Instl Amount: 260 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2015 000 000 000 000 000 000 000 XXX XXX - - -
2014 - - - - - - - - - 000 000 000

2 Member & Account Information with Credit Grantor: S V CREDITLINE LIMITED (Branch: F002)

Member Name: CHAMELI BAI DHIVAR DOB/Age: 26-10-1977 Info. As On: 31-05-2023

Relationships: SANTOSH KUMAR DHIVAR ID(s): XXXXXXXX4073 (UID) Phone Numbers: 9399776093
(Husband)
JANAK DHIVAR (Father)

Current Address: DIST

Other Address: DIST

CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 08-03-2021 Amt Disbursed: 50,000 Info. As On: 31-05-2023
Account #: xxxx Closed Date: 20-03-2023 Current Balance: 0 Amount Write-Off: 0
Instl Freq: BIWEEKLY Instl Amount: 1,590 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2023 000 000 000 - - - - - - - - -
2022 - - - XXX XXX 000 XXX 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 25-02-2019 Amt Disbursed: 50,000 Info. As On: 31-03-2021
Account #: xxxx Closed Date: 09-01-2021 Current Balance: 0 Amount Write-Off: 0
Instl Freq: BIWEEKLY Instl Amount: 1,500 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2021 000 - - - - - - - - - - -
2020 - 000 000 000 000 000 000 000 XXX 000 002 XXX
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 17-03-2017 Amt Disbursed: 40,000 Info. As On: 30-04-2019
Account #: xxxx Closed Date: 25-02-2019 Current Balance: 0 Amount Write-Off: 0
Instl Freq: BIWEEKLY Instl Amount: 1,150 Amount Overdue: 0 DPD: 0

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 Account Remarks:

Payment History:
January February March April May June July August September October November December
2019 000 000 - - - - - - - - - -
2018 - - 000 000 000 000 000 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 02-11-2015 Amt Disbursed: 26,000 Info. As On: 31-05-2017
Account #: xxxx Closed Date: 17-03-2017 Current Balance: 0 Amount Write-Off: 0
Instl Freq: BIWEEKLY Instl Amount: 800 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2017 000 XXX 000 - - - - - - - - -
2016 - - - 000 000 000 000 000 000 000 000 000
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 14-02-2015 Amt Disbursed: 14,000 Info. As On: 31-12-2015
Account #: xxxx Closed Date: 31-10-2015 Current Balance: 0 Amount Write-Off: 0
Instl Freq: BIWEEKLY Instl Amount: 700 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2015 - 000 XXX 000 000 000 000 000 000 000 - -

3 Member & Account Information with Credit Grantor: HDFC BANK LTD (Branch: BILASPUR)

Member Name: CHAMELI BAI DHIVAR DOB/Age: 26-10-1977 / 41 years () Info. As On: 31-07-2021

Relationships: JANK (Father) ID(s): TEL1237882 (Voters Id) Phone Numbers: 9981938773
SANTOSH KUMAR DHIVAR
(Husband)

SAN
Current Address:
2240
Other Address:
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 26-03-2019 Amt Disbursed: 25,206 Info. As On: 31-07-2021
Account #: xxxx Closed Date: 26-07-2021 Current Balance: 0 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 1,345 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2021 000 000 000 004 005 004 000 - - - - -
2020 - - - - - - - 000 000 000 000 000

Member Name: CHAMELI BAI DHIVAR DOB/Age: 01-01-1977 / 39 years () Info. As On: 30-09-2018

Relationships: JANAK (Father) ID(s): XXXXXXXX4073 (UID) Phone Numbers: 9981938773

SANTOSH KUMAR DHIVAR TEL1237882 (Voters Id)
(Husband)

ADD
Current Address:
CG 4
Other Address:
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 31-08-2016 Amt Disbursed: 30,201 Info. As On: 30-09-2018
Account #: xxxx Closed Date: 01-09-2018 Current Balance: 0 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 1,611 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 2018 000 000 000 000 000 000 000 000 000 - - -
2017 - - - - - - - - - 000 000 000

Member Name: CHAMELI BAI DHIVAR DOB/Age: 26-10-1977 / 37 years () Info. As On: 01-09-2016

Relationships: JANAK DHIWAR (Father) ID(s): 399768794073 (Voters Id) Phone Numbers: 9981938773
SANTSOH KUMAR DHIVAR
(Husband)

Current Address: MAK

Other Address:
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 12-08-2015 Amt Disbursed: 20,092 Info. As On: 31-08-2016
Account #: xxxx Closed Date: 12-08-2016 Current Balance: 0 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 1,919 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2016 000 000 000 000 000 000 000 000 - - - -
2015 - - - - - - - - 000 XXX 000 000

GROUP DETAILS CHM Ref #:

Prepared For:
IDFC250728CR278723730
IDFC
Date of
28-07-2025 17:29:18
Request:
Date of Issue: 28-07-2025

Tip: All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Association Account Summary Disbursed Amount Instalment Amount Current Balance

Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 1 0 1 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -

Account Details - Primary

1 Member & Account Information with Credit Grantor: HDFC BANK LTD (Branch: BILASPUR)

Member Name: CHAMELI BAI DHIVAR DOB/Age: 06-09-1977 / 36 years () Info. As On: 01-09-2015

Relationships: JANAK (Father) ID(s): TEL1237882 (Voters Id) Phone Numbers: 9981938773
SANTOSH KUMAR DHIVAR
(Husband)
Group ID: 29170617_RADHA HBG KHAMTAR Group Creation Date:

Current Monthly Household Income:

H.NO.202 KHAMATRAI MURROMPARA KHADAN KHAMTARAI BILASPUR CG 495001
Address:

Other Address:
CLOSED

Account Type: JLG GROUP Disbursed Date: 05-08-2014 Amt Disbursed: 87,983 Info. As On: 31-08-2015
Account #: xxxx Closed Date: 05-08-2015 Current Balance: 0 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 8,404 Amount Overdue: 0 DPD: 0
Account Remarks:
No of Borrowers: 7 Active Borrower: N

Payment History:
January February March April May June July August September October November December
2015 XXX 000 000 000 000 000 000 000 - - - -
2014 - - - - - - - - 000 000 000 000

Inquiries (reported for past 24 months)

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
Credit Grantor Date of Inquiry Purpose Amount Remark
-END OF INDIVIDUAL REPORT-

Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated
Account Information - Account # License Cancelled Entities License of the credit institution cancelled by RBI

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd