I am writing to dispute fraudulent information I have found on my credit report, pursuant to
15 U.S.C. §1681c-2, and to request that such information be blocked or removed
immediately. I am attaching a copy of my Identity Theft Report issued by the FTC (FTC
REPORT NUMBER: [INSERT FTC REPORT NUMBER]) as evidence of my claim.
According to 15 U.S.C. §1681c-2, when a consumer submits an identity theft report, credit
reporting agencies are required to block any information identified by the consumer as a
result of such theft within four (4) business days.
The following information on my credit report is the result of identity theft and must be
blocked:
NAME / ACCOUNT NUMBER
Pursuant to 15 U.S.C. §1681c-2, I respectfully request that this account be immediately
blocked from my credit report. This block should remain in effect for a period of one year,
after which I may request an extension. During this time, no information may be reported.
I have contacted [insert name of credit agency] multiple times to report these accounts, but
I have not received a clear or definitive resolution to help me resolve this situation. This
situation is severely affecting me as I am trying to purchase a new home for my children
and obtain financial tools to support my economic growth. Having these negative accounts
on my credit report has blocked all my opportunities and is causing me personal and
financial harm.
These accounts have already been removed and were not verified by other credit agencies,
so I do not understand why this agency continues to assert that these accounts belong to me.
I have requested copies of the contracts related to these accounts from the reporting
company, and after more than 60 days, I have not received any response. I respectfully
request your assistance in removing these accounts immediately.
Please block or remove this account from my credit report.
