Date
Re.  Account #
To:
On January  3, 20ll I disputed  the above account through Equifax.  I
was notified  on today January  30, 20011  that you have verified the
information  in the above  account to be accurate  and true.
I dispute  your information  in its entirety  and  request evidentiary
documentation that you  submitted  to Equifax to verify  the above
account.
According  to secti  on 623 of the FAIR CREDIT  RnpOnUNG ACT I
have the right to receive  any information  that was  used  to verify  an
account to a CRA.  Should you  not be able  or willing to provide  me with
the substantiating  documentation as verification  to cure this violation
within the 30 days, please  have the information  deleted  from each  of the
CRA's that you  furnished  it to or do not respond to the next dispute
that I initiate  through  the CRA's.
Nelson  v Chase  Manhattanr2002  provides  a cause for action for
individuals against furnishers  of information.  I would prefer not to use
the courts to resolve  this matter.
Sincerely
SSN:
DOB: