123 Branch Sales Head Jobs in Navsari

As a Credit Underwriter, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines to make decisions or recommend for approval to higher authorities. You will be responsible for underwriting proposals according to laid down policies & procedures to honor agreed Service Level Agreements (SLAs) and manage business volumes in your assigned city/ area. Conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents, and verifying information through telephonic, field, and collateral visits will be a crucial aspect of your responsibilities. Key Responsibilities: - Assess income to obligation ratios with in-depth knowledge of the rational behind ratio calculations and their impact on loan performance during the tenure. - Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS for the cluster, providing regular reports. - Build effective relationships with third parties to facilitate the best outcomes for clients. - Take ownership of client queries, leveraging industry knowledge and experience to overcome challenges and solve problems. - Exceed service quality standards and focus on continuous process improvement. - Undertake critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. - Ensure collateral and other credit risk mitigation to aid the approving authority in making decisions. - Enable quick turnaround time of credit lending proposals in collaboration with the sales team. - Conduct ongoing reviews of credit exposures to maintain bankable exposure levels. - Facilitate critical review and documentation of proposals, monitor client and collateral creditworthiness, and take steps for risk mitigation while ensuring adherence to legal and documentation norms and policies. - Manage the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in liaison with local credit analysts and the sales team. Qualification Required: - Post Graduate/ Graduate in any discipline In this role, you will play a critical part in the credit underwriting process, ensuring thorough assessment of loan applications while adhering to policies and procedures to mitigate risks effectively. Your ability to maintain strong relationships, analyze credit risks, and facilitate timely decision-making processes will be key to your success in this position.,

As a Premier Acquisition Manager in Business Banking, your role involves achieving the business objectives of the Retail Liabilities Sales Team for the branch. You will be responsible for meeting the Value, Volume, and channel Productivity metrics. Your key responsibilities include: - Generating revenues through the sale of Current Accounts (CA), X-Sell, and Third Party Products like Insurance - Sourcing High-Value CA customers and building Family Banking relationships - Penetrating Business Banking products such as CMS/POS/Beat services to CA customers - Sourcing new customers through external individual efforts and acquisition channels To excel in this role, you should possess the following qualifications: - Customer orientation - High energy levels with a strong motivation to succeed - Experience in managing and sourcing Business Banking customers - Preferred background in Banking or Financial Services - Graduation with 2-3 years of relevant experience or Post Graduation with 2-3 years of relevant experience - Age limit: 30 years This job profile requires someone who is customer-focused, energetic, and experienced in handling Business Banking customers. If you meet the qualifications and are driven to succeed, this role could be a great fit for you.,

Job Description (JD) for the RM / Sr. RM Mortgage Loans (LAP/HL) positions. You can customize the contact details or company introduction if needed. Job Title: Relationship Manager (RM) / Senior Relationship Manager (Sr. RM) Department: Mortgage Loans LAP / HL Location: Vadodara, Bangalore, Chennai, Mumbai Reporting To: Sales Manager / Area Sales Manager Job Purpose: To acquire and manage customers for Loan Against Property (LAP) and Home Loan (HL) products, ensuring business growth, portfolio quality, and compliance with bank policies. Key Responsibilities: Source new business for LAP / HL through direct channels, DSA, and referral networks Manage end-to-end customer relationship from sourcing to disbursement Conduct personal discussions, eligibility checks, and explain loan offerings to clients Ensure high quality sourcing in terms of customer profile, documentation, and compliance Maintain productivity norms on login, sanction & disbursement Coordinate with internal credit, legal & technical teams for processing files Regularly engage with existing and potential clients to generate business and referrals Stay updated with competitor offerings, pricing, and market trends Achieve monthly sales targets and contribute to branch-level profitability Eligibility Criteria: For Relationship Manager (RM): Minimum 1 year of experience in Loan Against Property (LAP) Sales-driven and target-oriented attitude Local market knowledge and existing network preferred For Senior Relationship Manager (Sr. RM): Minimum 3 years of experience in Home Loans (HL) and Loan Against Property (LAP) Proven track record of high-ticket size deals Strong negotiation and interpersonal skills Local experience strongly preferred Skills & Competencies: Strong communication & presentation skills Ability to understand customer financials and documentation High degree of self-motivation and result orientation Proficiency in MS Office and loan management systems Fluency in local language is a plus