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36 Loans Administration Jobs in Dindigul

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posted 2 months ago
experience2 to 7 Yrs
location
Ooty, Tamil Nadu
skills
  • Interpersonal skills
  • Communication skills
  • Sales
  • Negotiation skills
  • Banking products knowledge
  • Financial markets knowledge
  • Regulatory environment knowledge
  • Problemsolving skills
  • High integrity
  • Ethical conduct
Job Description
As a Relationship Manager at one of Zepcruit's clients, your role will involve managing and deepening customer relationships to drive business growth and maintain high standards of customer service. You will act as a trusted advisor, offering tailored banking products, wealth solutions, and financial advisory services to clients. Key Responsibilities: - Build and maintain strong relationships with both existing and new customers. - Understand customers" financial goals and provide suitable banking and investment solutions. - Ensure superior service delivery and high customer satisfaction. - Acquire new customers through referrals, walk-ins, cold calls, and networking. - Cross-sell and upsell banking products such as savings accounts, term deposits, loans, credit cards, insurance, and wealth management products. - Meet and exceed monthly/quarterly sales and revenue targets. - Monitor customer accounts for profitability, risk, and compliance. - Ensure timely renewal of accounts, loans, and investment products. - Analyze client portfolios and provide periodic reviews to maximize returns and relationship value. - Adhere strictly to KYC, AML, and bank compliance policies. - Monitor account activity to prevent fraud, suspicious transactions, and regulatory breaches. - Stay updated with financial markets, competitor products, and customer trends. - Represent the bank at industry forums, events, and networking sessions. Key Skills & Competencies: - Strong interpersonal and communication skills. - Sales-driven mindset with the ability to build trust and long-term relationships. - Knowledge of banking products, financial markets, and regulatory environment. - Problem-solving and negotiation skills. - High integrity, ethical conduct, and a customer-first attitude. Qualifications & Experience: - Graduate/Postgraduate in Finance, Business Administration, or a related field. - 2-7 years of experience in banking, financial services, or sales. - Prior experience as RM/Deputy RM/Assistant RM in retail, corporate, or wealth management is preferred. - Certifications such as NISM/IRDA for investment & insurance sales are an added advantage. Performance Metrics: - New client acquisition & revenue generation. - Cross-sell ratio and product penetration. - Portfolio quality (low NPAs, strong CASA ratios). - Customer satisfaction and retention scores.,
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posted 1 week ago
experience5 to 10 Yrs
location
Coimbatore, Tamil Nadu
skills
  • Mutual Funds
  • Insurance
  • Compliance
  • Team Management
  • Operational Planning
  • Risk Management
  • Vendor Management
  • Technology
  • Automation
  • Regulatory Guidelines
  • Communication
  • Dashboards
  • Loan Products
  • Decisionmaking
  • CRM Tools
  • Financial Platforms
  • Digital Workflows
Job Description
As an experienced and capable Operations Manager at Vanmoh Fincare, the financial services vertical of Vanmoh Chitfunds, you will be responsible for leading and streamlining operations with a focus on mutual funds, insurance, and loan products. Your expertise will be instrumental in building scalable processes, managing teams, ensuring compliance, and delivering seamless service quality. Key Responsibilities: - Operations Leadership & Strategy: - Oversee day-to-day operations across mutual funds, insurance, and loan services. - Develop SOPs, process flows, and documentation frameworks. - Ensure smooth functioning of customer onboarding, servicing, and fulfillment. - Contribute to operational planning and business expansion strategies. - Compliance & Risk Management: - Ensure adherence to SEBI, IRDAI, RBI, and company compliance requirements. - Manage KYC verification, audit processes, risk controls, and quality checks. - Implement policies for transparent and ethical service delivery. - Team Leadership: - Build and manage the operations team for Vanmoh Fincare. - Set KPIs, monitor performance, and ensure continuous improvement. - Conduct training sessions on products, compliance, and operational processes. - Coordination & Vendor Management: - Work with lenders, insurance partners, mutual fund companies, and DSAs. - Coordinate between field teams, customer service, and internal departments. - Technology & Automation: - Collaborate with tech teams to improve operational efficiency using digital tools. - Implement automation for KYC, onboarding, CRM workflows, and reporting dashboards. - Track operational metrics and implement data-driven improvements. Required Qualifications & Skills: - Bachelors/Masters degree in Finance, Business Administration, or related field. - 5-10 years of experience in operations within mutual funds, insurance, and loan verticals. - Strong understanding of regulatory guidelines (SEBI, IRDAI, RBI). - Proven ability to lead teams and manage large-scale operations. - Excellent communication, leadership, and decision-making skills. - Familiarity with CRM tools, financial platforms, dashboards, and digital workflows. Candidates with experience in chit fund operations will have an edge due to: - Strong exposure to member handling and high-volume transactions. - Practical knowledge of financial collections, due diligence, and risk control. - Ability to manage on-ground customer operations and compliance checkpoints. - Better understanding of Vanmoh's business model and customer base.,
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posted 2 months ago

Credit Manager

Muthoot Microfin
experience3 to 7 Yrs
location
Tamil Nadu
skills
  • Credit Management
  • Credit Risk Management
  • Finance
  • Analytical skills
  • Interpersonal skills
  • Communication skills
  • Problemsolving
  • Decisionmaking
Job Description
As a Credit Manager at Muthoot Microfin, your role will involve managing credit operations, assessing credit risk, and ensuring effective credit management to support the company's microfinance activities. You will be responsible for evaluating loan applications, conducting credit analysis, monitoring loan performance, and developing strategies to mitigate credit risk. Your interactions with clients will be crucial, as you oversee credit policies and ensure compliance with financial regulations. Key Responsibilities: - Manage credit operations and assess credit risk - Evaluate loan applications and conduct credit analysis - Monitor loan performance and develop strategies to mitigate credit risk - Interact with clients, oversee credit policies, and ensure compliance with financial regulations Qualifications Required: - Credit Management and Credit skills - Credit Risk Management and Finance skills - Strong Analytical skills - Excellent problem-solving and decision-making abilities - Strong interpersonal and communication skills - Ability to work independently and collaboratively - Experience in the microfinance industry is an advantage - Bachelor's degree in Finance, Business Administration, or related field,
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posted 2 months ago
experience2 to 6 Yrs
location
Ramanathapuram, Tamil Nadu
skills
  • Excel
  • PowerPoint
  • Strong interpersonal
  • communication skills
  • Good knowledge of microfinance products
  • loan management
  • collection processes
  • Ability to work independently
  • in a team
  • Problemsolving attitude
  • a customercentric approach
  • Basic knowledge of Microsoft Office Word
Job Description
Role Overview: You will assist the Branch Manager in supervising field officers and ensuring the smooth functioning of day-to-day operations. Your primary responsibility will be to support the team in achieving the targets set for the branch. Additionally, you will be involved in the loan application process, conducting GRTs, facilitating loan disbursement, and maintaining strong relationships with clients. Key Responsibilities: - Supervise field officers and monitor day-to-day operations. - Ensure the team achieves branch targets. - Support in the loan application process and facilitate timely disbursement. - Conduct client meetings and site visits for verification purposes. - Develop and maintain relationships with clients. - Resolve client complaints in a timely manner. - Assist in training field staff and ensure accurate submission of reports. - Ensure compliance with internal and regulatory policies. - Prepare periodic reports on branch performance. Qualifications Required: - Graduation in any discipline, preferably in finance or business administration. - Postgraduate degree or diploma in finance or related fields is a plus. - 2-3 years of experience in microfinance, banking, or financial services. - Prior experience in team management or field supervision is preferred. - Exposure to loan origination, collections, and client servicing in the microfinance sector. - Strong interpersonal and communication skills. - Good knowledge of microfinance products and loan management processes. - Ability to work independently and in a team. - Problem-solving attitude and customer-centric approach. - Basic knowledge of Microsoft Office. - Attention to detail and focus on quality and accuracy. - High ethical standards and integrity. - Proficiency in local languages and understanding of the local market is desirable. - Willingness to travel frequently within the assigned area for field visits and client meetings.,
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posted 2 months ago

Business Executive

Shriram Finance Limited
experience0 to 4 Yrs
location
Tamil Nadu
skills
  • financial analysis
  • strategic planning
  • communication
  • interpersonal skills
  • financial services
  • retail lending products
Job Description
Role Overview: As a Business Executive at Shriram Finance Limited, located in Bhavani, your primary responsibility will be handling business loans. You will play a key role in managing client relationships, analyzing financial data, and developing strategic business plans to drive growth and profitability. Key Responsibilities: - Manage client relationships effectively to ensure customer satisfaction - Analyze financial data to evaluate the creditworthiness of potential borrowers - Develop strategic business plans to enhance loan portfolio growth - Collaborate with internal teams to ensure timely and accurate loan processing - Stay updated on market trends and competitor activities to identify business opportunities Qualifications Required: - Strong financial analysis and strategic planning skills - Excellent communication and interpersonal skills - Knowledge of retail lending products and services - Experience in the financial services industry is a plus - Bachelor's degree in Business Administration, Finance, or related field Company Description: Shriram Finance Limited is the country's largest retail NBFC offering credit solutions for various types of loans. With a network of 3,149 branches and a workforce of more than 77,764 employees, Shriram Finance has combined Assets Under Management (AUM) worth 243,042 crores. As part of the 50-year-old Shriram Group, the company is committed to creating transformative experiences for its customers.,
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posted 1 month ago
experience2 to 6 Yrs
location
Tamil Nadu
skills
  • Credit Management
  • Credit Risk Management
  • Analytical Skills
  • Communication Skills
  • Interpersonal Skills
  • Collaboration
  • Finance Expertise
  • Problemsolving
  • Decisionmaking
  • Ability to work independently
Job Description
Role Overview: As a Branch Credit Manager at UGRO Capital Limited, located in Ambur, your primary responsibility will be to assess creditworthiness, manage credit risk, and make decisions related to loan approvals for MSMEs. You will analyze financial statements, conduct risk assessments, manage loan portfolios, and ensure compliance with regulations. Your role will also involve close collaboration with other team members to enhance the financial stability and growth of clients. Key Responsibilities: - Assess creditworthiness of MSMEs - Manage credit risk effectively - Make decisions on loan approvals - Analyze financial statements - Conduct risk assessments - Manage loan portfolios - Ensure compliance with regulations - Collaborate with team members to enhance clients" financial stability and growth Qualifications Required: - Credit Management and Credit skills - Credit Risk Management and Analytical skills - Finance expertise - Excellent communication and interpersonal skills - Problem-solving and decision-making abilities - Ability to work independently and collaboratively - Bachelor's degree in Finance, Economics, Business Administration, or related field - Experience in the financial or banking industry is a plus,
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posted 2 months ago

Relationship Manager

Unico Housing Finance Private Limited
experience2 to 6 Yrs
location
Perambalur, Tamil Nadu
skills
  • Interpersonal skills
  • Communication skills
  • Financial analysis
  • Risk assessment
  • Customer service orientation
  • Sales
  • Relationship management
Job Description
Role Overview: You will be working as a full-time Relationship Manager at Unico Housing Finance Private Limited located in Perambalur. Your primary responsibilities will include managing client relationships, evaluating loan applications, providing financial advice, and ensuring customer satisfaction. Additionally, you will promote housing loan products and services, conduct financial assessments, and maintain detailed client records. Key Responsibilities: - Manage client relationships effectively - Evaluate loan applications and provide financial advice - Ensure customer satisfaction by addressing their needs and concerns - Promote housing loan products and services - Conduct financial assessments to determine loan eligibility - Maintain detailed client records for reference and follow-up Qualifications: - Possess strong interpersonal and communication skills - Demonstrate financial analysis and risk assessment abilities - Customer service orientation to address client needs effectively - Knowledge of housing finance products and services - Previous experience in sales or relationship management roles - Hold a Bachelor's degree in Business Administration, Finance, or a related field,
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posted 3 weeks ago

Branch Manager

DOLPHIN CONSULTANTS.
experience6 to 10 Yrs
Salary3.5 - 8 LPA
location
Chennai, Ambattur
skills
  • business loan
  • home loans
  • microfinance
  • business loans
  • lap
  • loan operations
  • loans
  • branch management
  • loan administration
  • nbfc
Job Description
Hi, We are hiring Branch Manager for leading NBFC in Chennai Product: MLAP Business Loans Key Responsibilities 1. Team Leadership & Development Empower Relationship Managers (RMs): Act as a mentor, guiding RMs to effectively serve entrepreneurs by providing training, coaching, and motivation. Foster a Collaborative Culture: Cultivate a positive work environment that encourages teamwork, open communication, and mutual support. Performance Management: Set clear expectations, conduct regular performance reviews, and implement corrective actions to enhance team productivity. 2. Customer-Centric Operations Deliver Tailored Financial Solutions: Understand the unique needs of MSMEs and offer customized loan products that facilitate their growth. Ensure Compliance and Risk Management: Adhere to regulatory standards and internal policies to mitigate risks and maintain operational integrity. Enhance Customer Experience: Address customer inquiries and concerns promptly, ensuring high satisfaction and long-term relationships. 3. Business Development & Market Penetration Identify Growth Opportunities: Assess local market conditions to uncover new business prospects and expand the customer base. Implement Sales Strategies: Develop and execute plans to achieve branch sales targets, focusing on loan disbursements and cross-selling financial products. Build Community Relationships: Engage with local businesses and community leaders to strengthen companys presence and reputation. 4. Operational Excellence & Financial Stewardship Oversee Branch Operations: Manage daily activities, ensuring smooth functioning and adherence to company procedures. Monitor Financial Performance: Track key metrics such as loan portfolio quality, repayment rates, and branch profitability. Budget Management: Allocate resources efficiently to support business objectives and maintain cost effectiveness. 5. Strategic Reporting & Continuous Improvement Analyze Performance Data: Regularly review branch performance reports to identify trends, challenges, and areas for improvement. Implement Best Practices: Share insights and successful strategies with other branches to promote organizational growth. Drive Innovation: Encourage the adoption of technological solutions that enhance operational efficiency and customer service. Qualifications Experience:5 + years of experience in Business loan Education:Must be a graduate Age criteria:up to 38 years Salary:8 LPA Job Location: Ambattur Interested candidate can contact 9865863794 or share your resume through whats app or mail to maheswari@dolphinconsultants.in  Regards R. Maheswari HR Recruiter Talent Acquisition Dolphin Consultants Ph:9865863794 Email:maheswari@dolphinconsultants.in  
posted 4 weeks ago

Mortgage Loan Processor

ODH DEVELOPERS PRIVATE LIMITED
ODH DEVELOPERS PRIVATE LIMITED
experience12 to 20 Yrs
location
Chennai, Tiruchengode+16

Tiruchengode, Qatar, Kuwait, Noida, Nepal, Hyderabad, Gurugram, Malaysia, Kolkata, Mussoorie, Pune, Mumbai City, Jordan, Ghana, Delhi, Kenya, Egypt

skills
  • budgeting
  • leadership
  • problem
  • management
  • communication
  • time
  • solving
  • organizational
  • skills
Job Description
We are looking for an efficient Mortgage Loan Processor to process mortgage loan files and help clients submit complete applications. You will gather all necessary documentation and spot mistakes to ensure approval for the mortgage. If you want to succeed as a mortgage loan processor, you should be highly detail oriented. Customer service and communication skills are key since youll be the glue that binds all interested parties, from clients to underwriters. Mortgage loan processors should also have an aptitude in math and excellent time management skills. Responsibilities Perform a general evaluation of an application (financial documents, mortgage type etc.) Help client choose the most appropriate mortgage Gather all important data from client (assets, debts etc.) Verify information and references by contacting the right sources Correct mistakes and investigate inconsistencies Submit completed loan files for appraisal Act as point of contact between loan officers, underwriters and clients Conduct a final review of the file before closing
posted 2 months ago

Branch Manager

UNITED CARGO LOGISTIC
UNITED CARGO LOGISTIC
experience15 to >25 Yrs
Salary70 - 1 LPA
location
Chennai, Bangalore+8

Bangalore, Chattisgarh, Noida, Hyderabad, Gurugram, Kolkata, Pune, Mumbai City, Delhi

skills
  • human resources
  • branch management
  • financial statements
  • business development
  • performance management
  • excellent interpersonal
  • excellent organizational
  • loan applications
  • bank products
  • business plan
Job Description
We are looking for a talented Branch Manager to assign and direct all work performed in the branch and to supervise all areas of operation. You will manage staff, foster a positive environment and ensure customer satisfaction and proper branch operation. The successful candidate will have a hands-on approach and will be committed to the expansion and success of the business by implementing strategies that increase productivity and enable sales targets achievement. Responsibilities Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branchs personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration  
posted 2 weeks ago

Branch Credit Manager

HDB Financial Services Ltd.
experience4 to 8 Yrs
location
Chennai, Tamil Nadu
skills
  • Credit Evaluation
  • Financial Analysis
  • Risk Assessment
  • Vendor Management
  • Credit Worthiness
  • Financial Statements Analysis
  • Customer Meeting
  • PDD Tracking
Job Description
Job Description: As a Credit Analyst, you will be responsible for evaluating credit proposals to assess financial, business, and industrial risks related to loan decisioning. You will verify the track record of promoters to determine their creditworthiness and analyze the financial statements of prospective customers to evaluate their solvency and liquidity positions. Your role will also involve ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Additionally, you will monitor and enforce approval rates, Turnaround Time (TAT), and ensure that the monthly Branch audit score meets satisfactory levels. Vendor management, conducting customer meetings for credit evaluations, and tracking and closing Pre-Disbursement Document (PDD) are also key aspects of your responsibilities. Key Responsibilities: - Make sound lending decisions based on available information and interactions with applicants. - Manage credit quality and control delinquencies and frauds effectively. - Monitor performance metrics related to key drivers such as losses, portfolio quality parameters, cost of credit administration, and employee productivity. Qualifications Required: - Bachelor's degree in Finance, Accounting, Economics, or related field. - Strong analytical skills and attention to detail. - Knowledge of financial statement analysis and risk assessment. - Prior experience in credit analysis or related field preferred.,
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posted 2 months ago
experience2 to 6 Yrs
location
Chennai, Tamil Nadu
skills
  • Data Analysis
  • Database Administration
  • Data Quality
  • Database Management
  • Database Architecture
  • Business Analysis
  • Requirement Gathering
  • SAS
  • SQL
  • RDBMS
  • MS Excel
  • PowerPoint
  • VBA
  • Jira
  • Bitbucket
  • SPSS
  • Python
  • Banking Domain Knowledge
  • Consumer Products Knowledge
  • Analytic Tools SAS Eminer
  • Knowledge Seeker
  • Big Data
  • Machine Learning R
Job Description
As a Client Remediation Data Analyst at our company, you will be responsible for managing a professional team to identify and validate client population analytics for issues requiring client remediation and remuneration. You are expected to contribute to standards within your area of expertise and develop a deep understanding of how different areas integrate within the sub-function. Your communication and diplomacy skills will be crucial in guiding and influencing colleagues in other areas and regulators. You will have responsibility for the volume, quality, timeliness, and delivery of end results in your area, as well as potentially planning, budgeting, and policy formulation. Responsibilities: - Perform various data activities including database administration, data analysis, maintenance, data quality, and database management or architecture/design engineering. - Administer defined procedures, conduct analyses, and prepare reports on a day-to-day basis. - Deliver routine and defined outputs daily while expanding your knowledge of the broader context. - Assess risks when making business decisions, ensuring compliance with laws and regulations, and maintaining ethical standards. Qualifications: - Minimum of 2 years of relevant experience. - Ability to think strategically and engage external resources to achieve objectives. - Knowledge of analytic tools such as SAS E-miner, Knowledge Seeker, SPSS, etc. - Experience with big data and machine learning tools like R, Python is a plus. Tools and Platforms: - Business Analysis, Requirement Gathering, Data Analysis. - Proficiency in SAS, SQL, RDBMS, MS Excel, PowerPoint, VBA, Jira, Bitbucket. Domain Skills: - Good understanding of banking domain and consumer products preferred (Retail Banking, Deposit, Loans, Wealth Management, Mortgage, Insurance, etc.). Education: - Bachelors/University degree or equivalent experience in Engineering or MBA from a premier institute. - Total experience of 2-5 years in a Data Analyst role with experience in the Banking Industry being advantageous. Job Category: Decision Management Schedule: Full-time Working days: Hybrid - Minimum 3 days in the office per week Shift: Regular Local Working Hours aligned with NAM working hours Please note that this job description provides a high-level overview of the work performed, and other duties may be assigned as required.,
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posted 3 weeks ago
experience5 to 9 Yrs
location
Tiruchirappalli, All India
skills
  • Commodity Finance
  • Agri Lending
  • Agriculture Lending
  • Program Based Loans
  • Tie Up Loans
Job Description
Job Description: As the Cluster Manager for Agri Lending, you will be in charge of overseeing all business activities within the designated Cluster. Your responsibilities will include managing operations related to Agriculture Lending, Commodity Finance, Program Based/Tie-Up Loans for farmers, and other products and offerings within the vertical. Key Responsibilities: - Manage the entire business activities of the Cluster for Agri Lending - Oversee operations related to Agriculture Lending, Commodity Finance, and Program Based/Tie-Up Loans for farmers - Ensure the successful implementation of various products and offerings within the vertical Qualifications Required: - Bachelor's degree in Agriculture, Finance, Business Administration, or related field - Proven experience in Agri Lending or related field - Strong understanding of agricultural finance and lending practices (Note: No additional details of the company were provided in the Job Description) Job Description: As the Cluster Manager for Agri Lending, you will be in charge of overseeing all business activities within the designated Cluster. Your responsibilities will include managing operations related to Agriculture Lending, Commodity Finance, Program Based/Tie-Up Loans for farmers, and other products and offerings within the vertical. Key Responsibilities: - Manage the entire business activities of the Cluster for Agri Lending - Oversee operations related to Agriculture Lending, Commodity Finance, and Program Based/Tie-Up Loans for farmers - Ensure the successful implementation of various products and offerings within the vertical Qualifications Required: - Bachelor's degree in Agriculture, Finance, Business Administration, or related field - Proven experience in Agri Lending or related field - Strong understanding of agricultural finance and lending practices (Note: No additional details of the company were provided in the Job Description)
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posted 2 weeks ago

Underwriter

Firstsource
experience2 to 6 Yrs
location
Coimbatore, Tamil Nadu
skills
  • Written communication
  • Verbal communication
  • Compliance
  • Risk assessment
  • Analyzing financial data
  • Assessing risks
  • Determining creditworthiness
  • Attention to detail
  • Analytical thinking
  • Organizational skills
  • Underwriting software
  • Data analysis tools
  • Microsoft Office applications
  • Financial industry knowledge
Job Description
As an Underwriter at Firstsource Solutions Limited, you will be responsible for assessing, analyzing, and evaluating loan and insurance applications in accordance with company policies and risk guidelines. Your role will involve reviewing applicant profiles and documentation, verifying data accuracy, collaborating with team members on complex cases, and ensuring compliance with regulatory and organizational standards. Your expertise will be crucial in supporting the decision-making process and maintaining operational quality and efficiency. Key Responsibilities: - Assess, analyze, and evaluate loan and insurance applications based on company policies and risk guidelines. - Review applicant profiles and documentation to ensure accuracy and completeness. - Collaborate with team members on complex cases to reach informed decisions. - Ensure compliance with regulatory and organizational standards throughout the underwriting process. Qualifications Required: - Proficiency in analyzing financial data, assessing risks, and determining the creditworthiness of applicants. - Strong attention to detail, analytical thinking, and organizational skills to ensure data accuracy and compliance. - Excellent written and verbal communication skills for effective collaboration and reporting. - Proficiency in using underwriting software, data analysis tools, and Microsoft Office applications. - Ability to work in a professional on-site team environment and meet deadlines effectively. - Prior experience in underwriting, risk assessment, or a similar role within financial or insurance industries is preferred. - Bachelor's degree in finance, business administration, economics, or a related field. - Knowledge of industry-specific regulatory requirements and documentation standards is an advantage.,
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posted 1 week ago
experience3 to 7 Yrs
location
Chennai, Tamil Nadu
skills
  • Reconciliation
  • Inventory Management
  • Client Relationship Management
  • Market Analysis
  • Investment Strategies
  • Portfolio Management
  • Compliance
  • Risk Management
  • Trade execution
  • Operational Procedures
Job Description
Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All 5 of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance: - Yubi Loans: Term loans and working capital solutions for enterprises. - Yubi Invest: Bond issuance and investments for institutional and retail participants. - Yubi Pool: End-to-end securitisations and portfolio buyouts. - Yubi Flow: A supply chain platform that offers trade financing solutions. - Yubi Co.Lend: For banks and NBFCs for co-lending partnerships. Currently, we have onboarded over 4000+ corporates, 350+ investors, and have facilitated debt volumes of over INR 40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed, and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 650+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Inviting applications for the role of Trade Operations - Stock Broker. **Roles and Responsibilities:** - Manage End to End trade execution Via BSE & NSE Exchange. - Reconciliation of the trade settlements. - Inventory Management. - Execute buy and sell orders for debt securities and other financial instruments on behalf of clients/Distributors. - Build and maintain relationships with clients, addressing their inquiries and concerns and providing exceptional customer service. - Monitor market trends, economic indicators, and news events to identify investment opportunities and risks. - Collaborate with research analysts and other team members to develop investment strategies and portfolio recommendations. - Stay updated on industry developments, regulatory changes, and best practices in the brokerage industry. - Identify and address operational challenges, process gaps, and glitches in Daily BAUs. - Continuously enhance operational procedures within the system to align with the organization's scale and scope. - Align with internal compliance and risk & regulatory policies to achieve business process excellence. **Qualifications:** - Bachelor's degree in finance, economics, business administration, or related field. - 3 to 7 years of experience as a licensed stock broker or investment advisor. - Strong understanding of financial markets, investment products, and trading platforms. - Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients. - Proven track record of achieving sales targets and delivering exceptional client service. - Ability to work independently and collaboratively in a fast-paced, dynamic environment. - Chartered wealth Manager, Fixed income Certifications or NISM certifications if any. - Strong Numerical skills required to structure pricing for Fixed Income products. - Excellent interpersonal skills and enjoys working in a highly iterative, agile, and open team environment.,
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posted 2 months ago

BBA

Vendasta Technology (India) Private Limited
experience0 to 4 Yrs
location
Chennai, Tamil Nadu
skills
  • Analytical Skills
  • Teamwork
  • Financial Analysis
  • Investment Strategies
  • Market Analysis
  • Brand Management
  • Recruitment
  • Employee Relations
  • Training Programs
  • Performance Management
  • Communication Abilities
  • Problemsolving
  • Understanding of Business Operations
  • Loan Management
  • Marketing Strategies
Job Description
As a BBA graduate, your role will involve analyzing business data, identifying areas for improvement, and implementing solutions to enhance operational efficiency. The common job descriptions for BBA graduates are categorized into Finance, Marketing, and Human Resources. Your key responsibilities in Finance may include: - Evaluating financial data, providing insights, and recommending strategies as a Financial Analyst. - Advising clients on investment strategies, managing transactions, and raising capital as an Investment Banker. - Managing loans, assessing creditworthiness, and offering financial advice as a Loan Officer. In Marketing, you may be responsible for: - Developing and executing marketing strategies, analyzing market trends, and enhancing brand awareness as a Marketing Manager. - Managing online presence, creating digital marketing campaigns, and optimizing online performance as a Digital Marketer. - Developing and overseeing brand strategies to ensure consistency and effective market positioning as a Brand Manager. For Human Resources, your responsibilities may include: - Supervising recruitment, employee relations, training programs, and performance management as an HR Manager. - Sourcing and recruiting talent, overseeing the recruitment process, and fostering a skilled workforce as a Recruiter. Qualifications required for this role include: - BBA (Bachelor of Business Administration) degree - Strong analytical skills - Excellent communication abilities - Ability to work collaboratively in a team environment - Problem-solving aptitude - Understanding of business operations and strategies The company provides a Provident Fund as a benefit. This position is Full-time, Permanent, and Fresher suitable. The schedule is a Day shift, and the work location is in person.,
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posted 2 weeks ago
experience3 to 7 Yrs
location
Salem, Tamil Nadu
skills
  • Credit evaluation
  • Financial analysis
  • Risk assessment
  • Vendor management
  • Customer meeting
Job Description
Role Overview: You will be responsible for evaluating credit proposals, assessing financial, business, and industrial risks, and making decisions regarding loans. You will also verify the creditworthiness of the promoters and analyze the financial statements of potential customers to determine their solvency and liquidity positions. Your role will involve ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Additionally, you will monitor and enforce approval rates and Turnaround Time (TAT) as per prescribed standards, as well as ensure that the monthly Branch audit score meets satisfactory levels. Vendor management and conducting customer meetings to evaluate credit proposals will also be part of your responsibilities. Key Responsibilities: - Make sound lending decisions based on available information and interactions with applicants. - Manage credit quality and control delinquencies and frauds. - Monitor performance in terms of key drivers such as losses, portfolio quality parameters, cost of credit administration, and employee productivity. Qualifications Required: - Bachelor's degree in Finance, Business Administration, or a related field. - Proven experience in credit analysis, risk assessment, and financial statement analysis. - Strong understanding of lending principles and credit evaluation processes. - Excellent communication and interpersonal skills. - Ability to work effectively in a fast-paced environment and meet deadlines. - Knowledge of regulatory requirements and compliance standards in the financial industry.,
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posted 1 week ago

Branch Manager

Seyon Micro Credit Foundation
experience2 to 6 Yrs
location
Coimbatore, Tamil Nadu
skills
  • Team Management
  • Sales
  • Customer Relationship
  • Branch Management
  • Compliance
  • Administration
Job Description
As a Branch Manager, you will be responsible for achieving branch targets of outreach, portfolio quality, and portfolio disbursement on a monthly basis. Your role will involve maintaining controls and compliances of the branch, as well as overseeing the overall administration and upkeep of the branch. You will be required to manage the team, provide guidance to staff, and ensure the accomplishment of branch sales goals, along with ensuring 100% on-time collections. Additionally, you will be responsible for maintaining Books of Records, coordinating with other parallel managers and the audit team, and building customer relationships to enhance business volume. Qualifications Required: - Bachelor's degree preferred Key Responsibilities: - Achieve branch targets of outreach, portfolio quality, and portfolio disbursement monthly - Maintain controls and compliances of the branch - Oversee overall administration and upkeep of the branch - Manage team and provide staff guidance - Accomplish branch sales goals and ensure 100% on-time collections - Maintain Books of Records and coordinate with other parallel managers and audit team - Build customer relationships to enhance business volume Please note that the job location for this position is Coimbatore & Erode. This is a full-time role that requires a minimum of 2 years of experience in JLG Loan. The work location is in person. Benefits: - Health insurance - Provident Fund,
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posted 1 month ago
experience4 to 8 Yrs
location
Ooty, Tamil Nadu
skills
  • Customer Relationship Management
  • Consultative Sales
  • Customer Service
  • Leadership
  • Communication
  • Problem Solving
  • Planning
  • Relationship Building
  • Sales Techniques
  • Financing Options
  • Team Participation
  • Sales Expertise
Job Description
Role Overview: As a Sales Executive in our organization, your primary responsibility will be to contribute to the success of the company by effectively applying sales techniques to convert prospective owners into purchasers. You will be tasked with building strong relationships through referrals, personalized interactions, and tailored presentations that meet each client's vacation ownership needs. Your role will also involve ensuring all sales documentation and legal requirements are completed accurately and promptly, as well as maintaining post-sale relationships to drive satisfaction, repeat sales, and referrals. Key Responsibilities: - Develop and maintain a strong customer base through referrals and leads. - Provide accurate information on pricing, property details, and amenities. - Maintain detailed records of customer interactions for effective follow-ups. - Monitor contract processing to prevent cancellations and ensure timely closures. - Deliver consultative sales presentations, establishing trust and rapport. - Identify client needs through strategic questioning and customize presentations accordingly. - Conduct property and model tours to highlight key features and benefits. - Present financing options clearly and complete all required documentation accurately. - Follow up with clients via calls and emails to reinforce engagement. - Ensure complete and accurate processing of all sales documents and loan applications. - Review contracts with buyers and coordinate with management to reduce cancellations. - Prepare purchase summaries and maintain data accuracy. - Respond to customer inquiries promptly and accurately. - Utilize available resources to enhance the customer experience and satisfaction. - Attend daily huddles, training sessions, and team meetings. - Continuously refine sales techniques through feedback and practice. - Support and mentor fellow team members as required. Qualifications Required: - Bachelors degree in Hospitality, Business Administration, or related field (MBA preferred). - 4-6 years of experience in vacation ownership/timeshare sales; at least 2 years in a managerial role. - Strong sales acumen with hands-on experience in lead conversion and objection handling. - Excellent leadership, communication, and interpersonal skills. - Ability to manage operational aspects such as documentation, bookings, and follow-ups. - Comfortable with travel, client meetings, and working flexible hours, including weekends and holidays.,
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posted 2 months ago
experience5 to 9 Yrs
location
Chennai, Tamil Nadu
skills
  • Supervisory skills
  • Loan products
  • Loan documentation
  • Microsoft Office applications
  • Banking systems
Job Description
As a Senior Officer in the Loan Department at Mizuho Global Services Pvt Ltd (MGS), your role will involve supporting the Assistant Vice President in ensuring the smooth operation of the Loan Department across ECFC MECS. You will be responsible for understanding the work processed across all teams under O-LAD and recommending cost-efficient enhancements while ensuring adherence to Service Level Agreements and procedures across EMEA. Your focus will be on CLO portfolios and you will operate within a hybrid working environment based out of Mizuho House, London Old Bailey Office. **Key Responsibilities:** - Process primary and secondary trades efficiently and accurately, particularly within CLO portfolios. - Communicate effectively with customers, relationship managers, agent banks, and participant banks to ensure correct handling of bilateral, syndicated, and agency facilities in accordance with agreements and customer requirements. - Maintain tight control over nostro outstandings. - Report delayed items, disputed amounts, and updates on outstanding investigations to the Assistant Vice President. - Assist in preparing departmental reporting and internal controls. - Support projects and ad hoc tasks that enhance the Group's capabilities and scope. - Manage all portfolios and deal types handled by ECFC, especially Loan Trading and Stratum Portfolios. - Assist in the introduction of new products such as RFR rates. - Handle credit insurance and Islamic finance transactions. - Adhere to the Mizuho London Branch Quality Management System. **Qualifications, Skills, and Experience:** - Demonstrated supervisory skills. - Detailed knowledge of loan products. - Strong understanding of loan documentation. - Willingness and ability to perform non-loan administration tasks. - Proficiency in Microsoft Office applications. - Experience with banking systems such as Atlantis, Midas, ACBS, and EMEA workflows. - Ability to motivate and guide team members. - Commitment to the Loans Administration Team Charter and alignment with Mizuho's corporate values. - Adaptability to new working environments and associated challenges. - Flexibility to work across various product and team areas as needed. At Mizuho Global Services Pvt Ltd (MGS), you can expect immense exposure and learning opportunities, excellent career growth, and the chance to work with highly passionate leaders and mentors. You will have the ability to build things from scratch and contribute to the long-term strategy of creating a captive global processing center for Mizuho Bank, Ltd. For more information about Mizuho Global Services Pvt Ltd, visit: [Mizuho Global Services](https://www.mizuhogroup.com/asia-pacific/mizuho-global-services) Address: Mizuho Global Services India Pvt. Ltd 16th Floor, Tower B Unit No: 1601 to 1604 World Trade Center, Perungudi, Chennai - 600096,
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